http://abcnews.go.com/WNT/video/indian-debt-c ... ictims-16521188

ABC news investigation on these subhumans.

"There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams."

Even though lawyers post is almost 3 years old, his suspicions are valid. They are working for crooks here. They didn't show up out of the blue. They were setup by crooks right here.

hello all i am put the address of ainstien group of companies-----------that is big cheater--------1----- TEJAS BHUPESHKUMAR DANDWALA     3/A RUPAK SOC,OPP:DEVKINANDAN JAIN TEMPLE, ST.XAVIER ROAD, PO : NAVJIVAN, AHMEDABAD, 380014, Gujarat, INDIA    ------------------------------------------------------------------------------------------------;
2-----     JAYESHKUMAR LALITKUMAR TRIVEDI     A - 504, Safal Parivesh,, Nr. Prahlad Nagar Garden, Satellite, Ahmedabad, 380015, Gujarat, INDIA     ,;;;;;;;;;;;;;;;;;;--------------------------------------------------------------------------    
3------ VIPULKUMAR RAMESHBHAI PATEL     16/A, Sudarshan Tower, Nr. Nirant Park, Sun - N - Step Club Road, Thaltej, Ahmedabad, 380054, Gujarat, INDIA, ----------------------------------------------------
4----- UTTAM PRATULKUMAR SHETH     404, Jivanpran Residency, Nr., Sarnam 11, Nr.Chandan Party Plot, Satellite, Ahmedabad, 380015, Gujarat, INDIa,--------------------------------------------
5------ TEJAS NAVIN PATEL     802/A, Status Tower, Opp. Doordarshan, Kendra, Thaltej Takera, Drive IN Road,, Ahmedabad, 380054, Gujarat, INDIa,-----------------------------------------------------------------------------------------------------------------------------------------------------
6------------ MANISHKUMAR TYAGI     A-302, SAMRUDHI PLAZA, NR. MAKARPURA BUS DEPOT, VADODARA, 390010, Gujarat, IN
that  is Fake dabt collector, please send deatil fbi thanks ---Rajesh kumarson of Jaipal singh , VPO-Nimoth, Rewari-Haryana-123411 INDIA, Mobil no--9896386236,,,---------------- sir are u abc new

Hello all i know  some  cheater   in india  i am give deatil  ,    call me  --+919996764620,+919466225605, and my Mail id----yadavrajesh2009@gmail.com,, skyp---id-- rajesh.kumar3381, contacat me i am give full deaital  with photo and address, at time run a whole scam  all cheater live in  Ahmedabad , gujrat ( india)    call me soon,  I am Rajesh kumar  From  Haryana ( india)

I received a call from "Logan Harris" stating he was from the "New York Civil Fraud Department, Badge number N4783" indicating I owed for a cash advance loan.  I don't recall ever getting a cash advance loan.  I did explained that to "Logan" (who has a serious accent from India), that I don’t owe anybody any money and to go right on and pursue with the lawsuit, he then began to threaten me by indicating that he would have someone come to my home an arrest me tonight if I didn’t pay or make payment arrangements.  My response to him was go ahead I will be waiting.  The address Logan Harris gave me as his employer’s physical address is 111 Center St. New York, NY 10013, his phone number is 646-822-1262.  This is the second time that this person calls me, back in December of 2007, he called by another name and indicating he was representing BMG Group, (attorney’s Eyrell Graham and Dyrell Graham).  During that time I had gone through so many family problems as well as financial and health that all I wanted to do was have them stop calling me, so I never questioned the information they were providing me with (although I did sensed something was not right) and agreed to make payments, they went as far as having me write an apology letter for not paying my bill on time.  Needless to say I did pay them to total sum of $1828.00; the payments were made under both attorneys named above.  Later in January 2008, what appeared to be a receipt, once again didn’t question the fact that anyone could had done this on their personal computer.  I filed away the receipt and forgot about it, until today when he called again telling me that my charges didn’t go through, I right away remembered who this was.  There’s no possible way anyone could forget that thick accent, I then began to argue with him which he said he would transfer me to his supervisor.  “Logan” came back on the line and tried to disguise his voice, that’s when I caught up with the fact that I had been scammed.  I try to watch all those shows on Dateline, 48 hours and 20/20, to prevent things like this from happening, but needless to say I was a fool.  Now they have $1828.00 of my hard earned money, money that my two children (one being a college student) could sure come in handy.

I had logan harris and another guy arguing about which one was a phoney recorded on my cell phone. I told one that I would wait for the police at the door and he has not called back. Logan Harris is expecting a payment in jsanusry but have and attorney that I talked to and told me to refer logan harris to them and don"t give him anything. Newyork police and court said they do not work with any logan harris and that it is a scam. the clerk at the civil court tried to call logan harris and he would not answer the call. the lawyer said that these people are in another place bouncing their calls off of a tower

They keep calling me telling me they are from NY cival court Fraud dept. and that I am in a "legal mess" and to call them back right away. I fell for this rouse once before from a different company, had me crying thinking I was gonna be arrested.  What do you know, nothing happened, I looked up the number and it was from an apholstry place.  If they can't send me an actual letter, don't deal with them, it is a scam!!!!!!

I have recieved a call acouple of times in the last month but i finially accepted it just trying to find out if i actually owed someone money.. She told me all my information and said how would i know that if the payday loans wasnt actually done. I told her i dont know and that is a good question. She also asked me if about the account number to bank of america if it was correct and my e-mail. Sayin that i have been sent 50 or so emails about the past due amount. I told her how come you havent mail me a letter and she could answer that. I told ehr i had to get off the phone and she told me to call her back at 646-822-1262 ext 3002 and if i dont she will cont calling my work..

Received call on my work cell phone referencing that I was involved in a law suit. The male voice with a very hard to understand Indian voice referenced a case number B9158-D. Again hard to understand so not sure if the case number is correct. He also said his name is Officer Ricky with the New York City Fraud Department. He left a return number as: 646 822-1262 ext 3008.
I did not return the call.

I found this number on Caller Id.

i also received a call from this number 636-822-1262,by name erica johnson i didnt fax the paper she wants me to send and now she is harassing me at work and on my cellphone. and that name Harris Logan also called my work telling my supervisor he is the manager of erica Johnson.

This number is calling me an "Officer" Jonny Smith-nice name- who sounds like he is Indian or Middle Eastern. He keeps calling me and telling me they are filing suit against me and will arrest me. They are also constanly calling a friend of mine and told her i owe $900 and they are going to file suit against me.

This number called my mothers house asking her if she knew me when she said she did he told her that he was a police officer and that i that i took out a loan and did not pay it back, this happened to me last year, they would call my home and my work, i called the police and filed a report with them last year, and they stopped calling, but they have started again

They call me about 10 times a day and Some of my family member threating to take them to court if they can not find me.  How do I get rid of them. can anyone help!!.

I got a call tonite from a Prince or Vince Wilson. When I called back said he would transfer me to his superior. Told me his name was Logan Harris- Officer- very Indian sounding. Told him in this country the officers don't call they just attach wages. Told him I wanted a mailed copy of the "debt" I owe and he told me it couldn't be done because it was already in the court. I told him to go ahead and takd me to court. I saud that most cases do wage attachment, and he said they go to court. Hung up on him then. He called backand I asked who he was he said he was from the Dept of Fraud and I asked why the phone answered welcome and he said it didn't. I said I just called you and yes it did. I told him to take me to court and hung up.

Officer Logan Harris is using a different name now.  It is officer Jack Marshall or Larson from some National Dept. of somehing I think, accent is so thick it is hard to understand but it sounds like the same voice.  The number he called from was 646-313-3785.  He is saying the same thing about collecting a debt that all the others say and threatening to take the whole family to court.  It is a bunch of bull!

A Recording comes on saying Please enter your PIN.  I Guess the feds finally shut them down.

Don't pass go but do collect $200 (actually more than that how about $1000) to your nearest small claims court, and sue these people for violating the FDPCA, get a subpoena issued for all their tape recordings made when they called you an subpoena the phone company to provide caller information you are in the money my friend.  But please sue them because if you don't you are to be hold responisable for letting a retard by the name george w bush to screw up america in that case you would be creating treason and I would therefore call you UnAmerican for not suing them and then I would ask you to leave this country.

Lawsuits, pass them on.
Brought to you by the people who want to destroy CorpMerica dictatorship aka Bush dynasties.

Oh my Officer Logan Harris has been calling me and threatening me also. I am going to jail, my family is going to have to go to NY and go to court and I will be in jail for 6 to 7 months.  Today he called my Director at work on the work line and told her the same thing if I didn't call him back that is what would happen.  When I asked him to produce paper work and who he was calling for he said he worked for 72 different companies and didn't have the paper work but would send it to me after I paid the money. I asked him how he knew who he was going to pay the money to and hung up.

Received call on my work cell phone referencing that I was involved in a law suit. He also said his name is Officer Glenn with the New York City Fraud Department. He left a return number as: 646 822-1262 ext 3005.
I did not return the call.They call me about 10 times a day and Some of my family member threating to take them to court if they can not find me.  How do I get rid of them. can anyone help!!.

I got a call from these guys stating that they were trying to track down one of my adult relatives because the NY Civil court had a case pending with that individual & Personal Cash Advance.  They said that I had to contact that individual and have that individual call them back at 646-822-1262 (the originating phone call was another number).  They said that if I didn't reach the relative, that I would be dragged into the suit because I was listed as a reference.  

This number is not listed under the NY Court contact numbers, when you call, they can't tell you which company they told you it was.  When you point out that their number is online as a fraud number they threaten YOU with online liablous information...Like the NY Court reps would do that!  Ha!

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html


http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line,               1-800-368-8808         1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
Banglore
Infosys Ltd
Coroprate Headquarters
Plot No 44 & 97 A
Electronic City
Hosur Road
Banglore- 560100

Also
Genpact
DLF City, Phase V Sector 53
Gurgaon 122002, Haryana India
Phone: +91 124 402 2726
Mobile: +91 981 110 0223
Fax: +91 124 402 2205


Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.
If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)
By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983

called and said he was from new york fraud.
i am already aware of  these scams.
i told him the same story ,I KNOW YOU WILL HAVE ME ARRESTED,
I TOLD HIM TO HAVE A NICE DAY.
I GOT THREE DIFFERENT PHONE CALLS FROM THREE DIFFERENT PEOPLE FROM THREE DIFFERENT PLACES.
IF SOMEONE IS BEING SUED IT HAS TO BE BACKED UP BY DOCUMENTS .
DO NOT FALL FOR IT.
JUST HANG UP.
I WOULD HAVE BEEN ARRESTED THREE TIMES ALREADY.
ENOUGH IS ENOUGH

Fake Debt Collectors and Collection Tactics

If consumers did not have enough to worry about having to deal with rising credit card interest rates, late fees and over-limit fees, zombie debt, and fervent bill collectors, now we have to worry about collectors calling about fake debt.

While many legitimate collection agencies follow the FDCPA, there are some collectors out there that are only running a scam operation and will be quick to use threats and scare tactics to get you to pay up quick. Their scams turn up in mailboxes, on the internet and through the telephone every day. Some collectors pose as national banks, government agencies (FBI, CIA), or even popular celebrity stars to gain personal information. These phony collectors may threaten to repossess your house, issue a warrant for your arrest, or even garnish your pay check, all of which are against the FDCPA rules. Some of which are even laughable (for example, there is no debtor?s prison in the United States).

Fake debt scammers rely on the fear and lack of knowledge about debt collection laws within the population. They also figure that a certain percentage of their calls will be received by individuals who may be carrying debt on credit cards anyway and may be susceptible to intimidation. When collectors use misleading statements and fail to provide identification, they are breaking the law. Never pay money to a possible thief. Keep cool when you hear from collectors to avoid this collection abuse.

Many times, people who took out payday loans online in the past are most susceptible. If you took a payday loan, be aware scammers may have access to your Social Security number and other personal information, and keep your guard up against such tactics.

Ironically, real "deadbeats" probably wouldn't fall for these scammers, since they have no intention of repaying their creditors anyway. But upright citizens may doubt themselves, thinking they've forgotten to pay a bill. Many times, the sums involved tend to be fairly small, so some people may be tempted to just pay the "bill" and "get it over with."

Ways to Protect Yourself Against Debt Collection Scams

Review your credit report frequently to find inaccuracies.
Be aware of your current creditors and how much you owe.
Ask creditors for identification before you provide any information over the telephone.
Reporting Fake Debt Collectors

If you ever receive a call from anyone identifying himself as a debt collector, the law requires that the debt collector provide you with identification, and that the debt collector refrain from making misleading and threatening statements.

You can report any problems you have to your state Attorney General?s office www.naag.org and the Federal Trade Commission www.ftc.gov. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

http://www.internetautoguide.com/credit-cente ... on-tactics.html

rec call from officer logan harris said i had a warrent big trouble he feels bad for me --heavy accent -- very abusive

CALLER ID SAID NEW YORK WTH THIS PH9NE NUMBER.   WOMAN WITH HEAVY ACCENT SAID SHE WAS FROM THE NEW YORK COURT AND THEY WERE SUING MY FRIEND AND LISTED ME AS HER REFERENCE SO THEY WERE SUING BOTH OF US AND WE WERE IN A LOT OF TROUBLE.  FIRST NO ONE CAN SUE YOU WITHOUT SERVING YOU PAPERS.  SECOND I WAS A REFERENCE NOT A CO-SIGNER SO THEY CANT SUE ME. THIRD, SHE DIDN'T TAKE OUT A LOAN .   JUST STUPID IGNORANT PEOPLE TRYING TO PULL OFF A WEAK SCAM.  DON'T FALL FOR IT

Has the FBI helped out?

Oh my this same Logan Harris called me stating that I owned for a payday loan from Feb of 2005.  I told him that I never took out a payday loan in 2005, as I didn't evan have a computer then.  He then told me that it was too late, as they have filed with the court.  I then stated I would wait for the court summons.  He just kept going on and on, so I hung up.  He keeps calling back and Harrassing me, and states he will call my manager at work.  I told him I don't care, and that he is running a scam and I have turned him into the FBI and the Attorney General's office.  This is so frustrating as he has all my personal information.

ITS ILLEGAL TO THREATEN ARREST

See the article below  - it has the WHAT YOU MUST DO TO STOP THEM!

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html


http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

AINSTIEN TECHNOLOGIES PVT. LTD.
301,302 "ASHWARATH",
Nr. Chinay Baugh, Off C.G. Road,
Ahmedabad ? 380 009, India.
Tel: +91 (79) 2656 2402
     +91 (79) 6524 8999
     +91 (79) 4030 1019
Cell: +91-9925235125
Fax: +1-404-393-4098
info@ainstien.com
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.
If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)
By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983

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