http://www.cleveland.com/consumeraffairs/inde ... s_25_milli.html

Asset Acceptance pays $2.5 million to settle case over debt collection tactics

http://www.cleveland.com/consumeraffairs/inde ... s_25_milli.html

THEIR STOCK IS WAY DOWN SINCE THIS CAMPAIGN STARTED. FAR WORSE THAN THE DROPS ON WALL STREET. KEEP UP THE GOOD WORK!

Reverse boycott. Together we are destroying their cost/benefit ratio by consuming their service. Their legal model is less vulnerable than their business model. Individual efforts against their legal model have failed for years. This united effort against their business model is succeeding.

When a company can repeatedly call with the intent of getting money their customers can repeatedly answer or call back with the intent of not giving them any. They need people to pay with as little talk as possible. They don't want to talk with people who know they are never going to pay. Be all talk and no pay. Answer when convenient. Call back. Give no information. Verify nothing. Ask as many questions as you can. Answer none.

Don't ignore/block/report them. It doesn't work. These folks want you to ignore them for as long as you can stand to or until you give them something valuable like money or information. Ignoring them is being their good customer. Sending a cease and desist is giving information. It lets them know you are still alive and remain their good customer. Preparing to initiate unlikely individual legal battles is being their good customer.

Be their bad customer. Make them talk to you fruitlessly for as long as they can stand to or until they stop selecting you as their customer. These companies cannot spend seconds much less minutes on the phone with every person who will never send them a dime. But they don't know who that is. You do. That knowledge is power. Every second you can keep their staff on the phone will render their business less profitable giving them a reason to never call you again.

Calling will not reset your SOL. Making a partial payment will.

I like to ask general questions they should but usually won't answer, "May I have the name and address of your agent for service of process?" Calmly and slowly ask them to spell every word in the address. Read it back for verification. Control the pace. If they are rushing then politely ask them to slowly repeat. "Are you a corporation and if so in which state are you incorporated?" Repeat your questions when you don't get direct answers. When they won't answer a question ask, "Would you like to comply with the business and professions codes of your state?" That is usually the point when they hang up on me but if they say they want to comply then begin your questions again.

Repeat while you have the spare time. These folks have many victims and few operators. If everyone calls back but pays nothing the mass auto-dialer business model becomes unprofitable. Don't aide and comfort the enemy by ignoring them. Call! Have a nice long slow friendly chat! Make them hang up first.

Press 2 for Spanish.

For any business, customers who consume the most resources but don't pay (or otherwise add value) become the least desirable. Most businesses will stop (cease and desist) soliciting an undesirable customer. Those that don't stop remain knowingly vulnerable to the actions of their undesirable customers. Few companies can afford to let everyone take a piece of them whenever they want endlessly. For instance they must pay staff to answer everyone's telephone calls which can be placed at your convenience for the joy of it. Call and consume their operator time without paying or giving information. Be a bad customer. The worst customer. Inspire them to invoke their right to refuse you service by not soliciting you.

There are certainly enough victims to take down this company so ignoring/blocking seems downright Orwellian to me. Really? We're just going to passively submit and go with a block list or however we manage ignoring an endless stream of unwanted phone calls day after day? Hell no! Unite or remain conquered. Answer/return every call - become well practiced at keeping these folks on the phone - or count yourself not amongst the free.

You could always give them a number from this site to waste their time www.pleasestopcalling.me

I paid $299 and never heard from them again, mail, phone or otherwise. Certified letter has stopped thousands of CC colleciton agencies over the past 5 years. email mtsbiz2@gmail.

The number belongs to a company called Portfolio Recovery Associates, sometimes doing business as Anchor Receivables. The buy up junk uncollectable debts that the statute of limitations has expired on, then try to strong arm people into paying. A Google search will quickly show that they are scumbags and will do anything to collect money that isn't owed to them.

I just told them "Good Luck on finding the check in the mail!" Hang Up! These people are ridiculous! They ask me if they are speaking to ? and I ask, "Who is calling"? They will not say unless I say my name. I have all the numbers blocked from my phone. There is about 7 of them! Just mark on phone list as, Don't answer" if you can't block. This way you can go ahead and hit the NO button!

I just got my first cell phone that I plan to only use when I really have to. Still trying to figure out how to use it. Just set it up on line last night, not even sure if I did it right, have not given the number to anyone, and find this stupid number on it!!  I thought it just might be the cell phone co. saying I did not activate it right.  Sure glad I checked with you guys before I called it.  Idiots.  I too have no debt.  Thanks for the info.

get calls daily, multiple times a day.....talked to someone once! After they called my fiance's cell phone looking for me. Trying to collect on a so called debt from 10 years ago! Checked statue of limitations for the state that I haven't lived in in 8 years, and it is way past! Very frustrating, but PORTFOLIO RECOVERY just tries to scam u into paying something that either isn't even yours or doesn't even exist on your credit report. Ignore them! Here are all the numbers I have that they have called from: 757-864-0020    620-662-1492    731-984-7690     731-215-8010  unfortunately there are more, but my cell phone only keeps most 10 recent calls....

They also call from:
847-678-9710
731-215-8010

I got a call from this number but no message was left

Portfolio recovery.  These morons have been calling me 5-10 times a day for the last few months, sometimes even on the weekends.  The last time they called I missed but called back immediately and actually spoke to someone.  They weren't even looking for me but had "been given my name and number as a secondary contact" for some a-hole I've never even met in my life.  I told them if they call me again I would sue the sh*t out of them.  They apparently got the message because it's been about 2 days without calls from them.

They keep calling my work number.

This person called to tell us that we behind in paying our Wells Fargo visa bill.  We pay it in full each month, so we knew they had the wrong person, sure enough, wrong person, very upsetting however.

Portfolio Recovery Associates is a junk debt buyer that tries to collect on ancient, invalid, uncollectible debts. They've also called me from:

620-662-1492
205-423-4020
731-984-7690
620-662-8870
757-961-3547
757-864-0020

Sometime the caller ID lists their company name but not always.

Whenever they call me I just keep saying hello over and over until they hang up! These people never give up.

They call and do not have the class to speak!!! Then after saying hello 7-8 times someone says something, it is a computer autpomated call

This f***ing a**hole "620-662-1492" called and then hung up on me at 7oclock in the evening! F*** you motherf***er!

I saw the weird, "620" and thought 'I don't know anyone in the 620 and having telemarketed for years in my college days, NEVER heard of it."

I picked up the call and said nothing, and it clicked. F***ing robocalling piece of crap company, and yes I have been pestered by Portfolio Recovery before for a car I sold a year ago that was impounded then resold by the tow company.

Portfolio Recovery you SUCK!

This number 620-662-1492 keeps calling us several times a day. Doesn't leave a message. Who is it and why are they calling?

They keep calling me for a Aarons rental from 2005, I had the furniture for 3 months, me and my fiancee broke up and I returned the furniture. now they want me to pay over $3,000 on something I don't have anymore..I just tell them to kiss my butt and hang up. I gotta give em kuddos because they are presistant as hell..I see someone referring to them as a company that buy junk debt thats uncollectible. well that is absolutly true in my case..good friggin luck to them..

They have been calling me for the past 3 or 4 years over a debt that was taken care of  over 15 years ago!  They won't leave me alone no matter what I tell them.  First they asked for me by my maiden name, and refused to tell me where they got my phone number since I don't give it out. I have been married since 1998 and this "debt" was taken care of waaayyyy before that.

The Wall Street Journal posted a story about Portfolio Recovery Associates, using the signature of a woman named Martha Kunkle, who died in 1995. Although she died in 1995, Kunkle's signature has apparently shown up on thousands of affidavits submitted since her death by Portfolio.

The name of the company calling is Portfolio Recovery.  From what I understand, after reading posts from other numbers associated with this company, they attempt to collect on debts that are 10-15 years old.  The Statute of Limitations has expired at this point so if you agree to make a payment or anything of the sort you will be held to it as the SOL will be gone.  I've received numerous calls on my cell phone from the following numbers - ALL associated with Portfolio Recovery:

620-662-1492
757-864-0020
205-588-8181
205-423-4020

I have been married for nearly 9 years and they called today looking for me by my maiden name.  I find this very odd as every debt, account, etc., I had at the time of getting married was switched to my new name.  My husband took the call & told them they had the wrong number.  They started asking him questions like has he ever heard of me, does he have another number for me, etc.  He told them again they had the wrong number & asked them not to call again.  I've programmed all of the above numbers into my phone to go straight to voice mail if they call.  I don't know how they got my number but I am ready to file a complaint against this company as they call me every day - no fail.

shows hutchinson, KS but this is Portfolio Recovery Associates.

Get with these guys they have PR against the wall!!   CHECK THIS OUT!

http://www.collectorsexposed.com/forum/index.php?/topic/1882-class-action-lawsuit-filed-against-portfolio-recovery/
 
SPREAD THE WORD ON EVERY PHONE NUMBER THAT THEY USE TO HARASS US AND WE CAN GET BACK AT THEM!!    Sign Up!!   Signed, S&T

I've been getting the same phone calls for the past year.  I don't answer my cell phone, since I have my phone programmed to state the person's name.  If my phone does not mention a name, I don't answer the phone.  I finally decided to file a complaint with the FTC, General Attorney of California and Virginia.  The last straw that broke the camels back was a when they called me on a Sunday.  Folks, lets get together and file complaints with the FTC, and the General Attorney of your state.  First, write a letter to the collection company, and certified it.  CC a copy of the letter to each of the agencies mentioned above.  Also, file a complaint with the BBB.  All this information is found online.  Good Luck.

Caller ID shows up "Portfolio Recov". I answered one time. They are looking for a dead beat relative. Don't know if it is legit or not but I don't want the crack heads calling me. I never answer now and if I do answer and they ask for who they are looking for I tell them they have a wrong number and hang up.

They call me saying I owe a debt from 13 years ago. LOL...My credit is Excellent. My bank said they are fraudulent. They try to get me to set up a payment system with them and I hang up. They dont even know my address. They claim they have been searching for me for 13 yrs.

Called today, left no message.

They have been calling me in regards to debts that I originally filed under a Chapter 13 which I had dismissed.  They won't send me anything in writing and they had the nerve to tell me that the only way they could send me something in writing is if we make a payment plan over the phone and get my payment information.  I told her no I don't deal with collection agencys over the phone and she told me I had to because I legally owe this debt and this was them trying to collect that debt then she started asking me more questions about my address, my bankruptcy and I told her I could not tell her anything without getting something from them in writing, which she again started in about only if we make payment arrangements and I finally hung up on her.