This guy states his name is Mike Walters and is from some investigation place. Don't let them con you into giving them money. They are liars and volguar. They have been harrasing me at work.

I received a call from this number stating he was officer charles brown from the dept. of law and investigations. He wanted me to call him back and when I did he was unavailable an supposed to call me back, but never did.

Yesterday I received a call at my work and it is not the first time they have been calling me at my work harrasing me supposly its an officer Mike Walter..

Yesterday I received a call at my work and it is not the first time they have been calling me at my work harrasing me supposly its an officer Mike Walter..

i got some information that this all information and this kind of number is provided by some of indian in USA his name is dhaval parikh. He has very good experience in voip. He is master mind and provide all voip lines and support from usa to india. i got number from whitepages he is in nj i got some number is 7327912781 ; 8482486137

I also have been gettin calls from this number and a Officer from NYS dept of investigations named Officer Austin Jones. He wouldn't tell me exactly what the issue was but that it was in regards to my invlovement in a fraud case. I asked him to go into further detail and he refused until I confirmed my SSI and address. I said no because I had no idea whom I was actually on the phone with and he told me to have my attorney contact him or he will be having the police visit my home and work. Very scary when someone has your info and makes threats.

I have also received calls from this number several times a day for two days in row. I finally talked to someone the first time he said his name was Officer Kenny Spencer but when I ask what state he was from wouldnt tell me so I talked with someone who called himself Officer Jack Smith. very scary they have Identifying information and told me that I would go to jail for fraud if I didnt pay. It was not until I was done talking that I realized what was going on and googled and here I am. I was in tears it was as scary as hell.

Gee, in Idaho, he's Officer James White 718-569-6663. This guy gets around! The only fraud involved is their collection practices. The next time they call, tell them the following and hang up:


"I know you are not a police officer or with any department of investigations. Calls to my home and work must cease immediately. I am allowed to insist on that due to the laws of the Fair Debt Collections Practices Act. If you want to correspond with me, you must do so in writing, through the mail, to my home address. You have already violated FDCPA by threatening to send police to my work/have me arrested/contacting my family and releasing confidential information (pick whichever and whatever fits your circumstances). Any further violations will result in a lawsuit against you for $1,000 per violation."

so who are these people? are they a collection agency or what? i work for a collection agency and we would never do this. i have been getting the same calls. how can we find out about who these people are. there has to be a way. this is scary

Not only did he have my Previous Employers names, he knew the name of the Guy I bought my first car from.  And get this... that ahole knew my SS#!  What the hell is going on?  Try to call them back, and there is a busy signal... jerks!

Officer Kenny Spencer called my mother and told her that I owe Cashnet and that is was in fraud.  He then called me and told me if I didn't pay $680, he would have an officer to come to my job.  I've never had a loan with Cashnet.  What am I to do?

Well this number came from a Colorado area code, pretty funny since I have NEVER been to Colorado. I will talk with a real officer, (my husband) and I will let them talk with him, I guarantee that they will not enjoy the conversation that they get. These people are calling my old employer, so now I have my old co-workers e-mailing me and wondering what the hell is going on and what was she involved in......Can you get them for slander for stating that they are cops and making people think that you are a criminal because there are "cops" looking for me?

This person is now calling my friends telling them that they signed a loan for me on-line.  This is a complete fraud.  Do not give any info out.

Good idea - except for one thing

THIS 1 PERSON PRETENDING TO BE SEVERAL DIFFERENT PEOPLE USING SEVERAL DIFFERENT AMERICAN NAMES IS NOT A LEGIT DEBT COLLECTOR

HE'S A CROOK, EXTORTIONIST TERRORIST.  

THERE ARE NO LAWSUITS AND NO ONE IS GOING TO BE ARRESTED

LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983
http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky

Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

a female with a forign accent left a message on my cell stating that i was pending a fraud case. they called back today and had my wifes internet screen name, my mother in laws name my sisters name my ss#, and told me i had to get an attorney or pay out of court the sum of 500 dollars. they asked me to write an autherization for payment letter with the format of

date
attn to MIKE WALTERS
i _______ _________ holding ss# (last four) autherize AFES to deduct 500.00 from my debit card.

card detailes _______ _ _______
card type
card #
billing adress
i autherize this payment and assure that i will not dispute this transaction and i will pay my full amount on (what ever date is the day or two before your "court date")
full printed name and signature. the fax # he gave me is 717-312-8980
he then said it needed to be noterized. i started doing resurch to see if i could find a laywer and decided to google mike walters and found -you. i may have paid this five hundred dolars that i dont have and want to thank you all for keeping diapers on my sons and food in there mouth.

Not only did he have my Previous Employers names, he knew the name of the Guy I bought my first car from.  And get this... that a**le knew my SS#!  What the hell is going on?  Try to call them back, and there is a busy signal... jerks!

this all guys are scam officer Mike walter called me he stupid mother f****r called me and said the legal suit is filled agains my name when i asked him where u calling from he was shocked for sometime and reply me they all are Fake and Scam ........................this mother f****r mike walter

Called me today 7 times at work. This is a new number 915-440-4101. I filed numerous complaint with the FTC everyitme they call with a new number and have saved all voicemail messages. Do not tell them anything or give them a dime. This is a scam. I know they are scary bc they have alot of your personal information. Tell them you are reporting them to the police and hang up. They will leave you alone for awhile anyway.

Fake Debt Collectors and Collection Tactics

If consumers did not have enough to worry about having to deal with rising credit card interest rates, late fees and over-limit fees, zombie debt, and fervent bill collectors, now we have to worry about collectors calling about fake debt.

While many legitimate collection agencies follow the FDCPA, there are some collectors out there that are only running a scam operation and will be quick to use threats and scare tactics to get you to pay up quick. Their scams turn up in mailboxes, on the internet and through the telephone every day. Some collectors pose as national banks, government agencies (FBI, CIA), or even popular celebrity stars to gain personal information. These phony collectors may threaten to repossess your house, issue a warrant for your arrest, or even garnish your pay check, all of which are against the FDCPA rules. Some of which are even laughable (for example, there is no debtor?s prison in the United States).

Fake debt scammers rely on the fear and lack of knowledge about debt collection laws within the population. They also figure that a certain percentage of their calls will be received by individuals who may be carrying debt on credit cards anyway and may be susceptible to intimidation. When collectors use misleading statements and fail to provide identification, they are breaking the law. Never pay money to a possible thief. Keep cool when you hear from collectors to avoid this collection abuse.

Many times, people who took out payday loans online in the past are most susceptible. If you took a payday loan, be aware scammers may have access to your Social Security number and other personal information, and keep your guard up against such tactics.

Ironically, real "deadbeats" probably wouldn't fall for these scammers, since they have no intention of repaying their creditors anyway. But upright citizens may doubt themselves, thinking they've forgotten to pay a bill. Many times, the sums involved tend to be fairly small, so some people may be tempted to just pay the "bill" and "get it over with."

Ways to Protect Yourself Against Debt Collection Scams

Review your credit report frequently to find inaccuracies.
Be aware of your current creditors and how much you owe.
Ask creditors for identification before you provide any information over the telephone.
Reporting Fake Debt Collectors

If you ever receive a call from anyone identifying himself as a debt collector, the law requires that the debt collector provide you with identification, and that the debt collector refrain from making misleading and threatening statements.

You can report any problems you have to your state Attorney General?s office www.naag.org and the Federal Trade Commission www.ftc.gov. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

http://www.internetautoguide.com/credit-cente ... on-tactics.html

They are a fraud and won't send the police.  They prey on innocent people and hope these people will give in.  DON'T GIVE IN....JUST HANG UP!

Don't give him any info. They are frauds and get mad when you confront them.

Called and threatened my mother several times.  Left 5 messages on my mother's machine.  Called my best friend countless times and threatened him.
Called my work and told my co-workers and my supervisor that I owe a debt that I am not paying.
Called themselves "Federal Investigation Bureau" "Department of Law and Investigation" and "Law Firm"
Gave me a fax number of 530-230-2722.

Officer Shahan with a warrant for my 1 year old

How do I get these people to stop calling? It is a New York Number and I live in Ohio, I can't understand why they would be calling me from that far away. Has anybody actually had these people call the police or have someone show up at their work?

In Idaho, he's officer James White. Sure. The next time he calls--or you can call and say this too--tell him the following and hang up:


"I know you are not a police officer or with any department of investigations. Calls to my home and work must cease immediately. I am allowed to insist on that due to the laws of the Fair Debt Collections Practices Act. If you want to correspond with me, you must do so in writing, through the mail, to my home address. You have already violated FDCPA by threatening to send police to my work/have me arrested/contacting my family and releasing confidential information (pick whichever and whatever fits your circumstances). Any further violations will result in a lawsuit against you for $1,000 per violation."

Male with accent called stated he was 'officer' charles brown. I couldn't understand the name of place where he worked. States that charges were being filed against me and I needed to contact him immediately. If I don't contact him I am running from this situation and am presumed guilty.

I got the same call however, the man referred to himself as Officer Mike Walters.  When I told him not to call me again, he said for me to stay where I was because his officers were coming to get me.  He also told me not to call him again.  I laughed and he said he would have his officers abuse me.  Okay, at that point I really lost it and just could not control my laughter.  Good grief!!!!  I forgot to mention a previous call from them came in on my caller ID as 1033.

I got the same call however, the man referred to himself as Officer Mike Walters.  When I told him not to call me again, he said for me to stay where I was because his officers were coming to get me.  He also told me not to call him again.  I laughed and he said he would have his officers abuse me.  Okay, at that point I really lost it and just could not control my laughter.  Good grief!!!!

Called trying to get me to set up payment to repay a cash-to-payday loan