How can reach out to IDT Caramel, Inc.  I have a judgement against me that I want to pay off.  I can't seem to find a phone number...Does anyone have one for me?

Learn to spell.

ok so firstly you need to understand that there is a difference between IDT CARMEL and PEOPLES FIRST RECOVERIES.

2 seperate business that happen to work together.

PFR where a bunch of idiots and also the same thing goes for Andy Dunn.

i was a collector for IDT CARMEL in Israel, i collected a lot of money each month and never had to find myself breaking any rules to get that money.

but one thing i can say is that the collectors in PFR in MN where real bad people.

My reply was to Absynth, not Ryan!

Hey, dipsh%#t...if the banks and credit companies just let people pay the principle, there wouldn't be such a problem with debt. Most people could pay the principle without all the freaking unfair interest rates they charge. The people who loan are the problem. It's all a scam just as you are perpetuating one here on this website. You obviously work for these "scavengers". The good thing is when the world ends, the likes of you will get what's coming to you lest ye repent. You aren't fooling anyone, what you do in the dark will come to light.

You should all just pay your bills.

Regardless....they are representing MN (for those of you not up to par MN stands for Minnesota.)  Just because one may work for a specific company does not mean one should completely bend over backwards for them.  Would that company do the same for you?  (Or even close to the same for you?)   Lets be completely honest here...even people who have taken vows can't say the honest financial truth  about eachother.  Any given employee can think their employer is "reliable" and "safe" however, TOMORROW even YOUR employer could file bankruptcy and eventually be D O N E !!!!!!!!!!!!

I know this company is bad news only because I had this company Peoples first recoveries call me about a debt that I owed. This was back In November and December of 2007. I paid the debt in full in 2 payments those months. Anyway it is now 8/23/2010, I wanted to purchase a home when I ran my credit report and saw that the HSBC card company (I went into default with) never marked the account paid and closed. I called them and apparently Peoples First Recovery never told them I paid so currently in 2010 my account is still being sold. I contacted the company who had the account when I paid it off which was peoples first recoveries and they refused to answer any of my questions. They told me to call IDT Carmel but this company has gone out of business. LOL No one has my account but yet it is being sold. I can't seem to get this cleared up and the  HSBC card company is still telling my credit bureau that I have a deliquency that I paid off 3 years ago. I am thinking about getting an attorney to help me fight this HSBC for falsely reporting on my credit Since I do have proof (My bank statements) that I did pay it. Any advice would be helpful on this matter. I am so frustrated that I could spit.

no i cant help you wth that hun lol pls talk 2 me gimmie ure room phone no or call me on 0034,950,069682 and hang up ill call u back if its not xdirectory u can avoid me but i dont quit:)

I see that you are on here regularly. I am a former employee of your company when I lived in Minnesota. I was needing a record from you stating my dates of employment via e-mail or on letterhead; at that time I was SaNaundra Smith. I remember the year was 2007. Can you contact me? My e-mail is shouck25@live.com. Thank you for your time. I miss being there.

Please make an effort to use proper spelling with reference to their/there. Misspelling your words and using improper grammar while you're attempting to tell someone off makes you look like an idiot.  Thus, you give yourself away as an uneducated debt collector.  
"Their" implies possession- for example, "That is their house."  "There" refers to a place, whether concrete or abstract.  For example, "If THERE was a violation you should call..."

DO NOT OFFER TO PAY ANYTHING if you feel you do not owe a debt! Rule #1

This is written by a collection agent, write a letter, certified, stating to quit calling your employer, your house, and file a complaint with your state attorney general.

People have to remember collectors are people with a job and have bills and we have bad days too. some collectors on the phone belive it or not are in debt too or living pay check to pay check kinda funny right.

also if you get someone rude just ask to work with someone else even if it is not your debt and someone is telling you it is don't hang up thats not going to help you at all just ask for someone else to help you. we are not trying to make people mad under most cases but trying to push them to do something they need to do a long time ago...

if its not your debt then send it in writing else if it is yours start paying it...

if you keep getting calls and its your debt and just can't or in some cases wont take care of it then there is not much hope for you... its yours so to not think they are not going to call you every day is funny... but there is a trick... id your self then let them talk for a bit then tell them you are ending the call this will make the dialer stop calling you for the rest of the day only.

Make a Reasonable Offer... make an offer they can't refuse... $10 a month is not going to help anyone but if you are willing to give them $10 a month then ask someone you know to front the mney and give them $10 a month... you may hang your head for a while but it will make you feel better in the long run.

I love it when people look at us as other life forms... nope just human... former PFR/IDT... oh by the WAY this should be the last insert because if IDT Carmel is still calling you then there is no hope because they sold all assets and nolonger do collections.

IDT Carmel is making my life hell, they are calling everyday to know my son's details who had expired 8 years ago in a car crash. They are telling he had taken the debt 1 year ago. I am really astonished on their claim. You can find more crazy behavior of them in this page http://www.debtconsolidationcare.com/collection-agencies/idt-carmel-call.html

You can call them at 8662358868 or 8898 i forgot ... I worked their they just changed phone systems... and The team I workd for got highest rating for compliance... So not everyone is a bad collector, depends on the individual....They implement all of the FDCA and if someone is in violation then get in contact with a supervisor and request that they listen to the recording... All calls are recorded... I dont know what rep you guys had calling you but on my team as long as a debtor explained their situation in detail we would accept payments monthly... U got to remember you are the one who signed the contract... I can see if a herdship occurs and sets you back but fact of the matter is going longer than a year without paying on any bill is ridiculous... You mean to tell me its ok for this bank to borrow you money, which is at your discretion to spend... They didnt tell you, you can only spend $20 at the grocery store on monday and $40 at target on saterday and $80 on your ut bill on tuesday... No they gave you this card said here, this is the limit, the bill comes this time every month, and this will be your MINIMUM payment..If they company wanted you to pay back $25 monthly YOU would NEVER been in collections because you would have done that when it was CURRENT...Fact of the matter just like other bills and contracts...Think of it like this... A friend comes to you said they need to borrow some money say about $2,000.00... You and your friend sign a contract or have a verbal agreement stating when and how your friend would pay you back... Now if you know your friends situation you may be able to understand why they can only pay limited amount back each month ....but if you know your friend works and spends a little extra money here, and a little extra money there... Your gonna be upset and confused as to why they only want to give you $25 monthly back towards the $2,000.00 you gave them with no problem when they askd... Same with this... Why would they accept $25  on a bill that high??? That doesnt even come close to covering the interest...  Yes everyone has problems that occur that set them back finacially but its up to you to be an adult and take responsibility to figure out a way to change your situation... Maybe not immediatley but come on after 10years and you still havent even paid anything towards your bill????..... Come on people we all know there are ways to cut come spending to come up with at least a descent payment towards a bill... We all just keep adding and spending money on other things but we cant afford to pay back our pre existing bills right?   The reason the accounts get sold to a collection agecy is because the original creditor just no longer wants to do buisness with you... They sell it because they can keep the people who are paying their bill and staying to the contract... They attempt to collect internally for at least 6 months before the bill is charged off into collections so whats the problem... People act like they arent given enough time... U think because 10years went past the absolves you from owing the debt? LOL  AND people wonder why the econonmy is going down.... lol wow....You know I understand though because their are collectors out there who dont follow the law... IF you feel you are dealing with someone who is in violations... ASK for their COLLECTOR LISCENSE number ... and then ask for the company info ... Yes you deserve to be treated fair by collectors by all means but also be fair to them because not all break the laws... AND ALL CALLS AT IDT CARMEL ARE RECORDED SO IF THEIR WAS A VIOLATION YOU SHOULD CALL HAVE REQUEST TO HEAR THE RECORDING TO VERIFY.... Other than that time to step up to the plate and start managing your future a little better when it comes to financial matters...

I have several phone numbers for these people.  I contacted them trying to clean up my credit report last year, and I want to pay my debt off.  I tried all the phone numers listed above, they are all out-of-service.  If anyone has a working phone number can you please list it.

HElp! This company is calling me and asking me to honor the legal binding contract I signed.. what do I do?

I suspect they have some Jews employed there too!

Geez, that was a bit cold don't you think? It is common knowledge that the military pays crap! He may have had a regular job then was deployed causing a huge income decrease. Don't judge people by their debts and how how many kids they have!!

if you have a paid infull letter fax it to them...just make sure the original acct is the same....if they dont stop, sue them.....their are goodhonest collectors

is it your husbands deabt or yours? He can get in huge trouble by the military for being in debt and going over seas......stop payment on your checks then or stop having kids you cant afford

But if you make a payment the statute starts all over again.....and all letters have the original creditor on them...look again

You were probably on a dialer, so you didnt get hung up on, it runs off the internet and sometimes there are glitches.....also theycollect on auto, checking accts, and credit cards......so you just may have a bill..call them back ;)

Nice spelling, and again Sir...sorry for your wife...but $25.00 a month doesnt even cover the interest, that CAN legally be charged.....IDT Carmel (Formely known as People 1st Recoveries) owns the debt and all legal rights.....
By the way Greg is a nice guy, but an a** as a collector (former co-worker)

Sorry toots, we have to verify the last 4 digits of the social.....so if you paid, it was yours or someone you know used your id........you people are funny, you have to be licensed to be a debt collector, their ar bad doctors, bad cops, and bad collectors...not all of us

Too bad Andy Dunn doesnt work there anymore......

nope not true.....all collectors are held to the same law....and that office closed almost a yr ago

Probably not...and who cares what the debt buyer paid, you still owe what you owe!!!!! Remember that little contract, interest,late fees.....

Just food for thought.....1.)People First recoveries was bought by IDT Carmel, so that wasnt anyone being dishonest, 2.)If you said you were the spouce, they have every legal right to inform you of the debt and or cbr info. 3.)Yes their is such a thing as statute of limitations, however If I borrow $5000.00 from you, ten years pass and I dont pay you back, do I not still owe you $5000.00? I think so! As for this not being your husbands debt, you might want to thank them for bringing it to your attention, and get a copy of his cbr to see if their may be anything else on it that isnt his (fraud), a collector CAN say it will go to court if indeed that is the intentionof the company to do so....Im not saying all collectors are nice, but not all debtors are honest. IE: its past the statute of limitations, so Im not paying!!!  (Professional Debtor talk)
Dont get me wrong, IDT carmel sucks, I quit there last week.....but it sounds like your only valid point was that your husband neber owned the vehicle

HA HA IDT hired a bottom feeding law firm Javitch, Block & Rathbone to file suit!!! You should read the complaint!!! It is a hoot! They admit in allegations that they have no accounts records...DUH!!! That is because it does not exist!!! My attorney laughed when he read the complaint and said he could not believe they actually filed the complaint. It is a joke! Do not ever ignore a complaint, answer and show up for court! They count on people not showing up, that is how they win judgements.