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NY, US
Alfalfa
Alfalfa
2013-07-15 17:09:32
Unknown
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
antoine
antoine
2013-07-15 17:05:47
Unknown
Harassment calls at work
drrap
drrap
2013-06-24 17:30:14
Debt Collector
Somehow this despicable person got my daughters cell # ... and threatened to garnishee my wages for a debt I have... I'm 70 years old and retired.... Who is this Jerk?
Nazarenko
Nazarenko
2013-05-13 22:52:21
Debt Collector
This number kept calling me constanly! and leave the voice mail. I finally called them..D-bag answer said he needs to talk to josea ( can't even spell) and I told him i do not know him and i'm from S.korea and i dont know mch mexican. don't call me back..
he made smart butt head comment said " Oh you live in El paso and you don't know mexicans"
I said" DO I F LIVING IN MEXICO? IM LIVE IN UNITED STATES IDIOT" he hung up on me..I was so mad
I called him back and not answering..I leave the vocie mail...how rude he is..and he can't even communicated to people..soo annyoing
Tired of Morons
Tired of Morons
2013-04-24 18:57:18
Debt Collector
This number calls and leaves messages all the time. I happened to be at home and answered and got a smart aleck, rude, butt head, who refused to identify himself or anything about the company other than calling it Ironworks. He then demanded my name and number and got ugly when I told him he should know me since he called me. He informed me he calls people all the time and threatened, "you'll continue to receive calls everyday of your miserable life."

I hung up and called back and he answered the phone and started mocking me again. I hung up and called back and a female answered and said I wasn't even in their system. She still would not identify the company.
Totenkatz
Totenkatz
2013-04-10 16:07:26
Debt Collector
Keep getting a call from these people looking for a person who does not live here and never has as they are looking to collect some money from him for a bad check or something
Jb
Jb
2013-04-08 16:44:01
Debt Collector
Scammers. They drive people crazy!
1-859-592-3202 1-347-166-5870 1-202-552-1968
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