They never listen when you ask them to stop calling. Love the BLOCK feature on my iphone. It's the best defense against annoying collectors and telemarketers with nothing better to do than to bother people

Just because I'm related to someone or happen to have name like someone does not mean a debt collector has the right to bother me. The problem is that they use the internet and the info contained on it to try and find relationships between people. I think the companies that post personal info on the internet should be prosecuted. Several times women have been murdered because the spouse they had a restraining order on was able to locate them through one of these companies. I think the companies are accessories to murder in these cases.

Get yourself to an attorney. The bank should have notified you if you were in arrears. An attorney can advise you about this and most will see you once without charging you.

Hopefully you taped the call? If you did you have a case against them that might put them out of business.

I don't have a debt yet they continue to call me. My account is current.

just received a call from these people about my mortgage with citi bank I told the lady  i did not have a mortgage and she gave me a dob that was not mine. she apologized and said she had the wrong person and would remove my number from their system. we will have to wait and see if this really happens.

Some guy named Robert Hammer called from this number saying that he was from American Coradius International, he just called and threatened me that if I do not take the 15% Settlement by the end of the month of December on my Citi-Bank Mortgage, regarding my $419,000.00 mortgage debt that is outstanding, that me and my family will be out on the street by New Years Eve. He also said a comment about how it is cold in Pennsylvania. He hopes we find a new place by then. Said the Sherriff will be at my home by 8am on the 31st. Can they do this? I called Citi-Bank and they told me they can no longer help me and that this matter is being handled by ACI. Man called from 716-418-7200, 716-418-7205 and 716-418-7211.

LOL called looking for ching chang chooo yea not me. They then said well do you know where they are? Are you kidding me.....

This man using the name Joe Lane or Joseph Lane has violated many FDCPA laws and regulations, including but not limited to:

-Contacting family members repeatedly, revealing personal information to them, telling them I will be arrested for fraud, and also not honoring their requests for him not to call again
-Verbal harrassment (personal insults, threats)
-Refusing to provide company name/address
-Not honoring a request for written correspondence
-Not honoring a 'do not disturb' at work request
-Refusing to validate the 'debt' he was/is trying to collect

First of all, when asked for his company name and address, Joe Lane refused to give them to me and said unless I give him my credit card or bank account information over the phone he would not fax or mail me correspondence regarding the debt in question or give his company name or address. He's been calling my place of employment 3-4 times per day, and when I asked Joe Lane to be contacted in writing Joe Lane said no, he will continue calling my work. Joe Lane then hung up on me, and then called back within 10 minutes later to make it clear he was not honoring my verbal request for written correspondence.

I told him that I've never owned a credit card and I would like to see what documents on he has regarding the debt. Joe Lane then began threatening to call my family, my job, recited my social security number, told me that my parents raised a coward and told me that I wasn't a man unless I agreed to pay this mystery debt.

I hung up on Joe Lane and apologized to my employer. I spoke with my father and it appears Joe Lane called him and told him I had committed fraud, and would go to jail unless he gave Joe Lane his credit card over the phone. Luckily he had not done so. I had to calm him down and explain what this con artist/collections agent is trying to do.

I have filed complaints with the attorney general (NAAG.org), the FTC (ftccomplaintassistant.gov), and the CFPB (consumerfinance.gov), and also the local police department in Tonawanda, NY (716) 692-2121. I suggest if he is harassing you or anyone you care about, you should report him as well.

He uses the following phone numbers:

(716) 504-6907
(716) 418-7211
(855) 255-0448
(855) 267-9155
(866) 420-4441

He will be judged for his violations soon. The more of us that report him the faster this will end.

Tim M.

I received a call from this number earlier this morning.  I was not able to get to the phone in time, but no message was left.  I called the number back, and they claimed they didn't have a record of calling my number.

The are fishing....too.

I keep getting calls from this number too, with no messages. Ever since I got my new cell number from Verizon, I keep getting calls for a Ralph Jones. I finally called this one back and said it's not him - stop calling please! He said he would pass the information along but, I don't know. They probably think I am his wife or something, hahaha.

Sometimes Scam Debt collectors call you even though you may not be in debt, I am sure you have been sent a junk email saying that you need to put a wired check in you email..Most of the time its a scam.

I told them who I was and gave my number they asked for another person and wanted my address. i said again who i was and that i did not like being called a  liar because they called a wrong number. they also called from 7602904041 and 4106986095 the same day!!!!!!

you must either have been brought up rich or have never had hard times, either way you have no idea how hard it is to be in this world and on the side of people that struggle every day just to survive.  i am one of the people that has lost everything due to the economy taking a dump.  i lost my house and pretty much everything i had worked hard to get. it is not always as easy as "just pay the debt".

Bill Collector calling. Came up as American Coradi

Called from ACI. Bill Collector. Collection agency calling about Bill Me Later. Left message I have not contacted them to give further info

Collection call from multiple numbers for this company:
630-701-7873
630-701-7883
630-701-7924
716-418-7211

It is against the TCPA for any debt collector to divulge debt information to any third party without consent. These people are violators and should be turned in to the SEC every time they contact someone. I was getting calls from them as were my friends in Mass...

You must have recieved the same call or you would not be here looking for answers. Get off your high horse

Got a call from this number.  Never answer calls if I don't recognize the number.  From what I've read on here they're a debt collector dialing wrong numbers.

This bunch called my cell phone today--there was no identifying name for person or business and I did not recognize the phone number or area code.  When I answered there was a man on the other end asking for a person by the last name of Sanchez which is NOT my name, nor the name of anyone I know.  I told them they had the wrong number and that I had held this particular cell phone number for more than a decade.  I did a reverse phone look up and understand that it is a cell phone and that the area code is Towanda NY of all places.  I don't know anyone from there, nor do I now care to.  From this site, I see that it is a collection company.   716-418-7211 is ACI or American Coradius International. Hmm.  Coradius sounds like some kind of unfortuante chronic disease.  "The heartbreak of Coradus..."  !!!  Either the company dialed wrong or whoever the Sanchez party is, they gave a bogus number to them which turned out to be mine.  Lucky me.  I will mark it in my contacts on my cell phone as a DO NOT ANSWER and then never answer again.  Easiest way to be done with it.

Called asking for a person by the last name of Sanchez which is NOT my name.  I told them they had the wrong number.  Will mark it in my contacts on my cell phone as a DO NOT ANSWER and be done with it.

So now debt collectors are using cell phones to call people on their cell phones?

How about if people paid their debts? Then possibly  these debt collectors wouldn't have to call you out your relatives ...just plain responsibility

Folks, there is a simple solution. Don?t answer the phone, don?t EVER talk with them. Why let them upset you? You cannot reason with them; they don't care. They buy debt for pennies on the dollar and then hire phone sales folks to collect. Best thing you can do is NOT LET THEM UPSET you. How?

1, Don't answer - ever
2, Block their number
3, Assign a silent ring tone the their number
4, Worst case, change phone number or get a magic jack (so cheap)

It is really that simple. They can?t be reasoned, with so expend no energy with them. If you continue to never answer, they will stop calling. If you answer once or try to explain, they will flag you as a possible collection and never go away.

I hope this helps

They called, gave no info other than an 800 number to call and a reference # to use when calling back.

dont want them to call

Someone from this number called at 8:30 this morning.  Just fishing for someones old debt. I thought there was a time limit for how early these calls could be made, like 9am?

888-863-8461
716-418-7192
318-300-3707
318-266-8237