I hired consumer lawyer Jason Shear of the Brent & Shear, P.C. law office in Buffalo, N.Y.

Called my phone and started saying "Come on Chris, don't pretend you don't me. It's Mikey! Why are you pretending you don't know who I am? "

I said "OK wise a**, you know me so well, call me at home, not my cell" and hung up. Waiting......

rubin and rothman there number is 180029806058 also they are calling about debt collecting.

didn't answer, no message left

If you have been sued or harassed by Rubin & Rothman or any other debt collector give us a call!

We have recovered money for consumers who have been harassed by debt collectors.

Our firm has also assisted numerous consumers all over New York State who have been sued by Rubin & Rothman.

Contact us at the number below:

Jason A. Shear, Esq.
Attorney at Law
Shear Law Firm, P.C.
Buffalo, NY
Phone: (716) 566-8988

i too got a call from these people today and am afraid to call them back_please tell me what happened with your case

This is a very illegal thing for them to do!  You should contact the Court,  yes,  and there it something called a  'Cease and Desist'  order you can write and send to the collection agency or whom ever is harassing you.  You also send copy of your Order to the Attorney Generals Office and Counsel if you have one.  You can consider annexing an official complaint to the Attorney General's copy which I'd suggest.   I am not an attorney but have spent many,  many years studying law,  and am returning to school for law soon.  I can create a form for you to use as a draft if you wish and you can write it up yourself if you wish and that should stop them from any further harassment of you...no more letters,  false summons' or calls from them should follow after.  They will become liable and subject to criminal review.

Hope this helps,  let me know if I might be of assistance...peace.

This person is really offensive. they should not be calling anyone and leaving messages that are a threat.

rubin & rothman lawfirm.  Unscrupulous law practices, due to the fact when you pay them they do not report to the original creditor.  watch your back!

its called a judgement

i have received several calls from this company, Rubin & Rothman. I have been recently served two summons from Queens County Civil court. I have always worked two jobs and the creditors refused to reduced my payments so I couldn't make the minimum payments, and guess it, I defaulted on my cards. They rather see the little guys sink than to help them out. Rubin & Rothman do not return calls and respond to letters. They never want to send anything in writing or when something is sent, it is very unclear or not what was discussed or agreed upon. I need to know what I can do without going to the debt settlers. They are worse than Rubin & Rothman

To Angie & John:

I hired Attorney Jason Shear in Buffalo, NY.  Very helpful, being represented by a debt defense lawyer saved me a heap of money and aggrevation.  Good Luck!

GO TO
WWW.BUDHIBBS.COM
AND
WWW.NACA.COM  

THESE ARE BOTH EXCELLENT RESOURCES FOR ASSISTING WITH DEBT COLLECTIONS
Particularly ILLEGAL debt collections

COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!

FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATOR IN THE COUNTRY

Dealing with debt collectors
http://www.budhibbs.com/start.html

Statute of limitations by state ? always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from debt collectors ? always double check with your own State Government website
http://www.budhibbs.com/record.htm

From FEDERAL TRADE COMMISSION WEBSITE
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.

Could you tell me which law firm you used?
Thanx

To Jen:  I was just served a summons & complaint for a debt collection case by Rubin and Rothman.  Who was the debt defense attorney you hired?  I live in NYS!  Thanks.

I was sued by Rubin & Rothman when their client was a collection agency.  I hired a consumer debt defense attorney in Buffalo, NY and I won my case saving me thousands of dollars.  If you are sued by them don't do nothing, get help.

I'm sorry that you all are having problems with them. I have actually had a not so bad experience. They DID put a hold on my bank accounts and I didn't even know they were working on the account. but it was lifted within almost 24 hours and we worked out a payment plan. Even some payments have been late and they have not been rabid and have worked with me when I lost my job.  As long as you do not let them intimidate you (that's their job unfortuantely) and you remain calm they will be pretty nice.

Debt collection call came at 7:37am for our son who hasn't lived here in 4 years. Woman's voice is slurred and hard to understand. Anyone who isn't our son is not supposed to respond to the call, so how are we supposed to complain about it? Will be filing a complaint with the FCC.

Received a call from this number listing caller as Rubin Rothman.

I received a Summon from Rubin & Rothman few days back regarding my debt. I was very confused and scared. I noticed that there was no contact no. of the court, then one of Debtcc community member advised me to contact Court directly. Actually that was a false Summon and the collection agency was trying to pressurize me with some illegal steps. I got a lot of help from Debtcc community and like to refer it to you all:
http://www.debtconsolidationcare.com/collection-agencies/rubinandrotham-summons.html

Please we have to do something
Joshua Warren

again lets get a class action law suit againt them, the more people we have the better, alien_littlebit@yahoo.com, if you know how we can do it send me an e-mail, lets all stick together and fight them.

I agree with you about Rubin & rothman, I too am having trouble with them, they told me I have a judgement against when when I found that that was a lie, I did try to workout arrangements however they refused, I now have an attny and I do have a case against them, I think we all need to take out a class action suit against that collection agency, if you know how we can do that here is my e-mail address alien_littlebit@yahoo.com, your right we need to take a stand and fight back.Thanks, Janet

LIAARRRSSS

please email me or call me ! 917-456-2755 so we can discuss this further my mother in law just got her bank account frozen from them and they just started taking money out her account without any written consent or authorization lets work together

My Grandmom Nona is 89 years old and received a ny civil summons from Rubin & Rothman to appear in court.  IN COURT for owing $300, at 89 years old and an income under 10,000 a year.  These people at RR have such a greed that is makes them very unholy.  These are not people, they are animals.  They are inhuman and ice cold.  They are abusive and violent.  They threatened my 89 year old grandmom.  She owed $300 debt, The amount RR claim is 5 times that amount.  This is beyond illegal.  RR is a fraud.  These so called lawyers are nothing but ex criminals working on a commission.  The ex criminals boss is an attorney so technically they are allowed to call it a LAW OFFICE.  THATS LIKE running a hospital with a team of 25 doctors, and only one having a real medical degree.  

my nona kept this "debt" secret from me for a whole year.  Nona runs to call me when ever there is trouble in the family.  Nona avoided my eyes.  Nona is a victim. How many more of you are there out there.  Probably thousands.  Noone is listening so we have to speak louder.  I feel RR pick the people who are extremely innocent from con artist behavior.  For example the elderly, the poor, the people with bad credit, the disabled.  Anyone they can bully.  they are bullies and they are not going to get away with this.  I am going to try to find someone of high authority to help me in this matter.  How do you make a deal with con artist people.  The people who answer the phone are rude and taunt you to hang up on them.  I have called time and time again for Nona's "original contract" from Capital one.  I was put on hold and kept being ignored.  Then i was threatened with "Grandmother better hire an attorney".  Is this necessary??? I asked.  The threats...Dont threaten my Grandmother, and by the way give me your grandma's number so i can harass the crap out of her. The girl giggled and said "My grandma is dead-Hee Hee Hee Hee".
This is not a normal person.  People care about people in the world I come from.  I am educating Nona on proper bill collecting.  Most Bill Collectors send you a detailed itemized bill.  RR sends you their extremely inflated rate that is unjustified and not fair at all.  Most bill collectors will go as far as to say if you dont pay we may have to take legal action against you maam.  This should be the worst thing they could get away with saying.  BUT RR they say things to make you want to hang up, they seem to NOT WANT TO WORK THINGS OUT.  They are intent to see people not settle the matter.  They seemed to enjoy watching desparate people who dont like to owe anyone money squirm at their mercy.  They are honestly a cult of  sick people if you ask me.  Professional HEAD GAMERS, in the most sickest form you could imagine.  
They have to be stopped!!!!  The ny state is allowing these people to place summons on people age 89 years old and disabled.  This is a really twisted bunch of people these Rubin and Rothman individuals. Do not trust them , do not trust their lies.  

My Good people out there.  Please Lets clean up our world and lets start small.  Rubin and Rothman are a bunch of cockroaches and we need to exterminate guys like these legally.  Wipe them off the payroll.  Hit them in the pocket, the way they tried to hit my Nona.  Such Lowlives.  
I am going to the highest court, until someone listens to what these people can get away with.  Legalized Harassment and Abuse.  It is unacceptable and I am not going to take it anymore.  

they call you 20x's threatening, harassing,and making things unbearable  
noticed the amount getting higher and higher.  The 20 calls a day just kept coming.  The abusive language is disgusting.  My grandmom kept this secret from me, she was totally ashamed of herself.  She finally told me about this several weeks ago.  NO MORE SECRETS-NO MORE SHAME- they made my grandmom feel like a criminal.  ITS TIME TO TURN THE TABLES!! signed not going to take it anymore

Please do not call again, you have the wrong number.

Always trying to collect a debt. I just got my new phone number. Call alot. Very iritating. Does anyone know how to block unwanted calls?

Rubin Rothman, F****ng jew bag attys,

scumbag collections,, will f*** you over, levy accts etc.

have a nice day

Rubin & Rothman are a legit law firm/debt collector...just do a search for them on google...They call me about a bazillion times a day about settling my CitiBank credit card. Even after I spoke with a representative and have a settlement plan in process, they still call a million times a day...IF YOU DECIDE TO SETTLE YOUR CREDIT THROUGH RUBIN AND ROTHMAN...make sure you read over the paper work they send you and call them to make any changes...they'll try to tell you one thing on the phone and then trick you into doing something else...be careful