This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.

ABC News released an investigative report on this scam a year ago:

http://abcnews.go.com/Blotter/phantom-debt-co ... ory?id=16512428

i got another call today from 615-530-8709 claiming to be from department of Investigations casey warner, saying thmy needed a statement from me before they could release the charges to my county in my state of new jersey.  this number is again from, Ymax aka magic jack.  this one is tennessee.  the first ones were from texas and linda taylor told me that i was already on a court docket for the next day over a month ago.  now this casey warner is calling me from a number in tennessee saying she needs a statement to release charges to my county.  this is not the way it works in the legal sytsem.  and i looking into ways to findl them them and shut them down.  it is illegal to threaten anyone with charges or arrest unless you actuall a police officer or detective.  courts dont all you and ask for statements over the phone.  you get called to go down to a police station to do that. At the end of the message, i was told to govern myself accordingly and good luck if i didnt call her back.  The only thing that was different this time was she left a different case number in the message.  Probably because the one that they used the last time, was the one I had a paid receipt from.

FYI....................check fraud can only be associated with a hand written paper check, not an ACH....and if they attempted to withdrawl money from a closed account (closed for 6 years now) then they committed the fraud,, not me.  there has to be written consent to withdrawl money from sommeones account.  

Lets all keep leaving notes so we know how this scam evolved.  when I spoke to the US attorney general office, they told me that this is a second and third generation scam that evolves over  the years.

just wanted to mention that both of these phone numbers are listed as Ymax commumications.  They merged with Magic Jack.  What reputable company uses magic jack.  they only use this because they can take the number anywhere and call from there.


no one has responded to any of the posts so I am curious if anyone has had any more calls.  I haven't gotten any more.  But I am curious if it is because i have paid receipt from the company they claim to be calling for

check my reply to angela on June 14th 2013

I got the same call today...................I got a call on my cell phone.  I didn't answer it because i didn't know the number.  about an hour later, i got a call from a friend of mine saying they had a message on their machine for me and played it back and wrote it down for me.  These people called a friend of mine, that I used as a reference for a payday loan in 2007 from a company called paragon.  They left all the information on their machine that I was being investigated for check fraud and I needed to call them and left a reference number.  So I called them back.  The person who answered the phone was a Mrs. Davis and I was transferred to a Linda Taylor (the investigator) who I could here in the background telling her that she had my information and give her the call.  She was very rude and it was a horrible connection so I kept asking her to repeat herself and she said she wasn't going to repeat herself.  She had all my personal information, although very old.  An old checking account and old employer.  She said that Paragon was pushing for my arrest on this unpaid loan but because she ran a background check on my and saw that I had not history she wanted to call and tell me that she would give me a chance to work pay her or she was going to sign off on the charges and I was already on the docket for court in the morning in Texas I think she said.  This loan was paid of in full in 2007 and I have a receipt showing this, but she said that the company I paid must of been a pirate company and since I didn't pay Elite Processing the money, I still owed it.   I paid Bass and Associates.
Funny thing is if you do an online search.......you will find that Paragon (which is no longer in business) used Bass and Associates to collect on their accounts.  And before I paid Bass any money, I called Paragon to verify who Bass was and call I-Debt for verify them.
They really do get you upset as they want you to pay them.  I called the US Department Justice, The Attorney General of Texas and filed a complaint with the trade commission.  They all told me that this is not how this works and you would never get a call to collect money if you were already on a docket for court.  She did admit that she was with a private company.......that's the thing.  An investigator for a company does not have the authority to stop charges if they are on a docket......only a Prosecuter can do that.  they said I owed 480.00 plus a whole crap load of fees totaling 1049.00.
I wouldn't and couldn't pay that even if I had it, but i does leave you with the worst thoughts in the back of my mind.  Oh.....,she also said they were going to call my work and tell them what was going on and have me detained at my place of work until they could come get me.  And the people that I put on the reference list would be pulled into it also.
I mean I am a single father of 3 and don't need to be harrased like this.
They called from 713-931-4704.

I keep getting calls from a Ms. Taylor stating that had not 1 but 2 fraud check cases against me and that I needed to have a criminal attorney represent me or if I needed them to I could have her get me a public defender but as of tomorrow she was signing off on a warrant for my arrest in the state of Texas for some pay day loans...When I told her that I had no idea what she was talking about and that I had not received any notices or letters of any kind she got really nasty with me and called me a liar and stated that "there was no way in hell" that I didn't know about $4,500.00. When I told her that she legally has to provide me with proof of this debt in writing she said it was too late but proceeded to tell me the last four of my social, a previous address from 10 years ago and a former company that I worked for. I told her to stop calling me and harassing me if she wasn't going to provide me with proof to which she responded with " Good Luck in Jail"

Got the call yesterday. A few years ago this same thing happened to me and I had to close out my bank account and everything. The person who called this time was Sydney Davis and stated that my case # was 124708. She could hardly say my name correctly and stated that I was implicated in a check fraud case I needed to return her call or have my retained att. return her call. This is the first I am hearing of this so I of course do not have a retained att. I guess I will have to call my bank, the police and who ever else.

I got a call claiming I committed check fraud. Caller's name is Tiffany Davis

Al:  I got a call yesterday for a lady saying her name was Miss Taylor for the Dept of Investigation fraud unit.  She said that back in 2006 I owed a certain bank and that since the bank didn't hear from me they forwarded the matter to Elite Investigations.  Since Elite didn't hear from me they sent it to the Dept of Investigation.  She said I owed 500.00 but since it was sent to the Dept of Investigation their fees it came to over 1500 but they would settle for 725.00.  I was in such a panic I told my Dad.  He was going to send them a ck but they said they would not accept his check, nor a money order it had to be a pre-paid Visa or Mastercard.  Now I moved from Pennsylvania to New Jersey in 2008.  I called the Post Office where I use to leave and they told me I this were the case the Police would have come to them for my forwarding address.  Stupid me I told this so called Dept of Investigation back and gave them my email.  The sent this stupid email not from this Dept of Investigation but from Elite Investigators.  It said the Creditor was Platinum B services (no clue who they are) a file number the total owed of 1562.00 Bank name which was my old bank.  I was so stressed I called the bank that I had back in 2006 in Pennsylvania and they said I owed them nothing.  I called my bank in New Jersey and they looked on Chex Systems and my account is clear.  I emailed the email that Elite sent to me and I forwarded the email to them and they said they were going to forward it to their fraud department.  My dad even called the State Police here in Jersey and he said do not do anything and if someone comes to the house called the New Jersey State Police and they would come here.  This Miss Taylor said she was going to court today and they would issue a warrant.  She didn't even have my new address.  I am still in fear.  Do I have anything to fear or is this a big scam.  I did try to call them using a different cell and they do answer Investigation department.  Please reply to put my mind at ease.

Same thing just happened to me! But they called out my ss & my address!

 i. Had this happen does anyone know how to get my money back. And I just started getting more calls.

Got a call today also stating that I owe money from back in Feb. 2006. I need to pay this and I have a fraud account on me and I need a lawyer.  If I don't show that I can pay half of the resatution fee I will be arrested.

"who dies this" really. i could take your complaint seriously then you really need to spell check. I am assuming you meant to say who does this? am i right

I got the same call from a Linda Taylor stating that I borrow money from a pay day loan which I never took out. and if I didn t pay $725 they d have me arrested..I did my homework to find that this is a big scam..These people put on a good act to instill fear in you to pay. This isn t the first time.it angers me to know that people are out there to rip off the innocent hard working people

I got a call from the same company. But it was a Katherine Jenkins that called me and another woman. They called my work number several times, even using a different number with the same area code. They threatened me with Jail as well, that I had done some type of check fraud. I told them what they could do themselves, they were shocked by that!! They even acted as though they were sending the police after me, right then and there. I told them to send them, that I would be waiting. They prey on people's fear, I will not be intimidated by anyone. I called the FBI and they knew of the scams. They told me to contact Consumer Affairs, which I did. They are going to file a case against them I am calling the police tomorrow, so that I can get there number banned from my workplace.

I just received a phone call, this morning from the same people (Ms Linda Taylor), telling me that I was going to jail for check fraud.  I don't know what they are talking about.  I told her not to call my place of business anymore.  And in accordance with the Fair Credit reporting act, they have to respect that.  But, she call my number 2 or 3 times and then wanted to talk to my boss.  They cannot do that.  I am really angry.  Something has to be done about these people.

Yes I got a call from a Ms. Taylor from the same number threatening me, and that is would go to jail if i don't pay $968.00 by this morning, something about a payday loan but when I asked for an agreement they emailed me a letter with no letterhead and had the creditor a credit union so i called the cu and they did not do this, and they asked me to forward them the email and they were going to look into it, the CU also said they do not operate like that.

no none of it is legal. they did scam me but luckily I was able to get charges reversed & they started calling again after that. I told them if it was a valid debt all they had to have done was given proof to my cc where the lady got very mad saying that wasn't there job.lol..asked for my attorney's name & I told her I have 1 btr for you...here is the name & num of the detective there in Houston who actually does have a warrant for people from your office so call him & give him a real address, not a condemned apt complex as you did me & let's see who ends up in jail..haven't recevied a call since

just so everyone know it doesn't matter what name they use any call from this number is a fraud. I just recv'd call from a Catherin Jenkins claiming to be with National Fraud Investigation Agency..yea right...this all started back in Nov 2012 w a call from an Anthony Freeman claiming he was an officer of the court with the fraud unit & had a warrant for my arrest on old payday loan. He called from 713-261-1359. I fell for it out of fear but afterwards did my homework & found out I had been scammed. Filed police reports in city I live in as well as Houston since call came from there. My bank reversed my money & now this Jenkins says they are reopening case since it was charged back..lol..helloooo..if it had been a true debt all they had to do was show proof to my cc which they couldn't do cause there was no debt!!..don't let them scare you..she wanted my attorney's number & I told her I would do her 1 btr & gave her the number for the detective in Houston handling the case against them cause the only address they gave was a condemned apt complex & since claimed to be an officer of the court they now have warrant for impersonating an officer..

Had an old roomate call me today with this same message called the number same method of opeartion as everyone else on this pursureing this to the Texas attorney generals office.

try have me put in jail about i don't know what they talking about

Jasmin Smith keeps calling me and harrassing me saying she will put a warrant out. How do I make this stop. She has my social and phone numbers. Is this legal???

So, what did you do for them to stop?

called my job telling my boss that im going to get arrested for check fraud so i called and asked for a validation of debt letter and this so called jasmine smith got angry and hung up on me so i called arrow head investements the company they say i had a loan from and they said they have no record of me ever getting a loan complete scam just ask for a validation of debt letter and they will stop contacting you

I am being threatening as well.  They are calling on my mother's phone upsetting her by telling her that they have a case against me for check fraud, and if I do not take care of this soon I will be arrested.  Something needs to be done to these folks for trying to scam innocent people as myself.  They use all ways to try to locate you.  My mother was not a reference on my application, but lives with me and have a separate number from mine.  They cannot get me to answer them, so they go through her to get me.

Called at 6:15 am, stating I owe for a payday loan from 2006, if not paid a warrant will be issued, and also
instructed to retain an attorney. what a crock!!!!!!!! Who dies this???,

Called my job today with a bunch stuff.  Threatened to leave a message on my supervisor's extension.  Her extension rings to my office.  Full of you know what

I just got a message too..saying he was going to get a warrant for my arrest..some kind of fraud ..he also called me by my maiden name..very rude

I got the same call and hoped it was fake......glad to see this site!  who the hell is he?  Arron Westbrook?

They keep calling and threatening to have me arrested if I don't pay a loan from 2006. In 2006 I was not in the country, I was in Iraq.