This is about the 30th call I have received from this number.  Indicating that they are from the United Nations and want to verify my social security number.  I have told them to stop but they continue calling me on my cell phone number.

These guys are a joke. At first I was getting mad that they kept calling. Then I was in a good mood one day and answered. Talking $h!t to them. Got in a argument... havent heard from them since :)

Got two calls from this number. Messages were left because the first one I was not home and the second one I was still in bed (it was before 8 in the morning) and didn't get to the phone in time. The messages were identical word for word. He spoke with a thick Indian accent and couldn't understand what he said his name was. He said he was calling from the United Nations and wanted to discuss my social security number. He also said it was time sensitive.  I Googled the number and found it to be a land line in San Diego California. This is not the first scammer that has called. I will do with this one like the rest of them. Report them to my attorney general and to the FBI.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

http://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

HAD I MENTIONED THE THIS PEOPLE ARE JOHN GARCIA , WHO HAS HEAVY ACCENT OF EITHER INDIA OR NIGERIAN, ROBIN TAYLOR SAME THING HEAVY ACCENT, ADAM WHITE, OFFICER WILIAMS , THESE ARE ALL THEIR MO'S I DO NOT THINK THAT THIS ARE THEIR REAL NAME. DON'T WORRY GUYS DOJ, FBI, ARE IN YOU CASE RIGHT NOW, YOU CANNOT HIDE!!!!!!

DOJ AND FBI INCLUDING THE CHP. THEY HAVE BEEN ALERTED. NEXT WILL BE THE CUSTOM , ICE IMMIGRATION NAME ALERT FOR ROBIN TAYLOR, ADAM WHITE, ROBERT WILLIAMS AND JOHN GARCIA. THOSE ARE THE MO'S.

I REPORTED THEM TO DOJ AND ATTORNEY GENERAL IN LOS ANGELES

I received phone calls from this number along with 2 of my friends.  They had very heavy accent and said they were form a legal company about money I owed and possible arrest and legal action in my state.  When I asked to speak to a supervisor after he wouldn't even tell me who he worked for or who I supposedly owed the money to.  This person also had a terrible accent and when I told him I didn't discuss matters such as this over the phjone and that I was sure he had all the necessary information to mail me anything I needed he preceded to say he was trying to tell me and i wouldn't listen.  I told him I was listening, but apparently he wasn't understanding my message to him and he was not to call back again.  This was in September and since then I have received 2 more calls from people with the same strong accent, but saying they worked for other companies - one was United States Legal and Law?

Ignore their calls...that's what I do.  They "go away" for a while then they try again and then they go away again and on and on...  I've been "dealing" with them for almost 2 years.  I refuse to talk to them.  I never, ever take their calls.  They are unable to send you to jail or take your family away.  The calls will probably continue unless we change our phone numbers.  I refuse to be bullied into changing my phone number!

These people have been calling me and my grandmother for months now, i never answer the phone, today alone they have called 8 times so far, the last message they left was from "Sam" with the UNLD. he said the same line about my SS# and that if I did not call him back i would go to jail for at least 6 moths and that I would lose my family. I really don't know what to do anymore.

Do not answer any calls from these people!!!!!!

Please tell these people to stop calling my job, my job is in jeopardy and they are harassing my supervisor.

Received 2 phone call in past 2 days from this idiot - threatening me with harm if I did not provide info on someone by the name of Johnson. this guy barely speaks English. called him - he wanted me to identify myself - I just gave him my home phone which he has been calling - he said there had been a mistake and hung up on me.

I have received numerous calls showing on my cell phone to come from 444198. I could not understand the middle eastern accent and asked for someone who speaks English. I finally was given another man whom I could understand (barely) and I asked him the name and phone number of his company. He said the company name is American Legal Collections and the phone number is 619-309-4469. He was asking for someone named Danny Witsan, a name with which I am unfamiliar.

Where can we report this? Will the FCC intervene and stop this?

This guy has been calling me for 3 months (it comes up on my ID as 444198) saying he's going for file a lawsuit the next day at 11 (even if the next day is a weekend or holiday) if I dont pay back 8000 dollars I was loaned. Please, if I was even loaned 8000 dollars I wouldnt be on state aid. Now he's been calling my friends asking about me. How he got their numbers I'll never know. I've called this guy back a few times now just to yell at him and tell him that he's been reported to my local athourities, and that I'll be contacted the state attourney general and I'll just keep going up the chain. Then he told me to "go to...". Then he called again, i ignored the call and he left me an attempted cussing me out voicemail. Which tells me it's not for real because no actual compnay would say what he said.

So yeah, if any of you are getting calls from this fella with the heavy middle eastern/indian accent, he's full of it. Have your phone carrier block his number from calling you, that's what I did.

Yes, they left frightening messages for my Mom and Sister as well.  They are horrible people.  I just hope that no one falls for this scam.

I received a call from 444-198, they left a message. This guy was saying I commited fraud along with my friend and he was going to have me arrested. He said I needed to return his call immediately at 619-309-4469. I called him and he said I needed to call my friend and have her call them back at this number because she used me for a reference and she commited fraud and I was being brought into this. I said NO sorry but if she used me as a reference I can't help that! Another guy called me back again and threatened me somemore with jail and said that I needed to call my friend or I'd go to jail! I did call my friend she said shes been getting weird calls from the same 444-198 number, she couldnt understand them because they don't speak english well. The guy tried to get her to go to WalMart and buy a debit card and send them money and tried to get her SSN.

Don't answer your cellphone when they call, let it go to voicemail.  Do the same at work if at all possible...works for me and also shows them that we are not threatened by their voicemails.

Please don't hold this against your driver.  She does not owe them any money.  They are running a scam and are trying to "scare" her into giving them money.  They've done it to me for months.  They've stolen her personal information through an unsecure website.  Tell him that she is no longer employed at your company.  She should file a police report.  They are relentless.  I am sharing this information with others with hope that no one will fall prey to these scammers because we are on to them.  Soon the FBI will catch up with them...it's just a matter of time.

they are calling me both on cell & @work...all he ever says is call back. If i hang up, they call back. Yes it is very annoying!!

My son keeps getting these same phone calls from this number from the same name, Robert Were ( I asked him to spell it). Have you heard anything else about it?

This man calls our office about 30 times a day.  He is trying to collect a bill from one of our drivers and doesnt understand why she is never in the office.  It is because she is driving a bus.  We have left our driver several messages, including a message that if she didnt respond, she could loose her job and family.  We are in the business of transporting students and this man's continued harrassment has become untolerable.  We now just answer the phone and say hello several times until he gets mad and then he hangs up and calls right back....vey annoying

They will NOT stop calling me either!  I am getting SOOOOO sick of it!  They call my cell phone, they call my work...its really getting annoying...GET THE HINT!  I am not going to give you money!  I guess I should be thankful that they keep wasting their time on me and not on someone who might actually fall for their scam...

They have called me at work and the phone # on the ID at work is 44-4198 wanted me to call him back at his bridge number 619-309-4469. He threanted me with arrest, jail, bodily harm. He also called me at home under the name Robert Williams, here at work he was Robert Vier (veer) (veir) how ever the spelling. it was the same guy. I will be contacting the state attorney general.

This person has been calling me for months.  He uses a local cell number and then tells me that I am being investigated for fraud and that my name,ssn,address is being investigated.  I can't remember the first name he used but he claimed to be an officer with the Federal Bureau and I couldn't remember the rest of the agency he is calling from.  The latest is that he is from the United Nations Legal Dept. and again my name and the other things listed above is being investigated and if I don't call back today legal papers will be filed against me.  He has a thick accent and comes up with a name that doesn't fit him.  He is using the name of John White.

they called 4 times today and previous months. they do not stop , they are calling 2 friends phone #s as well saying that I must call them back that they were left those Ph # as references. I had applied for an online loan last yr and this is a SCAM . they only have the last 4 #s of your ssn. I have reported to FTC several times. They keep changing thier Ph # and half the time it doesnt even work when you call it back , so I doubt the FTC will do anything about it. The scammers are trying to push ppl into getting their bank info by saying you owe money and its the same script they read off of everytime. they get nasty and rude if you do get them on the phone. I have just been hanging up . the only way they will stop is if you change your ph#

I receive these messages at least 5-10 times per day. Is there no way to stop these people from this type of hassement...First of all I cant understand him and then when I can he is cursing at me...This is AMERICA... We should not have to put up with this. I am also going to report them to our local police and the FBI.

Some person with a heavy india accent calling himself Paul Wilson called from the number 619-309-4469.  No indication of who they are or want they want, they are just these terrorists trying to steal your information, or maybe they already have it, cause they have my number.  I think the same person who uses different names calls...its the same voice.  I am fed up, my company is fed up with these calls, the next time they call we have a way of recording and tracking the numbers now and will call the FBI immediately from now on.   Sorry boys your one step away from being caught cause you have no idea just who your harrassing!!

the number may be out of San Diego but it is not as the number shoots to out of the country.. how they do that??  I'm going to pull one hair out of any person who is associated with this ideit of a company!

this number has called my # a few times and left garbled messages with a heavy Indian accent, claiming to be Roy Williams(now)and I need to call him or he will download my something or another, Stop this clown