Received two voicemails messages from 469-206-9605 on the caller ID at my place of employment, automated recording stating that I had to return a call to a different # 609-310-1956 in 48 hours or they were going to debit my checking account. The ironic part of this crap in that the message on Wednesday at 1:12 pm states the above and then 48 hours later another call from the same # and same message (which happens to be 48 hours later) received the second call on Friday, @ 1:28 PM, all automated. BOth voicemails was identified as Check Systems.

I immediately called my bank and verified nothing had been transacted. Unfortunately, the only way to block a transaction is to pay your bank for a STOP BANK draft against the spoken party, however they could have a bogus name on the transaction. SCAMS, SCAMS, SCAMS!!!!!!!!!

Even though these idiots are using the business Chex Systems as their "company" name; the reality is Chex Systems DO NOT do collections, they are the people banks go through to see your banking history when you want to open an account. A Payday Loan is NOT a check IN ANY WAY, SHAPE or FORM. These scumbags say it is because writing bad checks is  a felony, whereas unpaid loans are CIVIL matters. These idiots using a trademarked name Chex Systems are the ones who are committing fraud; attempted extortion using a legally trademarked company name? My sister was listing a Tiffany & Co bracelet on Ebay and received a letter from the FBI claiming if she didn't remove the listing, they could bring her up on Fraud charges, simply because she mistakenly used the # sign instead of the & sign. so, these idiots are the ones who will be in deep sneakers if/when they get caught. I'm sure the real Chex Systems has a lot of technology these j***-off drug addicts have never heard of and they will find them eventually. Good night and good luck, you POS's (the scamsters, i mean!)

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/

Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics

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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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http://800notes.com/forum/ta-4f7d326029dcf9d/ ... lectors-finally
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
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One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!
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credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List

I got the same call from 469.206.9605 with message to call 609.310.1956  That caused me to call my financial institution and they said they showed nothing wrong with my account.

Yesterday I got a call threatening me with getting served with "papers in your county", which I know is a scam.  

Seems as though I got on somebody's try to scam list...  Sorry I don't play that game!!!

Got a call from 469-206-9605   Left a message to call 609-310-1956 within 48 hours or that my bank account would be frozen.  I called the 469 # and got a voice mail for Patrick Callahan with some Mediation firm.  

Got the same call originating from 469-206-9605 saying to call 609-310-1956 that they were from ChexSystems and needed to call in 48 hours.  Whatever...they are now blocked.

I received a call from 844-823-0321 advising me they were ChexSystems and were going to withdraw funds from my checking account unless I called back within 48 hours to the following number:  609-310-1956.  I'm very familiar with ChexSystems, so I called their actual company only to be advised that they had received several other complaints about the 609 telephone number.  Do not be fooled.  Report these scammers and keep an eye on your banking/credit information!

HOLY CRAPS I GOT A CALL FROM THE SAME # SAYING I OWE THEM FOR PAYDAT LOANS AND I TOLD HIM TELL ME THE PAYADAY LOAN COMPANY I OWE $ TO AND HE STARTED HARRASSING ME SAYING IF I DONT WIRE HIM $ ASAP THRU WALMART HE WAS GONNA SEND ME COURT PAPERS AND I TOLD HIM REALLY I ASK HIM FOR HIS NAME HE SOUNDED TO CREEPY I DONT KNOW IF HE WAS A MAN OR WOMAN OR TRANSGENDER SOUNDED LIKE A FROG WAS STUCK IN HIS THROAT THEN HE GAVE ME A # (713) 533-8993 TO CALL IT AND ASK FOR ANTONIO WHICH HE IS HOUSTON/PASADENA TEXAS THEN TO GIVE HIM THE WIRING OR PIN # OF THE $ SEND THOSE LOSERS NEED TO BE PUT IN JAIL SCAMMERS I WILL REPORT THEM TO FTC........

Got a similiar recording call to what you guys been stating.  Thanks for the postings.  Very annoying and frustrating agree with all of you.  Thanks.

This company has called me several times with the same recording, thanks everyone for your posts.

These freaking retards called me the day after u Tim

got a call

I got a call too about three over the last six months telling me I owe payday loans and they would drain my acct and file court papers I told them to go ahead and I welcome the court summons so that I could prove it is moot me nor my acct then he stated "let me turn the recorder off". Mind you it was never stated in the beginning that it was Bering recorded. I heard a beep beep and he proceeded to say ok this is it I don't care one way or the other if you pay I'm telling you why fight it when you can just pay $400 and it will be done because you owe 4 Loans totalling about 1300 and 400 is worth paying. I said never mind I will fight it and he got mad and hung up

This is the second message from this number. The first time I called and left my number and no one called me back.

fake.... report them

I am so glad that y'all posted on here too. I have gotten 2 calls from these dirtbags with the 609 number and they gave me the same story about withdrawing funds and they needed a callback in 48 hrs. When I called back the first time the guy asked me for my phone number and when I told him no, he hung up on me. I am about to do what Joe said and file the complaints.

Same thing happened to me today.  I contacted my lawyer and she confirmed that these kind of tactics were illegal and the company was probably illegitimate.  She advised me to file a complaint with the FTC and the new Consumer Protection Financial Bureau.

I called Chex Systems and I was told they were getting a lot of complaints about a place calling from a 609 area code. They advised me that they would never call you and leave a message of any kind. They told me that I should report them and call the police with the number because that is illegal to do. Scumbags!

I just got a call from this asking for settlement of 400 from a company that I never heard before

They called me and left the same message that they were from chex systems and tried to attempt a withdraw from my account. I called the 609 number and they asked me about a bank that I had never heard of and I asked for their number so that my attorney could get back to them and they gave me 713-535-9337 number and it goes to a person named Antonio and it gives no company name.

This number just called an said I owe some money.. Is thgis fake

just an fyi chex systems number is 1-800-428-9623. this 609 number is a scam

6093101956
Got a message to my work number same things as you are saying. They saying they are from check systems and will drain my account unless I call another number. I usually ignore called like this but the whole check system claim kind of scared me! Thank you so much for these posts! Now I know they are a scam!!!

So what happened?? DId the do anything with serving you papers or anything for Court? They just called me?

Got the same message yesterday. I'm glad there are these posts. I thought it was a scam too. Thanks Everyone!

Just got the same call.  Obvious scam call trying to get your account numbers so they can drain your account.  Fair Debt Collections Act all day baby!  If they don't refer to it, they're fake!  No one can legally threaten to drain your accounts, put you in jail, or otherwise use threatening language or acts on a private debt, even if you DO owe the money!  Don't fall for this crap!

Received a call from this number today and it was an automated message about withdrawing money from my account. This is a business number. It offered me to press 1 to address the issue immediately or call back within 48 hours to prevent the account from being frozen. (or something along those lines). Adding the number to our in-house blacklist so we won't be bothered further.

I just got the same call...they left the exact same message.  I called and some lady answered so I asked what company is this and she said we have a lot of companies and asked for my phone number...and said no and hung up.

THEY CALLED ME TO FROM SOME KIND OF CHECK SYSTEM SAID THEY WHERE GOING TO WITHDRAW MONEY OUT MY ACCOUNT AND COULD FREEZE MY ACCOUNT. UNLESS I CALL THEM IN 48HRS.