SERIOUSLY! I JUST GOOGLED THIS GUY DUE TO HIS RUDENESS ON MY PHONE TO MY YOUNG SISTER. He threatned her and then yelled at me. Asking for someone I have no idea who they are. He had the last name right BUT not the first. Who is this guy? I am very upset with this. Yelling at a child and then being so rude to me for NO REASON. wtf!

I receive a call from 716-270-5517. When I returned the call the message indicated I had reached the office of Andrew Forman.  I have received calls from this number previously. They are looking for somebody that I no longer have any relationship with.  I know I don't have any bad debt.  They need to stop contacting me.  I'm going to tell him if he continues to contact me I am going to bring charges of harassment, that I keeping a log of each and everytime I receive a call, etc.

PELASE HE IS TO MUCH AND SAYING BAD WOARD

Yup. Andrew Foreman called my mom's ex husband who is "Paul" above. They hadn't been married since Jan 2001!!! I have no idea where this guy came from or what he wants, but I called him back and told him I can't talk until after 5pm. He has called 12 times since leaving a message saying I need to "clear up a matter."

He continuosly demanded  "How do you know Christina White?" I told him he had the wrong number and he still persisted.

Andrew Forman from "P&B Capital" called my wife and then me, claiming to represent someone regarding a second mortage foreclosed about a year ago.  He was rude to my wife and called her a liar.  When I called him, and asked for documentation or proof of who he is, he threatened me with litigation, and hung up.  I called him back 5 times to harass him.

Same thing.  Guy named Andrew Foreman from "P&B Capital" calling to collect on a second mortgage that was foreclosed on about a year ago.  When I asked for documentation or proof of who he was, he got inflamed and started threatening me with legal action, then hung up.  I called him back 5 times to harass him.

Keep getting harrassing phone calls from this number. They ask for a Sandra Vaughn and when I tell them it's a wrong number they get very belligerent.

I just received a called from this rude man claiming I owe on a bill that I've been paying on.  He told me I was irresponsible and that they were going to settle it in court.  I told him I needed to speak with his manager because he was absolutely rude and he said no and hung up in my face.  But he did answer the phone when I called him back and told me he had nothing to say and hung up again.  But wouldn't give me a name.  Who ever this gentleman is needs to be shut down and sued.

I have been getting calls from this number for about a year from both male and female callers, and my whole household is tired of dealing with them.  There is no company name on the caller ID, it just says Buffalo, NY.  They are always asking for someone with my last name, but it's always someone I don't know. They won't identify who they are, only to say they need to discuss a business matter.  I did credit and collections many years ago, and I can smell a bill collector a mile away.  I'm pretty sure this company bought up some old bad debt and anything they can get collected will be almost all profit, so they have nothing to lose by being rude.

Got a call today, very harassing and rude, claiming that I have a son named Deandre (sp) and that I know where he is. That he had my unusual correct legal name (Lee Williams is the shortened version) and phone number is quite disconcerting.

Andrew Foreman called my wife, was very rude and then hung up on her. He also called my number. When I asked him why he was so rude to my wife, he hung up on me. The guy is a jerk and needs to be fired from whatever company is stupid enough to employ him!

Dont believe anything u called the guy jeff webber informed him i was filling a fraud complaint.  He left message stating he was calling to verify a compalint i made against my social security number and that i need to call back for rederence reason! But he what he didnt know is im not my sister and she hasnt lived in michigan in over 5 yrs!! Beware

This man claiming to be Andrew Foreman called looking for my boyfriends ex-wifes brother who is adopted. We have no information as to the were abouts and when you try to explain they hang up on you.  When I called back from a different number the mans reply was when you have a good number call back.

This person Andrew Forman - left a voice mail he needed to resolve a matter with my father in law who lives in another state - is in a wheel chair and can no longer afford a phone. He said he needed to talk to him about case number 224103 and left his number to call him back 716-270-5517

He called me today, and I am not the person he is looking for.  So, I put an air horn on him.  I wish it was louder!  I will go and get one from a boat supply store this week end.

Got a call from a very unprofessional person who would not give his name.  He was looking for my girlfriends son who has not lived with her for years.  He called on her cell phone and when she stated that he no longer lived at home and was responsible for his own debts, said that she was lying.  I have been living with her for 5 years and I saw him once in the last two years.  He lives out of state and is on his own.  

This "Andrew Forman" should not be allowed to threaten third party people by being rude and insulting.  Anyone using his services for collection should be held responsible for his actions and the Attorney General, BBB and whatever other federal agencies that protect consumers should be put on notice as to collection tactics.

.

THIS guy is a rude a********* calls my phone and tries to threaten me. I would love to see him face to face and then lets see who talks then. he doesnt say his company name or gives out his real name bc he is all talk. I think he is a scam artist. I hope he goes to jail.

A man named Andrew, didn't state a company he's with, called my parents from this same number stating that he needed to speak to me concerning a business acct with them. What business?  First he used my maiden name and how he got my parents phone numbers i'm not sure; they didnt have those phone numbers before i got married. my dad and i are thinking this is a big scam. I'm not calling them back nor  will we be answering calls from that number again.

They Called my brothers private line they called my mom and dads home phone when they actualy have my cell number but never tried to call it. This Chris Miller Is supposedly some type  of lawyer?.. Not a chance he graduated high school let alone law school. Conitinues to threaten me and harrass my family.

They call every hour and threaten me

called about using a family member's name who does not live here or in this state.  how do you get them to stop calling?  so many bogus scam artists out there.

I asked for documentation of the money I owed, then was sued by Bank of America.  There is obviously some affiliation.

I love your post! I just got a phone call from him in this morning.  He did exactly same thing to me! So STUPID.

To all concerned. The gentleman's name is Chris Miller, he resides in Buffalo, NY. He just called my parents house and was extremely rude to my mother. Needless to say this type of behavior is unacceptable.

my parents are being harrassed by some companies for credit card debt that is not theirs.  the callers...marlon, compu credit, credit check, and blocked calls...are harrassing them with threats of lawsuits if they don't respond to the calls by a certain time.  they call repeatedly.  they call and the ansering machine gets it and the callers play with chains or something to make noise.  they call and hang up, call right back and do it over and over.  they call all hours.  my parents called the federal trade commission and were told that there was nothing they could do about even if the debt wasn't theirs.  that my parents would just have to live with the harrassment.  the numbers that are calling are 678-258-5058, 678-258-5000, marlon is at 866-274-4794 ext. 4127.  these are credit companies that went bankrupt and were bought out by other companies.

I received a call on July 20, 2009 at 20:50 FROM (716-270-5517).  He asked for Thomas and I explained that there were no Thomas in the home.  The man proceeded to ask for a number which I do not have and said he would call tomorrow when I got the number.  I asked him not to call back and hung up.  At 20:51 the same man called from (718-558-5854) and told me I was rude and I should expect more calls tonight.  Once again I informed him to stop calling me that he was waking the children and stop threatening me.  He became angry and stated when did I threaten you which was explained when he threatened to make more calls tonight. When I spoke to my mother she had also received a calls however did not document the information.  What more can I do to stop these calls?

Someone from this office called my 85 year old Mother yesterday and told them they needed to get in touch with me in order to avoid a lawsuit.  She was very upset and confused about what they were telling her.  Now, that is the ultimate.  It is time for a complaint to the FTC.  I don't have a problem with filing a complaint. I also think they have been calling other family members.  I have already written them telling them not to contact me at my place of employment and called them, left a message telling them to correspond via mail only.

P & B Capital Group, LLC
Phillips & Burns, LLC
(Debt Collectors, Bottom Feeders NOT a Law Office)
461 Ellicott Street
3rd Floor
Buffalo, NY 14203
Phone: (800) 840-9166
Fax: (716) 891-5810    

FLORIDA:
5840 W. Cypress
Tampa, FL 33607
Phone: 813-889-9600
Fax:   813-889-9644
Web Address: www.phillipsburns.com

Head Debt Collectors:
Bradley W. Spoor, Tampa, FL
Ryan D. Kazmark, Amherst, NY
Sean J. Welch, Cheektowaga, NY

Another ?Buffalo Style? debt collector with all the common lies, threats and extortion you expect from the Debt Collection Capital of the World.

Owners, Spoor, Kazmark and Welch are out buying up old, mostly worthless debts, then calling consumers with threats of immediate lawsuit, garnishment and seizure in their illegal attempts to collect at highly inflated numbers. We were NOT surprised when a search of state records showed NO licensing or bonding as required by law. The name they use is typical of how many debt collectors want you to think they are a law office, when they are not. Expect their collectors to lie and state they are attorneys, which is a felony in most states. These are the lowest of the low-lives, the losers who can?t find work anywhere else. Their job is to lie, cheat and extort your money under the guise of fear.

The enclosed email describes their collection tactics:

?They first called our parents and threatened to serve court papers to put a lien on our house in 20 minutes unless we called them. Our parents are old and do not need to be harassed.

They also called our daughter-in-law and threatened to send someone to kick the door in at her house.

But worst of all, when our daughter called the 800 number and asked what they needed, the person there (apparently Glenn) started shouting obscenities and used the "F" word. Our daughter was so upset she was unable to determine which creditor, if any, this company represents.

We can find no record of any mail correspondence from this company.?

Bradley W. Spoor, Ryan D. Kazmark and Sean J. Welch Can be held accountable for their actions in a courtroom, we can assist you to that end.

STAY FAR AWAY FROM THE LIARS & CON MEN OF PHILLIPS & BURNS!

http://www.budhibbs.com/collectorpages/phillips_burns.htm

Send them this letter VIA certified mail with return receipt requested demanding validation of the alledged debt they are calling about. Keep copies of everything you send.

Per the FDCPA, they have five days to respond. If they continue calling, send you dunning letters and/or attempt to obtain a judgment against you without first validating this alledged debt, you can sue the s*** out of them:

http://www.creditinfocenter.com/eBooks/PoorMansClassActionLawsuit.shtml

Today's Date

Your Name
Your Address

Collector's Name
Collector's Address

VIA CERTIFIED MAIL

Dear {insert name of collector or company},

I am writing in response to your (letter or phone call) dated {insert date}, (copy enclosed) because I do not believe I owe what you say I owe.

This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts:

(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.

I respectfully request that you provide me with the following information:

(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) Provide a verification or copy of any judgment (if applicable);
(4) Proof that you are licensed to collect debts in (insert name of your state).

Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that:

Because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense;
you cannot add interest or fees except those allowed by the original contract or state law.

You do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it, violates the FDCPA.

Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau.

I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA.

Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.

Signature here
Your Printed Name

http://www.fair-debt-collection.com/Disputing ... ute-letter.html

*For those of you who are being harassed by this and debt collectors and you are NOT the debtor, read this article written by a consumer attorney:

Under the TCPA, a consumer has a right to file a lawsuit and recover $500 for each call that violates the TCPA. The TCPA can also be used in conjunction with the Fair Debt Collection Practices Act in some situations.  

Generally, the TCPA does not apply to debt collectors making collection calls to debtors. However, if you are subjected to calls from a debt collector and you are not the debtor, you may file a lawsuit against the debt collector under the Fair Debt Collection Practices Act (FDCPA) and the TCPA.

This right was recently recognized by Judge Legrome D. Davis in a case called Watson v. NCO Group, Inc.  NCO Group is a debt collector that uses automated prerecorded collection calls.  In this case, Mr. Watson alleged he was getting hundreds of calls from NCO Group after he got a new phone number. Mr. Watson claimed he owed no debt to NCO Group, Inc.  Mr. Watson filed suit under both the FDCPA and TCPA.

David Israel, defense lawyer for NCO, argued that the TCPA should not apply to debt collectors.  Judge Davis rejected the argument made by David Israel. The judge ruled that Mr. Watson had a right to sue NCO Group Inc under the TCPA for $500 for each call.  Judge Davis wrote;

[The] Court is convinced that a non-debtor's rights are in fact violated when he is subjected to repeated annoying and abusive debt collection calls that he remains powerless to stop.

Judge Davis' ruling was based upon his interpretation that collection calls to non-debtors violate the privacy rights provided by the TCPA.  

So what can you do if you receive "wrong number" calls from debt collectors?

1. Sign up for the Do-Not-Call registry.
2. Save the calls captured by your voice mail or answering machine.
3. Contact a consumer lawyer.

http://consumerlawyer.typepad.com/blog/2008/02/the-do-not-call.html

I totally agree with you.  If it is a ligitimate debt, you don't need more frustration and harassment when you have already been through hardships one after another and are already struggling.  I have had several debt collectors call me at work and discuss my situation with co-workers.  I have reported them to the Federal Trade Commission.  The debt collection agency just responds with more lies.  Talk about frustrated!!!!!!!  I am working out my financial problems one at a time and can't do more than I am doing at this time.