I appreciate you wanting to speak with me whether its sincere or just pure gossip ! I don't give a f*** about. what happens to him! this is what he does for a living! he is a scam artist !Con artist, etc. All he has is charm, because his dick is the size of a newborn baby! anytime you have to hold your little. dick with your hand to hold it inside me! That's pathetic! He stole from me and I don't care what happens to him! Eventually all good things come to an end! He eventually get killed or go to prison! You just don't con people. our of their money! I must have been real lonely ! Because he doesn't havea dick! all he he has is a bunch of nice clothes to keep. up the fasad! He is a habitualar liar! And he will pay for what he did to me and a whole. bunch of other people he stole from! My advice contact, your local FBI or Secret Service! HIS DATE OF BIRTH IS 12/12/74. AND HE'S FROM PHILLY! He might be bk in Atlanta. The last car I saw ! I him driving wad a white 745 BMW. With Atlanta tags. robably not in his name! Imm done! He uses boost mobile phones, so you can not track his phone records and catch his a**! And he uses credit card machines to steal. your money off your credit card, by threatening you saying your going to jail if you don't wire or pay by credit steal card within 24 hrs! As i said he will be caught! And he is the head of this scam, but he had others threatning. people from for him to get money!he doesn't have a legitimate job! This is what he does! He is 6'2 155 pounds!  And he will ask you for all your personal information!like your ssn number, dodo, how is your credit,can you get a credit card in your. name DOB!He will ask you to put a bogus. check in your account! So he can draw. the money out! And you in up being held responsible for the fake check! And he gets the money! Just beware of thieving vulg er!

Hello omg that's a shame  he is a mess I was in a relationship with him also. Could you contact me please regarding this by email chimeneslife@aol.com I would love to talk with you about this..

IF YOU HAVE EVER RECEIVED A CALL OR VOICE MAIL FROM ANYONE CLAIMING TO WORK FOR PSA INVESTIGATIONS TO COLLECT A PAST PAY DAY CASH ADVANCE PLEASE READ IMMEDIATELY: I AM EXPOSING PSA INVESTIGATIONS BECAUSE THIS SO CALL "INVESTIGATIONS FIRM" IS A SCAM! I REPEAT A SCAM! I AM A FORMER EMPLOYEE AND QUIT WHEN I REALIZED THAT THEY WERE SCAMING PEOPLE OUT OF THEIR MONEY. AGENT RIVERS, JOHNSON, GREENE, NIKKI PRICE, SMITH, FLOWERS, MARTIN, TAYLOR ARE ALL SCAMMERS! THEY CALL FROM A NUMBER OUT OF STATE AND USES A CELL PHONE TO TXT PEOPLE. THERE IS NO SUCH THING AS A FINANCE DEPT WE ARE ALL IN A LITTLE ROOM AT OUR DESK HAWKING PEOPLE'S FAMILY MEMBERSN AND FRIENDS JUST TO COLLECT AND MAKE 10% OF EACH COLLECTION. WHEN THEY CLAIM THEY ARE GOING TO SERVE YOU AT YOUR HOME OR WORK THEY DNT AND CANT.  THOSE ARE NOT THEIR REAL NAMES THEY USE THEM TO HIDE THEIR IDENTITY. THE PAYDAY LOANS THEY CLAIM THAT PEOPLE OWE ARE ALL FALSE. THE OWNER BUYS PAPER FROM COMPANIES LIKE EQUIFAX TO GET YOUR PERSONAL INFORMATION. THEY ALSO CLAIM THAT THEY ARE REGISTERED WITH THE SECRETARY OF STATE IN GA WHICH IS A LIE. EVERY THING THE AGENTS TELL YOU OVER THE PHONE IS BEING SCRIPTED. THEY ALSO HAVE REBUTTALS TO CHALLENGE EVERYONE THAT DOESNT WANT TO COOPERATE WITH THEM. SO IF YOU EVER GET A CALL FROM THESE SCUMS HANG UP!!! THERE WAS A TIME WHEN I WITNESS NIKKI PRICE WHO CLAIMS TO BE THE SUPERVISOR HAD AGENT GREEN COLLECT FROM A GUY THAT DIDNT EVEN HAVE AN ACCOUNT. THEY WERE ABLE TO COLLECT 400 OFF HIS CREDIT CARD AND THEN MADE UP ANOTHER ACCOUNT WHEN THE GUY ASKED IF HE HAD ANY MORE LOANS OUT WITH ANOTHER COMPANY. SO AGAIN DO NOT BUY INTO WHAT THEY SAY ITS ALL SCRIPT AND PART OF THEIR SCAM. GAIL DANIELS IS THE OWNER! THEY ARE LOCATED AT 1225 JOHNSON FERRY RD SUITE 630 MARIETTA GA. THEY ARE OPEN M-F 12-9.

I met Ron Golden and he told me he had is owm business. I met him in phadelphia at the time,but he but he informed me that he was from Philadelphia but had been living in Atlanta for two years but travelr back and fourth. As time went on he began to ask me for my personal information. Such as can I get a bank account put in my name, WHAT was my ssn.dob,etc. I gave him all of my personal information
pot o tipBecause I thought we were going to be in a serious relationship, so I trusted him! He also  rT rTtold me he owned  several houses in philly. The bottom line is he is driving.around in a brand  new 745 bmw. He dresses well and is very intelligent and well spoken. So, you would never suspect that he is a scam artist!  He is a criminal! Dont let his charm fool you! And dont give him any of your personal information.
he is now back in philly running the same bogus collection agency. Ripping off innocent people! He uses a credit card machine. And he is the ring leader and im sure he is working with other.scam artist! Up He is a  ouhabitual liar.and a thief! He uses prepaid phones such ad boost mobile so you.cant track him down. Because those phones cant ne traced! He stole 720.00 off of my debit card. If you have had a bad experience with Mr Golden, please contact Atlanta and Philadelphia Secret Service or the FBI. just a reminder he is very charming and knows all the right things to say. He.should.win an Oscar! Because that is how good he is! But, dont you worry karma is a bi***! He will eventually  get caught!Pi

Got a call from these folks. Told me I had 48 hours to pay over 2,000.00 dollars or I would be arrested, they would file a case against me in court, gave some bogus case # said he was an ivestigator with the attorney generals office. Told me to call people I know and borrow the money to pay them. I then repoted them to the District attornyes office in the area I live In. They took the complaint and are now investigating the incident. District Attornyes office said that they have had numerouse complaints about these people. This is criminal..... collection agency, that misrepresents themselves, they use scare tactics and they lie. If you ask them for thier address they hang up. Lady I talked to said she had been working for Williams and Scott for twenty years. Ahhh...... twenty years ?........really.... wow.... now thats devotion!!!

I received phoned from a suppose 2 b Rep from William Scott and Associates stating that i had written a check for a payday loan 4 years ago and she became very arrogant and threaten me with jail time, I told them that I had been advised not talk with them and they still called but these people are very ridiculous and unprofessional and they donot  need to be in business.

Don't send these people money!!! They are a scam /scum. Both. I hope their tongues fall out from all the lies they tell. They will intimidate harass you. But don't allow your fear to make you do stupid things like hand them over the money you have actually worked for. They make money off of bill collecting..obviously because they can't get a real job. And they read this too so I've officially cursed them.!!!

William scott and associates is a scam..they read this stuff too.. So be careful what you post...I didn't like being harassed threatened over my three hundred dollar bill so I did some investigating of my own...I called a sheriff friend of mine..then the  FBI ...then the DOJ... I have contacted my local district attorneys office and the attorney generals office...I'm not letting this go..they messed with the wrong chick...cuz if I'm being "arrested" over a three hundred dollar debt that I've already paid.. I'm taking them with me.

you must work for them then, because they are a totally bogus company and change locations around the country to keep one step ahead of the attorney general's office and the BBB. DO NOT GIVE THEM ANY MONEY OR ACCESS TO YOUR DEBIT CARD OR CREDIT CARD NUMBERs!!!

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I?ve worked with William Scott & Associates for 2 years paying off my debt from a cash advance loan. At first I thought it was fraud because they were telling me that I could go to jail, but after speaking with my attorney I realized it was true!!  I wrote a check to assume the loan and it bounced.  I had no idea that I could really go to jail. I paid these folks and they got me cleared.  Thanks WSA!!!

Got a call from a woman titled Investigator Johnson, wanting debit card account information for 299.90 for a debt incurred, which I did not incur.  

Caller Id shows up as 312-239-0201
Wanting me to call # 678-495-0825 X104

Stated they were from Attorney Generals office in the fraud division in South Carolina.
Only thing it's a cook county phone number in Chicago IL in zip code area 60606.
Firm stated:

William Scott and Associates
Chicago, IL
Cook County (Chicago IL)

The 678-495-0825 X104 Is  an Atlanta, GA Phone number

I see nothing about Columbia, South Carolina being represented anywhere in this matter.

Debt referring to, I have no idea, I  was in South Florida at the time.
When I did a satellite photo research, I was sent to the African Atlantic Coastal
area of Congo. Sounds like a another Nigerian financial Scam. But hey, that's me.

I've been getting these calls from the same number 678-495-0825 X104, except the caller identified herself as Investigator Jackson, not Johnson. She said she was calling from Georgia even though I am in California. Same thing--bad check--fraud--going to put out a warrant for your arrest, etc. I got another call this morning from a 615 number claiming the same thing. That number originates from Tennessee. So lets see--Georgia, Tennessee, South Carolina, Chicago? Which is it?

When I pointed this out to the "investigator", she replied with, "Well, we work with lots of attorneys". Wait--if YOU, as previously stated, are an attorney's office, why are you working on the same case with 3 other attorneys in 3 different states?

It's a collection agency.

I HAVE BEEN GETTING PHONE CALLS FROM THIS NUMBER SAYING I HAVE A WARRANT FOR MY ARREST AND THE INFORMATION THAT IS PROVIDED TO ME IS NOT ME.   WRONG SOCIAL SECURITY NUMBER FIRST OF ALL AND THE YOUNG LADY AT THE OTHER END IS VERY RUDE AND WON'T LET ME TALK!!  THEY ARE STRESING ME OUT BECAUSE FIRST OF ALL I DO NOT WRITE CHECKS...

I recieved a phone call 07/26/2010 from a woman named Mrs. Chandler. The woman did not well represent herself and the company well. The message was left that this is a fraud investigator and that a case with my name and info was given to there office and that if I didn't return there call a warrent would go out for my arrest. I looked at the caller id and the number was 312-239-0201 and I was reffered to call this company at 678-495-0825 ext. 107 or ext 120 for mrs. chandler. I did so, and was told that I had wrote a check for three hundred and something dollars ( but the lady was not for sure the accuracy of the face value of the check) and I was told that if a credit card payment of some sort was not made then an arresting officer was going to be callled out for this matter. I then was transferred to a man named Ronald Golden who the gave me an social security numer that was not mine and names of individuals who I have never heard of that would be supeaned to court for this matter.Then during the cconversation I was give information that the face value had went up to 2812.00. Thats when I had let him know that the game was over and I had researched the number on google and that this is some kind of scam. The man began irate and then hung up the phone.

Just remember that if you FREELY give these scamulous companies your debit card #, then the bank can NOT help you dispute the card transaction.  Per Reg E, that transaction is authorized--BY YOU!  It's the same as if you signed a check, then you can't turn around and claim forgery.....The second you hand out your card #, then it's up to you to seek a refund, NOT the bank!  Be careful using your cards...it's like opening up your whole checkbook and handing over your $--use only reputable people for card transactions. Use companies that have solid return and refund policies.

wrong ifo , not the same company

a few months back I also recived a call from inspector lewis, who had also called my brother & sister to call her back on  an extremely message. she too had alot of info about my old dept & personal info. I agreed to pay and had been promisssed a paid in full reciept that i never got, so when I call back i cant seem to get an answer or line is busy, I cancled my card so they cant remove anymore money but how can i get proof I payed mt dept

The following information as to how to file an expedited complaint with the Georgia Governor's Office of Consumer Affairs was extracted from: http://800notes.com/Phone.aspx/1-800-781-3445/4:

send a statement via USPS to
Georgia Governor's Office of Consumer Affairs
2 Martin Luther King Drive, SE, Suite 356
Atlanta, Georgia 30334-4600
or fax to 404-651-9018

Describe your contact with this company and their practices. Use the form located at: http://www.georgia.gov/vgn/images/portal/cit_ ... mplaintform.pdf for expedited processing by their office.  It's extremely important to their case to include in your statement if the phone representative claimed to be an attorney, claimed that the firm is a law firm or alluded to the firm being a law firm or having lawyers on staff or something about a  network of attorneys that work for their firm. Also end your statement with the line below:

I respectfully request that the firm Williams, Scott and Associates be prosecuted under the fullest extent of the law pursuant to 15 USC §§ 1692 § 814 and State laws regarding Fair Debt Collection Credit Practices.

On Mon Aug 31, 2010 and on Wed. Sept.1,2010 at about 1:30 P.M. I recieved a phone call from a man claiming to be Investigator Griffin and said I had check fraud claims against me and it was very important that I return his call and discuss the matter while it was still under investigation and then said if I failed to call him back I would be taken to court and or put in jail. Later that night of Sept.1,2010 he called my sisters house and said he needed to speak to my mother, who is deceased and left the same message.The number that he called me from was 615-866-4372, but said for me to call him on the 678-495-0825 ext.125 and left a case #. I was very scared as I do have debts and not sure if Payday Loans are considered check fraud.On Mon. I did try to call him back but there was a voice mail and I just hung up and decided to do some investigating of my own and found this page. Please advise me as what to do. I have dealt with rude and very mean credit collectors in the past and don't think I can deal with that again. Thanks in advance for any help!!!!

I got a call from Williams, Scott & Associates, LLL and have been speaking with a so called Investigator "Cassie Gray" if that is her realy name.  She had all of my information about a debt that I owed.  Me thinking that I was clearing up this debt made two payments to this agency (approximately $200) just to come and find out that this was a scam.  I would like this company investigated by the BBB.  I was trying to get my credit report cleared up and it is people like this that just make life even harder for the working class.  


Williams, Scott & Associates, LLC
O.P. Box 921941
Norcross, GA  30010
Phone: 888 229-5566 ext. 116 (Cassie Gray)
Fax: 678-495-0831

William Scott Assoc
3340 Peachtree Road - Suite 1800
Atlanta, GA  30326
1 888 229-5566

http://www.glpayprocessing.com/onlinepay/5RHVLH

Hello
I was reading your story today. I would like to know how it all turned out for you? The reason I am asking is because I just experienced the same (almost exact) situation just last week. I would like to know how far you took your case. I just submitted a complaint to the FTC.
Thank you

Mary G.

Hey alfalfa, I got a voice message from "investigator" clark smith saying that they've
Reported me to the local authorities and what not, which I higly doubt they did.  Anyways,
Just keeping you updated with what happens from this point forward.

See my previous post. Also, if you feel that this is too much for you to handle on your own, it would probably be best to consult with a consumer law attorney and let him/her handle them.

No. Stay OFF the phone! Do everything IN WRITING from this day forward. When you send your letter requesting validation of the debt, they are required BY law to inform the original creditor that you are disputing their claim. You are putting both of them on notice that you are aware of your rights under the FDCPA that they have to prove IN WRITING that you legitimately owe this debt. This is for YOUR protection! Otherwise, the CA can come back and claim that you *never* responded to their request for payment, mark your file as "refused" and sue you. On the other hand, you can turn around and sue THEM if they refuse to validate the debt and continue to harass you or get a judgment and you have PROOF they received your letter.

Keep careful records of EVERYTHING, including phone logs (record the call if you have the ability to do so) and ALL correspondence.

Alfalfa, one quick question, do you think I should call these "clark smith" and let them know I am handling the situation by other means or I mean should I just handle the situation directly trough the company I owe money to without even leting them know what I am doing,
haha besides the two complaints I have already done against them?

Thank you so much for the information alfalfa, i will definately keep you updated on how the situation evolves.  God bless you for your advice.

Smoke--

I was reading over your original post and noticed that in addition to illegally threatening you with legal action and having you jailed, they have also violated FDCPA laws by failing to inform you at the beginning of the call that they are a debt collector and any information obtained will be used for that purpose (Mini-Miranda) and that you have the right to dispute the debt. The collection of debts is a CIVIL and NOT a CRIMINAL matter, NO matter what they say (or want you to believe).

While there are collection agencies who DO follow the law, there are others (like this one), who operate outside the law and feed off the fear of unsophisticated consumers who don't know their rights. Collector Trolls come on this (and other websites) ALL the time spewing such garbage as: "We should just STOP HIDING AND PAY OUR BILLS". This is NOT a discussion as to whether or not we should "PAY OUR BILLS". This is ALL about consumers' rights concerning the collection of debts, and many debt collectors knowingly violate FDCPA laws as "a cost of doing business". However, the tide is finally beginning to turn against these "organized criminals", as they are increasingly catching the attention of the media (and law enforcement agencies), who are doing an excellent job of exposing their illegal practices and are becoming more and more successful in putting them OUT of business. For example, "Dateline" did an undercover story almost a year ago about a national organized criminal debt collection outfit based in Buffalo, NY run by convicted felon Tobias Boyland. His collectors were caught ON CAMERA terrorizing innocent consumers, posing as law enforcement officers, threatening arrest (sound familiar?) and having them "picked up" if they didn't immediately pay an alledged debt. The story originally aired in March, 2009. On June 23th, 2009, NY Attorney General Andrew Cuomo arrested Boyland on gun possession charges and shut down his operation. In September, 12 of his collectors were arrrested on multiple charges of grand larceny. You can read more about this at:

http://www.msnbc.msn.com/id/29881849/ns/datel ... _hansen/page/6/

http://www.ag.ny.gov/media_center/2009/sep/sep29b_09.html

http://www.ag.ny.gov/media_center/2009/june/june23a_09.html

Unfortunately, this is just the tip of the iceberg, for there are many, MANY more debt collection agencies out there who are breaking the law...unabated. A handful of them have self-destructed, being forced to close after being unable to pay hundreds of thousands of dollars in fines and judgments levied by State Attorney Generals and judges presiding over civil suits brought against them by consumers who are FIGHTING BACK AND WINNING. And, just this month, Mann-Bracken, (formerly known as Wolpoff and Abramson), shut its doors after Axiant, its parent company filed for bankruptcy in November due to rampant abusive debt collection practices. As a result, thousands of pending debt collection cases have been thrown out: http://www.baltimoresun.com/business/bal-md.d ... 53.story?page=1

And, in NY State, AG Cuomo is seeking to have 100,000 judgments thrown out by debt collectors who utilized American Legal Process, a processing serving company who knowingly caused debtors to default by "sewer service":
http://www.ag.ny.gov/media_center/2009/july/july23b_09.html

William Singler, the owner of ALP has pleaded guilty to a single count of a Class E felony of scheming to defraud and is facing jail time:

http://longislandbankruptcyblog.com/process-server-jail-defrauding-consumers-credit-card-collection-cases/

And, last, (but not least), Portfolio Recovery Associates is being sued by the AG of Missouri for scamming to collect debts from consumers who don't owe the money. They are also facing a class action lawsuit filed in Georgia in December by a consumer for "unconscionability, breach of contract, violation of the Fair Debt Collection Practices Act, negligent misrepresentation, and contravention of public policy". Hundreds of other
lawsuits alledging FDCPA violations have also been filed against them:

http://fivemilliondots.com/?tag=/class-actions
http://ago.mo.gov/newsreleases/2009/Fradulent ... am_gets_busted/
http://dockets.justia.com/search.py?query=por ... yes#resultslist

They are also coming under increased scrutiny for using the IRS to collect for them:

http://www.budhibbs.com/ASSIRS.htm

There is a wealth on information on this and other websites you can use, to further educate yourself on your rights as a consumer. Here are a few:

http://consumerjustice.com/consumer/index.aspx
http://consumerlawyer.typepad.com/blog/2008/02/the-do-not-call.html
http://www.fdcpalaw.net/violations.php
http://www.fair-debt-collection.com/index.html
http://www.creditinfocenter.com/legal/FDCPA.shtml#807
http://naca.net/

Good luck with your case...and let us know how it turns out, OK?


Thou shalt not be a victim.

Thou shalt not be a perpetrator.

Above all, thou shalt not be a bystander.

--Holocaust Museum

You're welcome. Glad to help.