I hope this info helps people to clear some questions. The majority of information on the web ( google, bing ) about car repo is been placed by repo companies.

Can a loan company report a vehicle stolen that is in repossession?

Answer

NO ABSOLUTELY NOT! This is a CIVIL issue not a CRIMINAL issue! The car company can repo it or get a court order to have the sherrif come repo it that is all.


My finance company called me when I first defaulted and said they were going to report the car stolen. I recorded it and had them charged with Breach of Peace. 

Repo people are scum and will say anything to get information out of you. Don't talk to them, don't trust them, and be smart. Never for a second assume that they are stupid. 

They know how to do their jobs for the most part. 

With any situation, know what you CAN and CAN'T do and know what THEY CAN and CAN'T do. 

If you arm yourself with information you stop a sleazy repo man dead in his tracks who is trying to tell you that your going to jail for GTA. 


If the courts have determined that the vehicle is to be repossessed and the FORMER owner keeps the vehicle away from the agent of the lending institution, yes, it is a form of theft and the lender is certainly within their right to claim that their vehicle is stolen. Once the repo papers have been signed by the judge, you no longer have claim to the vehicle.


No.

The lender can request an court order under the misappropriation of property or whichever state statute applies.

A lender cannot file a stolen vehicle (grand theft auto charge) report in the traditional sense.


Attn.

A very nice lawyer.

Mr. Truth o should I call you Mr. Jones f*** you and your company. Please call the police if you get in contact with any of this people. ARS Investigations is a fraud they do not work with DPS or any government agencies. Hahahaha f*** you..!

It's a repo man- he says he is "detective ryan"

I got a call from this number said he's a detective name detective jones who is it

they call my home and said they were a detective, but i ask him for his batch # or a pnone number that i can verify his identidy and he star getting so rude

Record every phone call from him and then file a complaint against him with...

THE ARIZONA DEPARTMENT OF FINANCIAL INSTITUIONS  here...

Contact Information:
Hours:
M-F 8:00 am to 5:00 pm  
Telephone:
(602) 771-2800 Toll-free: (800) 544-0708
FAX:
(602) 381-1225
Postal Address:
2910 N. 44th Street, Suite 310
Phoenix, AZ  85018

They can take his license away from him.

With your help we can put corrupt people like him out of business.

Unique Investigative Services

also known as...

Astro Towing
James J. Jones
Susanne F. Jones

Home address according to the Maricopa County Assessor's (Property TAX) website:

12028 West Country Club Ct.
Sun City, AZ 85373

(602) 242-0420   Business number associated with AGENT I.D. 76953 (Arizona Secretary of State business records.)

Home Phone Number:
(623) 572-5918

Business mailing address:  P.O. Box 39460, Phoenix, AZ  85069

Debt collection and car repo man (towing).

Don't believe anything they say.  They lie about who they are and pretend to be cops.  They are not cops.

He seems to have a new phone number...

602-686-3938

Which you can look up on 800notes to find more info.

James J. Jones and Susanne F. Jones are running this very corrupt company.

My investigations of them will continue.

it sounds like the only things you guys have in common is that you refuse to pay your bills and/or refuse to return the BANKS property. If someone says "officer" or "sargeant" and you misconstrue it as police then you are assuming the wrong identity. private investigators may use these terms and titles in their line of work and they are capable of investigating crimes against their clients.

Got a call on Friday from the same Guy and he try to tell me the same things and he also sent a letter to my sister house she called him and he told her he was trying to invetagate me and she ask for what and he hung up on her. I told her to save the letter I think we all should come together and sue him for harrasment

Received a very similar threatening phone call. Saved the voice mail where he stated his name was Detective Ryan, and filed a police report with my local station. They were very interested to hear what was being said. Save and record all correspondence with this man. He is in direct violation of the Fair Debt Collections Privacy Act, in addition to impersonating a police officer.

We had a repo guy show up at our house. My fiancé told him he would be back in 25 min with the car, although he never came back until later that evening. The next morning I got a voicemail from "detective" jones saying that my fiancé had tried to run the repo man over with the car and that they would be pressing charges. I advised the man that I had witnessed the confrontation between the repo guy and my fiancé and all they did was exchange a few words and that neither of them even got out of their vehicles. When I spoke with the man in "investigations", I told him what happened and he told me to go get a lawyer and said he had a signed statement from my neighbor which I know was not true. These guys will do and say whatever they can to scare you, but all in all you have a lot more rights than you think. Don't let this "detective jones" scare you, he is nothing more than the owner of the repo/tow agency, and isn't affiliated with the police.

He said he was going to pay me a little visit and have nice little chat with me, well now I say it is time for all of us debtors to go to his house and have a nice little chat with him...

This guy is a complete and total liar.  He is an absolute fraud.  Don't believe anything he says at all.

He is a debt collector / repo man.

He is not with the police at all.

Don't give him any information.

This is his real name and address and information from the Arizona Department of Financial Institutions which regulates debt collectors in the state of Arizona...

home office #0902224

Started:06/11/1998
Expires:01/31/2009
JAMES J. JONES
DBA: UNIQUE INVESTIGATIVE SERVICES
12028 W Country Club Ct
Sun City, AZ 85373
(623) 931-6794
(602) 405-3244

Nice work turning the tables on them!
Good for you!

Called identifying himself as an "officer" saying i needed to call back immediately, called back and answered saying "investigations" and immediately started with his whole reporting the car stolen and I was going to go to prison for atleast 5 years because i was in possession of bank property bullcrap. I asked him to ID himself with his name and badge number which he refused. I hung up and called the police and asked them if this is even legal which they said no, they dont get involved in civil matters and it is illegal what they are doing. I called back and told him what a fake he was and how what he does is illegal and that i filed a harrassment complaint against him, all he could say is "I hope you think I cant do it, I put people in jail. Feel free to look at ARS line yadda yadda" and hung up, I called back several times to which I got no answer.

This company is called Afficient recovery and illegally imitate police officers to quickly get you to turn in your car...

Repo Guys!  :-) I just had the same call.

person said they were an officer and wanted me to call them back