Called my job, saying I owe 400 to payday cash loan. I never recieved a loan. He called himself Kevin Johnson, with a thick indian accent.Said they were going to come to my job tomorrow and arrest me.They also have my social security number.

They called me today at my office multiple times today, they were very persistant.
Told me I needed to pay $800 right now or they were sending our a police officer with
a warrant. I would be totally embarrassed at my work, and will probably lose my job.
These people have a strong accent, this persons name was AJ Smith.  They really
sound for real. Had me all worked up because I have taken out payday loans before.
I went through my bank statements for the last year, I never received anything from the
company Payday Cash. They were very rude, even swore at me.
Thank goodness for my co-workers making me hang up on them and walk away.  I have
done research on these people, it is a big scam. I feel really stupid, and will never
give information on line again.  I have learned my lesson.  I hope you do as well before
you give any money.

these people are full of sh*t!  a james smith left several threatening messages for me yesterday stating he's from the department of crime prevention and i better call back or have my attorney call @661-347-6528.  this bogus call came from ph# 0000 ~ c'mon now -hole.  he threatened also it was time sensitive and if i didn't call back yesterday some sort of legal documents would be downloaded.  ooooh, i'm so scared.  this jerk was struggling to speak clearly using the english language.  consider messages ignored, stupid ignorant a-hole.

I KEEP GETTING CALLS FROM THIS SAME NUMBER 661-347-6528 SAYING I OWE ON A PAYDAY LOAN WHICH I DON'T HAVE ANY PAYDAY LOANS. THIS INDIAN ACCENT MAN KEEP TELLING ME IT'S TIME SENTITIVE (YEAH RIGHT) BUT THE SCARY PART IS THEY DID TELL ME MY ACCOUNT #, ADDRESS, AND WORK PLACE. I CHANNGED ALL OF MY ACCOUNT INFO JUST TO BE ON THE SAFE SIDE......DEPARTMENT OF CRIME PREVENTION IS NOTHING BUT A SCAM, SO BEWARE!!!!

They called and the # appeared 000 on my caller ID, they (2-ppl)  had an Indian accent.  I was told that they were from a California Law firm & they would be submitting my information to the county court house today due to an account from Payday Cash internet loans.  I wanted to see how much information they had and they had a lot of my personal info.  Except I don't have any payday loans.  I have no idea how they got the information they do have but everything will be changed.  I tried to call the # back and it just rings.  Beware.

i am the one who is calling u..

The caller is calling from California 661-270-6635.  The gentlemen has a heavy Indian accent claiming I will be in a big mess.  Asking for my representative attorney.  There have been two others calling from this number as well.  Asking specific questions and being given 3 different answers tells me that something is wrong.  Take note of this number.  State of California needs to do something about this mess.

I'm getting calls from this number but they leave message are they dumb they are looking for a woman and I?m guy and my name is on the v-mail box and they still insist on calling my number

They call from this number 661-347-6528 and this guy is Indian as well saying his name is Sam Peterson

they called me today and told me that i owe $1674.00. from a payday loan, i told them i made a payment arrangement on my payday loan. Is these people are legal.

I got a call from this person on my cell and work number.  I have not returned the calls because I know they are fake but they do say things like "time sensitive' and the message on my cell the guys says "if you do not return my call then luck to you"..... I have save all messages as well hoping there was some way to stop them or scare them.

Usually the call and say nothing,   Once only once did a person respond after I answered the phone and I told them that they were wrong and illiegal - the call immediately disconnected.

From teh accents in the voices the calls are out sourced.......

I received a call from this number about 2 months ago telling me that i borrowed money and never paid it back. When I asked them when I supposedly borrowed with money and how much they tell me December 31, 2010 and it was for 300. Well I know I did not borrow this explained that to them and they insist on it. So I told them that if I did (since I knew I didn't and could look at my bank account and see that I didn't) to take me to court. Well he then proceeds to tell me that he can't because I would then have to become a taliban and all this other crap. He asked me if I had a BF and when I said yes I am married said well let me transfer me to my friend and then another guy gets on and starts the same crap over, even the taliban crap and BF stuff. I guess once they realized I was not stupid and knew my own finances they hung up and I had not heard from them until about a week ago.

As of a week ago a person from the same number named Alex Smith telling me he is with the Dept of Crime Prevention and that there is a legal matter against my name. I called them yet again to basically tell them to leave me alone and that I have heard all this from them before. I again asked when and how much and yada yada, but this time he tells me that this is a legal matter and that he can not give me this information. I tell him he can if it is a true case, but he insists that it is illegal to. So i tell him to send me that court papers so that I know when I need to go to court and again he tells me that he can't send me that. I tell him that if I really owe money and he wants it then he will send me this information. He will not give me any information. What bothers me now is not that he keeps calling my cell phone because I can ignore and delete that, but that he is now calling my work and leaving voice messages at work. I know this is fraud but not sure what I can do to get them to stop.

I am really frustated because when you have people calling your work talking like this for others to hear that looks really bad for me.

Received a voice mail from a Brian Wilson, when i returned the call the man answered and said he was directing my call to Brian Wilson. He then put me on hold only to pretend to be the "Brian Wilson" who was handeling my case. He then informed me he was an officer and demanded my attorney information. Read my affidavit stating I received between 400 and 600 dollars in December. Funny I haven't had any deposits in that account as I moved out of state. Anyhow this is the second time this happned with them, the first time they took $46 from my account. I filed a dispute through my bank and the money was reissued immediately. However, they are calling once again and threatening me saying they will see me in the court house.  These people cannot legally get away with this and if they take anymore money from my account I am pressing charges.

Called as "Kevin Brown".

IMPERSONATING AN OFFICER. Claims to work for the "crime division" and said he has a file on me.

Isn't this a Federal offense? I'm pretty sure this isn't legal... This person should be prosecuted --

Making false threats of arrest is probably also against the law.

I called back and a woman answered. When I asked what this number was listed under, she hung up on me.

Anyone know who/where to report this in order to file charges?

1.  people and phone numbers used repeatedly:  Aaron DCosta 661-240-9230, Jim Morgan 661-347-6528
2.  They represent themselves as Senior Officers working for the State of California Department of Crime Prevention.  I think Jim claims he is with Restitution.
3.  Yesterday, they threatened that a criminal case was being submitted tomorrow (now today) at first then have harassed me day and morning.
4.  They have told me that I will pay over $8000 fine and be jailed for 30 days to 1 year.  BTW... I don't think you can be jailed for not paying a loan.  I think you can be sued, but not jailed.
5.  They claim I will be served with a subpeona by a lawyer and the local sheriff.
6.  They offered an OOCR "Out of Court Resolution" if I let them know before the case was uploaded to the court.
7.  They said the creditor is Payday Cash and that they own 450 cash advance companies so they could not tell me which company in particular was filing.
8.  They could not give me an account number associated with the loan in question.
9.  On day 1 they could not give me a case number.  On day 2 they gave me a case number but I can't find it anywhere and it is a very short number--hard to believe.

They had all my personal info.  I think I know who it is though.  I applied for a car loan online... sounds like the same people.  They called back about selling insurance and warranties then when I asked them to stop calling (daily), these calls started.  It's a little too coincidental.  Did anyone else apply for a car loan online and have a similar pattern?

I have reported them to www.ic3.gov  Internet Crimes Unit of the FBI and am hoping they will intervene. In the meantime, I have contacted the sheriff's department, the police department, my bank, the credit bureaus and a few law enforcement friends of mine.

I looked up Aaron D'Costa and there are two professionals in CA.  One is a lawyer in unrelated work.  The second is a head at some rehab facility for seniors.  Interestingly enough, if you google their names, the Facebook profiles that come up on the very first list of the search page for Aaron and Jim are both Pakistani/Indian men.  Interesting, huh?

Anyway, like I said, I may have the original site, number and voiceprints via voicemail of my original contact with these people.  They are calling my place of work now repeatedly and I plan to have the corporate attorney start taking action as well.

i just got a call from this number and was told the is a legal case against me and i would be going to jail, but they would not or could not give me any information about the case or a case number or any thing. the lady i talked to was kim johnson but sounded like maybe from india.

This c*** sucker by the name of johnson call me and said i need you or your attorney to call him at 661-347-6528 without saying what the call was about.  but I knew it is a scam because this same person with a indian accent always call.  I have filed a compliant with the FBI and the attorney Generals office.  I hope they get this c*** sucking scammer.

They continue to call me @ work and on my cell, when I spoke with a Indian/Pakistan guy he was crude!!! stated he had American prositutes walking around his office and he knew I was one of them!! I tell you one thing if they ever call again!!! I replied excuse me, what did you say I am a mom of nine an g'ma to 12. He then said Well I guess that is why you have no money to pay your f------bills!!!I thought the US Secret Service was involved with any type of internet fraud. Why are they still in business?

i recived a call today hisname was justin solomon he say  i need call him back or iam pick at my job ormy home what wrong with this person

I got a call on March 3 2011 telling me that I was going to jail if I did not pay this out standing bill I have have some Pay day Items but they were payed of. I am going to take them to the Virginia Commonwealth att.

I thank they are a compay out to take you
When I called the police the thin that at was a set up

I just got a call from david logan saying the investigators and police would be at my work and home tomorrow.  I asked him for a toll free number to call  him back at because I can not make long distance calls.  He kept giving me the 661-347-6528 number and I asked again for his toll free.  He said this is a toll free...I said Oh no it is not...that would be a long distance number David.  I told him I will be in touch and hung up.

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

I got a call like that today from that same number 661-347-6528 talking about Department of Crim prevention, calling me on my job. A foreign person named Matthew John, so he claimed. He stated that someone had filed a lgeal case against me. Why do these people call  with all these kinds of scams. I got scared and called the police who told me that this is a scam and not to get them any information or money.

I received a call twice this afternoon from this number which shows up on my cell caller I.D. as 0000; But I asked for a call back number to confirm who was calling me and the number I was given was 661-347-6528.  The  called stated that I needed to talk to Office Jane from the Office of Crime Prevention when I asked what was the call regarding she did not want to give any information but I insisted that if she was calling me she knew the reason that "Officer Jane" need to speak to me.  She soon said it was regarding a loan I had.  I immediately told here that I have no outstanding loans (which I don't) and there was no reason for me to speak to Officer Jane or anyone else....and I hung up. No one has called me back thus far.  I am going to block the number and report my call to the FTC as advised above.

I received a call twice this afternoon from this number which shows up on my cell caller I.D. as 0000; But I asked for a call back number to confirm who was calling me and the number I was given was 661-347-6528.  The  called stated that I needed to talk to Office Jane from the Office of Crime Prevention when I asked what was the call regarding she did not want to give any information but I insisted that if she was calling me she knew the reason that "Officer Jane" need to speak to me.  She soon said it was regarding a loan I had.  I immediately told here that I have no outstanding loans (which I don't) and there was no reason for me to speak to Officer Jane or anyone else....and I hung up. No one has called me back thus far.  I am going to block the number.

JUST RECD A CALL FROM A DAVID LOGAN FROM DEPT OF CRIME PREVENTION HE SAID THAT THERE ARE CHARGES AGAINST ME ASK FOR STATE WOULD NOT TELL ME I ASK FOR PH# HE GAVE IT TO ME CALL CAME IN AS 0000.  HE PUT THE OFFICER IN CHARGEON PHONE AGAIN A MAN I COULDNT UNDERSTAND HE STARTED TALKING I ADVISED HIM I AM LOOKING UP HIS PHONE# AND STARTED READING A COMPLIANT ON HERE FROM A WOMEN WHO ALSO GOT A CALL AND IN THEMIDDLE OF ME READING HE HUNG UP.  THIS IS THE 2ND CALL I GOT. THE FIRST ONE HE IDENTIFIED HIMSELF AS AN ATTY BY ROBERT KLIEN FROM CALIFORNIA AND HAD A WARRENT OUT FOR ME IN CALIFORNIA I DO NOT LIVE IN CALIFORNIA HE SAID THAT THE CHARGE WAS FOR $300 ADVISED HIM NO WAY AND ALSO TOLD HIM I AM LOOKING HIM UP AND HE HUNG UP... LOCATED AN ATTY IN CALIFORNIA UNDER THAT NAME AND HAS NOT BEEN AN ATTY FOR 20 YEARS....IF YOU FIND YOURSELF IN THE SAME SITUATION GO TO GOOGLE AND PUT IN THE PH#.......

I received a call the later part of December, 2010 from a Michael Fuller from phone# 858-926-5290. He said I owed a pay day loan. I informed him he had wrong info and I was not late, so he said to ignore the call.  In January, 2011, I got a call from a Mr. Smith at phone# 661-727-3076 and a week later from an Officer, not sure of last name as it was hard to understand on answering machine, but he said I was in big trouble and the payday loan was owed.  His phone# was 716-796-0400 or 0440? and he was with the United Financial Dept. I never called these guys back.  A few weeks after this, I got a call from Jim Morgan at 661-347-6528 and he stated that charges were being filed against me in court and I would be served at work and my home.  Or I could be arrested and taken to jail if I did not pay them $800.00 plus and I could do this with a pre-paid VISA or MC.  I figured this was a scam as I have no payday loans that are owed.  I called our BBB and the Federal Trade Commission and filed a complaint.  The FTC phone# is 877-382-4357 if you feel you are a victim.  Please don't give into this scam and DON'T send them any money because it will never end.  Call their bluff and let them know you have rights and the law on your side.  They are breaking the law know as "The Fair Debt Collection Act."  You can also notify your local police department.

Received a call from "Nancy Parker" this morning, had all my information.  Told me to fax a copy of my DL, along with a statement that I didn't intentionally make the debt, would resolve it, and most importatly would never dispute it.  Claimed to be "department of crime prevention" and said I took out a $500 payday loan, and they would accept payment of $843 via a pre-paid Visa debit card within 48 hours or I would be arrested and owe $8430.  When I asked for the date I did this payday loan (I know I have never done one), all she would tell me was that a court proceeding was filed on 12/19/2011 (that was a Sunday).  When I said I wanted written documentation faxed to me she hung up.  

I worked for Sears Credit when I was in college, and while I never did collections, they made us learn and review that "Fair debt and lending" thing every three months.  I know a collector can not legally threaten jail time, and must provide written documentation.

"Aj Smith" called an hour later looking for my fax, when I told him I wasn't sending it until I saw written conformation of my debt he said fine he'd call the cops now, cussed me, and hung up.

I then googled and found this site, so an hour later when "Nancy" called back saying she was waiting for my fax I followed Chris's advice and told her I had contacted the Attorney Generals Office with a complaint.  She then rudely hung up, and my phone hasn't rang since.

I got a call from Nancy Parker, who also told me I owed on a payday loan.  When i confronted her about being scamed she said this was not a scam and told me to calm down.  When I told her i was not going to calm down, she hung up on me.  I called her back and asked her for specific information and she could not give me the information and that i owed about 300 to 600 dollars.  Then just to test her i told her that i had already been scammed, at this point she was more consumed about the phone numbers of the scammers than she was about collecting.  She said she would call me back.  I can't wait to hear from her.

I got a call from max anderson and they passed me around to two more people and Jim morgan and I asked for all their information they wouldnt give me anything I am going to get arrested and I hung up on them

These people are scammers, I would suggest you 1st file a complaint with the FBI Internet Crime Division, and with your local police. They probably have your personal information and you should treat this as identity theft and extortion.

Then let your employer know that some scammers got a hold of your information incase they try to contact you at your work place. They will not show up..its only threats to try to get you to give in. Its all over the internet and the news what these guys are doing and its only a matter of time before they get caught. CYA at work.