Here we go again... thay still calling and then this time trying to sound "more american"... like really dude.... all they do is crack me up.... I dont answer nor do I call back...Just letting yall know again from my last post they aint giving up....smh...

Keeps calling my cell phone and work place everyday all day cursing and saying sexual comments. What can you do to have them to stop calling you?

This guy keeps calling saying he is looking for someone who does not have anything to do with my cell #. When I finally picked up and told the guy that Joe Smith or whomever they were looking for was not at this number he got really nasty. I dropped the f bomb on him and he responded in kind. (not ususal for a telemarketer) so I told him to go back to India and leave me the f--k alone. If this jackhat calls again I'm calling up the NYC BBB. I don't take kindly to people playing on my phone. In one of the messages he left he stated that whomever he is looking for was under investigation by the police. Well, if that is so then the cops would be looking for him. Not someone with a basic lack of ability to speak correctly in English.

Here we go again... they called the 1st time about 2 months ago staying I owed money, being that I know I didn't they tried and tried and tried until I finally googled the info and saw the fraud scams from the 1st ph# and the name sebastain... now in the same accent with the ph # 646-351-1292 "Brian" wants to try the same scam with the company name HFC or CFC.... man I just laughed.... came to google and typed in the phone number.. and looky looky here.... smh... they trying again.... Be aware and don't fall for it.

This number continues to call me at work- and harrass me about an employee in our organization- I have sent letters to the Attorney Generals office and our State Senator.
Please ban these practices.

they call my work for 30 minutes straight...they call the my house Idon't owe anyboby I tell them to stop calling I have told the off ...how can I get them to stop??????

Phantom Debt Collectors From India Harass Americans, Demand Money

By BRIAN ROSS (@brianross) , CINDY GALLI and MATTHEW MOSK (@mattmosk)
June 7, 2012

Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.

The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.

"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."

Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.

Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.

He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."

At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.

"I was more or less was in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."

After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.

"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.

ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.

Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.

"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."

A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.

"If Mr. Patel was just a cog in the wheel he seems to have been a pretty big cog," Leibowitz said. "It is clear that Patel was integrally involved with this scam."

Leibowitz points to thousands of pages of financial and phone records gathered by the FTC and filed as part of a civil case brought against him in the U.S. District Court in Sacramento last month. When FTC lawyers sought to freeze his assets and prevent his business from continuing to operate, Patel responded by invoking his rights against self-incrimination. His lawyer told ABC News he has had to be careful in how he responds to the allegations in civil court "because there is a potential criminal action," but that Patel maintains the allegations against him are false.

Federal investigators said the phantom debt collection operation that allegedly benefitted from Patel's assistance was one of several that all trace back to the same small town in Western India called Ahmedabad. Callers use technology to make it appear that the calls originate inside the U.S. Victims provided ABC News with recordings of dozens of the calls, and many of the thickly accented callers appear to be reading off a script.

"Subpoenas have been readied, and Monday morning you're going to be picked up from your home," one caller says on a victim's voicemail. "And you have children. Don't worry about your children. We have a childcare department to take care of the children."

"You will be behind bars for six months," said another caller. "And once you go behind bars, you will lose your job. Once you are behind the bars, you won't get a single drop of water."

William Peerce Howard, a Tampa attorney who represents victims of harassment from debt collectors, said it takes an especially twisted criminal to use threats and coercion to pry money from someone who is already struggling financially

"These guys really are the most visible villains in America today," he said. "They make a living scaring people."

Mark Merola, of Florida, said he just panicked when the caller told him he might be arrested at the deli where he works in a Florida retirement community.

"I was nervous. I didn't want to embarrass myself, my family," he said. He used his debit card to pay the collector $576.

Afterwards, he says he realized "how stupid I was."

"It just happened so fast," he said. "I got scared."

Leibowitz said he hopes with more attention, future potential targets of the scam will recognize red flags before they turn over any money.

If callers say they are from the police, consumers should know that law enforcement officers do not collect debt for private parties. If the caller is speaking with a thick Indian accent, but calls themselves by a names such as Officer Mike Johnson, that should be a tip off. And if they're calling 40 times in two hours, that's another red flag. "Legitimate debt collectors, legitimate pay day lenders don't do those sorts of things," he said.

Merola said he would like to see anyone involved in the scam prosecuted aggressively.

"There's no place in society for these people," he said.

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=2

Calling my work - even harrassed my supervisor.  Says that I owe an unpaid loan.  Sounds foreign.  Number id when he called my work but then called back and blocked the number. I am filing a report with NY police and my local police.  Also left a different call back number of  347-673-0004

They said a law suit was placed aganst my social security

yea these people need to be stopped i talked to fbi  and they are aware

Got a call from 646-351-1292 and was harrassed non stop. Requested the address and to speak with the manager, was transferred to 3 people including a woman named Lydia. Once I asked for the manager each person swapped the phone around. I went from Alfred, Alex, Lydia and then to Al. Harassment won't stop.

This person kept harrasing,calling me and my job with threats. He even coursed me out when I asked to speak to his manager. He told me that this was collecting on a loan that a owe; (which I don't). Keeps calling every 4 minutes my place of employment. I have filed a complaintt with NY and CT police regarding this.

Yes he says he Atty Sebastien. Cash Usa and that I got a loan and did not pay. He is now calling my work.

646-351-1292        seems like a scam ... not professional.

I am getting calls from this number at work, and they are just hanging up, i have been scammed by these people so i know this is not legit, i just wish they would quite!

RECEVIED A VOICE MAIL FROM THIS NUMBER STATING THAT A LAWSUIT IS BEING FILED AGAINST MY SOCIAL SECURITY NUMBER WHEN I CALL BACK THEY JUST ANSWER HELLO ON THE VOICEMAIL THEY SAY THEY ARE LAWYERS.

Yeah.... Jerk face called me saying that i had a loan that wasn't paid. when i asked for a company address and website he told me that they didnt have one. He was extremely rude. what I want to know is how he got my information

Just got messages on both my work phone and on my cell phone from "Attorney" Sebastian Taylor, who obviously doesn't consider English his first language.  He said he was with American Legal Services, then CFC and needed to talk to me regarding a legal matter.  The message on my cell phone was obviously scripted.  I googled his number and this was the first hit that came up.  Then I googled his name "Attorney Sebastian Taylor" and found these records:

http://800notes.com/Phone.aspx/1-347-625-3715

Use the above link and scroll down until you find the post on how to report this scam.  If enough people report him, maybe they can arrest him!

Phony call!  Total harassment...they try to intimidate you and tell you the law is coming!!!!  Absolutely ridiculous!!!!

Just got a call from this number, he was rude and when i told him, yeah right, go ahead come and get me, he said he "will find my a** and throw me in jail",   "Bring it".

Have this person stop calling my work place.

this guys call me again and again on my work place....i dont know whose that ???

i talk wid better business bureoue

Monica

YES.  FIRST AMERICA, CASH SMART, CHECK ADVANCE USA...AND SLWAYS SAYS HE IS INVESTIGATING MY HUSBAND BUT WHEN I SAY THAT IF IT IS A CRIMINAL INVESTIGATION, AND HE IS LAW ENFORCEMENT THEN WHY WOULD AN OFFICER ASK FOR MONEY??? EVEN GOT BORED ONE NIGHT AND ACTUALLY CALLED THEM BACK AND ALTHOUGH IT TOOK AWHILE I WAS ABLE TO GET UNDER HIS SKIN...LOL THESE PEOPLE ARE SO STUPID, I HAVE A GENERAL IDEA OF WHERE THE CALLS ARE COMING FROM.  THEY COULD ALSO BE USING A PROGRAM CALLED "FAKE CALL".  THIS ALLOWS THEM TO HAVE THEIR NUMBER AND WHERE THEY ARE CALLING FROM TO BE ANYTHING THEY WANT.

is he calling you about a loan?

whos freaking number is this....?