757-209-2054
VA, US
Pink Bunny
Pink Bunny
2011-12-09 20:05:34
Debt Collector
They call 3 to 4 times a day, and from different numbers.

Down to NCO, and get the Tea Party started here! www.partyteaparty.com
Pink Bunny
Pink Bunny
2011-12-09 18:15:57
Debt Collector
They call 3 to 4 times a day, and from different numbers.

Hey NCO are jerks, but my friends and I are having a Tea Party,
and we would like for you to join us, so check this out!! ---> www.partyteaparty.com
Karen S
Karen S
2011-10-01 17:23:41
Unknown
Constantly calling my number and never leaves messages.
vaporland
vaporland
2011-09-25 15:28:39
Unknown
better yet, get google voice, ONLY give out that number, and use it to block annoying calls...
NanaJ
NanaJ
2011-09-10 17:36:39
Unknown
calls a lot -leaves no message-just let it go to vm
Entertainment
Entertainment
2011-08-24 17:15:55
Unknown
I figure we all need a good laugh

http://www.youtube.com/watch?v=juWafiuCXmE&feature=channel_video_title
May I Ask A Question
May I Ask A Question
2011-08-16 16:04:26
Unknown
If NCO Financial is legitimate and professional, why do they not leave messages when they call about the nature of the business. I know it is common practice for some companies to sell their "accounts receivables" to these type of agencies (at a discounted price). The company has the cash, and the agency my, for, example, be able to collect $1000 on a debt they paid $100 cash for. Why is NCO nasty, unprofessional, and repeatedly calls someone from different numbers, almost rarely leaving messages? While we're at it, if a company sells their accounts receivables to a collection agency, are they not obligated to notify the debtor the the company no longer owns the debt, that an agency does? Should the company provide the agency's name, address, telephone number? I also read about a lot of cases where the company in question will sell a debt and continue to send bills to the debtor (along with the collection agency sending bills as well). FTC stands for Federal Trade Commission, but, sometimes, I can believe it also stands for #$%^ The Consumer.
SMD totally annoyed
SMD totally annoyed
2011-06-06 20:56:18
Unknown
Too many calls, and too close together.  I pay for my phone line and want to use it for my own purposes.
Tired
Tired
2011-06-06 20:56:18
Unknown
This company calls my house 10 to 15 times a day. When they can't reach me at home the contact my cellular number. I have no clue as to how to be rid of these individuals. Can anyone help me.
Richard
Richard
2011-06-06 20:56:18
Unknown
The best thing I can suggest is to change your cell phone number. I suggest you use Boost Mobile Prepaid because it's cheap, and you can give them any bogus, made-up name you want. George Washington, Barack Obama, Bill Gates, whatever. Boost doesn't care in the least. You also don't have to provide any address. Using a bogus name and providing no address makes it practically impossible for bill collectors to get your cell number.

Then go to Radio Shack, 7-11, or any number of other retail outlets and buy a Magic Jack. The Magic Jack costs something like thirty bucks and includes a free year of telephone service. The service quality varies from adequate to horrid, but it doesn't matter for our purposes. You will need a broadband Internet connection, however.

Get the Magic Jack, register it and get a phone number, and plug a phone into it. Then call ALL of your creditors, as well as anyone else you don't care to be bothered by (banks in general, the IRS and other government agencies, department stores, your ex-spouse, etc.) and give them the Magic Jack number, and tell them that none of the other numbers they may have are valid anymore.

Then unplug the Magic Jack (or unplug the phone from it) and let all those calls go to voice mail forever.

Just remember: Any time you do want to call your creditors or other pains in the a$$, make sure you use the Magic Jack phone so that number shows up on their caller ID.
anony-mouse
anony-mouse
2011-06-06 20:56:18
Unknown
HERE'S A TIP: For annoying frequent calls (ie debt collectors) to your cell phone you could save the numbers that call and assign them a unique ringer ID to ring as 'Silent'. So you'll get the call but it won't ring your phone and bother you. Then instead of getting annoyed or frustrated you can just laugh. Sure it seems they call from a million numbers but after a week or two you'll have them all saved and silenced. (ps. I ran into an old Nokia phone with no Silent setting so possibly you could just create your own ringtone with just of couple "pauses".)
sammy
sammy
2011-06-06 20:56:18
Unknown
call all the time 10 - 15 times per day.  Harrass and threaten very exhausting.
broke
broke
2011-06-06 20:56:18
Unknown
TIP: What I have done is change my incoming ring tone to low chords so I know that however is calling is not in my address book, as those numbers all have a different louder ringtone. Now I don't hurry to answer an unwanted call. Found that easier than saving all those annoying calls.
Tazman
Tazman
2011-06-06 20:56:18
Unknown
I recorded a ringtone with nothing on it ( Silent) them used the custom ringtone feture on my phone now it doesnt vibrate or make a sound when these pains call
angry
angry
2011-06-06 20:56:18
Unknown
This company nicely offered to take over payments with my Banana Republic account and I would pay them 50.00 a month. This would get my account current and I would have no late or over limit fees if I didn't use the card. I agreed. They automatically withdraw the 50.00 each month from my checking. I still receive bills from BR with late fees for not paying the full amount due. I do not recommend anyone going with this company for debt collections. Instead try and work out something with the company holding the credit card.
jp
jp
2011-06-06 20:56:18
Unknown
awesome.  why didn't i think of that?
Sighing bill payer
Sighing bill payer
2011-06-06 20:56:18
Unknown
My dilema is I have a phone number from t-mobile that didn't pay her bills so they kept calling me. I have noticed that the company calls 2-3 times from one number then suddenly a new number is calling me. I wish I could do the silent tone trick, because that is a neat idea, but it won't work if they're switching numbers. In these times when Caller ID is the norm it should flat out be illegal to call a number and not leave a voicemail stating your business.
VinDcator
VinDcator
2011-06-06 20:56:18
Unknown
Buy "call block" from your phone company.  Also get "anonymous call reject," which may be activated and deactivated, usually with three key strokes on your phone.  With anonymous call reject,  there will be a special number, called "privacy director," which you will also want to block as well, because many of these types will announce their name and number, but that doesn't mean you will want to hear the phone ring over and over.  Any rep from your phone company should be able to explain these features to you.  Call block will generally let you store up to eight numbers (it's time for the phone company to extend this number). You have to be at the phone when it rings, however, because the feature will not allow you to automatically add the latest number (if out of area), once you receive another call from a different caller.  But if you're home (and many are) when the phone rings, you will be able to capture them immediately after the call completes.  Many times, the same collectors will call up to 3x a day (legally), giving you several chances to capture and block.  On any given day (usually Monday), several of these collectors will call, thus giving you an opportunity to block many calls in a one-day period.    So, just remember, that because you got into financial trouble, doesn't mean you have to put up with the annoyance of these repeated calls.
Phredy
Phredy
2010-12-20 14:51:19
Unknown
Have been receiving calls from these people of a debt they say I owe to papal which I dont
Becky
Becky
2010-09-08 00:34:49
Unknown
One of there dozens of numbers they call my cell from....
I'm now blocking all calls except for those who are listed in my address book.

I will be sending them a certified letter demanding they stop the harassing phone calls.
No message is ever left.
cesar
cesar
2010-04-17 22:54:17
Unknown
ttp://www.dianedrain.com/Bankruptcy/BankruptcyArtic ... torsArticle.htm


STOP CALLS
larson
larson
2010-03-17 17:14:13
Unknown
this company collects for many companies not just paypal, payday loans, ge money bank and hsbc.
CANT PAY U
CANT PAY U
2010-03-01 17:58:32
Debt Collector
NCO COLLECTS FOR
PAYPAL
kycaller
kycaller
2010-02-15 17:32:50
Unknown
they call 4 to 5 times a day. they do not leave a message. i don't answer because i don'tknow the phone #. if i knew who it was i might call them back if they left a message. but i figure if it was important they would leave a message.
Alfalfa
Alfalfa
2009-11-15 15:59:19
Debt Collector
NCO Financial Systems, Inc. ( Also goes by the name of NCO Portfolio Management)
TRANSWORLD?
507 Prudential Rd
Horsham, PA 19044-2308
Phone: (215) 441-3000
Fax: (215) 441-3923
Web Address: www.ncogroup.com
866-287-2543

TEXAS RESIDENTS IF YOU'VE RECEIVED A NOTICE OF ARBITRATION FROM NCO
CONTACT Bud IMMEDIATELY!

817-348-0818

Other Offices:
150 Crosspoint Pkwy
CrossPoint Business Park
Getzville, NY 14068-1602
Phone: (716) 404-2100
Fax: (716) 404-2120
And many more...

ONE OF AMERICA'S WORST COLLECTION AGENCIES!

While NCO Financial has earned what seems to be a permanent slot in our exclusive list of America's Worst Collection Agencies, it's really difficult to classify them when held up to others in the industry.

On one hand, NCO aggressively peruses and takes over other collectors in a bid to be the world's largest.

Meanwhile, corporate collection policy seems to sway daily, depending upon the wind.  One call might bring threats to our active duty military personnel and their families, on a level reserved for terrorists.  The next call will be gentlemanly, helpful and not-at-all like the NCO of old.  You never know which one you'll get.

On some occasions, NCO takes the debtor into court, scratching and fighting for pennies and spending thousands to get it.  On others, they fold like a paper tiger at the hint of consumer counter activity.  

Perhaps the giant is learning from the mistakes of the past.  Perhaps the sting of some many fines and penalties caused stockholders to crack the whip.  We do know that two years ago, our email box and phone were overflowing with NCO complaints.  At that time, every other complaint was about NCO.  Now they just trickle in.

What's lacking in this big agency is a resolution department.  If they had a team of 3 people to handle consumer complaints, put out public relations fires and resolve problems - someone with the authority to make decisions - they'd not only disappear from our list of America's worst, they'd do themselves much good.

http://www.budhibbs.com/collectorpages/nco_financial_systems.htm

Under the TCPA, a consumer has a right to file a lawsuit and recover $500 for each call that violates the TCPA. The TCPA can also be used in conjunction with the Fair Debt Collection Practices Act in some situations.  

Generally, the TCPA does not apply to debt collectors making collection calls to debtors. However, if you are subjected to calls from a debt collector and you are not the debtor, you may file a lawsuit against the debt collector under the Fair Debt Collection Practices Act (FDCPA) and the TCPA.

This right was recently recognized by Judge Legrome D. Davis in a case called Watson v. NCO Group, Inc.  NCO Group is a debt collector that uses automated prerecorded collection calls.  In this case, Mr. Watson alleged he was getting hundreds of calls from NCO Group after he got a new phone number. Mr. Watson claimed he owed no debt to NCO Group, Inc.  Mr. Watson filed suit under both the FDCPA and TCPA.

David Israel, defense lawyer for NCO, argued that the TCPA should not apply to debt collectors.  Judge Davis rejected the argument made by David Israel. The judge ruled that Mr. Watson had a right to sue NCO Group Inc under the TCPA for $500 for each call.  Judge Davis wrote;

[The] Court is convinced that a non-debtor's rights are in fact violated when he is subjected to repeated annoying and abusive debt collection calls that he remains powerless to stop.

Judge Davis' ruling was based upon his interpretation that collection calls to non-debtors violate the privacy rights provided by the TCPA.  

So what can you do if you receive "wrong number" calls from debt collectors?

1. Sign up for the Do-Not-Call registry.
2. Save the calls captured by your voice mail or answering machine.
3. Contact a consumer lawyer.

http://consumerlawyer.typepad.com/blog/2008/02/the-do-not-call.html

NCO Financial Systems paid PA consumers over $300,000

If a debt collector contacts you about a debt that you are not sure you owe, please be very cautious ? here is why:

Either a legitimate debt collection company is making a mistake by collecting the debt from the wrong consumer; OR
A schemer is simply looking for ways to access your credit card or bank accounts.

A debt collection company was just fined 5 MILLION dollars by the Federal Trade Commission for reporting inaccurate information to the credit agencies (Equifax, Experian, TransUnion).  

Therefore, this Company ? NCO Financial Systems was calling victims asking for repayment of a debt they didn?t owe!!!!  So, if the consumers didn?t owe this debt and NCO was pretty aware of this situation, did they have collectors collecting money from consumers that didn?t owe thus making a pure profit from this?.??.????????  Nah, that could never happen, right?

NCO Financial Systems also ended up paying out $300,000 to victims in Pennsylvania for using deceptive collection practices during these phone calls?..WOW!

http://www.jeffcanhelp.com/blog/nco-financial ... over-300000.cfm
Kevin
Kevin
2009-11-15 15:25:16
Unknown
Called 3 times on Sunday morning and into the after noon. They never left a message on my machine to any of their calls. Since SO MANY news stations and web sites are warning us about the huge problem we're facing today with fraud/scammers, I don't answer any calls anymore when I don't know who they are. If they don't want to leave a message then it can't be important for them to call in the first place
Ifrinn
Ifrinn
2009-03-02 17:18:24
Telemarketer
No messages left on machine. The number called is for our B&B. We purchased a device called "The Phone Butler". The caller gets the same treatment with an English voice!!! Maybe they'll get the hint. These people have been fined big bucks by the Pennsylvania Attorney General. Go to the PA Attorney General's office on -line and file a complaint.
These people use multiple cell phone numbers and various state locations. They must by law send you a written letter before the phone B.S. starts.
B. Bruder
B. Bruder
2009-02-12 19:41:13
Unknown
Just spoke with a man who identified himself as Joe Urian.  Stated he is a manager and that they are a collection agency.  He told me of a company who we formerly utilized where there was an issue that caused an unpaid bill to go to collections.  I explained to him that this IS true and that it was resolved with that company.  He read this in the ntoes in the computer which confirms to me that there is a degree of legitimacy in NCO's business and intentions.  They may pfish for data, but their call to us was in fact in attempt to collect money that they thought was still owed and in collections.  Hope this is helpful.  Our phone number has been removed from their data base.
Lady godiva
Lady godiva
2009-02-10 02:02:59
Unknown
on your cell phone, you have the ability to keep 100 contact numbers.  Each of those numbers, friends, family, businesses, etc...you can assign a ring tone...one of many or just one for all.  You have to do it individually.  Then set your call in tone to none and vibrate to none.  Then, when one of these sleeze balls calls on a non friendly number...one that is not in your 100 contact numbers, your phone will not ring or vibrate.  It doesn't solve the problem of them calling, but it may give you satisfaction that they are completely wasting their time.  
Copy and paste this on as many of these sites as possible...
Luc
Luc
2008-12-08 13:36:05
Debt Collector
A rep from this company used classic phishing techniques to gather info.  She opened w/ a comment about not receiving a PayPal payment in 6 months.  We told her we don't have a PayPal account.  She said "Yes you do" and tried to confirm our address by asking if we lived on 123 Main St.  Instead we repeated that we don't have a PayPal account.  Again she said "Yes you do" and said she needed to verify the last 4 digits of the SS# on file:  "Does it end in 1234?"  Instead we told her we did not have a PayPal account and she said she'd be calling back and hung up.

Classic phishing techniques are wide-ranging and often include an attempt to reveal that some type of info is already on file...but may be inaccurate and verification is required.  They'll then offer up something and wait for you to correct them.  

They may also be simply trying to verify the family name tied to the phone number they called:  "Is the the Smith residence?  We show you're 6 mos behind on your mortgage."  The resident, more shocked and angry than cautious, shouts back, "No, this is the Barney residence and we're not behind in our mortgage!"  The caller appologizes, ends the call, and has confirmed the residence tied to the phone number.  This gets dumped into a database and is sold as "verified contacts" to spammers.

Unless you know who the company is you're dealing with do not confirm or deny anything.
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