christa.muratoreesq@gmail.com -Portfolio Recovery Associates LLC  
She is associate new york counsel for portfolio recovery.

I turned them over to the BBB and filed a complaint with the Attorney Generals Office and so far I have not received anymore calls or letters.

The information provided in a letter was not even my account.

Treece v. Portfolio Recovery Associates, LLC
Filed: June 30, 2011 as 1:2011cv04447
Plaintiff: William Treece
Defendant: Portfolio Recovery Associates, LLC
Cause Of Action: Fair Debt Collection Act
Court: Seventh Circuit > Illinois > Northern District Court
Type: Other Statutes > Consumer Credit

Kovari v. Portfolio Recovery Associates LLC
Filed: June 28, 2011 as 2:2011cv01276
Plaintiff: Thomas Kovari
Defendant: Portfolio Recovery Associates LLC
Presiding Judge: G Murray Snow
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > Arizona > District Court
Type: Other Statutes > Consumer Credit

Montgomery v. Portfolio Recovery Associates LLC
Filed: June 28, 2011 as 4:2011cv00643
Plaintiff: Janet Montgomery
Defendant: Portfolio Recovery Associates LLC
Presiding Judge: Scott O. Wright
Cause Of Action: Fair Debt Collection Act
Court: Eighth Circuit > Missouri > Western District Court
Type: Other Statutes > Consumer Credit

Bond v. Portfolio Recovery Associates, LLC
Filed: June 22, 2011 as 1:2011cv01642
Plaintiff: Katherine Bond
Defendant: Portfolio Recovery Associates, LLC
Presiding Judge: Robert E. Blackburn
Referring Judge: Michael E. Hegarty
Cause Of Action: Fair Debt Collection Act
Court: Tenth Circuit > Colorado > District Court
Type: Other Statutes > Consumer Credit

Creek v. Portfolio Recovery Associates, LLC
Filed: June 22, 2011 as 1:2011cv01643
Plaintiff: Carol Creek
Defendant: Portfolio Recovery Associates, LLC
Presiding Judge: Wiley Y. Daniel
Cause Of Action: Fair Debt Collection Act
Court: Tenth Circuit > Colorado > District Court
Type: Other Statutes > Consumer Credit

Hicks v. Portfolio Recovery Associates, LLC
Filed: June 22, 2011 as 2:2011cv01698
Plaintiff: Brian Hicks
Defendant: Portfolio Recovery Associates, LLC
Referring Judge: Dale A. Drozd
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Eastern District Court
Type: Other Statutes > Consumer Credit

Hicks v. PORTFOLIO RECOVERY ASSOCIATES, LLC,
Filed: June 22, 2011 as 2:2011at00903
Plaintiff: Brian Hicks
Defendant: PORTFOLIO RECOVERY ASSOCIATES, LLC
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Eastern District Court
Type: Other Statutes > Consumer Credit

Stone v. Portfolio Recovery Associates, LLC
Filed: June 21, 2011 as 2:2011cv00130
Plaintiff: Cory Stone
Defendant: Portfolio Recovery Associates, LLC
Presiding Judge: Mary Lou Robinson
Cause Of Action: Fair Debt Collection Act
Court: Fifth Circuit > Texas > Northern District Court
Type: Other Statutes > Consumer Credit

FITZGERALD v. PORTFOLIO RECOVERY ASSOCIATES, LLC
Filed: June 20, 2011 as 2:2011cv00818
Plaintiff: CHERYL A. FITZGERALD
Defendant: PORTFOLIO RECOVERY ASSOCIATES, LLC
Presiding Judge: Maureen P. Kelly
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Western District Court
Type: Other Statutes > Consumer Credit

LEWIS v. PORTFOLIO RECOVERY ASSOCIATES, LLC
Filed: June 20, 2011 as 1:2011cv00831
Plaintiff: KATHLEEN LEWIS
Defendant: PORTFOLIO RECOVERY ASSOCIATES, LLC
Presiding Judge: Richard L. Young
Referring Judge: Tim A. Baker
Cause Of Action: Fair Debt Collection Act
Court: Seventh Circuit > Indiana > Southern District Court
Type: Other Statutes > Consumer Credit

CROUSE v. PORTFOLIO RECOVERY ASSOCIATES, LLC
Filed: June 17, 2011 as 2:2011cv00802
Plaintiff: EUGENE CROUSE
Defendant: PORTFOLIO RECOVERY ASSOCIATES, LLC
Presiding Judge: Robert C. Mitchell
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Western District Court
Type: Other Statutes > Consumer Credit

Kennedy v. Portfolio Recovery Associates, LLC
Filed: June 17, 2011 as 2:2011cv02339
Plaintiff: Vernon Kennedy
Defendant: Portfolio Recovery Associates, LLC
Presiding Judge: Wesley E. Brown
Referring Judge: Karen M. Humphreys
Cause Of Action: Fair Debt Collection Act
Court: Tenth Circuit > Kansas > District Court
Type: Other Statutes > Consumer Credit

Law-Snyder v. Portfolio Recovery Associates, LLC
Filed: June 16, 2011 as 2:2011cv02336
Plaintiff: Rachel Law-Snyder
Defendant: Portfolio Recovery Associates, LLC
Presiding Judge: Kathryn H. Vratil
Referring Judge: Kenneth G. Gale
Cause Of Action: Fair Debt Collection Act
Court: Tenth Circuit > Kansas > District Court
Type: Other Statutes > Consumer Credit

Bruzzone v. Portfolio Recovery Associates, LLC
Filed: June 14, 2011 as 2:2011cv01596
Plaintiff: Linda Bruzzone
Defendant: Portfolio Recovery Associates, LLC
Presiding Judge: John A. Mendez
Referring Judge: Kendall J. Newman
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Eastern District Court
Type: Other Statutes > Consumer Credit

Perez v. Portfolio Recovery Associates, LLC
Filed: June 14, 2011 as 0:2011cv61339
Plaintiff: Doug Perez
Defendant: Portfolio Recovery Associates, LLC
Presiding Judge: William J. Zloch
Referring Judge: Robin S. Rosenbaum
Cause Of Action: Fair Debt Collection Act
Court: Eleventh Circuit > Florida > Southern District Court
Type: Other Statutes > Consumer Credit

Marri v. Portfolio Recovery Associates, LLC
Filed: June 13, 2011 as 1:2011cv02852
Plaintiff: Charles Marri
Defendant: Portfolio Recovery Associates, LLC
Presiding Judge: Brian M. Cogan
Cause Of Action: Fair Debt Collection Act
Court: Second Circuit > New York > Eastern District Court
Type: Other Statutes > Consumer Credit

Vogler et al v. Portfolio Recovery Associates, LLC
Filed: June 13, 2011 as 4:2011cv02202
Plaintiffs: Carrie Vogler  and Steven Vogler
Defendant: Portfolio Recovery Associates, LLC
Cause Of Action: Fair Debt Collection Act
Court: Fifth Circuit > Texas > Southern District Court
Type: Other Statutes > Consumer Credit

Collins v. Portfolio Recovery Associates, LLC
Filed: June 10, 2011 as 5:2011cv00462
Plaintiff: Reginald Collins
Defendant: Portfolio Recovery Associates, LLC
Cause Of Action: Fair Debt Collection Act
Court: Fifth Circuit > Texas > Western District Court
Type: Other Statutes > Consumer Credit

SHIRK v. PORTFOLIO RECOVERY ASSOCIATES, LLC
Filed: June 10, 2011 as 5:2011cv03812
Plaintiff: MARK E. SHIRK
Defendant: PORTFOLIO RECOVERY ASSOCIATES, LLC
Presiding Judge: BERLE M. SCHILLER
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

They are trying to collect a 9 year old bill from a company I never did busines with.  They laugh at law enforcement but they are persistent.  They have never sent me a document providing proof.

Portfolio Recovery Associates, owned by the master scammer Steven D Fredrickson, might be the biggest scam operation on this planet. Steven D Fraud should be his name. Don't ever communicate with them and NEVER send them any money, or it will only get worse.

This Portfolio Recovery Associates is a total scam operation.

Never, NEVER send them any money - it will only make your life worse!

Scammers - plain and simple. How can these scammers be allowed to exist? I don't get it?

This is nothing more than a RICO operation disguised as a legit collection agency - they are an illegal boiler room operation, albeit a very large "room" and really...these people, including the employees who are complicit in the criminal activity, need to be arrested and prosecuted...and they will be...just a question of when.

How do they get the telephone numbers? And who do they think they are calling at midnight?

I am extremely annoyed!

they are a collection agency called portfolio recovery associates.

Someone needs to grab the scamming owner and his despicable complacent rat employees and smack them upside their heads.

Claire Arndt from Portfolio Recovery is a stinking pig - we should call her at 757-961-3537 and irritate her the way her and her POS company irritates us, right Claire Arndt you disgusting piece of rat backside.

Don't call them back whatever you do!  This company, Portfolio Recovery Associates, will ignore cease & desist letter and will not respond to requests that they validate the loan. If you try to talk to them by phone they are rude, insulting and uncooperative. They don't want the truth - they just want money from you even if not your debt. They call your job and home and will deliberately leave messages on the phones of co-workers.

same call...if you want  try this call 312-922-6500  for talking with a agent......  it's a same company

Keep getting calls from this # and no one is on the line....Ny # is 972-276-2119

Lock up this POS Steven D Fredrickson and throw away the key.

Congress needs to pass a law that once debt is past the statute of limitations, it is illegal to make phone calls to try to collect it - they could mail notices but they wouldn't because of the postage expense - that would stop these hooligans dead in their tracks.

Enough is enough of these borderline criminals. Write or email your congress representative now!

"If you run it right, it can be a good business," said Portfolio Recovery's chairman, Steven Fredrickson.

Hey Steven you filthy stinking rat - FU and your mama.

Is Portfolio Recovery Associates being a bunch of nerds n'turds again? Those fat landwhales have a HUGE McDonalds waistline that expands faster than the national debt! Buttons pop off their clothes killing co-workers on an hourly basis. Never seen anything like it in my life when I had the tour.

Portfolio Recovery Associates, LLC
Revenue Discovery Systems
Aka/ Anchor Receivables Management
PORTFOLIO RECOVERY ASSOCIATES
AS A FINANCIAL INSTITUTION?

Corporate Headquarters
120 Corporate Blvd., Norfolk VA 23502,
Mailing address: PO Box 12914 Norfolk VA 23541
Phone: (800) 772-1413      800-654-8818 or 757-519-9300
Fax: (757) 321 2504 or 866-296-0635

Offices:
4829 Hwy 45 North
Jackson, TN 38305

New Market Mall
5200 West Mercury Blvd
Hampton, VA 23666

500 West 1st Avenue
Hutchinson, KS 67501

Head Debt Collectors:
Steve Fredrickson, CEO
Email: sfredrickson@portfoliorecovery.com
Andrew Holmes, President
Email:  aholmes@portfoliorecovery.com
Craig Grube, Sr., VP
Email: cgrube@portfoliorecover.com
Donald A. Williams, Associate General Counsel
Email:  dwilliams@portfoliorecovery.com
www.portfoliorecovery.com

Portfolio Recovery Associates, (PRA) bottom feeders with deep pockets, have apparently figured out how to get blood from a turnip. They collect on accounts dating back to the 90?s -- accounts so out of statute that most consumers can?t even remember if they even existed.

These vultures live off the grief and (in some cases) the time barred debts of unsophisticated consumers. Like most of the bottom feeders out there, PRA and Anchor are fighting the density of junk debt buyers who have flooded the market. To say the price for accounts has gone up is an under-statement. PRA is paying more just like everyone else to stay on top of the market.

One of PRA's favorite tricks is to use the IRS to collect for them. They issue the debtor a 1099C for the amount of the debt, then charge the full amount off as a loss. We've heard cases of other agencies collecting later on the same debt. Could PRA be charging off the full amount, then selling the account to another junk debt buyer? The poor consumer gets screwed in more ways than one. First, he's paid a questionable debt via a settlement to PRA - perhaps 60% on a debt they most likely couldn't have proven in court. Secondly, his taxes are hit when the IRS waves this 1099C in his face. They are effectively collecting for PRA at this point, since PRA took the loss (100%) of something they paid only pennies on the dollar for. Third, the consumer has to face the debt again when the junk debt buyer comes after him anew. Hopefully, the IRS will catch onto this scam. PRA is a publicly traded company, so one would think they wouldn't be able to get away with this type of financial accounting for very long without some preying eyes.

http://budhibbs.com/collectorpages/portfolio_recovery_associates.htm

These vultures (as Bud Hibbs so aptly puts it) turned in a bogus 1099-C to the IRS on a debt which a family member had disputed and PRA never validated. He turned them into our State's attorney general's office and the FTC.

If you are being harassed by PRA on a time-barred debt, first go to this website and check the SOL for the enforcement of collection of debts in your State:

http://www.fair-debt-collection.com/statue-limitations.html

Then, send them this "drop dead" letter VIA certified mail and request a return receipt:

Today's Date

Your Name
Your Address

Collector's Name
Collector's Address

VIA CERTIFIED MAIL

RE: [insert account number or name of account or name of debt]:

Dear [insert collector's name or company name],

This letter is in response to your [letter dated xx-xx-2005] (copy enclosed) or [phone call on xx-xx-2005], concerning the collection of the above referenced [account or date].

I do not believe I owe what you say I owe therefore I dispute this debt. I am well aware of my rights under the Fair Debt Collection Practices Act (FDCPA) and my state laws so I hope to save both of us a great deal of time by letting you know that not only do I dispute the validity of this debt, I have also checked with my State Attorney General and verified that the Statute of Limitations for enforcing this type of debt through the courts in (insert your state or the state in which the contract was signed) has expired. Therefore, should you decide to pursue this matter in court I intend to inform the court of my dispute of this debt and that the "statute of limitations" has expired.

This letter is your formal notification that I consider this matter closed and demand that you, or anyone affiliated with your company, stop contacting me regarding this or any other matter except to advise me that your debt collection efforts are being terminated or that you or the creditor are taking specific actions allowed by the FDCPA or my state laws.

Be advised that I consider any contact not in accordance with the Fair Debt Collection Practices Act a serious violation of the law and will immediately report any violations to my State Attorney General, to the Federal Trade Commission and, if necessary, take whatever legal action is necessary to protect myself. Be advised that I tape record all phone calls and violations of the FDCPA can result in you or your company being personally fined up to $1,000 per incident.

(Sign above name)
Printed Name

http://www.fair-debt-collection.com/Disputing ... ute-letter.html

I just tell them "get a life" and hang up. And they just call back the next day, where I tell them again to get a life. I guess we will see who gets sick of it first. They are not getting a penny and they can just waste their time day after day after day calling while I act like a scared newbie to the game tying up their line for at least 15 minutes. I always act like it's the first call I got from them and they think they smell fresh blood. This PRA dog barks but has no bite, it's a joke anymore. Their dentures are slipping.

Check out the skeletons in their closet:

http://budhibbs.com/collectorpages/portfolio_recovery_associates.htm

Ask them about THEIR debts!

I am getting calls from a machine, at all hours.  I have no idea what this is..and feel harassed. When I call, I get another machine

They have been calling every day 3-5 times a day for the last couple months. Last one was tonight at 8:09pm. They call from 8am till 9pm every single day. We don't owe anyone anything. We don't answer, let the voice mail get it, but this is ridiculous! I finally decided to google their address they leave in the voice mail msg. Found them on ripoff-report.com. I have my number on the do not call registry. Obviously that doesnt help these...people. Tomorrow morning I am going to answer the phone and scream gibberish at them. I also plan on reporting them to anyone I can.
My caller ID says the number is 757-321-6279. Yet the call back number they leave is 1-877-803-0008. My phone records show the location as Virginia Beach.
So far they have called with three dif names, all the same caller ID number.
First it was '800 Service'.
Second one was 'Debt Protect'
Newest one is 'Portfolio Recov'
120 Corporate Blvd
Norfolk, VA 23502
Message is always the same.
Sooooo annoying.

Not only we, there are numerous people are annoyed with that Portfolio Recovery Associates just see the link I have found. I think to collect all the informations and sue the company for their behaviour.
http://www.debtconsolidationcare.com/collection-agencies/portfolio-recovery.html

Nobody HAS to settle. Going to court is actually better, while it is inconvenient for you, it will expose the expired debt for what it is: JUNK!!

Oh, and FYI, Sheriffs don't go running around on their lunch hour serving papers. They have messengers (not law enforcement) to do that.

Just how stupid do these people think we are?

You're a liar, likely working for these vermin. These debts are old and technically illegal to collect and you know that.

Everyone ignore these scamming maggots and never send them any money or speak to them - and I do mean NEVER!

Jason P.

Scamming rats who need to be locked up in prison - That will happen to these criminals...just a question of when.

REPETITIVE, THREE OR MORE TIMES A DAY. ANSWERING THE PHONE IS FUTILE, IT'S AN AUTOMATED RECORDING INSISTING ON A RETURN CALL.

I had a debt with them from another state.  They hired a lawyer who sent the sheriff to my home to serve me with court papers.  The papers were legit.  I had to settle without going to court.