This telephone is Americredit. They are suppose to be bill collectors but are serious harassers.. they call *several times* per day from several different numbers... to include 705-587-6399 and 705-587-6399.. it doesn't matter if you speak to them they will call you again and again and again state there are no notes in the system.. and call back 30 minutes later.. first they play a machine then they call back again.. they have left 16 to 34 messages on a voicemail in four days..