And WHAT if these low-life's REFUSE to send a Debt Validation? From everything I have seen on 800notes, this seems to be one of the biggest issues.

If YOUR COMPANY cannot validate "my debt", I have nothing further to speak to you aboyt!

I am so sick and tired of people like you sitting in judgement over the rest of us.  Do you walk in my shoes on a daily basis?  Have you been to hell and back like I have?  Do you have any concept of humanity and compassion?  Of course not.  You sit on your tush all day long at the local library trolling forums like this trying to piss  off the people who would be willing to help you if you needed it and admitted you needed it.  You are'nt the first and you won't be the last,  but as long as trolls insist on coming out from under the bridge, we will aways have entertainment; because that's all you are is a joke, a laugh, a farce.....

You know you owe the money. You just one of those people that don't pay your bills. Ask for original paperwork and once it's provided. You don't answer you phone. It's called stall tactics.

Terrorist?

The owners of Kenneth White and Associates are Mecca and Seitu Hyman. They are scum of the earth! They can be contacted and seituhyman@gmail.com and mecca.hyman@gmail.com. Seitu's personal cell phone is 678-382-5096. Another number for Kenneth White is 215-716-8732. Enjoy!

Yep 678 894 2173. Will inform you all about my story later. Oh yes IT IS WORTH WAITING FOR!

Same thing happened to me, except the check was supposidly written in 2004. I talked originally to a man, and when i explained to him about just recovering from a form of colon cancer, losing my job and car during that time, he transfered me to someone named Misty who was mean and smart mouthed, said she didnt ask me what I've been going through, said that she had the power to lock me up in 48 hrs, and told me to have a good day, and this was after i told both of them that i wanted to make payment arrangements if this is a legitimate claim. I called back spoke to the same young man who said i had 1 hr, and it was 8pm at night to money gram them 50.00 and he gave me an acct number to send the money to..told him how was i suppose to get to money gram at 8pm at night with no car, he told me to get a ride. They've been calling my mothers house as well for me even though they have my current phone number

This idiot MICHAEL FISHER called my parents in Hawaii. Leaving a threatening message about 'criminal charges' to be filed against me. He called from 678-894-2173
He claimed that they were 'litigators' for Advance America, the payday loan company that no longer operates in Oregon where I used to live. The payday loan was for $500 back in 2005, I went to prison in 2006, got out & filed CHP 13 Bankruptcy and put all my debts including this one on it.
Completed my 36 payments, bankruptcy was discharged, along with all the debts.
He rants about talking to the District Attorney(in Georgia where they are) and they are gonna issue a warrant
I did realize the Georgia DA could arrest an OREGON resident on a payday loan default from 7 YEARS AGO but I guess that's Obama for you
I'm laughing at this guys scare tactics but decide to get info so I can post it here
I say "Mike, I'm scared...please don't arrest me I will pay!"
He says THE ONLY WAY to pay is by Moneygram at Walmart
I wire the $600 to
KW & Associates
Receive code is 9501
Account number is 2373381
And call them back with the confirmation numbers

I said ok, he said I will wait for your call this afternoon

He's gonna be waiting for a loooooong time

Silence on the set...

Block that number with a call blocker.

1-678-894-2173 - stressing my mom out by threatening her with jail. She is already sick and stress is the last thing she needs.

I received a call from this company today saying that I committed. Check fraud back in 2005 when I took a pay day loan from advance America when I asked them if I could work out.payment arrangements they put me on hold so the could talk.to their client. They then told me no payment were not available they kept saying if I did not pay.10115 dollars by end of day id be reported to the day for check fraud I I called my dad to.borrow money and he told me that I need to call the attorney general in the state of Oregon I did they told me sounds like a scam but that I should call and see if they were a legitamate company so I called the number given and Kenneth white and associates are not legal debt collecters in the state of Oregon and can not put me in jail they may have bought the debt but they can't leagally put me in jail I called back the associate I spoke with and told him I contacted the attorney general and then all the sudden they were able to work payment plan but something else fishy when I asked to be sent a letter with the account numbers and amount owed they said no that they would send a reciept after I made a payment and it has to.be thru money gram only they said its legite because they have money gram account I'm sure any one can get one if they knew the right roads to take I think ill tell them to send me 1000 dollars through money gram and see what they say

I also asked them to send me a receipt and proof of the loan and they would do it, they told me they couldn't send me that info. It's all bull sh@t...

I got a call from this place yesterday saying I owed $340 and a total of $624 and I needed to pay at least half of it that day by 9 pm, so I paid half. I don't remember taking this loan out from 2008, so this morning I called the district attorney's office they proceed to tell me this company CAN NOT FILL CHARGES ON A PERSON ON AN OTHER COMPANY'S BEHALF... The company you took the loan out with has to file the charges against you. So I called them back and told them what I was told and I will not be giving them another dime. They then hung up on me. The prosecutor's office told me that's they tell you that it's fraud to scar you.

678 894 2161 DO NOT DO NOT SEND THIS CLOWN MONEY HE IS A SCAM AND FULL OF IT./..THEY DONT EVEN USE THEIR REAL NAMS THERE THE ONWER NAME HYMEN BUT GOES BY NATHTEN WHITE CALL THE LOCAL DA OFFICE HIS WIFE MISSY SMITH IS ANOTHER BS ARTIST SHE IS AS MUCH A LAWYER AS THE SON OF SAM

678 894 6121

678 894 6121 new numbers for this dirt ball kw & a**

Shill alert !!

A PAY DAY LOAN IS A DEBT BUT IT CAN ALSO TURN INTO A CRIMINAL COMPLAINT BECAUSE OF BAD CHECKING INFORMATION TO BE HONEST  A LOT OF PEOPLE DONT KNOW THAT TO TAKE PAY DAY LOAN IS A TRAP WITH IN IT SELF ,WHY DO YOU THINK THEY ASK FOR A PHYSICAL CHECK ? ITS SO THEY CAN HAVE LEVERAGE OVER YOU WHEN YOU DONT PAY ,NOW WHATS NEXT THE ACTUAL PAY DAY LOAN COMPANY WILL RUN CHECK INFO A MILLION TIMES UNTIL YOUR CHECK ACCOUNT CLOSES AND NOW THEY HAVE THE RIGHT TO FILE CHECK FRAUD ,ITS NOT LIKE A CREDIT CARD OR A LOAN FROM YOUR BANK ,ITS SET UP FOR YOU TO PAY OR GO TO JAIL

ITS SAID THAT SOME ONE HAS TO CALL YOU ON A DEBT THAT YOU OWE IF WE ARE ALL GOD FEARING PEOPLE WE WOULD PAY BACK ANYTHING THAT WE HAVE TAKEN ,I HAVE CALLS FROM BILL COLLECTORS ON THE CONSTANT BASIS BUT NOW THAT I DO THE RIGHT THING BUY PAYING BILLS I DONT HAVE THESE ISSUES ANY MORE ,THE BEST WAY TO STOP THE CALLS IS TO PAY YOUR BILLS .

they just called me claiming that I owe 750$ to a check in go in 2006.  the company said that they will report me to the DA.  I have no idea what they are talking about.  So I ask does anyone have anyother info about this company because i can't find anything.. The thing about it is when i do look up the number its said that it is a cell phone and I sent them a txt msg to stop calling me, and it went through. No company call's from a cell phone.  Crazy!!!!

Picked up message from my a answering  machine from Monica Perry claiming that complaint of fraud had been filed in her office against me for check written at a check and go back in 2006.   Call her back to get details but she was very rude and hung up on me .  I called her back made it clear that I was not the person she was looking.  Eventually put me on hold and  Michael  Fisher came on the line.  My husband advised Mr. Fisher that he would have our attorney contact him and terminated the call.

Have you gotten any resolution? I got a call yesterday and she was nasty with me from something back in 2004 that I am unaware of.

Same thing here I got a voice mail claiming I committed. Fraud. From a 300 payday loan back in 2005
I call them back the next day and spoke to a man who claimed I committed fraud and would be arrested at my house or job he then transferred me over to a woman who he said was in touch with the assistant  attorney generals office. They said they were affiliated with law enforcement and I had 3 hours to pay 600$
I asked about payment arangments but was turned down. Then they told me they would not except credit card, debit, or check and I had to go down to Walmart and wire them money... I hate to admit it but they had me going AT FIRST!  LUCKILY I called my mom who did a search and found out they misrepresent themselves and had numerous. Complaints against them.... I have a s3 smart phone with a special program that records calls so I called him back informed him I had an attorney and his call was monitored... he then began to studder and keep saying fine bring me to civil court...lol..I turned the tables on him... and when I said he lied about being with law enforcement he said he never said that.... I then offered to email him a recording of the conversation .... that's when he hung up... excuse my language. But F*** them!!!!

I just got the same call today from Michael Fisher.  He informed me I had a bad check for $510.75, with fees I owed $710.75 dated back from June 17, 2006.  He had all my info, last 4 of ss, bank account numbers, check number.  He said that if I didn't have the money by 4pm that he was turning my file over to the DA's office for felony 1 check fraud.  Said the police might take it easy on me since it was my first offense.  I asked him to provide me by mail a copy of the charges etc, he said that since this was a bad check case not a collections that there would be no paperwork that I would just be arrested and charged if I wanted to wait for the DA's papers, that it was up to me to pay this by Money Gram By 4pm so this wouldn't happen.  When I called the original debtor, a cash advance place, she had no clue who this guy was and informed me to call and put a report to the Federal Trade Commission (877-382-4357).  They took a complaint said to ignore this company's calls that she was positive it is a scam.  After I calmed down I googled "Kenneth White and Associates", here are the links to other people's stories:  http://800notes.com/Phone.aspx/1-678-607-2719 and http://800notes.com/Phone.aspx/1-678-607-2717.  I hope this helps the next person in line.

Just got off the phone with one of them named Michael fisher . They try the scare tactic trying to collect a debt that was 9 years old . The only reason I called them was because they scam you to call them . They left a voicemail saying that there was a complaint of fraud and I'm going to jail . What a bunch of a***oles .. I already filed a complaint to my attorney general

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

I was informed today that I owed 725.00 for a place called quick cash from September 7th 2005, that's 7 years ago and I have never had any such thing with them, I asked for paper work and of course never could get anything from them, all I kept hearing was I'm going to jail, they will come right to my house and arrest me, they informed me that if I didn't pay by 5pm today it was going to the DA and a warrent will be issued. I called the place of business where I supposedly took out this loan and they said there is no such case here and that I'm being scammed by this company, but funny thing they did this to my husband 2 months ago same dollar amount and same dates, and the black man on the phone was screaming and swearing at him, and the lady Melissa was just as rude.. I'm to the end of my rope with these people.. they have many different numbers they call from the one that keeps calling me 470 200 0328   and this is another number from the same company 678 607 2699

I got this call last week, and then again today. Sounded like a scam to me......same scenario, it's been YEARS since i took out a payday loan (2005 actually) and somehow they got my number...I was taken by surprise by the person saying i could be taken to jail and it was a criminal complaint.....these companies are something else...trying to scare people into paying money they don't have? This is beyond ridiculous....i told him i had JUST lost my job and didn't have any money to pay for something so long ago...

Not completely true. Read my post below. They are not a scam. They are a real company with information tied to previous dealings that you may have had. Best thing to do is take my advice below. It will benefit you in the long run.

I don't like Telephone Tough Guys.