Illegal text message to cell phone:   Behind on your home mortgage or about to be? Government programs available to assist you. Rates as low as 2%. Reply "HAMP" for info, or "STOP" to opt out.  Reported to FTC Do Not Call list as violation AND Fed. Communication Commission.  FCC is separate complaint:  http://esupport.fcc.gov/complaints.htm  At this site you can file complaints on Junk Faxes, Telemarketing,Prerecorded and Do Not Call, Wired Phones, Wireless Phones, Broadband Service and VoIP, etc.  It obtains much more info than Do Not Call Complaint site.