I've received this call numerous times; I never call them back and don't answer their questions. They'll evenutally leave you alone. Don't fall for their tactics.

I RECEICED A CALLED FROM CALLER SCOTT MILLER STATING HE IS AN ATTORNEY CLAIMING TO ARREST ME AT MY WORK PLACE. I DONT KNOW WHAT TO DO . I HAVE NEVER HEARD OF THIS COMPANY AND I DONT KNOW HOW HE ATTAINED MY PERSONAL INFORMATION

This guy try to say his name was Jake Ryan and that i am going to jail if i don't pay him. i forgot the amount he is dumb. i got calls like this last year.

I got a call from this number today saying that he is a police officer from New York. Yesterday he was Attorney Scott Miller

same thing happening to me for over a year. saying that if i dont pay then ill "be taken to jail and put into cuffs at my door". its a complete scam.  its so unbelieveable. call them and tell them you know, look into a law suit for harrassasment!

I got the same call today from a Jack or Jake Ryan telling me to call him back now, not wait, call him back now. They called me at work and got a message from a Scott Miller, both men had strong accents. stating to call or have my attorney call. He called me back and I just hung up on him. If they call back you can ask them to Valididate the Debt per section 809 of the Fair Debt Collection Practice Act. Have them send you verification of who they are, proof they are holding the debt they are claiming, copy of contract and payment history from the original creditor.

I received the same phone call today! It was kind of disturbing that they had all of my personal info. I immediately closed my checking account and filed a report with the federal trade commission! I also put an alert on my credit checks with equifax. Just some precautions that can be taken!

Received a call from some foreign man and he stated he was an attorney named Tom Little.  I was told to call him back right away.  If I or my attorney did not call him back and ignore his meesages he can not say what might happen to me.  He also stated he can only wish me good luck if I do not respond.

I received a call from this number and the caller said that someone was coming to arrest me and 2 of my friends for embezzlement.  He actually had the full names of my friends.  The guy said his name was Scott Miller and he spoke with an accent.  I have applied for jobs on line and listed these friends as references.  So I believe this is how he got my information and the names of my friends.  But I am not sure what he wants - his conversation was all about threatening to arrest me and my friends for embezzlement.

Recieved Messaged from a Michael Smith stating he must hear from me regarding a legal issue and to call at 646 351 1165. Called this number and said specific extension and the mail box full and hung up

This person called me today and said that I had defaulted on a payday loan and that I will be arrested tomorrow at 11am.  He could not give me specific information about the payday loan.

I got a call from a women that couldent speak english to save her life telling me that charges were taken out on me at 230 today 10/15/2009 for a Kiss, I said what? a Kiss and she said yes, then she ask if the last four didgets of my social was xxxx and it wasnt it was my wifes, they knew the name of my sister n law and two other people that i new but one they couldnt of got unless they hacked into the irs.
she knew i was on to her and told me to call her boss at 646-351-1165
he would explane the whole thing,
i dont have caller id so i dont know the number they called from but she told me to call 646-351-1165 i called it first it was buzzy then it answered and left a extention 5571-5576 then said mail box was full.hope we can find out who these people are

Caller stated his name wa Sand Rodgers had my personal information including were I work and home address and said the last 4 numbers of of SSN. said the sheriff  will come to either my home or job at 11am the next morning then stated that my two friends had to be present

Strong  Indian accent.. but the name was purley english
What a jerk-bag. I had call screening and  was afraid to pick the phone up ..even though he was looking for a person who does not live here (but someone i know).. he ended his message with a statement that can only be construed as a threat of bodily harm.

The Koran forbids lying fraud and theft. If he were caught doing this in a Muslim country, he would be either locked up for ages, or worse, have his right hand removed for stealing!

This scam has been going on for well over a year, now and has been recognized as such by the BBB:

Chicago, IL ? August 5, 2009 ? The Better Business Bureau is issuing an alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don?t pay immediately. Claiming to be lawyers, the scammers say they are with the ?Financial Accountability Association? or the ?Federal Legislation of Unsecured Loans? and are equipped with a disconcerting amount of personal information about their potential victims.

?Because the scammers have so much information about potential victims, the BBB is concerned that this may be the result of a data breach,? said Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and Northern Illinois. ?Thousands of people may have had their personal information compromised, and given the scammers? tactics, it appears that those who have previously used payday loan services could be particularly at risk.?

According to reports received by the BBB and posted online, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued. The phony debt collector threatens that, if the victim doesn?t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested and extradited to California within the hour to stand trial. The scammers often may have the victim?s Social Security, old bank account numbers or driver?s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.

The BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
* Ask the debt collector to provide official documentation in writing which substantiates the debt.
* Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
* Review recent copies of your credit reports to ensure that the alleged debt is not affecting your credit. Consumers can do this for free once every 12 months, and can find more information here: http://www.ftc.gov/freereports
* Under the Federal Trade Commission's Fair Debt Collection Practices Act, debt collectors may not harass, oppress, or abuse any person while attempting to collect a debt.
* A debtor may be contacted between 8 a.m. and 9 p.m. only and can be contacted at work unless instructed not to.
* File a complaint with the FTC online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
* File a complaint with BBB online at www.bbb.org if you believe a debt collector is trying to scam you.

http://www.thinkglink.com/article/2009/08/06/ ... eading-says-bbb

http://800notes.com/Phone.aspx/1-214-618-5897

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement, lawyers, officers of the court or bankers, or if they threatened you with arrest, be sure to include that information in your report.

2) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) The caller placed the call under a Texas area code. Even though the caller ID was probably spoofed or they're using VoIP technology to hide the fact that they're really calling from overseas, you should also file a complaint with the Texas Attorney General at http://www.oag.state.tx.us/consumer/complain.shtml

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245

...and, many, MANY more.

someone with a strong accent that sounded slightly computerized left me a message saying that it was an urgent and time sensitive matter. that i have had a judgement filed against me.

I received a call from this number who also said that someone was coming to arrest me and 2 of my friends for embezzlement.  He actually had the names of my friends.  The guy said his name was Scott Miller and he spoke with an accent.  I have applied for jobs on line and listed these friends as references.  So I believe this is how he got my information and the names of my friends.  But I am not sure what he wants - his conversation was all about threatening to arrest me and my friends for embezzlement.

For all viewing these messages. I had a Soldier that received an identical phone call and claim. I talked to the criminal on the phone and he claimed he was an attorney, although he could not give me his Bar Association member number. You don't get arested and thrown in jail for paying a loan you did not get. Call the FBI and give them accurate information. Chances are, Ahmed the dead terrorist is in another country and when you call the number back it is being re-routed several times. It could also be a throw away phone. Notice how bad the connection always is. I hope this guy and his crew burn in hell with their Koran.

Caller said I had an unpaid loan and that me and my two references would be taking to the courthouse the next day. Gave a time and everyhting. He left a message with one name. Gave me another name when I returned message and I called back for areference number and he answered to another name. I have had a loan before, but not from this company. I haven't had a loan in years.