716-650-2640
NY, US
Sara
Sara
2014-06-24 12:52:21
Unknown
This company has clearly changed names or is operating under two collection names since it's originating from the same number. I am going to update with the Consumer Financial Protection Bureau.  Please file a complaint with them as it's the only way to stop these scammers. They aren't licensed and are scammers.  www.consumerfinance.gov to file.  They have been going after people like this.
jeff
jeff
2014-05-11 21:53:22
Unknown
Its also illegal for them to call your work and harrass you. If they keep calling you at work, you actually may be able to turn around and sue them.  They CANNOT call you at work, unless you give them permission to!  They also cannot threaten to garnish wages, ect.  Also, in most states, if the debt is older than 7 years, they cannot legally collect the debt through court.  So make sure you check the date of the debt in question.  These bottom feeder collectors thrive off uninformed people.  Know your rights!
Jeff
Jeff
2014-05-11 21:46:32
Unknown
Just so everyone knows, its completely and totally illegal for collection agencies to threaten to sue you, or threaten to have you arrested.  Its against the fair debt collection laws.  These a***oles somehow got the number for my grandfather who I have never lived with or had any communication with business wise.  Weirdos.  I dont get how if they are a legit company, they dont have access to my updated information.  If they threaten you in ANY WAY, tell them they are violating the fair debt collection practices act and hang up on them.  Threaten legal action against THEM if they continue to harrass and threaten you! Read more here.  https://www.consumer.ftc.gov/articles/0149-debt-collection
Diane
Diane
2014-04-18 01:41:55
Unknown
Sophia Martin from Rubin and Yates left me a voicemail saying I was listed as a contact for either my son or ex husband. She said there was a complaint
against his social security number and name. The call came from 716-650-2640. She said to call her back at 855-284-5914 ext 5914.  I would never call them back since it sounded crazy. I saw these posts so it is a scam. How do you stop this kind of thing?
Alfalfa
Alfalfa
2014-03-20 13:44:32
Unknown
Rubin and Yates, LLC
Phone: (866) 237-6191
Fax: (716) 204-0996
5334 Transit Rd Ste 7, Depew, NY 14043
jstroehlein142@rubinandyates.com http://www.rubinandyates.com
F on a scale from A+ to F
Factors that lowered the rating for Rubin and Yates, LLC include:
29 complaints filed against business
Failure to respond to 16 complaints filed against business
11 serious complaints filed against business
BBB file opened: September 23, 2008
Business started: 05/24/2007 in NY
Business started locally: 05/24/2007
Business incorporated: 05/24/2007
Type of Entity
Partnership
Contact Information
Principal: Mr. Cedric Jordan, CEO
Business Category
COLLECTION AGENCIES
http://www.bbb.org/buffalo/business-reviews/c ... w-ny-142027360/
Sara
Sara
2014-03-20 13:25:56
Debt Collector
This company is not legitimate. Please do not give them any information. I contacted an attorney after they called numerous family members. I was told the FTC is trying to track down the owner and that they are criminal. They threatened me with legal action and nothing ever came in the mail. Please file a complaint with Consumer Financial Protection Bureau so that they can be stopped.
Mr. Anonymous
Mr. Anonymous
2014-02-27 15:16:20
Debt Collector
I actually picked up and tried to be nice explaining the person they were looking for did not live here. About a half hour later I received a call back from them, and, making a long story short, they insulted me by insinuating I did not raise my children right. Well, they are hypocrites when one views  http://www.bbb.org/buffalo/business-reviews/c ... w-ny-142027360/ . Evidently their momma and pappa raised them to be absolute jerks. They were claiming one of my in laws owes money and I was told by my in law  -  years back - this was taken care of. Each year someone new calls. One year it was Sims Associates, who had a little more professional approach. But, I think it was last year it was some goon from Texas. So this year it is a turn for Rubin and Yates. What I usually do then is when I see jerks like this calling on my caller ID I pick up the phone and put it back down again. I gave these scammers the benefit of the doubt and they proved they were absolute jerks. So, imo, just pick up then hang up and let their long distance rack up.
Sue
Sue
2014-02-26 16:09:39
Unknown
Thank you for this information. These people are breaking the law.
jen mccarthy
jen mccarthy
2014-01-27 23:34:17
Unknown
I got a very similar phone call from the same person whom was very rude and used the words don't BS me when I told him I didn't have all of the funds , it was from the same number and from the same law firm as below, towards the end end of the phone call he became irrate  and yelled at me when I asked him to verify himself and the company and he refused...
some people
some people
2014-01-21 01:28:52
Unknown
Some peopel are just to goody too shoe for me, so what u paid your bill, your one of the lucky one's u had the means to pay it off, some people arn't fortunate, maybe a decline or loss of income may have put the strain on maintaining the dept and honestly couldn't make the payment. Maybe when u get into the situation you'll learn some compassion it's people like u who make it hard for other, with your cold hearted self, or maybe u have suffered and instead of obainig compassion it did the opposit it made u a bitter bi***.
Elisa Maloney
Elisa Maloney
2014-01-20 18:53:51
Debt Collector
Stop calling me and harassing me. They call up to 10 times a day her name is Kristen!!!
Helper1
Helper1
2014-01-02 21:23:33
Debt Collector
Shared info from ShillKill on  http://800notes.com/Phone.aspx/1-888-491-6167#p658940016645064865

From NY State Business Listings
  Name:    SEARAY PORTFOLIO MANAGEMENT, INC.
  Identification number:     3632365    -
  Business Type     DOMESTIC BUSINESS CORPORATION
  Incorporation date     FEBRUARY 15, 2008
  Business Address     DAVID DWYER
  3875 FRITZ RD.
  NORTH TONAWANDA, NEW YORK, 14120
  Mailing Address     DAVID DWYER
  3875 FRITZ RD.
  NORTH TONAWANDA, NEW YORK, 14120
  County     NIAGARA
  Jurisdiction     NEW YORK

Website:  http://www.searaypm.com/
How to Contact Us
Phone Toll Free  877-252-0550
Fax 716-204-8910
Mail: 462 Evans Road
Williamsville, NY 14221
Email: contact@searaypm.com
Whois indicates domain is registered by proxy

One FDCPA case
http://dockets.justia.com/docket/new-york/nywdce/1:2013cv00678/94685
Helper1
Helper1
2014-01-02 20:33:21
Unknown
**UPDATE**
They attempted to call me several more times from (PRIVATE / NO CALLER ID) with the exact same message until today when they left a voice mail saying my failure to cooperate has led them to proceed with legal action and they would be serving me at my home or place of work. I called them back only to be hung up on after asking for their physical address. Same story, same result from me.. NOTHING AT ALL :-)
Helper1
Helper1
2013-12-23 17:53:01
Debt Collector
Had a missed call from 716-650-2640 where "Franchesca" stating that she was calling on behalf of "Seaway Services" regarding 2x cases within the county in which I have lived. She also gave a TRI case number. Thanks to identity theft, I've had many of these types of calls over the years and it's ALWAYS the same story... Two cases, serve papers, and they never give you physical addresses for verifications nor even the original creditors name.. Usually because they don't know it and are just trying to scare someone into paying. NEVER pay anyone who can't provide proof. Ask them to mail you a bill to prove amounts, first default and original creditor.. This is your RIGHT if you actually owe something within legal bounds.
Return call number was 888-491-6167 x203
RollsEyes
RollsEyes
2013-12-17 05:46:45
Unknown
Let me guess your a collector? You need to tone down your rhetoric. You have posted similar garbage on other forums and it is painfully obvious who you are. Why should one pay you when the original creditor has already written off the debt,taken the loss and will never see a penny?
People, if you pay them your money doesn't go to the original creditor and your credit report will not improve.
jd
jd
2013-12-06 15:03:59
Unknown
This number has been harassing me with lies for weeks and I've simply ignored them after I read what lying crooks they are that scam people...it got me so angry how they left me a threatening voicemail saying if I didn't call back they would press charges against me! They are liars don't trust them ignore them
Jane
Jane
2013-12-06 14:58:54
Unknown
Don't give them a dime they are annoying liars! What they are doing is illegal ignore them!!
jd
jd
2013-12-06 14:48:43
Unknown
I received several calls from this number and they even contacted all my family members stating they were a law office with a case against me I've ignored all their calls because I had looked up the number when they first called and freaked out wanting to make sure it was legit and it wasn't they are lying scumbags please ignore them as I have
Interesting
Interesting
2013-11-27 19:26:42
Unknown
If the debt was clearly your exes as you state in your story it was not your legal responsibility to pay it in the first place so you quote of how much better you feel now that your debt was payed is a load... Not to mention that you would be the idiot if you agreed to have them take money out of your accounts without them proving a case against you. You may think that those who know the law are "stupid and should be sued" but you would be the one who is paying someone else's debt and also most likely lying to begin with as a rep for this company. I understand that everyone needs to work and your job is to work for scum bags but please be aware... no one is fooled...
Arthur Battle
Arthur Battle
2013-11-01 13:38:01
Debt Collector
I don't know why Ruben & Yates keeps calling me  & leaving threatening voice messages daily .. Now from different numbers.
ex-collector
ex-collector
2013-09-20 17:52:59
Unknown
I received a call from this company recently. I realized when going back over my voicemails what was going on. Ive called back twice, no answer.
Here are two questions I am going to ask:
1). What was the debt they accused you of? I keep seeing home-lien, and I have never before owned a home.
2). Have you ever taken out a pay-day loan?

Last year I spent about 6 month in the collections business before I could morally no longer take it. The things I was asked to say and lie about were not things I was comfortable with. I am SOO happy however to have had this experience. Now I know what is legal, and absolutely not. What this company is doing, is NOT legal. They are a collections firm mis-representing themselves. If you do not receive a "mini-miranda" immediately when they speak to you, it is now illegal. If they do not represent themselves as a collector, it is illegal. If the words "this is an attempt to collect a debt" is nowhere in the first sentence, then you are able to proceed forward against that firm. If they claim the call is to discuss a possible lien or judgement, they are lying. Some companies do proceed forward against clients. But this is after personal attempts from their own collections department, and deciding weather or not the cost of the legal fees is worth pursuing. Most likely, they sell the debt to a company like this. Also, you wouldn't get a "mediation firm" or "arbitration firm" calling you before it hitting courts. You would be served like everybody else.

Now, the only actual truth in this is that the company who owns the debt is technically able to pursue you for the debt. Will they? No. Because the amount of money spent on legal fees and collections outweighs the debts. If you owe about $10000, I can see them pushing forward. If you owe $1000 however, chances are slim to none. However, they are to follow your states laws to obtain the debts. Nobody is sueing you for "three times the amount of the balance". If they tell you this, they are lying. If they talk to your family or friends masking themselves as anything less than who they are, call an attourney. You have a lawsuit on your hands.
t
t
2013-09-17 01:47:36
Unknown
The idots who call you Google ABC 13 in Houston the people lawyer says after four years of the original debt  company can sue plus in most states if the sue you they can not all your wages. Google all consumer laws most have  a statute of limitation regarding is the original. If you need free legal advice your always find in your a free legal service to stop the Harassment or email your local television station they may have a consumer report who love to report these morons.
Candie Bartley
Candie Bartley
2013-08-08 21:45:19
Unknown
This guy keeps calling me from 716-650-5211 stating there are two cases against me at the county court and if I do not call him back I will have to appear and address the charges.  In 2007 I was a victim of identity theft and have proof of it.  I thought that debt collectors were not allowed to call and threaten people.  I have the voicemail
p911
p911
2013-07-02 18:18:16
Unknown
Every call I get now are these scammers ,and the phone company is no help,in getting my number changed.it seems like its impossible for them to get done.
Law firm
Law firm
2013-04-11 16:01:09
Debt Collector
Stop illegal SCAMMERS!!
https://www.facebook.com/pages/Stop-Illegal-Creditors/437782202981180?skip_nax_wizard=true
angeleyes
angeleyes
2013-04-09 13:57:09
Unknown
Thank you for the info. once i called back and threaten to report them to the FBI she said sorry i won't call back again. I swear these people they have nothing better to do. I'm a hard working person that doesn't have time for this nonsense. Thanks again for the info.
Anonymous
Anonymous
2013-03-28 19:01:53
Unknown
This +1 (716) 650-5211 # and so many other numbers call my phone asking for someone different each time. And all have the same thing in common of saying there's a ligitation or something involved against a person there asking for. I tell them a hundred times that no one is here by that name, so they call back and ask for another name. These guys are fraudulent scammers. They need to be caught. They keep harassing me and every time  and I keep telling them to take my number off there list and they always hang up.
lbmay
lbmay
2013-02-13 19:06:44
Debt Collector
These people called my daughter's cell phone TWICE within 5 mins looking for me.  When she told them they had the wrong number, they immediately called my cell phone.  I did not answer, hoping they would leave a voice mail (which they did).  Again it was a guy from Rubin & Yates.  He first stated that he needed to hear from me or my attorney but then said he was looking for MY SISTER.  Claimed he had to speak to my sister and her attorney ASAP regarding legal action filed against her.  Turns out that this same guy had also called my sister's daughter.  How he connected me and my daughter to my sister I have no clue.  What it all boils down to is that he didn't need me, my daughter, my niece or my sister.  He was actually looking for my sister's ex-husband for a debt he incurred BEFORE they were ever married.  Instead he decided to harrass us looking for someone we have not had contact with for almost 10 years.
darkangyl13
darkangyl13
2012-11-15 22:05:45
Unknown
Really? The poor attempt at trying to sound like a poorly educated ex-wife was bad enough, but your transparency is more than disgusting. You are nothing more than an attempt by these bloodsucking debt collectors to bleed disadvantaged people. May you rot in hell, Dante style scumsucker.
L.T.
L.T.
2012-08-27 16:41:42
Unknown
Did some collector paid you to talk nice about all of them? A** kisser!
1-888-497-7055 1-813-283-0611 1-260-220-9743
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