Yes it is a scam - especially when you call back and the number does not go through.  I have asked them once again to please remove my number from their list as I am registered with the National Do not call registry.  I told the guy if I were to get another call from them I will file charges of harrassment.

Recieved a call saying it was Proactive Planning Solutions.  A company promising to lower credit card debt.  I am suspicious as it is a local phone number.  They are suppose to be calling me back to discuss my credit history and the possibility of helping me with cc debt.  Any info on this company...my gut says it is a scam....

Hi Nikki, I keep getting calls from this # as well. Haven't answered it but now I will that I read ur post & write back 2 let u know if they tell me the same info. Thanks 4 ur post