I received a call from this number trying to collect a debt that is about 20 yrs old.  I just hung up.  My credit score is perfect right now.  The problem most people don't realize is that after 7 yrs bad credit drops off your credit report.   The banks that don't collect sell your loan (unpaid credit card, loans, etc) for pennies on the dollar to debt collectors just to recoop something.  The new company can now collect the full amount if they can scare you into it.  The real problem occurs if you pay them.  This reactivates your old info and this debt can now be placed back on your credit record.  My credit card debt has been to at least 5 different collectors so far so I guess they all sell these to other places that feel they have better scare tactics to get the full amount.  I've been told that the original bank will have written the loan off on their taxes so you don't need to pay these old debts if they're off your credit record.  If they'e still on your credit record, work with a credible company such as Experian, Equifax or Transunion to sort out your credit issues.  It won't get any better with these telemarketers calling for money.

message said I owe money , called at 8:30 a.m.

It comes up as a NY, USA call on my phone.
Never answer.... they call 5 times a week... annoying as all hell!!

Read the posts... glad I did not answer.

There has got to be someway that authorities can get after these guys.
why do the laws protect the privacy of the law breakers but not the victims!

Exactly. No one can be notified the day before a court date. Good thinking..its your duty to ask all kinds of logical questions when you hear a threat. This goes for our politicians too!

Called my cell. I don't pick up numbers I don't know. I search who it is first.
It's most likely a scam...Why? Because I have nothing to do with an outstanding loan...so they are calling random people! BEWARE!!!

Just got an automated message from this number claiming to be mason financial about something being returned from my bank.  Anybody know how cell number gets on these stupid lists?

i just recieved a call stating if i didnt pay 742 dollars a would have to go to court tomorrow. it was i guess a loan that was directly deposited in my account which i never got even if they really did send me money. they said it was from cash advance and if i chose to not pay the 742 i would have to pay over 8000$. they said they will put me behind bars and have the cops at my door tomorrow. if this wasnt a scam then how come i am just now being made aware of the courtdate tomorrow? they said they would give till friday at 5 to pay the money. im not sure what the phone number is since i dont have caller id but the foriegn guy gave me information to send a money gram to geery p hunt in myrtle beach. i have been recieving around 5 to 10 calls a day from these loan places i just keep telling them they have the wrong number. this guy scared the crap out of me because im home alone with my 3 month old. this is harrasement and assualt im actually going to tell them that im going to sue them. my mom used to deal with these people that are scammers and she took law courses in college. i think im going to believe her over them. they told me the phone conversation was being recorded by the federal and that federal was sueing me???

This caller keeps calling at home and called my job twice today. Says he from Minnesota Crime Prevention, New York Dept and I was a suspect in a criminal matter. His was  alex Ferguson, very heavy accent, spoke fast and threatened legal action, jail and losing my job. He stated that I owed $350.00 plus $50.00 interset for a payday loan that I had deposit into my checking acct. When I asked for a date he said 10/09. I asked for numbers to the company from which the loan was made and he said he had numbers but was unable to give them to me because it would be a conflict of interest, that his company was paid by this Pay Day Cash business to collect outstanding balances. I did call "Alex" back and informed him that I was sitting with my banker, attorney and a police officer and went over bank statements and that there was no such deposit in 10/09 and that I would be calling the FTC and BBB and also the MN attorney generals office. I then request the copy of the affidavit he suppossedly had to be faxed to the bank and he wasn't able to do that. I then stated this was a scam and to never contact me again.

thuis guy named erick keeps callin me. the info you all have is what he explained so i told him its not going to happen. thanks for the info guys!

I have been receiving calls from a man with a heavy Indian accent I decided to return the call. This man Neal Johnson claim he was from Dept. of Crime Prevention 206 456 0812 and 206 456 0814 when I asked what was this about since he had my name ,SS# and phone which he tried to confirm my social and I decline if that was mine or not he said I defaulted on a payday loan when I pressed what company it was for he screamed "payday loan company" he read off some legal veribage which who knows what it said because I couldnt understand a word he said and asked me to pay $450. He tried to confirm my personal information I told I dont know what your talking about and my said I must have had friends or relatives that took the loan out I keep denying everything he became more angry so finally I told him your a SCAM! and hung up the phone. Please be aware of the new numbers they have changed to hide themselves.

Yeah, I just got the same call from David Johnson and yes I am to wire the money to Jerry Hunt in Myrtle Beach SC.  Thanks for the info, I almost did it.

Good for you!!! Don't let those bastards get away with this!!!!

I received the same call today.  He wouldn't tell me why I haven't received any paper work or why my county courthouse had no idea what I was talking about when I called and told them that I was threatened to be arrested.  He told me that I took out a pay day loan which I never have!! He was rude, I could not understand a word he was saying and said his name was James Parker from TX.

For one you can not be arrested for a debt.  two I never revived any paper work. Three why would a ock knob be calling from the so called "dept. of criminal defense" or whatever the hell he said.  All I know is if he calls back I will be giving him a piece of my mind!!!!!!!!

Good luck to all!!! DO NOT GIVE THESE PEOPLE YOUR INFO OR MONEY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Both myself and me coworker had messages on our voicemail from Officer Andy Smith regarding a legal matter against "you and your s.s.#, My co worker told me to google it as she had heard of the scam.

this number is a scam!!!!!!!!!! DO NOT send them money! if they threaten to call the police, let them do it. its the stupid people out there that send them money who fuel their greed. think about it, if you owed money to a company, why would you be sending money to a specific person, and why would they threaten to call the police on you? it makes no sense. ask them for simple questions that a business would disclose, like a mailing address, or the name of the person you are speaking to. Oh, they cant give you a mailing address? SCAM!

it seems that they just won't stop. i called them out on every thing that they said..They asked if the SS# they read to me was mine..I said "NO"..They asked if I bank with Wells Fargo..I said "NO" DO NOT CONFRIM ANY OF THE INFORMATION, EVEN IF IT'S TRUE..THEY ARE JUST TRYING TO MAKE SURE THAT THEY'RE INFO IS CORRECT TO USE SOMEWHERE ELSE..as soon as I didn't confirm the info...they hung up...

My husband got a call at work from the department of crime prevention. He was told the same story as everyone else. He said his name was Robert Smith, but he was Indian with a heavy accent. When he gave my husband the SS# and the name, he told him that was not him. He kept on saying that he was going to get arrested if we didn't pay $222. I decided to call him and ask him all types of questions. He gave me someone else's information (SSN, name, address), which no company that is legit would do. These people need to be reported, because they have a lot of personal information from God knows how many people.

DO NOT PAY THEM.... I just found this and i'm glad i didn't give them my credit card (which i almost did).

Just rec'd a call from this number from a person with a heavy accent - the message was unintelligible.
He identified himself as "Officer Harry Olson" and wanted to talk to me about a "legal matter."

these people call me at work sayiin that i owe money to payday cash which i never took any money from them and iam going to get alawsuit. they have indian accent . he use the name Andy Smith.

getting calls from the same number as well, at my job, and to people who know me. the gentleman is using the name Alex Fergueson. i have told them to stop calling my job, because he is leaving messages that i am being sought out for a criminal matter and i am the prime suspect. so what do i do about that? i am not going to send them any money, i have taken care of the loan. but i will take the advice and notify my local law enforcement.

His name was Peter Smit, & the total that he told me I owed was for $585. After I gave him my debit card info, he said he would call back in 2 or 3 hours with a confirmation number as their systems were down @ the moment. I got a phone call back about an hour later, but all they said was hello & hung up. After reading all the posts on this site I will be gettin in touch with a lawyer & filing charges against them if I can find them.

I recieved a phone call this morning, telling me that crimial charges were being brought up against me for non payment of a payday loan that was taken out several years ago that I do not remember taking out. Stated that I will be charged in a federal court w/ charges starting with check fraud... imprisonment up to 5 years & $5000 fine just for having it taken to federal court. Very heavy indian accent, knew my SS#, address, all my families phone numbers, my place of employment for the last 5 years, my last address that I just moved from. Upon me asking who the payday loan company that was attempting to collect/sue me was, I was told that it was Pay day Cash & that there were several of them that went through their company & that he would not be able to tell me exactly over the phone. So I told him to email me the information, I have yet to recieve this information. But when your waking up to a phone call of this nature, & being told that they have contacted the police dept in my city (which is a very small city, w/ only 2 police officers) a block down the road, & that they are standing on stand by waiting for them to call them back to arrest me for check fraud, if i refused to pay, you tend to freak out, which is what i did. I made the mistake of giving them my debit card info Now I have to close down my bank account, put an alert on all my credit report stuff etc... All for waking me up, & this has been chewing @ me all day, so tonight i jump on google to find this out. People taking advantage of people who have had a rough time to begin with making ends meet due to what ever circumstance that has landed them in the situation they are in, should be hung!  My husband & I work hard for the money that we do make, it isn't much but it is ours & we have to rob peter to pay paul just about every month, so we do get creditors that call frequently, how do u ever figure out that they are the real creditor that is calling & how do you tell it is a scam?

I got the same call but he gave his name as Alex Furdu with a heavy Indian accent as well. He left many message saying that all he gets is voice mail when he calls me. He called my children to get info from them.
I called back to see what this about but keep getting voice mail with it saying this box is full and when I did get threw and left time to contact me no calls. Glad i didn't talk to him.

I got a call from this number and the guy (thick indian accent) said his name was Jim Smith. He asked to speak with my husband and when I told him he wasn't here, he asked when he'd be back. I told him I didn't know and then he proceeded to ask if he could come over and f*ck me. I hung up. He then called back 6 times.... he left a voicemail once which was just him singing until my voicemail hung up. Then he called again and said he was the police and he was coming over to f*ck me. There has to be some way to stop these people.

My wife got 5 calls today, and her mother got one as well looking for my wife. Story is the same as other comments posted here regarding the caller, statements about collections and legal docs, and police being notified. However the SOB had way too much info (full social, driver license # and more). Now we have to do what we can to mitigate further issues... Its clear that one of the loan advance organizations has a leak!

called me and told me i owed 510 dollars from a paydayl loan i stated that i never recieved a loan and ask for the loan company info the man claimed they sent me the money threw a prepaid visa card the man yelled at me and said i was going to jail today if i didnt pay in one hour through wastern union i hung up and called the number back a man answerd and stated that the number we had called was newyork life insurance co IT'S A STRAIGHT SCAM and i almost fell for it.

I am a Probation Officer, one of my probationers informed me that she received a call from 646-461-3892  and that the caller (NEIL JOHNSON), informed her that he is from the criminal investigation dept. and threatened her that she is owing some money and that she should pay up the debt or she will be arrested and taken to court. I googled the number and came across the posts on complaints about the same number. I called her back and informed her it was a scam. I encourage everyone to report any scam and put it out there so that people will know.

I work in a bankruptcy law firm.  I had a client that called in and complained about "Keith Jordan" (heavy accent) calling and that we needed to add this debt to their bankruptcy.  I called to get their address so we could send them notice and THEY could file a claim for reimbursement.  He told me I could only fax it and that he couldn't give out his address.  SCAM.  Don't talk to these people.

don't pay them.. it is a scam. I paid them but my bank cancelled my account and opened another for me. And they put the money back into my account that I paid out..

This caller keeps calling at home and work. Says he is from Department of Criminal Investigations for a payday loan company. Says I owe them $300 and if I do not pay, he threatens legal action according to an affidavit. Very heavy accent. Can barely understand him. Did not say which company he is from. Pretends to have an American name.

Both the FTC and the BBB were contacted about this company. This is a scam! Do not provide any information to this caller.