i have had the same guy calling my cell and threatning me as well and when i called a lawyer he said it was a scam and to call the police. this had me really upset because someone had used my social to get a loan and when he said i would be arrested i freaked!

some guy called not sure of the number but he said he  was  a lawayer and said that i owed money to pay back cash advance which i applied for but did not reicve i had to guys call was first name he used then he came back using another name robert same voice told me if i didnt pay back the loan i was going to jail i didnt care cause im not paying back money which i did not receive he got angry and said i wish you luck

This is a scam. These are guys from India that are calling and leaving messages on peoples phone and saying that they are from a Associates in Legal Services and that they have a lawsuit in their office and that you owe them over $5,000 and if it is not paid, they will come to your job and arrest you. They state that they are from INSTACASH. The scary part is is that they have your phone numbers, name, SS # and bank name. If you get a call from this number report it ASAP!!

It was Jefferson and Daverson Associates.

Got the same message - he also advised me to "take care."

This morning I received a phone call on my cell phone from someone at this number, supposedly a receptionist from a law firm.  She gave me no information other than it was in reference to a debt. She connected me with the "senior" lawyer with the law firm.  When I asked for confirmation of the debt she said the "senior" lawyer would explain.  When the guy came on the phone (after a series of loud noises) he started babbling about criminal charges (supposedly three of them) and he wanted to read an affidavit to me.  He told me not to interrupt him and to let him read the entire thing before I commented.  Of course I didn't listen to him.  I told him to send the information to me but he just wanted to read it.  I told him I owed no debt in the form of payday loans and I was going to report him to the authorities.  Then I hung up on him.  He called back several times.  The first couple I just answered and immediately disconnected the phone.  The third time I told him to stop calling.  The fourth time I didn't answer and he left a voice mail saying pretty much what he said before and to have my attorney call him at 661-214-0513.  He also said something like may God watch and keep my family or something like that?  That was weird.  Both the woman and man had heavy accents and the man got very hostile when I asked for documentation.  He only wanted to read the affidavit and give me my charges.  These scummy scammers really need to be stopped.

Sounds like the same creeps calling my son and his wife, threatening to have him arrested at work if they don't send something like $750.00 within the next two hours.  Same scenario, American sounding names (like Alex or Mark), but a Mid-East accent, threats of jail, arrest, etc.  One call had 911 pop up as the caller's number, and "Mark" said it was because he was calling from the police station!!  Report these SCAMMERS to the authorities, and DO NOT give them any personal information.  Trust me, they will use it to empty your bank account.

After receiving numerous calls from this number(early mornings, throughout the day and even late at night) and ignoring them all, I decided to  finally answer one day and was told that they were representing the Federal Government (Red Flag #1). Then when I told them that I NEVER had a payday loan, they told me I was lying and that I am going to be arrested for not paying the payday loan back.I quickly told them that I am going to give their information to my attorney and they hung up. They called again and I told them to send me a letter or documentation about the alledged debt, and they hung up. I have contacted the Attorney General's office to notify them of this SCAM. Hopefully, forums like this will help.

FYI - GOOGLE #530-239-4213 - it's the same guys doing the same thing on that phone number. EVERYONE - IT'S BOGUS. do NOT give out your personal/credit card information. file a police report if you have given your credit card info and call your credit card company and get a fraud alert placed.

I have been receiving threatening calls for a non existing loan. They never give me the name of the lender or a contact number to verify the bogus claim. You can contact me at michael.baccari@yahoo.com

Some jack*** with a heavy indian accent calls me at work and asks if I knew there was a pending legal action against me. What legal action? I asked. He didnt really want to talk about it. He just wanted to read me something. I told him not to read me anything and just to fax it. He immediately raised his voice to tell me he wasnt faxing anything. I kept real quiet from then on til he was asking hello, hello, hello are you there? Just wanted to hear his reaction to absolute quiet (hehehe)...I know I dont owe anyone anything. But they dont know that. A stupid bunch trying a stupid scam. Dont fall for this one.

i recieve a called from this number and they said i made an online payday loan from one of there  company and they were going to take me to court  the person name was mark murphy and i told him i never made a payday loan on line before he asked for the last 4 digits of my ssn but i wouldnt give it to him and when i told him to give me the number he would not give it to me, he also had an accent he keeps calling my cell phone i have recieve several calls from this number they leave a voice mail

I had a voicemail on my work phone and when i called back the guy said his name was David and he worked for Richard Wright.  He said I owed money for a loan and b/c i had failed to pay the local sheriffs office was on the way to arrest me at my place of employment.  When i asked if he could fax or email me proof of the debt he began screaming at me saying i had to pay. i asked the balance and he said 750.00 i said if i owe money I'll pay it but I need to see the loan agreement or whatever he has saying that I owe this money.  He refused saying that I had been contacted by email, when I said I was never contacted he said I deleted the emails.  Again I asked for verification and he said he could only supply that info to my employer.  He asked if i was going to pay today. I said no. He said he just alerted the local sheriffs office and they would drag me from my place of employment kicking and screaming and I would loose my job b/c no one wants an employee who has committed fraud. He said once I was arrested I would have to pay 8,000 when I went before the judge or they would hold me in the jail until I could come up with that money.  The guy eventually hung up on me b/c I refused to pay,  I have reported the company to all appropriate agencies.

I received a call on my work phone from this # TODAY. A guy with a thick accent said his name is Alex Rogers and that a lawsuit has been filed against me re: a payday loan. He couldn't give me many details, but read the affidavit to me. The 3 criminal charges that I'm supposed to be facing are 1. Violations of federal Bank Regulations 2. Check Fraud and 3. Theft and Deception.

Of course I kept explaining that I hadn't heard anything from anyone regarding this, but the guy said that his client was monitoring emails they sent to me??? It was pretty hard to understand him withthe accent. I know he mentioned that I would have to appear in court on April 12th in California and when I told him that's impossible because I'm in Chicago, he said there is another option for me called an OOCR.

What really got me was when he said the original loan amount was $300, the balance now is $1159.43, and that if I lose in court I would have to pay $5984.66. He did say that I had until 3pm CST today to call him back and pay the $1100 so that the papers wouldn't be forwarded to the courts.

After speaking with a couple of attorneys, I found out that this is BS and after reading these posts, I have even more comfrot. At first I was kind of scared.

I RECD A CALL FROM THIS COMPANY STATING I WAS GOING TO JAIL FOR A PAYDAY LOAN NOW I DO KNOW A LIL ABOUT THE LAW SO I INQUIRED MORE INFORMATION ITS FREAKY BECAUSE THEY KNOW ALL MY INFORMATION MOTHER FATHER.. SO I TOLD THE PERSON NAMED MARK MILLER TO HOLD ONE WHILE I CALLED THE COPS HE SAID GOD HAVE MERCY ON YOUR SOUL AND HUNG UP--SO BEING THE TYPE OF PERSON I AM I CALLED WITH THE COPS AND THEY GAVE THEM SOME GUY NAME ALEX ROGERS HE SAID I OWED A DEBT THE COPS SAID TO STOP CALLING ME AND FILE A CLAIM WITH THE COURT-- AND TO STOP CALLING ME--SO I RECD ANOTHER CALL  THIS TIME HE IS YELLING AT ME-- I OWE MONEY--I HUNG UP AND THAN I GOT MAD I MADE IT MY POINT TO CALL BACK AT LEAST 4 TIMES A DAY TO THIS COMPANY AND THE GUY KEEPS HANGING UP ON ME--I FIGURED IF THEY CAN THREATEN ME WHY NOT CALL THEM BACK HE HAS CALLED ME ALL KINDS OF CURSE WORDS BUT GUESS WHAT I WILL NOT STOP UNTIL THEY STOP TAKING ADVANTAGE OF PEOPLE OR CHANGE THERE NUMBER

I just received 3 missed phone calls from this number. Finally got a voicemail saying his name is Mark Miller with a heavy accent, middle eastern, and that I or my attorney need to contact him regarding a debt. That this is a time sensitive situation and do not disregard the message. Told me to call this number back and if they don't hear from me or my attorney right away he said: "I wish you good luck as the situation unfolds on you. Good bye and may God save you". Freaky!!!!! Well, I will disregard all these phone calls until I receive an actual notice for the debt/court order -OR- until there's literally an officer at my door waiting to take me in.

i have been getting calls from this number also. when i asked who the loan was through they said i would get all the information i needed when local law enforcement came to my place of employment to arrest me. then when i called back i got a different person and they said the loan was through cash advance

I had the same type of threatening call. When the call came in,the phone number didn't match on my caller id to the phone number left. When I tried to call the number that showed on my caller id,I was told it was a non-working number. I am going to report this number.

I just received a phone call from this phone number and was told I was being sued for an unpaid payday loan made in August 2009. I just reviewed the posts. It is a scam.

I keep getting threatening calls from number 661-214-0513 telling me that either myself or my attorney needs to call them back asap. They are claiming that this is a Law Office and I have a pending law suit against me and if I dont respond  crimal charges will be placed against me. They claim that I took out an online loan and never repaid it.I have never taken out a loan online. When I called them back and asked to speak with a supervisor they told me to shut up. I then called them back again and the same guy answered the phone claiming to be my husband and wanted to know if he could f**k me. He than called me back again claiming to be my father. I called my local police department and they said until they use my information they cant do anything about it. She did say that I should call my phone company and have the number blocked but its a cell phone and they dont block numbers. This guys name was Michael and the person who left me the messages was Nathon Brooks. He is now calling my phone every 5 minutes asking when he can see me. I had my partner answer the phone claiming to be my lawyer and the calls have now stopped but I will post again if they call again.

No, he keeps calling.  Today he called 5 time.s

I want the calls from this number stopped.  He is harrassing me and my staff at work.
How do I stop it?

thats what i would like to know. it one thing to call someones house but to harass them at work like this might effect my job. did you get him to stop? if so, how did you do it?

1.  YOU WILL NOT BE ARRESTED!  THEY ARE CROOKS - NOT REAL DEBT COLLECTORS AT ALL

EVERY TIME THEY CALL - TELL YOU KNOW ITS A SCAM - EVENTUALLY THEY WILL GIVE UP


2. REPORT THEM EVERYTIME THEY CALL
If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)


AS FOR WORK SHOW THIS INFORMATION TO YOUR BOSS/COWORKERS - INFORM THEM OF THE  SCAM
McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming.



PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983
http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer placing false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer placing false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer placing false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer placing false postings as Karen Miller


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983
http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer placing false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer placing false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer placing false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer placing false postings as Karen Miller


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

thats what he said on my voicemail.

received call from Kevin Smith stating that I or my attorney needed to call right away.  If we did not then they could only
say GOOD LUCK!!.

I live in PA and just received a call from this Mark Murphy this morning saying that I owed $745.00 and that there were 3 criminal charges against me and that he was going to subpoena my family to testify against me regarding a payday loan that i received over the internet. But he wouldn't tell me the name of the loan company. He said that the criminal charges were being pressed against me this afternoon and that he was working with my local sheriff's department to have me arrested. I asked him if i could make payment arrangements with his the company that he was representing and he told me that the only way I could do any type of payment is if I paid at least $200.00 today and when I said I didn't have it to pay, he said that "I guess nobody can help you" and then he hung up on me. He did however know the last four digits of my social. I'm glad i searched him before I got too worked up over it. For anyone else who gets this phone call, the other guy is named Kevin but I can't remember what he said his last name is. Does anyone know how to get this guy to stop calling my work? I really don't want this to effect by job. If you do, please email me at nicole-cathleen@hotmail.com. Thank you.

Me and my husband keep recieveing calls from these people its really pissing me off because i work in collections so i know all this stuff he claimed that 2 of my family members would be prosecuted as well. when i aasked why he said because they are refrences i said that makes no sense the issue is with me they have nothing to do with it he began getting hostle with me i couldnt help but laugh i asked what the company name and web address he quickly hung up i called back and asked the same ? to someone else they also hung up lol this guy is crazy and its making me very upset how can i reprot this guy?????

How do we stop this guy.  He is calling my office now and leaving messages about a criminal case.
When I called him back and he asked for my phone number I asked him to just tell me what he wanted and he responded:   "Answer the questions or I will hang up in your bloody face".
I hung up.

How do I report this abuse -- especially at the office.