I was contacted by a man claiiming to be an attorney. I had just done a payday loan .Tthe man said thatIi committed all these frauds like check fraud he said I used my social security number fraudulently, he said I was going to be arrested to give him my attorneys phone number half the stuff he said I couldnt understand him, but I did understand the threats whenIi put my husband on the phone he hung up . I could hear different phone lines in the background. I knew it was a scam because I have not done wrong but I feared my private info like social security number and accounts numbers being used fraudulently. what is to my advantage is that I did research like typing their phone number online and getting feedback that i am not the only one this is happening to they also threatened that they called my employment. I found it odd they never made specific request they just keep asking for my attorney.. I guess they were laying their ground work trying to get me nice and scared to send them monies...

These creeps are calling me too. I have a message on my voicemail that states no business calls of any kind are allowed. Do not leave a message and removed my number and these idiots do just the opposite. Some freak name James Barr who call himself and attorney tells me not to ignore his call, it is extremly important that I contact him or my attorney. You know what I have to say??? Wait in line! I am not sending no money to anyone. This nut has called from 718-713-4439 and 551-497-7497,  I called the 551 number and said not to call me so they decided to get slick and call from a different number.

I to received the same phone call, Telling me I must pay them $7000 dollars in order to avoid jail tomorrow. Claiming to be a law firm, could barely speak english. Yeah you guys have the idea.

I have been getting these harassing phone calls too. The number 0037 is one of many. They are horribly rude, threatening jail,arrest,court but I have no idea who or what money they are talking about, let alone barely understand what they are saying. I hang up. I am a senior citizen.

I received a call from David A Jones from Richard Morgan & Associates from NY. He said I owe money for a loan through Cash Advance USA. If I didn't pay $250 today I would be arrested and they would call my employer. The phone number he called from was 917-460-0037. It was a foreign voice and was hard to understand. He also wanted me to go to CVS, WalMart, etc. to send a money pak for the $250.

I am an atorney in New York, NY. Some one with a South Asian accent is using my name without authorization. An attorney in Arizona called me today to report that a business client of his was harassed by a person with a foreign accent claiming to be me. He is not. He seemed surprised to hear from me. When I asked for his office address, he hung up. These people must be identified, located and dealt with appropriately.

This is a scam people.  My client received a call from "Bruce Brown".  I called the number and it was picked up by "Daniel Scott".  The phones in the background were ringing off the hook - clearly a scan.  Daniel Scott represents himself to be an attorney licensed on New York Superior Courts.  I have contacted all the licensed attorneys in New York with the name of Daniel Scott - clearly they are not the same person.  

Mr. Scott speaks with an accent.  Very demanding, screams in your ear - refuses to provide information regarding his company or his Bar Number or mailing address.  I did get that he claims to be with Morgan & Associates - a known collection scam agency.  

DO NOT FALL FOR THIS TRAP.  DO NOT SEND THESE PEOPLE MONEY.  THEIR CLAIMS THAT THEY WILL FILE CRIMINAL CHARGES ETC IS ALL PART OF THE SCAM.  

My information is below if you have any questions.  

Guy W. Bluff, Esq.
Bluff & Associates
844 N 4th Avenue
Phoenix, AZ 85003-1314
Tel: 602-452-2000

They called and I am not for sure and who they are. They called my work and cell phone number. Saying I have to call back!

I receive a call today from Daniel Scott 786-375-6548 claiming i owe a advance loan.  He threaten me saying have fun in jail and that papers would be served.  After talking to them they did not want my account number not that I would give it to them they wanted me to go to CVS to get a green pack money card.  Thats when I realized that that was definitely a SCAM!!!!!!!!!!Callers be ware.

I have also been getting calls from 718-732-0151 as of lately, after researching this "so" called company is in NY, Bronx area.  After getting repeated calls from them I advised my employer that this was a scam.  They sound like India people do and use American names, so after a week of being called numerous times, I decided to turn it around and start calling them several times in a day not giving out any information just letting them know that this is a scam and a bullentin was put out nationwide to advise us honest hard working Americans not to fall for such scam.  I don't feel threatened at all actually I find it kinda humerous and laugh at them on the phone, this so called "Mr. Scott" would get so aggravated and start threatening with this and that, I would laugh at him over the phone.  Especially when you ask to speak to who doesn't have India accent, he would get really ticked and start swearing over phone there again I would bust out laughing at him.  
In conclusion if you find yourself in this situation turn the page on them start calling and harrassing them (they can't go to the police, cause then there little scam would be busted).

I have been receiving threatening and harrassing phone calls from the people for over the last three or so years at work and on my cell phone.  I have even changed my home phone number and my cell phone number three times...now in the last week I received a phone call from 718-732-0151 at work and then twice on my new cell phone number.  I know that we have a protocol at work where we are not to give out any of our employees phone numbers, and my new cell number is not listed on that information sheet, but someone did give it out to these people.  I have filed a complaint with my local police department and they are really not able to do anything, because the these scammers are using ways of using actual business phone numbers, but they can not be traced.  I am really getting sick of these people calling and harrassing me so much.

This is an offshore payday loan debt collection extortion scam that has been going on for at least five years. The FBI is aware of it but is unable to go after those involved due to lack of money and manpower. I looked back and found some old information which may prove to be helpful:

They obtained your information through Teletrack:
I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.
For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)
Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online
So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements.

I just got a call on my cell and my work number  718-713-4439...I just filed bankrupt this is a SCAM!!!! They just want money.

"John Henderson" called me from a miami number this morning (Saturday 8am). Already I'm annoyed someone would call me so early on the weekend. "John" had an indian accent and claimed to be an attorney here in FL! I kept asking questions and he could not answer. I told him to fax me the information he had and he hung up on me! I called back the number and they switched me back to "John". He started getting rude and vulgar because he knew he was not going to get anything from me. He claimed I would get a subpoena and that I may be arrested! I asked if he was crazy and he said 'No, are YOU crazy!?" Before I ended our 10 minute convo I asked him do you know where I live? Of course he gives me the address....and I said ok since you are an attorney here...what county do I live in? Silence. SCAM SCAM SCAM...while it was indeed entertaining, I am still contacting the credit bureaus on Monday.

who ever these people are they are calling my job and my house. When I catch them in their lies they get mad and say VULGULUR comments.I work for an attorney and had her to pick up and talk to her and they were ugly to her as well. Just wanting this to be put out there so no one else gets scammed by these idiots.I also went to the police on this and there is nothing that can be done because they can be traced or tracked. Please do not fall into this trap they are out to get money that is not owed to them.

The 718-713-4439 is not the only number they call from.

I just recieved a call stating that I have a lawsuit against me.  I am reporting it to the police becasue this seems to be a fraud because I looked it up.  Something needs to be done.  I hate that you can't get help without someone trying to scam you out of money you don't have.

Just received a call about payday advances and returned checks and frauds. Lord have mercy ruined my day ALMOST.  Idiots!

He told them his name was Eric Matthews....sounds like the same guy using different names.This is definately harrassment.

These people called my Job and were very evasive about why they called and told my co-worker that it was urgent. I do not know of this person or have ever heard of them. Also stated it was a Legal Emergency.I'm not in any trouble so why are they scamming me. This is rediculous...Can't you do something.

I received a phone call from this number stating they were taking me to court and I would be arrested and they were telling my empoyers what kind of trouble I was in. This is not a call I want to receive again. The caller has incorrect information and keeps calling me and threatening me.

Received a call on my cell phone before work, didnt get the call so they called me at work.  Said I would be served lawsuit papers at work and I was being charged with fraud.  They do sound very convincing, except the fact the are NOT american. I hung up on the second guy they transferred me to and he called my employer back and asked for my manager.  I happened to answer the phone so didnt get the manager.  Then I decided to google the number and stumbled across these comments.  Boy that made me feel better knowing its a scam, I will get me manager to take the call next time.  I will supply them with an attorneys name and go from there I guess.  Do they ever stop calling?????

I have repeatedly received calls by a shawn white, kevin white they all said the same thing. That I would be arrested at my place of work, and they have actually called my work. They keep calling and say they are also from a lawyers office, or a legal office of some kind. VERY rude and I do have to say they make it very convincing. I did talk to someone from global communications and he said it's a scam and it's always someone with an accent that you cannot understand them. They also will not give me paperwork or send me any kind of emails showing me any kind of documents. They say I will get them once all debt is paid off. I told them absolutely not that my lawyer said I need the documents ahead of time. Does anyone know how to stop the harrassing phone calls. I swear it's almost the same man that calls.

PERSON CALL THREATENING ME WITH ARREST AND OTHER THINGS. WHEN I ASK THEM TO IDENTIFY THEMSELVES THEY CLAIM TO BE CALLING FROM A LAW FIRM. I ASK FOR THE ADDRESS TO COME IN PERSON TO DISCUSS THE MATTER AND THEY HUNG UP ON ME.

Recieved call from same number when i asked them for there address to visit the lawfirm in person, the caller said something in another language I think and hung up.

THANK YOU FOR TAKING THE TIME TO WRITE THIS DETAILED MESSAGE ABOUT THESE SCAMMERS!!

I to was a victim to these scammers calling. I had a voicemail from someone with a heavy accent telling me the same exact lines "good luck as this situation unfolds around you, have a good day and God Bless" I literally freaked out and gave them a call. And just like everyone else a heavy accent individual informed me that I was being sued for fraud thru a cash advance agency. I was totally taking off guard because I have paid ALL the money that I have ever borrowed back. I keep asking who was I being sued but and he keep saying "their" client. There is a warrant out for my arrest and they were going to fax papers to my job as well as have me arrested. I think I lost it then and he eventually said Cash Net USA. I immediately contacted them and the rep indeed confirmed that these people are a SCAM. In fact Cash Net are conducting thier on investigation behind these "attornies". I was so terrified because I've never been in any trouble like this before and I was afraid to go to work. I called my job and explained the situation, but no one has called. I have added an Identity Theft Procetion with my bank(Wells Fargo) and I filed a complaint with the FTC.

I just got a call from these jack a***s as well and i wont give them any information.  Iusually dont anwer   unknown numbers however i answered this call and they threaten me with jail, lawsuit, and contacting my employer  I didnt give them any information and they will never get anything from me. It is a scam I know this for sure because i work for a collection agency and it is against the law to threaten the consumer with jail , lawsuits and contacting your employer so my friend as you said to me in your heavy foreign accent "GOOD LUCK TO YOU" and now go and call your next victim.

I just got a call from these people as well. They are very rude and disrespectful.  I listened to the rep called back three times and I still don't understand why they are calling me.

These idiots called me today telling me the same thing, that I was being sued and that if I didn't pay them money that I would be prosecuted and arrested, also, might I add, he also left a message on the phone that he thinks is my work number "good luck as the situation unfolds around me and God bless".  I know they are not representing an actual law firm, every time I would ask what company is he representing, he would just repeat his name and that I have a lawsuit against me.  I told him to stop calling my number, then I asked what his name was because I was getting ready to go file harassment charges against him, of course he wouldn't say what his name. He continued to call repeatedly, I would just pick up the phone and lay it on top of my radio and blast it at the highest volume level, this went on for about 3 minutes and finally he got tired and stopped calling.  But if he calls back, I'm going to tell him, okay, I will be waiting for the cops to come and get me, so since they are coming, you don't need to call me anymore.

I have had both a Kevin Smith, and John Smith call me from this number as well asking for my lawyers contact information. So i gave it to them, and they then asked me if i even knew what this was about. Which i replied i did not and did not even care to find out that they could go through my lawyer. I have since then recieved phone calls from them constantly and each time defer them to my acting attorney. Which they never contact.