Michael ---- you are clearly a shill as evidenced by your inarticulate and vituperative comments.  Anyone who gets a call from these vermin should ask for them to validate the alleged debt in writing.

Actually Security Credit Systems DOES collect for third parties..
Security Credit does not buy the debt, so if a collector tells
the DEBTOR they can sue its only because the Client ( who they collect
For) DOES sue. SCS doesn't sue, the clients DO...they deal with
FEDERAL debts that NEVER get dismissed even under CH 13 or
CH 7.....you can not settle on a federal loan debt..debt collections
Is a valid business that is needed to keep free loaders and irresponsible
Scum bags in check.....LEARN IT!!!!!

Call all you want, there are ways to block your harrassing calls, you just do it because you get paid to do it. Paid harrassers, people will do anything for money, even drive people nuts who are in a tough situation. You pieces of crap won't even listen or accept the reasons for the debt which many times is the fault of the lender for over extending the credit lines to more then someone income can handle or other reasons beyond the control of the borrower, so F you all. If the harrassment continues against me or my family then I will be the one tracking you down, if you come to my door to harrass me you will have a difficult time driving back home. You people are much worse then the people who owe the debt whom you try and demonize.

This number  of 716-541-1931 is another fake number for NCO Financial Systems and Portfolio Recovery Associates.  They are in conjunction with one another.  They have an office in Buffalo, NY.  These people are evil.  They go after bad debts that are 8 years old and older.  They violate every law, rule and then some under the Federal Guideliness of the FDCPA (Federal Debtor Collection Practice Act).  They think people are stupid out here.  It is a matter of time they are all going to be indicted by the Federal Goverment.  They file fictitious judgments illegal and deceptive without verifying information and they use personal information from within to do this.  What I cannot understand is that the State's Attorney office along with the Federal Government has not cracked down on this behavior and they continue to get away with it.  They will soon have a class action lawsuit against them.  They are all tied in together.  They appear in many different forms, and telephone numbers and agencies.  But when it comes to the reality, they are NCO Financial and Portfolio Recovery the two biggest Debt Collectors in the nation.  They use many fraudulent practices along with their very clever and slick attorneys.

Not everyone in the business practices this way.  I find it stupid that people generalize and group all people of one profession together as if they are all exactly the same.  I personally collect on student loans and break no laws whatsoever, especially those dictated by the FDCPA.  Grant it, there are plenty of bad seeds in every profession, but sometimes people who can't do something as simple as balance a checkbook should not make statements such as those in the former posts.  Please define to yourself the words BAD DEBT.  In my mind it mostly translates to BAD DECISION or NEGLECTED OBLIGATION.  I can't speak for those that do no do their job properly, but how close-minded is it to jump to these conclusions about EVERYONE?  Again, it actually IS stupid.

they called my magicjack how the heck did they get that number I don't even know it

they call me numerous times to collect a debt. hey'd call up to 10 times on my CELL PHONE in 2 hours while i was at work.   i had called them back to inform them that this is a CELL PHONE and do not contact me any longer and any payment arrangements I make will be done through school.  They still continue to call me on my cell phone.   The guy left me a message saying it is "unacceptable" and trying to threaten me with my credit score etc. well guess what? its in collections and i already know my credit score is shot but I also know that what they're doing is against FDCPA. i need to sue them.

received a call from this number - left no message.

called and left no message. I called back and it is a collection agency.

I have gotten 3 calls from them this morning, who is it? and what do they want?

Got a call this morning and the guy said he was calling from "Genesee Community", a community college here.  He was asking for my wife, who's never been and has no dealings with the college.  He asked who I was and I said, "No. You first."  He said he could only discuss it with her so I told him it looked like he was screwed because she wasn't home. "Tell her to call this number..", he started, but I cut him off with "I'm not her damn secretary" and hung up.  Sometimes these guys can serve a useful purpose as a punching bag.  I checked the number after that and found out it was these clowns.

ADebtCollector: granted not all are scum, but the ones making these calls are and not all people are stupid. Some of us have had some really serious bad breaks and try as hard as we can to get jobs and want to pay the debt back. We are not lazy. We are broke. It was not bad decision. It was people who thought they had a future and thanks to the Washington ilk we have to suffer with we no longer have those dreams and futures. Since you show no sympathy or understanding your closing part of your statement I would find it hard to believe you don't break the rules every chance you get.

I recieved a call from this number.  They knew my full name and they were asking if I knew someone.  I had never heard the name before in my life so I told them that.  They apologized for bothering me and that was the end of the call.

I do not want his person calling my phone.  I have no idea who this person is.

This number has called my cell phone 3x in a short amount of time, asking to speak to a person I don't know or ever heard of. this could possibly be pranks phone calls. I really do not know.

Ignor these jokers calls,don't get upset at all and realize its a scam.Ignor them,let them be the ones to get pissed off to the point of impacted hemmoroids.   :-)

they called me today it was a man I saw it was a number in bufflo ny I did not pick up he said my name and then said i need ya to then hung up i do have debt but im scared to pick up now

THey called my mother's home asking for me, when I changed my name after I was married 15 years ago (yes, my real name is Heather).  They told her that I was 34 (I am 37) and they were calling me about when I attended Hastings College on the east coast.  Not only did I not attend Hastings College, Hastings College is in Nebraska.  Since when did Nebraska become the east coast?  I have the same feeling you do...

My mother received a call from a "Mr. Mackenzie" on the afternoon of 12/15/09 saying that he was looking for Heather G., which is my maiden name (I was married 15 years ago).  My mother was told that I provided her home phone number to contact me about Hastings College.  Knowing that I didn't attend Hastings College, she said that wasn't correct and "Mr. Mackenzie" tried to confirm my age as 34; I am 37.  She stated that this must be another Heather G. as the age was different and that I now lived on the East Coast.  He said that Hastings College is on the East Coast (it is in Nebraska).  She told me about the call and I Googled the number and learned that this is a number out of New York state.  I called and left a voice mail message for "Mr. Mackenzie" and told him that I didn't go to Hastings College and to never call me or my mother again; I do not associate with liars.

Missa, I wouldn't send them a dime. These are not the kind of people that are trustworthy and they will only try to get more than you owe.

Please don't let these people suck you dry. That legitimate debt you owed was written off by your lender and these guys bought te rights to harrass you. They are making threats of Federal and State legal action the the can't do. They're breaking the law, don't let them victimize you.

I do have a debt that I am aware of, but this company is very nasty. I have been sending them monthly payments and each month they call and ask for more. I again I have told him, I send what I can each month. I know it is a tatic to get more money, but the man is just so nasty.

They called me today and I answered and she started yelling at me about how I hung up on her. She was screaming at the top of her lungs and I couldn't make sense of what she was saying. I don't take being yelled at so I tried to talk to her calmly and when that got me no where I then hung up. Someone better teach them how to talk to people. Besides I don't owe anything so I don't think it's a debt collection!

I just ignore them, anyone who bothers me this much on the phone has no legal recourse. The company that can sue is the original debt holder and they have sold your paper to a company that is hoping to scare you into paying debt. Actually, the companies resell your paper to other companies as well, wait till you get the ones from India,they're too funny for words.
after 7 years most of them give up. I always Google an unknown number to see what it is, I'll call back if it's legit and ignore it if it's one of these bloodsuckers. If the sound of the phone bothers you put it under a pillow for a minute or two.

Everyone should call and file a complaint with the Attorney Generals Office in New York (Attorney General is Andrew Cuomo). It is free to file the compaint, and with enought complaints, the office will investigate this company. You can file a complaint with the Attorney Generals office by several convenient methods. The first method is the toll free number to the Attorney General is 1-800-771-7755 or the second method is to file a written complaint on the website at or the third method is to send them an email at NYAGPress@oag.state.ny.us I urge everyone who gets a telephone call from these "poor-boy" bill collectors to call and file a complaint each time they are called. The more complaints the quicker the legal actions can be filed and the quicker the State of New York can close down Mr. Angelo J. Travale, Jr. and his company Security Credit Systems, Inc.

This is the company Security Credit System, Inc. According to New York State Records, the company reports a physical address as 622 Main Street, Suite 301, Buffalo, NY 14202. (Actually, this location location is a bar) The owner of the company is Angelo J. Travale, Jr. The owner and this company has been sued in court on numerous occasions and in multiple states. The company fails to pay the empoyees wages as evidenced by numerous lawsuits in numerous states. The company also list another address as 1250 Niagara Street, Buffalo, NY 14213. (Actually, this location is closed down warehouse district.) You can look up these address with a street view on Google. This is a "poor-boy" debt collector whose owner is listed as a worker in the "Sales Department". The website for the company is securitycreditsystems.com I record each phone call, to collect evidence for a massive legal claim. The person identifies himself, and gives the phone numbers. I urge everyone to collect recorded evidence to send to the State of New York Attorney Generals Office to shut this "poor boy" collector down and out of business.

I got a call from this number only once so far, explaining for "heather" to go online to make a payment to some webiste like "she" has done before. Well first off, I am not heather, nor know anyone names heather, and my voicemail says my name! (always amazes me that people do not realize that i am not who they want...it is very clear) and he went on rambling on and on about paying the website and you have made payments before, payment is due, pay the website...somthing shady...i just have a feeling.

These @$$wipes called me for months last year (2008), always for some college student with a Russian surname.  Increasing threats ("Your credit rating is at stake!"), rarely answered the number they left (and when they did, was always disconnected).  They called a cell that I use only for travel.  Calls stopped briefly ca. 11/08 after I filed a complaint with the Do Not Call Registry (https://www.donotcall.gov/complaint/complaintcheck.aspx).  Now, they're back again.  Someone really needs to sue and imprison these people.

They called my parents house. Asked them for my cell phone number and other information, and told my dad that they had federal documents, and that if I don't have an attorney, they should help me get one.

It's all just scare tactics to get you to call them back and scare you into paying off a debt for which they don't have much of a case against you. With 3 different debt collection agencies contacting me for tuition and medical debts totaling over $30,000, I can tell you that if they have a case, they'll take it to court. Its a sure thing. Especially if they have been calling you for a while.

This company has been on me for over 2 years. They continue to call, and tell me that if I don't respond soon that they'll be forced to send it off to their attorneys. (2 years is long enough) They'll even leave messages ending with fun little phrases like, "Good luck with this one." (But in a very 'holy crap i would not want to be you, because the imaginary s*** storm that I have brewing in my imagination is rather unpleasant.)

A legitimate debt that you legitimately owe to the point where an attorney or federal papers or other things are necessary will involve more than just harassing phone calls.

It's just a business for them. An act in which they must scare you or you won't pay.
Visit this webpage:
http://www.debtconsolidationcare.com/validation.html

Do that and see for yourself if this debt is something that you should be worried about.

This number belongs to:
Security Credit Systems, Inc.
www.securitycreditsystems.com

They are a collection agency.

calls alot finally left msg saying that if I don't respond within a couple days they will proceed with legal action.  Number is in Buffalo NY according to Area Code.