Some of us have had immense medical bills and frankly don't have the money to pay some bills, even though we want to. You must be one insensitive shmuck.

B***!h Fu*k you pay your damn bills and talk about my sister like that again you F-In deadbeat loser!

Not so.  If they get a court order they CAN GARNISH you. Unless your only income is SSDI or SS Retirement.  If you work for the Post Office there are some challenges, if you are Military some challenges as well.  Just negotiate with them a fair pay off and do what you intended to do when you established the debt.  You didn't go into the credit agreement thinking you were going to cheat anyone did you? Of course not, that would be FRAUD.  So do the right thing, answer their calls and let them know your circumstance.  If

i agree, these guys are driven by one thing money in their pockets. telling me all along we will go to bat for you. just incredible. my parents have been astranged and lived in seperate countries. when my father died his large credit card bills fell on my cancer stricken mother. she is in her home country now for treatment and wont be returning anytime soon or ever. i had dpa so i was able to talk with this sad company about the intentions for paying the debt  Ryan Rangel was such a jerk. he turned on me on a dime. i had some money to negoiciate with but when i did not get the amount they wanted he got real rud and mean fast. i would love to see them experence the strong arm of the law they say they stand by so firmly. I do not want to do business with these guys ever.

I got a call from this number and claimed it was Chris.  I asked who they are and they refused to disclose their information.  I found out that they have a bunches of offices and lowlife unprofessional work there.  BAR should ban them and put them out of office.  They are bad people.  They are SCUMBAG because the way they call sound like from black market.  Do not answer their call if you dont know the number nor try to find out who.

Wake up Chris Pezzuto's people call asking for someone you don't even know just to get information on you.

u can be garnished, with the exception of a few states for non payment of debt. actually can be arrested, example the creditor asks you to come in for a debtors exam and u flake, u can be arrested, get educated please google the law and understand what can and cant happen. no your laws i agree, just make sure wen u post on the internet your really sure what your talking about as it may make you look like a fool.

Yeah, I've been fending off calls from this jerk and his joke of a "law firm" for the last couple of months. Look, I lost my job, got way behind on my bills and am now just trying to make it paycheck to paycheck - sorry if your "law firm" doesn't come before paying my mortgage or putting food on the table. They called wanting to make a "settlement", which was like a 5% reduction. When advised we couldn't pay that, but would be willing to work out another plan - we were told "Nope, he won't accept that. If you can't pay the entire sum we are just going to have to recommend legal action against you". So now they call me at least twice a day - from different numbers too, in different states! And for all you idiots standing up for these people - I don't even know what to say except karma's a BI***! I'm so tired of dealing with these people. I don't leech off the government, I do my best to pay what I can towards my debt, I work full time and go to school full time, what more can I do? ANYONE WHO THESE JERKS THREATEN - DO YOUR RESEARCH, FIND OUT WHAT YOUR RIGHTS ARE AND FIGHT BACK!

Called me asking for a Denise Valdez. WTF?

What a totally unprofessional message from a bottom feeder of the legal profession. Yes, people are liable for the payment of their debts and collection attorneys are an accepted part of the system. However, lawyers are held to higher standards of conduct than the general public and such a insulting message from a member of the Bar and an officer of the court reflects poorly on the entire legal profession. There are rules of profesional ethics in every state that govern attorney conduct, which includes communications. Anybody interested enough in this clown should just report his message to the AZ Bar Disciplinary Board or it's equivalent. It will not be ignored and the hostile, immature Mr. Pezzuto might even get sanctioned over it.

I bet this guy relies almost exclusively on obtaining default judgments (when people do not answer the complaint or appear to defend themselves) just to keep the office open and meet payroll for the entourage of people who are so desparate or pitiful that they need to work at such a firm.  Even if you owe the money, there are various ways to defend the suit based upon rules of due process, evidence and procedure, which these mass collection firms almost invariably violate.

It's true that a debt collection agency cannot garnish your wages. Ultimately, all a collection agency can do is turn your account over to a law firm or attorney to file a lawsuit to collect the debt. If the creditor wins the lawsuit they will get a judgment for a specific amount. Once that judgment is filed of record, then the judgment holder can execute on it to have it satisfied out of the seizure and sale of your property or the garnishment of your wages. Most jurisdictions (states) do permit garnishment of wages, usually within statutorily defined limits, in order to satisfy (pay-off) a judgment that has been obtained against you.

Very Very unprofessional and rude.  All in your personal business and asking inappropriate questions.  they need to be shut down pernamently.

And I do not owe the bogus company any money either. So i am complaining about something that is not even my debt. That's what this Who Calls Me is for, so if you don't have a problem, stay on a site that does apply to you.

I have been called by this number and serves a summons which is bogus by this law firm, Joe Pezzuuto. I received a summons with my name and some bogus name for my non-existent husband.

I have been getting calls from this number for someone I do not know. I know it was def a collection agency. Now I pay all my bills so I know they are not calling for me. After reading all these comments I bet most of you are getting calls for yourself.... And coming to complain about a company just trying to do their job? Why? Just get off the Internet and call and work something out. No wonder the economy is in a crises... People borrowing money they do not have and refuse to pay it back smh. FYI if your getting a call and do not owe money then do what I did. I called and told them they had the wrong number and they have not called back since.

I just went around with this a***ole.  violated the law big time.  Am sending the following response back to him:

Dear Mr. Pezzuto,

I do not have the money your representative  pressured me into agreeing to.  Additionally, your representative, broke the law. TITLE VIII - DEBT COLLECTION PRACTICES  [Fair Debt Collection Practices Act] was violated multiple times.  

Therefore, be advised that the debt is cancelled based upon  to the following provision of the above law.

(b) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable
under section 813 for failure to comply with a provision of this title.

Research of your organization shows that this to be a habitual practice of Joe Prozzuto.  Your organization has a C BBB rating.  There are numerous filed reports of The Law Offices of Joe Prozzuto breaking this law, violating the rights of numerous other creditors.  

Do not call me again. DO NOT ACCESS MY CREDIT REPORTS AGAIN. Should you persist in contacting me, contact my attorney:

HOW DO WE GET A CLASS ACTION SUIT GOING IMMEDIATELY.  Together we can nail this creep.  Morally and ethically, we must to prevent him from harming others.

This is not a discussion as to whether or not we should "Pay our bills".

This is about our consumer protection rights when it comes to the collection of debts.

Thanks for playing.

Easiest way to get debt collectors to stop calling you is paying your bills...

Any " lawfirm" that cusses out people or call people names are not worth time or money to even work out something with just take every thing that is said or recorded to your lawyer to sue this fake company
Btw I'm going to JAG to do what can cause they threatened me a member of the us army to do what can't be done don't let this happen to you go to a lawyer asap if the law office of joe puzzuto

The way to halt a lawbreaking debt collector is to learn and enforce your rights, and not to throw all your trust at a legal paper mill like Krohn & Moss, which owns the "WeStopDebtCollectors" domain among others. K&M feels that spamming discussion sites like this is a fine way to attract new business. They have promoted the use of poorly composed dispute letters which are likely to get people sued for debt faster. Their soundalike civil complaints are sloppy, riddled with errors, and tend to be cut from the same pattern.

Free consultation and taking "your case for free" is nothing special. The FDCPA provides legal fee shifting to the losers. K&M primarily wants an easy case it can work from a desk instead of the courtroom, and then feed on settlement payouts split heavily in their favor. Most of the problems people have with collection agencies don't need a lawyer to solve anyway, hence my initial statement about becoming educated. Below is a link to FTC resources to get you all started.

http://www.ftc.gov/os/statutes/fdcpajump.shtm

EXTORTIONIST,  This is a collection scam. You pay "Joe Puzuto" to stop calling you. Check you credit report, they will hammer that until you pay them off.

The way to STOP these people in their tracks is to go to this website:  www.westopdebtcollectors.com, talk to these attorneys for free and let them take your case for free going after these morons....

CALL ME LOOKING FOR VERONICA Rodriguez. DON'T KNOW THIS PERSON ALSO DON'T CARE TO KNOW THIS PERSON . NOW I DON'T KNOW HOW TO STOP THE CALLS?? NEED HELP

Please stop calling my House. This person does not live here any more.My Number is 209-710-8764

Most of the people at this agency are arrogant f$#^%'s.  I have spoken to one person that didn't treat me like I was the worst person in the world and the debt isn't even mine, I'm just working with them to get it paid.  They are bullies, but face to face they wouldn't talk to you that way or it would get ugly.  There's phone lines between me and them that why they get away with it.  You may run a good company, but they certainly do not.

This guy call me and ask for someone I don't know. He rushed out of this call so fast I didn't even find out what the call was about.

You "successfully came to an agreement" with a debt collector which violated your MIL's rights straight from its first phone call? You don't see anything wrong with this picture? If that was my family member, the only "arrangement" I would make is the setting of a court date.

Your MIL comfortably has the rest of the year to file FDCPA claims. You might want to follow the link I provided a mere three comments behind yours.

Yes these people are harrasing me all day calling over and over. They actually left a message this time. They are asking for a person I don't know. They say they are a debt collector who needs some information. NOT COOL!!! People need to get a real job!

HELLO< IDENTITY THEFT!!!!!   you people don't just attempt to collect a debt! you take info that is not yours and use it against people. and if a person tells you that they cannot pay, you have to stop the harassing calls! it is the law!!!

I tried to make an arrangement for my mother in law, she is seriously delinquent on a credit card.  He first contact was from a mr lopez who she claimed was very rude and called her names.
So volenteered to try to intervene.  
I sucessfully came to an agreement for approximatly 50% down then a monthly payment.  I asked what th e interest rate would be, I was told 0%.  Great I said, please send me that agreement in writting so we can proceed.  NO WAY, they refused to put anything in writing.  Why would anyone refuse to put an agreement in writting? After all, all they were going to get was access to her bank account.  

How many people here would offer their banking info on someones word?