that sounds like the same Dude that called me, thats word for word of what he said, did he call him self Gary Coper or Kevin Smith.

I lalso got phone calls about 5 or 6 of them and i asked who do i owe they said i owed cash net usa, i called cash net usa, an they have no record of me, they said sorry but you were turned down for a loan, thats how they steel your INFO, by going on line tapping in to companys website's and steelling all your INFO, please put a stop to it, REPORT THEM.

I recieved 3 phone calls 2day. I found out online this is a scam coming from South Asia. If they call  me 2morrow ill just tell them i notified the authorities. I had 2 voicemails from some guy named Tom. I had 3 calls like this back in December. They dont quit!!!

I had got the same call today 2-22-12 stating that he was a paralegal and It was urgent for me to call back at the same number he had called from 1-707-943-4494 and ask for Carl Cooper. I called the first time and explained that I had to call and ask for Carl Cooper, I started talking to him and he said do not call here again, I did I called back 9 times all with a beep and the person would hang up. I got frustrated and called again with a different approach and he said yor s.s. is  bank info is, I paused and said omg this is scary, I did not say anything but changed the subject, Carl Cooper said you have a criminal investigation against your s.s # I said what , He explained by saying you had a payday loan out  300-400. which I said I didn't he said are you going to take care of it now by paying $613.32 and not go to jail or pay $7,484.82 and go to jail and he said by the way I'm looking at your criminal background you don't have a criminal background , so what are you going to do , I said who is the loan to, He said I can't disclose that information, I said well you won't be getting any money from me, who is the law firm he couldn't disclose this information, He said so what are you going to do, I said nothing, he said I don't give a f..... what you do I don't care if you go to jail,I will be sending papers down to your work, I said I'am going to call my local law enforcement and a lawyer, he said I would'nt do that they will arrest you, I said I don't believe you. the guy started yelling at me I hung up and call the law, bank, credit bureau, credit companies, now I will never borrow online again and now I have to change all of my info like bank work etc. A lesson to be learned!!!


you I said .... I don't care

Received a message from 707-943-4494 today telling me I need to call them back today. If I don't return the call my attorney needs to. If he doesn't hear back from me today all he can do is wish me good luck. He said some other stuff but the accent was so thick it was hard to make out what was being said. And let me add I believed the accent to be fake. It just didn't sound right at all.

i just got this exact message today. The person was speaking with such a think accent it was very hard to make out everything that was being said. I thought the accent sounded fake so I figured somone was playing on the phone.

One leg of this scam has been shut down:

Even scam artists are outsourcing. On Tuesday in its first crackdown on fraudulent telemarketing in South Asia, the Federal Trade Commission announced that it was shutting down two California-based companies that used a call center in India to defraud Americans out of more than $5 million over the past two years.

Workers in India made threatening calls to Americans getting them to pay money on debts that they didn't owe, the FTC charges. At an FTC press conference in Chicago on Tuesday, fraud victim JanLaree DeJulius explained that she had received a call from someone claiming to be an enforcement officer from the (phony) "Federal Department of Crime and Prevention," who threatened to have her arrested and have her wages garnished if she didn't pay a bill of more than $730. The scam artists had gotten her name and information from a payday loan her ex-husband had taken out in her name.

"It was very embarrassing," Dejulius said. "He knew everything about me so I agreed to set up an installment." She is not alone. According to the FTC, more than 8 million calls were made since 2010 and at least 17,000 transactions processed across the United States related to the global scam.

On Tuesday under request from the FTC, a U.S. District Court in Chicago stopped the international operation, charging Varang K. Thaker and two companies he owned, American Credit Crunchers, LLC, and an affiliate Ebeeze, LLC, with violating the FTC Act and the Fair Debt Collection Practices Act.

"This is a brazen operation based on pure fraud, and the FTC is committed to shutting it down," said David Vladeck, director of the FTC's consumer protection bureau. "Consumers should not be pressured into paying debt they don't remember owing. Legitimate debt collectors must provide consumers with both written information about the debt, and instructions for protecting themselves if they don't think they owe the debt."

According to the FTC's charges, Thaker used Social Security numbers and bank account numbers obtained from payday lenders to identify the victims for his scam. He outsourced the work to an Indian call center, where workers made threatening calls to American consumers to pay fake debt or collect on bills for which they were not authorized.

Thaker was not available when contacted by telephone on Tuesday. A woman who claimed to be Thaker's older sister and asked not to be named for privacy reasons said he is working with the FTC to help the Indian government pursue the fraudster call center operators. She also said he was innocent in the scam. "He was being used by somebody. He didn't even know where they got the information," she told The Huffington Post by phone. She said that her brother got 10 percent of the earnings from the scam operation.

The FTC charges against Thaker are the latest in a series of police actions by the government agency to put an end to rogue debt collection operations that have become more frequent in the aftermath of the Great Recession. In January, the FTC struck a $2.5-million settlement with debt-buying company Asset Acceptance, LLC, charging that the company had falsely represented itself to customers, including making up phantom debts that customers no longer owed. Last October, the FTC filed a complaint against seven other fraudulent debt collectors, alleging that they had engaged in the same techniques -- demanding money from customers who owed nothing at all.

The growing number of Americans who are unable to pay their bills has meant there are more companies looking to profit from their economic difficulties.

Debt collectors have been taking more aggressive tactics as fewer people are able to make ends meet or are in a cycle of debt. More than 30 million Americans are in debt collection, according to the Consumer Financial Protection Bureau. Since 2010, more than 4,000 complaints have been filed with the FTC and state attorneys general about fraudulent debt collection calls, the FTC said.

Charles Junitkka, a personal bankruptcy attorney who represents clients in the New York City area, said, "In the last few years, the desperation of the collectors and their efforts have intensified because of the economy."

This story has been updated to reflect comment from a woman who says she is the sister of Varang Thaker. Thaker himself was unavailable for comment.

http://www.huffingtonpost.com/2012/02/21/ftc- ... _n_1289751.html

I get these calls as well, I did get a loan from some site but they cannot harass you or pretend to be from a law firm. They also told me I could be arrested and that I need an attorney. All b.s.

They called me with the same threats,,, Only if i really had a head like you guys because they basically scammed me out of 900.00 and still was looking for more after that... I feel so sick to my stomach throwing away money like that. I wish i could get my money back!!  I hope something happen to them because that is just wrong!

I got the same phone call They said if I dont here from u or your attorney then good luck to u and your family.They just left me a voicemail.and his name was also steve jones he left a number to call back but it doesnt even ring it disconnect you  FRAUD FRAUD?????????

I got a call too. I looked up the # and it is fraud. either you tried to get a payday loan or a credit card online they stole your information and not trying to scam you

I got a call from today and was told that it was a paralegal and that I needed to call, Attorney Steve Jones at  707-943-4494. When I called the guy was extremely rude and told me that I had not paid a payday loan from a company called Advance America and that they were suing me for the amount that I owed. I explained that I did not know what he was talking about and he told me that they had contacted me via email at least 20 times to resolve the issue. I explained that I have never received an email from them nor did I have a payday loan with that company.

He told me to go to Walmart and get a prepaid Visa for the amount I owed and call back with the Visa information. The only personal information they had for me was the last 4 of my social. He said that if I did not call back with the information within 30 min that he was going to contact my employer. After he hung up on my, I found the contact information for Advanced America and called them. They did not have an account in my name and were aware of a national scam going on with very similar phone calls being received by other people. She suggested to make a police report so I would have documentation of the incident.

About 20 min later, I got a phone call, with the caller ID being my work number and it was the guy again asking me for my supervisors number saying that he was going to contact HR and that the lawsuit against me was going to be filled by 5pm today. I explained to him that I contacted Advanced America and that they did not have an account in my name, that I knew it was a scam and I did not appreciate him calling my employer. He hung up. Don't give in to this nonsense!!!!

I've been getting calls from this Indian who cant speak a lick of English  "so called law firm" ( A***oles)  will not tell me any information only that it regards a legal matter he also knows my s.s#  personal phone # and work # . I got furious on the phone demanding an answer. The non-speaking English Indian connected me to "Steve"  again the same run around. Finally "Steve" hung up on me!  I called back from different numbers nobody will answer goes straight to a voice mail box that can not receive messages. Super annoyed!!

Its not real they want to steal your identity and account or credit card numbers. Dunt give out to them! Just think a real lawyer or officer would have come to you served you with pappers or arrested u in eglish not choppy indian english. Just report them.i recorded them after calling back a million times they answered my call and laughed

Same thing gapped to me but I recored them laughing at me giving me fake names etc.

I got that same call this morning saying the same thing..
Who are these people?
Are they legit?
Can they really get us arrested?
This S*** got me kinda freaking out..

This guy with Indian accent called my husband this morning, telling him that he own money to them. Also the guy was saying that if he do not pay the money ASAP will arrest you and we will charge you.
an help please.

I have received calls from this number saying that there is a warrant out for my arrest due to an unpaid loan. They claim to be attorneys calling from the financial investigation Bureao. I have never received a loan from these people!

I have been getting calls from this number stating that I owe a loan or to pay back or I'm getting arrested

I got four callls in one day from some man who could not speak english very well; he threatened me with a lawsuit and told me to hire a lwyer because I wa going to go to jail if I did not pay him ASAP!!

I am glad to have found this site!!!!

i have been getting calls from this number saying there name is steve jones. and i have to pay back today are i'm going to be arrested.

I'm getting a call from this number, guy calls I'm self kyle Cooper and he's an attorney for the US Government. They are having cops come to where I work to hand me paper work on what I owe them and then arrest me. He says he will see me in California by Friday and called me a redneck "I live in Texas the Justice system does not work that fast and even if it did he would have to fly me to see me in California by then. "hope he flys me first class." F&&k these people and trying to screw with honest people that try to make an honest living. You wanna scam someone do it to another country, because if this redneck ever found out who you are I'll show you how backwoods country boys have fun. I'll run a scam on your A**

Receiving calls from Kyle Cooper. Says I owe money and need to pay with prepaid visa card. Will not provide any information or documentation. Says officer will arrest me and take me to California.

Yesterday I received a call from a Steve Jones. When I returned the call to ask what it wad pertaining to I was given the name Calvin Jones and when I asked who is that I was hung up on. I called back furious now because if I learned that someone wants to sue me I deserve to know why so after saying this the person called me a bi*** and hung up the phone again. I figured it is better to hand off to authorities before I was inclined to tell him his mother is a bi***!

Good luck finding them, for they are overseas either using VOIP to spoof numbers over here or prepaid cell phones.

We are getting a call from them also. The guy identifies himself as Officer Mac, hard to understand him. Says he is investigating a crime and if I dont pay him money he will come and arrest me. This guy even has my last 4 digits of my social. I just need their address, because I have no trouble flying to California to meet him personally if you know what i mean He has called now 6 times today.

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

?Notify your banking institutions.
?Contact the three major credit bureaus and request an alert be put on your file.
?Contact your local law enforcement agencies if you feel you are in immediate danger.
?File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

?Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
?Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
?Avoid filling out forms in e-mail messages that request personal information.
?Ensure that your browser is up-to-date and security patches have been applied.
?Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
?When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

i keep getting phone calls from this number telling me i owe them money on a payday loan but did not receive any money from them. I got calls telling me it is the fraud division and i am going to be arrested but can not get any info on the company or were the money went