BULL!!!  there is no fraud in taking out a payday loan even if you are unable to pay the loan back....call your local police station if you are unsure.  The collectors at this company are malicious in their attempts to collect on unpaid debt.  I know of at least one collector who called my family and broke several fair debt collection practices.  Thankfully that family member has a business and she explained to them she was recording the call, I don't think they believed her, so they proceeded with their scare tactics.  We will use that recording in court when we file litigation if they call back again.  Logan Wallace with federal recovery, if such a person exists, you are a liar and a cheat.  To everyone who is reading this, I'm sure you have received a call from them - if you are able you probably would have paid the debt back, and since you are not able, keep your head up and hopefull they will cease their aggressive behaviors until you are in a better financial situation.

suckit

Also received a call from Hunter & Assocs from 877-322-2023 and also a Logan Wallace saying he was from Federal Recovery Group.   Well if you check both of these web sites they are exactly the same!   And have the same Fax number and are both in Georgia.    Its a scam.
You need to send them a letter and tell them to contact you only via mail under the FDCPA.


TO WHOM IT MAY CONCERN:

Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, and my employer, in relation to this and all other alleged debts.  Please contact me either via e-mail or by mail.

You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the Pennsylvania Attorney General’s office or the state office of which you are certified.  Civil and criminal claims will be pursued.

I do  intend to pay this debt and I am currently working with a financial advisor to settle my debts and will contact you shortly.  I apologize for this inconvenience.

Thank you.

I just paid these scam artists without doing my research and not only did they take my payment but they took it out twice!!!!! Don't make the same mistake I made this is def a scam no matter how legit they sound!!!

I just paid these scam artists without doing my research and not only did they take they my payment but they took it out twice!!!!! Don'y make the same mistake I made this is def a scam no matter how legit they sound!!!

**contact you anymore by phone in case some of you were confused.

I agree totally. NEVER pay ANYONE ANY money that claims you owe them or an "orginal creditor". ALWAYS get something in writing IN THE MAIL. I think that the state of Georgia PERIOD is into these types of scams because I have received calls from this agency as well as others (all coincidentally in the same area) and when I challenged them to send me written documentation of the alleged debt that I owed, they started telling me some BS that they were not required to send me anything. Even after I quoted the law(FDCPA) and told them that they were. Never give them ANY of your information. If they are legit they will have it. Just tell them to send you a certified return receipt letter explaining what it is you supposedly owe (again, if they are legit, they WILL have your correct mailing address). Then, get their mailing information and end the call... On your end send them a certifed return receipt letter requesting the information as a follow-up to your conversation (make sure to include a sentence or clause for them to not contact you anymore. They have to abide by this written notification because it's the law). Then, wait for a response. If they are legit, you'll get what you are well within your rights to receive (detailed information on the original debt) and you can proceed from there. If not you'll either hear nothing whatsoever or get a letter saying that (as "Concerned Citizen" so graciously & helpfully said) there will be no further contact or the case has been closed or dropped or something of that nature.

I'm getting calls from Hunters And Associates Investigation Firm, LLC  and the investigator (hahah yea right) is Logan Wallace. They're calling my stepmother's house and that isn't even my phone number, and leaving threatening voicemails. They have never validated this supposed debt I owe and I know they are fake. I filed a FTC and BBB complaint today against the fraudulent company Hunters And Associates Investigation Firm, LLC . Don't pay them! Whatever they say you owe. They're fakes.

Call from Hunter and Associates

Am I the only one who has noticed that the messages left here on this website dated NOV 19 by Keith, NOV 19 (gee what a coincidence two people claiming how they were in the wrong and the collection agency was in the right on the same day! )by Michelle and again on Dec 3 by Rob all happen to have the same funky font?  And that all 3 "claim" about the terrible terrible trouble they got themselves into by daring to snub their nose at this high and mighty collection agency!  Look at how “Rob” even goes through the trouble to post a link to their website for the common good!  How so very nice of “Rob”!  How stupid do they think people are?  I don’t know about anyone else but I can see as clear as day that Keith, Michelle and Rob ARE nothing more then the low-life debt collectors from Hunter and Associates posting as debtors to try and scare people into thinking they are a legit outfit and that we should all be shaking in our boots if we dare owe them any money.  Oh please!!!  What they are doing by claiming to be an “investigator” and claiming to bring “civil or criminal case” against anyone violates the federal debt collection laws.    They use nothing more than scare tactics and they hope that people are dumb enough to fall for them.  Don’t fall for it!  Know you rights!  

So Hunter.....you can kiss my fat a$$!!!!!  I'm not falling for your tricks.  You will never get a dime from me.

WHO IS A DEBT COLLECTOR?

A debt collector is any person, other than the creditor, who
regularly collects debts owed to others. Under a 1986 amendment to
the Fair Debt Collection Practices Act, this includes attorneys who
collect debts on a regular basis.

HOW MAY A DEBT COLLECTOR CONTACT YOU?

A collector may contact you in person, by mail, telephone, telegram,
or FAX. However, a debt collector may not contact you at unreasonable
times or places, such as before 8 a.m. or after 9 p.m., unless you
agree. A debt collector also may not contact you at work if the
collector knows that your employer disapproves.

CAN YOU STOP A DEBT COLLECTOR FROM CONTACTING YOU?

You may stop a collector from contacting you by writing a letter to
the collection agency telling them to stop. Once the agency receives
your letter, they may not contact you again except to say there will
be no further contact.  Another exception is that the agency may
notify you if the debt collector or the creditor intends to take some
specific action.

MAY A DEBT COLLECTOR CONTACT ANY PERSON OTHER THAN YOU CONCERNING
YOUR DEBT?

If you have an attorney, the debt collector may not contact anyone
other than your attorney. If you do not have an attorney, a collector
may contact other people, but only to find out where you live and
work. Collectors usually are prohibited from contacting such
permissible third parties more than once. In most cases, the
collector is not permitted to tell anyone other than you and your
attorney that you owe money.

WHAT IS THE DEBT COLLECTOR REQUIRED TO TELL YOU ABOUT THE DEBT?

Within five days after you are first contacted, the collector must
send you a written notice telling you the amount of money you owe;
the name of the creditor to whom you owe the money; and what action
to take if you believe you do not owe the money.

MAY A DEBT COLLECTOR CONTINUE TO CONTACT YOU IF YOU BELIEVE YOU DO
NOT OWE MONEY?

A collector may not contact you if, within 30 days after you are
first contacted, you send the collection agency a letter stating you
do not owe money. However, a collector can renew collection
activities if you are sent proof of the debt, such as a copy of a
bill for the amount owed.

WHAT TYPES OF DEBT COLLECTION PRACTICES ARE PROHIBITED?

Harassment.  Debt collectors may not harass, oppress, or abuse any
person. For example, debt collectors may not:

*  use threats of violence or harm against the person, property, or
  reputation;

*  publish a list of consumers who refuse to pay their debts (except
  to a credit bureau);

*  use obscene or profane language;

*  repeatedly use the telephone to annoy someone;

*  telephone people without identifying themselves;

*  advertise your debt.

False statements. Debt collectors may not use any false statements
when collecting a debt. For example, debt collectors may not:

*  falsely imply that they are attorneys or government
  representatives;

*  falsely imply that you have committed a crime;

*  falsely represent that they operate or work for a credit bureau;

*  misrepresent the amount of your debt;

*  misrepresent the involvement of an attorney in collecting a debt;

*  indicate that papers being sent to you are legal forms when they
  are not;

*  indicate that papers being sent to you are not legal forms when
  they are.

Debt collectors also may not state that:

*  you will be arrested if you do not pay your debt;

*  they will seize, garnish, attach, or sell your property or wages,
  unless the collection agency or creditor intends to do so, and it
  is legal to do so;

*  actions, such as a lawsuit, will be taken against you, which
  legally may not be taken, or which they do not intend to take.

Debt collectors may not:

*  give false credit information about you to anyone;

*  send you anything that looks like an official document from a
  court or government agency when it is not;

*  use a false name.

Unfair practices. Debt collectors may not engage in unfair practices
in attempting to collect a debt. For example, collectors may not:

*  collect any amount greater than your debt, unless allowed by law;

*  deposit a post-dated check prematurely;

*  make you accept collect calls or pay for telegrams;

*  take or threaten to take your property unless this can be done
  legally;

*  contact you by postcard.

WHAT CONTROL DO YOU HAVE OVER PAYMENT OF DEBTS?

If you owe more than one debt, any payment you make must be applied
to the debt you indicate. A debt collector may not apply a payment to
any debt you believe you do not owe.

WHAT CAN YOU DO IF YOU BELIEVE A DEBT COLLECTOR VIOLATED THE LAW?

You have the right to sue a collector in a state or federal court
within one year from the date you believe the law was violated. If
you win, you may recover money for the damages you suffered. Court
costs and attorney's fees also can be recovered. A group of people
also may sue a debt collector and recover money for damages up to
$500,000, or one percent of the collector's net worth, whichever is
less.

WHERE CAN YOU REPORT A DEBT COLLECTOR FOR AN ALLEGED VIOLATION OF THE
LAW?

Report any problems you have with a debt collector to your state
Attorney General's office and the Federal Trade Commission. Many
states also have their own debt collection laws and your Attorney
General's office can help you determine your rights.

If you have questions about the Fair Debt Collection Practices Act,
or your rights under the Act, write:  Correspondence Branch, Federal
Trade Commission, Washington, D.C. 20580. Although the FTC generally
cannot intervene in individual disputes, the information you provide
may indicate a pattern of possible law violations requiring action by
the Commission.

Had a voice mail at my job stating that they were a investagor and that crimal charges were pending and that I needed to call them back. I knew it was a bill collector. Do not trust these people.  They need to realize IT IS against the law to harrass anyone at there job.

I WAS CONTACTED BACK IN FEBUARY BY AN INVESTIGATOR FROM THIS #. i WAS TOLD i  OWED A DEBT FOR $1200.00. I WAS INFORMED THAT THIS MATTER WAS A CASE OF CHECK FRAUD . I DIDNT BELIEVE WHAT THEY WERE TELLING ME WAS TRUE SO  I HUNG UP AND IGNORED THEIR CALL WHEN THEY CALLED BACK. THEY LEFT A MESSAGE ON THE MACHINE STATING THAT THEY WERE GOING TO FOWARD  OVER BUT I DIDNT BELIEVE THEM. ON APRIL 14 OF 2009 I WAS PULLED OVER FOR A TRAFFIC TICKET AND HAD A WARRANT IN THE COMPUTER FOR CHECK FRAUD. I WAS SENTENCED TO 6 MONTHS IN JAIL AND ORDERED TO PAY A $2000.00 fine. I  NOW KNOW THAT IT IS THE REAL DEAL SO I ENCOURAGE ANYONE WITH DOUBT ABOUT THIS CASE TO BELIEVE IT IS REAL. THE MESSED UP PART ABOUT IT IS, I HAD TO SERVE TIME AND PAY A FINE BIGGER THAN MY DEBT

I HAD RECIEVED A SUMMONS TO GO TO COURT ABOUT MY DEBT AND TRIED TO CALL THIS COMPANY UP TO HANDLE IT. THEY WERE VERY NON CHALANT TO ME AND TOLD ME THAT THEY HAVE NOTHING TO DO WITH IT ANYMORE. THEY SAID THAT THEY TRIED TO CONTACT ME A MONTH AGO AND HAD NOT RECIEVED A CALL BACK AND HAD TO FORWARD THE CASE OVER. I FEEL THAT THEY COULD HAVE WORKED WITH ME INSTEAD OF ME HAVING TO TAKE TIME OFF OF WORK AND HAVING TO GO TO COURT WHEN IT COULD HAVE BEEN HANDLED OVER THE PHONE.

They are calling maybe once a month for a family member.  I told them to stop calling.  The lady stated she was an investigator.  I told her that's a fancy name for an unpaid debt collector.  Anywho, I told them not to call again and I was recording the call to report to the commission and asked for her name and SSN.  She hung up.  Don't give these nuts any of your information.  They are not law enforcement (law enforcement will come directly to you not make a call).

Left no message. Called my cell phone twice. I called them back and the answering machine says that it is the investigative department.

the representative introduced herself as an investigator and told me that criminal charges will be brought against me. and asked me to verify the last 4 of my social so she could make sure she was talking to the right person, i did not verify any information but i did tell her i was going to call her back

Logan Wallace needs contact about a matter concerning Criminal and Civil investigation.
This is a croc. It is a scare tactic for 3rd party collectors. don't believe everything you hear from these lowlifes. They hope for commission collections at any cost.
I have an answer for them seeing as I come from law enforcement family. Let's do this! you bring your badge to the door and I'll have mine show up. LMAO

Private investigaor Robin Benson keeps calling me at work asking for my social security # and leaving threatening messages on my voice mail being that I work for a government agency they are jeopordizing my job and I want it stopped now my identtity has already been stolen once. I guess it's time to hire an attorney and stop the harassing and threatening calls and see what kind of legal action can be taken.

Also received a call from Hunter & Assocs from 877-322-2023 and also a Logan Wallace saying he was from Federal Recovery Group.   Well if you check both of these web sites they are exactly the same!   And have the same Fax number and are both in Georgia.    Its a scam.
You need to send them a letter and tell them to contact you only via mail under the FDCPA.


TO WHOM IT MAY CONCERN:

Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, and my employer, in relation to this and all other alleged debts.  Please contact me either via e-mail or by mail.

You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the Pennsylvania Attorney General?s office or the state office of which you are certified.  Civil and criminal claims will be pursued.

I do  intend to pay this debt and I am currently working with a financial advisor to settle my debts and will contact you shortly.  I apologize for this inconvenience.

Thank you.

Am I the only one who has noticed that the messages left here on this website dated NOV 19 by Keith, NOV 19 (gee what a coincidence two people claiming how they were in the wrong and the collection agency was in the right on the same day! )by Michelle and again on Dec 3 by Rob all happen to have the same funky font?  And that all 3 "claim" about the terrible terrible trouble they got themselves into by daring to snub their nose at this high and mighty collection agency!  Look at how ?Rob? even goes through the trouble to post a link to their website for the common good!  How so very nice of ?Rob?!  How stupid do they think people are?  I don?t know about anyone else but I can see as clear as day that Keith, Michelle and Rob ARE nothing more then the low-life debt collectors from Hunter and Associates posting as debtors to try and scare people into thinking they are a legit outfit and that we should all be shaking in our boots if we dare owe them any money.  Oh please!!!  What they are doing by claiming to be an ?investigator? and claiming to bring ?civil or criminal case? against anyone violates the federal debt collection laws.    They use nothing more than scare tactics and they hope that people are dumb enough to fall for them.  Don?t fall for it!  Know you rights!  

So Hunter.....you can kiss my fat a$$!!!!!  I'm not falling for your tricks.  You will never get a dime from me.

WHO IS A DEBT COLLECTOR?

A debt collector is any person, other than the creditor, who
regularly collects debts owed to others. Under a 1986 amendment to
the Fair Debt Collection Practices Act, this includes attorneys who
collect debts on a regular basis.

HOW MAY A DEBT COLLECTOR CONTACT YOU?

A collector may contact you in person, by mail, telephone, telegram,
or FAX. However, a debt collector may not contact you at unreasonable
times or places, such as before 8 a.m. or after 9 p.m., unless you
agree. A debt collector also may not contact you at work if the
collector knows that your employer disapproves.

CAN YOU STOP A DEBT COLLECTOR FROM CONTACTING YOU?

You may stop a collector from contacting you by writing a letter to
the collection agency telling them to stop. Once the agency receives
your letter, they may not contact you again except to say there will
be no further contact.  Another exception is that the agency may
notify you if the debt collector or the creditor intends to take some
specific action.

MAY A DEBT COLLECTOR CONTACT ANY PERSON OTHER THAN YOU CONCERNING
YOUR DEBT?

If you have an attorney, the debt collector may not contact anyone
other than your attorney. If you do not have an attorney, a collector
may contact other people, but only to find out where you live and
work. Collectors usually are prohibited from contacting such
permissible third parties more than once. In most cases, the
collector is not permitted to tell anyone other than you and your
attorney that you owe money.

WHAT IS THE DEBT COLLECTOR REQUIRED TO TELL YOU ABOUT THE DEBT?

Within five days after you are first contacted, the collector must
send you a written notice telling you the amount of money you owe;
the name of the creditor to whom you owe the money; and what action
to take if you believe you do not owe the money.

MAY A DEBT COLLECTOR CONTINUE TO CONTACT YOU IF YOU BELIEVE YOU DO
NOT OWE MONEY?

A collector may not contact you if, within 30 days after you are
first contacted, you send the collection agency a letter stating you
do not owe money. However, a collector can renew collection
activities if you are sent proof of the debt, such as a copy of a
bill for the amount owed.

WHAT TYPES OF DEBT COLLECTION PRACTICES ARE PROHIBITED?

Harassment.  Debt collectors may not harass, oppress, or abuse any
person. For example, debt collectors may not:

*  use threats of violence or harm against the person, property, or
  reputation;

*  publish a list of consumers who refuse to pay their debts (except
  to a credit bureau);

*  use obscene or profane language;

*  repeatedly use the telephone to annoy someone;

*  telephone people without identifying themselves;

*  advertise your debt.

False statements. Debt collectors may not use any false statements
when collecting a debt. For example, debt collectors may not:

*  falsely imply that they are attorneys or government
  representatives;

*  falsely imply that you have committed a crime;

*  falsely represent that they operate or work for a credit bureau;

*  misrepresent the amount of your debt;

*  misrepresent the involvement of an attorney in collecting a debt;

*  indicate that papers being sent to you are legal forms when they
  are not;

*  indicate that papers being sent to you are not legal forms when
  they are.

Debt collectors also may not state that:

*  you will be arrested if you do not pay your debt;

*  they will seize, garnish, attach, or sell your property or wages,
  unless the collection agency or creditor intends to do so, and it
  is legal to do so;

*  actions, such as a lawsuit, will be taken against you, which
  legally may not be taken, or which they do not intend to take.

Debt collectors may not:

*  give false credit information about you to anyone;

*  send you anything that looks like an official document from a
  court or government agency when it is not;

*  use a false name.

Unfair practices. Debt collectors may not engage in unfair practices
in attempting to collect a debt. For example, collectors may not:

*  collect any amount greater than your debt, unless allowed by law;

*  deposit a post-dated check prematurely;

*  make you accept collect calls or pay for telegrams;

*  take or threaten to take your property unless this can be done
  legally;

*  contact you by postcard.

WHAT CONTROL DO YOU HAVE OVER PAYMENT OF DEBTS?

If you owe more than one debt, any payment you make must be applied
to the debt you indicate. A debt collector may not apply a payment to
any debt you believe you do not owe.

WHAT CAN YOU DO IF YOU BELIEVE A DEBT COLLECTOR VIOLATED THE LAW?

You have the right to sue a collector in a state or federal court
within one year from the date you believe the law was violated. If
you win, you may recover money for the damages you suffered. Court
costs and attorney's fees also can be recovered. A group of people
also may sue a debt collector and recover money for damages up to
$500,000, or one percent of the collector's net worth, whichever is
less.

WHERE CAN YOU REPORT A DEBT COLLECTOR FOR AN ALLEGED VIOLATION OF THE
LAW?

Report any problems you have with a debt collector to your state
Attorney General's office and the Federal Trade Commission. Many
states also have their own debt collection laws and your Attorney
General's office can help you determine your rights.

If you have questions about the Fair Debt Collection Practices Act,
or your rights under the Act, write:  Correspondence Branch, Federal
Trade Commission, Washington, D.C. 20580. Although the FTC generally
cannot intervene in individual disputes, the information you provide
may indicate a pattern of possible law violations requiring action by
the Commission.

I RECIEVED A CALL FROM THIS # AND TALKED TO AN INVESTIGATOR WHO HAD ALL MY PERSONAL INFO AND SAID THAT A CREDITOR WAS LOOKING TO MOVE FOWARD AGAINST ME FOR CHECK FRAUD SO I DID MY OWN INVESTIGATION ON THE WEB TO LOOK UP WHAT WAS GOING ON AND FOUND OUT I ACTUALY DID BREAK THE LAW BY GETTING A PAYDAY LOAN AND NOT PAYING IT BACK ON THE DAY I POST DATED MY CHECK FOR. I ALSO SPOKE WITH A LAWYER WHO SAID THEY DID HAVE A VALID CASE AGAINST ME. I TOOK ADVISE FROM MY LAWYER AND PAYED THE LOAN BACK AND RECIEVED  A  CERTIFIED LETTER IN THE MAIL SAID THAT THIS LOAN WAS PAYED IN FULL. I CHECKED OUT THEIR WEB SITE @ WWW.HUNTERANDASSOCIATESFIRM.COM TO MAKE SURE THEY WERE A LEGIT INVESTIGATION FIRM AND THEY WERE EXACTLY WHO THEY SAID THEY WERE.