PS--The collection of debts are civil and not criminal matters.

This debt may be beyond the statute of limitations in your state. Read about it and your consumer protection rights under the FDCPA:

http://www.fair-debt-collection.com/statue-limitations.html

If it is, access the template for the SOL letter and send it to them VIA certified mail with return receipt requested.

I received a call this morning from this number (Dynamic Recovery Solutions) saying I had an outstanding loan from Check-N-Go. This may be a legitimate outstanding debt from over 7-8 years ago. I honestly can't remember. She offered a settlement (today) only. I said that I would like something mailed to me and I would indeed settle this. She told me it was only valid today, When I told her I would not give her my credit card information over the phone she got nasty and wished me luck and hung up. I'm now worried as I don't want to be arrested or have something pop up on my credit report. Any suggestions?