Got a call from 713-423-1052 looking for my room mate who passed away 10 YEARS AGO!!

My daughter is getting a call for me from thsi number. she lives in a different state. why are they calling her and who is calling?

keep getting calls from this #  anyone know who it is    wants me to verify address & personal info

These people call our fax machine night and day!

713-423-1052 is the number of LEWIS MCCOY, a collector with Redline Recovery who BTW sounds drunk. At least this is the new name of a corrupt agency in Houston TX. He has even called my 86 year old mother, How pathetic is that?
My daughter's debts were paid off April, 2008. Now 18 months later I (who have never had any debts outstanding) am receiving harrassing calls from this creep several times a day. I have reported this to Verizon, and the National Do Not Call registry. My next step is a cease and desist letter.

I don't know what company it is, they call they wanted to me to verify my name address phone number, ss#, and they would not tell me who they are and who they work for and they were asking if I deny that I was such person that they were looking for. Is there a way I can stop them from calling my number.

Calling my number (859-623-7467 for a person that doesn't live at my address. They left a message on my answering machine relative to collecing a debt.

Company is RedLine recovery.
Number is associated with there Houston, TX office 713-423-1020.

Get around 3 calls a day!Not sure where they got our number as we don't have any vehicles financed and are up to date with all payments,nothing in collections.Very annoying company!!!

Redline Recovery Services, LLC

Aka  ULQ, LLC
(May appear on Caller ID as Netwolves Network)
1145 Sanctuary Parkway, Suite 350 (corporate)
Alpharetta, GA 30004
770-885-4050

2350 North Forest Rd
Getzville, NY 14068
COMPLAINTS HERE (NY Office)
Consumer Frauds Division Buffalo Regional Office



Violations of the FDCPA or consumer complaints against collectors in New York State should be directed to the Office of the Attorney General. Tape recordings (where legal) of the laws being broken are especially helpful. Complaint forms are here:  PDF     Website: www.oag.state.ny.us


Direct line in Buffalo is 716-856-8404

Fax: (for completed forms)  716-853-8414

Let's not bother these folks with petty questions, but take the time to complete the form and get the recordings into their hands.  They are pro-active and will eventually stop an agency from acting illegally.



6201 Bonhomme St. Suite 100 S
Houston, TX 77036
713-423-1020

Phone: 716-276-2492 - 866-316-3248 or 888-488-6762
716-250-4800 - 716-250-4827 - 800-592-0230
Fax: 716-250-5015 - 716-250-4890

Web Address: www.ulq-llc.com

Head Debt Collectors:

Michael Fletcher is the CEO of ULQ

Howard Gibbs is the CFO of ULQ

Joe Moran, President, Redline, New York

John Powers, President, Redline, Houston

 

--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

All of the owners in this organization came from various other debt collector back grounds from across the country. They jumped on the debt buying frenzy a few years ago to cash in on the endless flow of cheap, purchased paper. Their main call center is located in Buffalo, NY, run by Joe Moran, a  man with a terrible reputation in the collection industry, earning him the nickname of ?Sleazy Joe.? The information received from current and former employees from Buffalo was of rampant drug use and a complete disregard for the FDCPA by the Buffalo collectors. Of course all bottom feeders would like you to believe they are honest, reputable and operate in a business like fashion, however Redline never even made it out of the gate. They were tattooed with labels that befit most of the disgusting low-life organizations that operated in and around Buffalo, NY for the past few years.

I predict that Redline will downsize greatly by year end, that the available paper will force them to rethink and reinvent, if they plan to survive. Their name and reputation will likely have a negative effect on their abilities to procure more business and they may end becoming a subsidiary of another organization or collecting other owner?s debts for a fraction of what they are now earning.

Redline has seen its bets days; the year ahead will be lean and problematic. Consumers are urged to make them spend as much money as possible in debt validation, forms and calls.

Dispute anything/everything on credit reports, tape their calls, and go after them with the full force of the consumer law industry. They are not that strong, or won?t be as time goes on; this organization is too fat and thinks they are entrenched in an industry that is moving at warp speed. I would NOT pick Redline as a survivor in this game.

Redline can be beat at their own game, contact me for assistance in dealing with them or if they appear on your credit files.

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.  

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

Calls periodically.  No answer when phone picked up.

Call's everyday and leaves a message without a name for which they are searching for, or a return phone number. I do not have debt other than normal household expenses and I do not own a Ford or Chrysler. I think it is harassment and not a genuine collection call. I hope that I get the opportunity to get my hands around their cowardly throats.

long silence then
this call is only for <name>
more silence...
more stuff then:
"if anybody is with you hang up" (they don't want a witness)

given the slow pace of the computer, this seems
more like a harrassment than genuine collection call.

Whoever these people are they are starting to call my family members and I have no idea why. I dont own a Chyrsler or any america made car. My car was given to me out right as a gift when my parent passed away. I too left a message and no one answers.

Debt collectors can call as it falls under the heading of the consumer having a relationship with the initial creditor. It carries through to collectors. The do not call list was set up for telemarketers. Collectors are not telemarketers.

http://credit.about.com/b/2009/01/12/debt-col ... ll-registry.htm

I never bought a Chyrsler product, and I bought my current ford outrite. Not sure why they are calling me. I called them  left voice mail. They returned my call, and when I answered they would not speak, just hung up

Good to know who this is,thank you for the info.I was beginning to think I had a stalker :o)

It is redline recovery , they usually collect for Chyrsler or Ford, when your payments get 3 behind, they ship it to them for collections. However Ford and Chrysler will still take the payments to get you out of collections and continue with your acct. Redline continues to try to collect even though they are no longer involved with your acct.

called looking for someone else who is related.stated the number dialed (my number)was liosted as this other person. total bs from a collection agency

Called and did not respond.