Block their number. I got this call today, no message, so I blocked the number on my cell.

I don't know this number want it to stop calling me.

Various states have various statute of limitations.  Many are 5 years.  Some are 7.  Here is the scoop - legally, they can call you, but if you have not made a payment beyond the time period specified by the SOL, they cannot legally pursue you for that debt...i.e., take you to court.  What they HOPE to do is offer you a great deal to get you to make a payment...ANY payment...as as soon as there is activity by you , that brings you out of SOL status and then they can take you to court and potentially garnish your wages.  One thing you can do is to let them know the number they are calling is your work number and then they can no longer call it or you can sue them.

Leave me alone!

These people call me numerous times every day and night, and never leave a message and when I do answer it takes awhile for someone to say something to me and I just tell them to stop calling and I hang up and sure enough 10 minutes later they call again  

Assuming you are referring to a 1009-C Cancellation of Debt, they can only do that in the year they cancel the debt if they cancel the debt.  For instance, if you owe $10,000 and the creditor agrees to a settlement payment of $7,000 from you, the $3,000 difference that they cancel could be reported on a 1099-C in the year that it was cancelled, and only in that year.

Another number used by Portfolio Associates.

I paid on a debt with them .I got a call saying in January of 2013 that I had made my last payment .Now July 2014 I get a call that they had made a mistake and I still owe money from the original settlement. Now bc I still owed money the original settlement was void and I owed the full balance. They were very rude and kept saying doesn't matter that they made a mistake I still have to pay the full balance. I already paid 12 months of payments on the settlement and know I paid all that was required of me.

Do you work for a collection company?.............

Don't give out information if you don't know the facts. The statue of limitations is just that. It doesn't matter if they talk to you or not. That can't collect after the statue has expired.

Received many calls, never picked up I believe some dating back to may. Call about once a week but I usually miss. VA, USA is where it's coming from.

Call my cell phone and did not leave  a message.

I am getting called about a debt from a company where I am no longer employed.  I was the point of contact over a year ago and these people are relentless.  

I made the mistake of saying "yes this is Ben" and that was all it took for 6 calls a day.

I owe money to people just as much as many of you posting.  Instead of worrying about how long you will owe that debt, why don't you just pay it?  You owe the money, you got the goods on your end.  It doesn't seem fair to me.

I would call these people a***olelickers,but it would be an insult to a***olelickers.Can be safely disregarded as harmless

What about the company reporting the debt on a 1099?  Debt reported as income to the IRS?  How long are they able to do that!

Follow the steps in what you need to know and send them a cease & desist letter via certified or return receipt US mail.

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
And the BBB

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Stop calling if guys won't leave message this cell phone is not a toy

I don't answer numbers I don't know. Always come to this site first. Love it! I have a special folder in my phone contacts with a ringtone set for silent. This is where I send these out of SOL bottom feeders! Call back all they want. I won't even know.

Some of these people in here giving bogus advice is most likely the same ones calling! LOL so when you say "there's so much wrong with this" that is the first thing wrong.  lmao

That is what I did.  They tried to get a payment after a few minutes of back & forth nonsense & before they got pissy I asked them for there mailing info acting as if going to send payment.  They freely without hassle gave it to me & even asked me to add attention to being the person I was talking to.  I then sent a certified letter.i haven't heard from them since.
Now the deal is, with that particular debt that was 10 years old and from a divorce that was settled with parties involved including debts where my ex charged credit cards to the max during separation & divorce proceedings were active in
court . I had to do a not responsible for any debts other than my own.  Which I did not understand due to they can go after anybody that they consider responsible for the debt whether they win or lose hoping someone will pay the debt.

Dina, depends on the state and the type of debt.

Hi Deb,

Need to go by your state's statuate of limitations.

http://www.nolo.com/legal-encyclopedia/statut ... hart-29941.html

Just got a call but no message left. Have had Portfolio Recovery call me in the past but this is a new number. They must get new numbers in hopes of bypassing your blocked numbers. My rule; don't answer if you don't know the number. They can always leave a message. If no message, then ignore and block.

Called today.  Cell phone (which is by some standards a FDCPA violation). No message left (of course...it is their MO).  Blocked.  Hate having a common name.

Call blocker is your best bet.

The actual FDCPA provision prohibits agencies from "causing charges to be made to any person for communications by concealment of the true propose of the communication." I believe over time this has been interpreted to ban the shunting of pre-suit collection costs in general to the alleged debtor. A notice to "stop calling my mobile phone" can be enough to lock in future violations.

Successful TCPA claims against debt collectors have to live within a narrow set of circumstances, typically regarding calls to the non-debtor and breach of privacy. The meaning of express and implied consent has tangled up many consumer cases. Now you're seeing new clauses in lender contracts which say that if you give away a phone number, the bank and its successors and assigns and the owner's baby niece can use it any way they like. That permission can still be revoked when collectors call.

What, no FDCPA countersuit for suing you on time-barred debt? In your place I'd have seen that PRA paid me for the hassle and signed an agreement to never contact me again for any reason. Thus their own conveyor belt process would entrap them five years hence, and back to court we go for another donation to my bank account.

Different states have different SOL time limits, eg: some 4 yrs., etc.

Attorney Ohio is right, according to all the research I've done. One further caveat - I am pretty sure it is illegal for a debt collector to call your cell phone. All you have to do is tell them it is a cell and not to call again. I would then report them to the FCC under the TCPA (Telephone Consumer Protection Act); also,they are probably in violation of the FDCPA as well. If they argue you gave the phone number on the original contract, you can write them (certified) and tell them to stop.