got a call today it was a female caller but she only spoke Spanish... she did  not speak a word of English and just hung up on me after i said can i help you

Finding out they may use another phone number which is 714-798-7254, and may use other alias names such as John Smith or Mack Johnson or other callers at either number who continues to call nonstop.

Jose Garcia leaves threatening and harassing telephone calls, states that he has information about a legal claim against my name and social security number and that I will experience financial ruin and legal charges. I will be arrested if I dont pay $650.37 for a payday loan with Cash Advance USA, which I never applied nor did I
received the money from Cash Advance USA

The person is rude, nasty, talks very fast and speaks very heavy accent. Never stops calling.

I keep getting messages at work from 714-982-9773. Asian accent speaking male identifies himself as David Hunt and no company associated with the call. He says my attorney or I need to call him immediately for this very urgent problem and that if no one calls, you are out of luck. Sorry. The good thing is I screen my calls for phone number I recognize so I don't talk to them directly. If they want to waste their time talking to my voice mail, go for it! I am not fooled by this scamer.

These people call say the NY Law Department when I told them that the number they are using is not the NY Law Department #.  They curse and yell, and I just hung up and they keep calling back.

This number calls me several times a day. He leaves threatening phone messages on my cell phone that the police are coming to my home and arrest me for non payment of a loan that I do not have! This has been going on for a while now and its not fair that anyone should be subjected to this verbal abuse and not only that, the terroristic threats that are being made by him should be against the law! At what point do the authorities do something about these jerks that harass people that are just victims. If the tables were turned and we started harassing them, the law would in some way be on their side and that's a problem.Is there any help for the victims that fall prey to theses scandless, thieving, unscrupulous predictors? Who will be the first to say enough is enough!!!!

received phone call today from this number said his is is name jose and told me i had to give him my lawyer information. i hung up on him. called me back had said have to call back by end of day. then called my job about 15 times in row. my job threatned to call law on him.

I also got a call from this man today as well. He said his name was jose garcia and that he worked at financial law department he said his address was 200 n. main street in annahen california. He tryed to tell me  that I took out a loan from cash advance and that i owed them 456 dollars are they were going to arrest me. So i took the opportunity and went down to the bank and got a print out of my account for when he said they sent the money. There was nothing transfered into my account. So i called him back got all his information and said i would send him the proof. He told me to email it to him and gave me is email address at jose.garcia4000@gmail.com. I than asked him well since your a law office dont you have a fax machine. He gave me the lame excuse the fax machine was broken and than hung up on me. Whats sad is that im pregnant and trying hard and sorry people like this want to try and rob you. That makes me sick.

I got a call at work from Anthony Lopez and he transfered me to his boss, Jose Garcia, because I was having a hard time understanding him. ( From phone number 714-798-7254)      They said I owed Cash Advance USA money and there was going to be legal papers filed against me.     I gave him my lawyers phone number.      But that night when I got home I had 2 messages from a David Hunt at 714-982-9773,   he was even harder to understand.    It was a very scripted message, the same message that I had gotten a few months ago from another heavily accented man.          I haven't returned this message yet.

How can we stop these people.??

Yeah they called me today i did not answer cause i am very cautious about numbers i do not know. So when the phone stopped I *67 called back to see who it was when he picked up i hung up and said wtf. So i now know to expect a call back from them soon and i know i am gonna report his a** and then if i have to report him to the local police here an the local news who will get a kick out of it. They will call him and place him on tv. I will love to have him blasted cause he will get soooo pissed off that i will get a kick out of lol. We should all give him a taste of his own medicine.

it is 8-9-12...and I received ANOTHER call from Anthony Lopez..whonsays he is from Financial Law Dept in California..... I did not answer it as it said on my caller ID... Private Number... so I let it go to voice mail... he said that he was filing law suit against my name, and SS #... and that would raise a RED FLAG.. and I'd be under a STATE INVESTIGATION.... He also said he has tried to reach me several times thru email...and leaving me several voice mails.... and I need to call him back ... at the same number 714-982-9773....
Why can't something be done about this man...and others like him.......  I just registered all of my phone numbers on the National Do Not Call list.......  Hope this works.......

Received phone call August 6, 2012. told me that i obtained a loan from Cash Advance USA for 500.00 dollars.  His name was Jose Garcia but sounded like he came from a foreign country. Refused to give me any information about the loan but told me i could take of it thru his law firm.  I told him i knew it was a scam and he said he was going to file the papers to the courts.  i goggled this number and learned more information. I need to change my social security number if i can.

I keep getting calls from this scammer as well as from a few other "middle Eastern sounding" individuals. Why can't law enforcement or the phone companies do anything about them? There is a bunch of them out there and this scam has been going on for years now!!! What a pain in the butt! I just save the incoming number as a "payday scam caller" in my contacts and don't answer their calls anymore!

I just got a call today from this number (714)982-9773... I couldn't even get his name because I could not understand a word he was saying!! I asked him to repeat it several times! This REALLY pissed him off and he started yelling... He said that I had taken out a payday loan with a company called us cash advanced.. When I asked him to send me documentation about the money I owed .. he said that he could not give me that information because it was private.. I laughed and that REALLY made him mad.. He said that he was NOW going to send the Sheriff to my home and place of business.. and ARREST me.. I said good.. Knock yourself out!! He hung up on me!! SCAMER!!!

THAY HAVE BEEN HARASSING ME FOR MPNTHS NOW OVER 300 THAT I NEVER RECIEVED AND NOW THEY ARE THREATING TO SUE ME FOR 6000 BECAUSE OF MY BEHAVIOR LMAOOO

These people keep calling me at home and at work. They say that I am under state investigation and if I dont comply I will suffer a "s*** storm" of legal hassel. A scam they want you to send them money via western union. Don't do it its a scam. The scarey part is he has my social security number.

Advance worry;
just tell them you know they are a scam and you have reported them to the FBI and FTC and your local authorities. its not right for them to call you at work and how they got that number-they got it somehow and my boss finally had to tell them quit calling and acted like a police officer. they did quit finally. they are scammers!!

What is the FBI case information because this same thing happened to me. He left a message on my work voice mail, saying the same things as everyone has been reporting but he says my full social security number on the voice mail. THIS HAS TO BE ILLEGAL!!! If you have already contacted the FBI to report it, I would love to do the same and maybe if we have enough people complain, we can get a case going.

714-982-9773 keeps calling my work , saying hes officer danille smith . threatening to tell my manager.  i feel like im being herassed. how can i get them to stop calling my work?

I received a message from an "Officer Daniel Smith", saying he has a "legal case" against my name and social security number ending in - and he gave the last 4 numbers of my SS#. He says if I don't call him back he can't help me and he wishes me good luck because of all of the legal charges and expenses that will devastate me permanently. He then said to have a blessed day at the end of his message.

I have gotten morning, noon an night calls from this number saying he is the fraud dept and my mother owes money. My mother has NEVER owed anyone money. Day after day after day this fool calls earlier and earlier. I can't understand a word he says. (your in America we speak English here!) If you can't master the language or the word NO. Then your an idiot. Don't respond to this scam.!!!!!

Keeps calling me on my cell and at work, says his name is Jose Garcia. Says I took a payday loan from cash advance usa. They keep threatening to turn me over to the courts. I'll go to jail, blah,blah blah. It's a scam, never took a loan.

I got a call from this number this moring saying he was jose garcia saying I owe on a payday loan.

HAVE YOU BEEN ABLE TO STOP THEM FROM CALLING?

JUST HAD A OUT AND OUT BATTLE ON THE PHONE WITH JOSE GARCIA THREATENING TO
SEND INVESTIGATORS TO MY JOB IN 3 HOURS!!!!  I HATE THIS MAN.

I keep getting calls on my cell and at my place of employment from 714-982-9773 saying that I owe $620 on a pay day loan that I never received. He has threatened to kick my *ss if I dont pay, he has also threatened to have me arrested and fired from my job and said that he was going to send "investigation persons" to my work. This guy has given me and my employer several different names, Alex John, Alex Shaun, Mac Johnson, Jack Wilson, Jose Garcia (who says he is the supervisor) which all of them sound like the same person to me. He has a (which I think is) a very heavy middle eastern accent. He is also claiming to work for a company called ACS and gives the address of 200 N. Main Street Anahiem CA. This guy is a scam artist who is trying to con you into giving him money. I have reported him and this number to the FBI and have spoke to a lawyer about this situation. YOU DO NOT OWE THIS MAN A DIME!!!!! So do not give him anything that he asks for.

This foreign guy calls be from this number and he said it was anahiem CA.  Says its a financial legal matter and was very hateful about it.  Says "i will keep calling and calling".  That was pretty much the only thing i could understand from him because of the thick accent.

These people have been calling about a payday loan.  They say it was in June 2011.  We must pay back or face legal action in court.  Copy of bank statement does not have such a deposit.  
Jerry Brown (along with many others) phoned and left msg today.  I asked for Jerry and spoke with his "supervisor" Jose Garcia.  
I sent copy of bank statement, but whited out all important information.  Called Jose Garcia back to see if he received and he could clearly give me the information from the fax.  The fax #206-337-4660.

The same thing is happening to me. They call my cell and call work over and over. Just get their phone number each time, report them to the FBI, The FTC, etc. every time with every number. Its really embarassing getting these calls at a pharmacy let me tell you.... :( They got my numbers when I applied for payday loans.

This is an offshore payday loan debt collection extortion scam that has been going on for at least five years. The FBI is aware of it but is unable to go after those involved due to lack of money and manpower. I looked back and found some old information which may prove to be helpful:

They obtained your information through Teletrack:

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

http://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

http://800notes.com/Phone.aspx/1-951-489-0227

I receive call from this number 714-982-9773 claiming to be an Officer Mack Johsnon informing me he was calling from a law office,  saying I had a legal matter pending against me.  He advised me not to ignore his call or I would "be in a legal mess."