I am only twelve years old! Why would I have any unpaid debts!

This same lady named Samantha representing pinnacle asset management called me too & left a message at my job saying she has some return items from my bank and criminal charges of felony check fraud.  I?m not going to lie they are scaring me but I know I didn?t do anything wrong. This scam stuff is crazy. They try to be so slick. I got another # representing the same company that called my cell phone from the county I live in all yelling I better call her back today because they know my address and they are coming to my address.  Has anything ever have anyone come to their job or home?

LOL yeah I got a call from them today, March 25. Left me a voicemail at home, and at my office. Call back # 678-264-2353. Same ridiculous spiel about Texas Penal Code & felony check fraud, and how they'll file with the county in a few hours citing "negligence" unless I call them back. I don't owe any debts at all except for maybe 2 old payday loans I never repaid during a really bad time in my life a few years ago. Assuming this is for an old payday loan, in which case bad check law is completely inapplicable. So, LOL on them. Please note that you cannot go to jail or be charged with a felony for unpaid debt. We don't have debtor's prisons anymore! This is nothing more than a scam, some bottom-feeding collections agency that has purchased an old debt and is trying to scare you into paying. I will say that, to their credit, the collections agent who called me actually did speak clear & proper English, unlike most.

This lady named Samantha representing pinnacle asset management called me & left a message saying she has a file on me that will be sent to my county here in California next week and I will be taken to court for criminal charges of felony check fraud & deception could have fines of up to $10,000 & up to 3 years in prison according to penal code 476 here in the state of California. Is this true or should I worry? Can a debt collector sue? Can pinnacle asset management threaten me to pay them?