Then you'll have no problem giving the name, physical address and website of this "company", right?  Debt collection is a process - if they were able to call you, they should have - per the FDCPA - MAILED you proof of debt and proof they could collect said debt.  No one should think ANY caller is "legit" unless they comply with the FDCPA and MAIL that proof of debt/proof they can collect.  Refusal to mail this proof is another violation of the FDCPA.  If you read the comments on this site, not everyone was saying to "ignore" the calls - in fact, the reverse is true - when you get calls like this, you should demand proof in writing, per the FDCPA.

It is truly admirable that you wish to help the people on this website. That being said, you should have no problem posting the docket number of case, the state and county in which your case was filed and the name of the attorney which filed the case against you.

This information will help the folks here deal with the situation as it unfolds upon them ....

The company that this comment above is talking about did send a Court sever to my place of employment to serve me with court documents it was only after i read these comments that ignored this companys calls and with me doing so it resulted in me being civilly sued for and outstanding payday loan. i dont want other people to think this company is a scam and end up in my situation. There are scams out there so please be aware but if they are calling in regards to a loan you did take out chances are they re legit. As much as i hate to admit my current situation do to this company i am pretty up set i took the advise from the people on this site saying to ignore the calls and would like everyone to know AND THEY HAVE A WEB SITE

Assuming you're not another shill in the victim role, let's unpack the workplace pestering .....

Lawbreaking debt collectors absolutely love to torture people at the workplace to create false shame, stir gossip, and get pressure applied. The PoE calls also send a tacit message that ''we know you have money for us since you have a job''. (Of course, the angry shills for this PRG have no trouble claiming that you are *not* employed if it suits their bully tactics.)

Impatient managers must not punish their staff for some intruder's hostile collection activity, and made to understand a few things:
- Rogue debt collectors distort a legal provision for locating an alleged debtor at a workplace, seizing the moment to annoy and harass whoever answers. They are supposed to only *locate*, not intimidate.
- Usually the agency knows perfectly well how to reach the targeted person at home but chooses not to, under a pretense of skip tracing, which is illegal.
- These are not ''personal'' calls in the sense that employees invite or control them.
- Anyone at the workplace can tell the collection reps to stop calling there for whatever employee and/or indicate that such calls are ''inconvenient'' or not permitted. By law, the agency must stop. Some will refuse to cease, because they think breaking laws gets them paid faster. The stubborn types must be clamped under a Certified-Mailed demand if possible.

Here's some reading to help inform company policy on debt collection:

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

Can debt collectors call my employer and tell them they are calling about my debts?
http://www.consumerfinance.gov/askcfpb/337/ca ... t-my-debts.html

FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Well, Chris Dan Tim Ellerton-Johnson, you would be cranky too if some total stranger with an attitude problem called you six times a day at home and at the workplace and at your Mom's house, while posing as the one person in the world who can save you from (pick any two) police, a lawyer, a process server, or a judge. All this to supposedly repay a debt which the impostor cannot and will not prove valid. That "paid in full letter" might as well be scrawled in crayon on butcher paper and repurposed as a fish wrapper, just so it has one good use.

By the way, Sunshine, a debt collector promising to raise credit scores or fix a credit report violates the Credit Repair Organizations Act. Maybe you shills could earn your GED and get a real job where spelling, grammar, and the truth still count for something.

FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

And we are so glad you dropped by.  Comedy is the best medicine.  Thanks for the laugh.

Tell you what Jen-T.  This West character had better now call me with his clap-trap.   Your shilling is only warning people to be on the lookout for this creep.  By the way, how's things in India?

Obvious shill is obvious.

You did not listen to some of the people on this website?  Well then listen to ME - you're a lying shill!!!

Nice try shill, but this thread is shill laden with the "its twoo, its twoo" spiels! Horse Hockey!  Why don't you go write a book? You can label it:  Busted -How not to shill! By I'M Fraud, illustrated by Ima Scammer and published by Fraudulent & Lies.

i talked to jason west and he helped me pay a payday loan that i could not pay off a few months ago and he gave me a great deal .I am so glad he worked with me and i was able to do a settlement over 2 months that really helped me out .he even offered to send me all of the paper work to show i paid it off and told me how to get it updated on my credit repot faster .i recieved the reciept letter 2 days after i paid it off.I am sooo glad i did not listen to some of these people on this website

I also received a call from a Jason West saying i will be served with legal papers either at my home or workplace. That was back in February of this year. Haven't heard from him since.

This continues to call my job and cell phone snd will not stop. They continue to harass me at my work and it is about to get me fired ftom my job and I want it to stop.

We received a long rambling voice mail message on our home phone yesterday. It was for our daughter and it was regarding a returned check against her bank account and the message mentions the bank name. No other details were left in the message but the caller took the time to ramble on how my daughter will be receiving court papers very soon if she does not call him ASAP.  The caller ID identified the caller'a name as elliot arnone.  When I asked my daughter about this she said she has no idea what they are calling about.  The entire call is very suspicious!

I just read your post and I to received a couple of messages on my voice mail from a Jason West in regards to a legal matter of fraud on our bank account number. He stated that there is a 72 hour window of opportunity before legal action and papers served on me at my home and work if I did not return his call ASAP. I have no idea what this is about, but I will be contacting our bank tomorrow to report this matter since he mentioned our bank name in the message. There was no company name or legal firm name mentioned in the message and that is when I looked up the number and found this posting.

Funny the Tim Johnson that commented on this post also commented on the same # but under Tim Webb with the same exact wording he used on here. So it's legit huh? RIGHT!!!!

I just received a call and message from this # for my husband. Said his name was Jason West, never once did he say a company name and never said what it was regarding just that my husband needed to call tostop legal processes! ?! I have no idea what they are talking about and glad I Googled the #. I found this forum plus many other links stating it's 100% a scam so idk about the people saying they helped them but it's all very fishy!! If it was legit they would say their name plus the company or law firm they are with right away and say it's a personal matter not blurt out in the message legal processes are being taken. All a scam.

I don't understand all the negativity this firmed worked with me to set up a payment plan to get my debt paid off even though they needed something down right away to stop my file from going further into the legal process it was worth it they never took money off my debit card that I didn't authorize and the even reported my paid in full letter to the 3 credit bureaus to help my credit score raise ... I'd say their legit from my experience

Really! Sounds like you work for this company that harasses consumers and threatens them with legal action! We do our best to pay our bills on time, no one wants to be in debt! And no one wants to be harassed and threatened!!!!!

maybe that's because you admit you owe them,  when she hasn't.

This isn't a discusssion as to whether or not we should "Pay our Bills"---

This is about consumers' rights when it comes to the collection of debts.

Thanks for playing.

maybe you should take care of your bills lady i dont get to get away with taking a loan out and not paying it back why should you

I have been getting these calls for over 2 months now stating that I was being sued by Archway Holdings (never heard of them) for a payday loan that was taken out in my name and social security number.  They then stated that CRIMINAL CHARGES ARE BEING PURSUED AGAINST ME.  They say I owe 430 dollars to a company that I have never heard of.  They claim they represent "Legal Services" and that they are trying to help ME out... I requested a document to be sent to my house as proof of any type of debt, and they claim that they have already mailed it, but they would be more than happy to send it to my email address, what LEGAL FIRM OR "UP AND UP" bill collector operates through email???!!!  They have my husband scared to death that something is going to happen to me... This is ludicrous~ They then send me the email and it is a letterhead from "pre legal check systems" stating that I have broken 2 state checking laws...

They keep calling me saying legal documents are being filed against my name and ss number concerning 2 separate payday loans, but they only call at night and on weekends, they say they want to settle out of court

i keep getting a call saying I owe a loan and that I will be sued 4x the amount and served court documents

I keep getting a call from this number saying they are going to serve court documents to me.

Called my office about a resident looking to get in contact. Stated that he was with a law office. Took his information and gave it the resident, they have no idea who from NY would be calling them about a legal matter in Oregon. They asked to find out if they were a bill collector. I called them back and he said he was not a bill collector, that it was a law office. He was rude and threatened to serve my resident within 72 hours. (Proof enough for me that this was a bill collector, any other true legal matter would have been handled with respect) When I asked him the name of his law firm he asked of I wanted to speak to his supervisor. REALLY??? Finally he blurted out PRG LLC.
His name was Joe Jullian. My condolences to his mother.

Called regarding legal matter with case file number. I do not know what he is talking about. Is evidently a scam.

Funny, the other posts say it's a scam, but you claim they helped you and only then do you decide to look up the number on this site and tell us all about it!

I'd say nice try, but there's nothing nice about shilling for fraudsters. Go back to the boiler room and stick to lying on the phone. Nobody believes this kind of crap around here.

But we do appreciate it when scammer shills like you endorse the effectiveness of this site, even though you might be insulting our intelligence at the same time.

This company was very helpful in setting me up with payment plans on loans that i owed on!!

THANK YOU!!