I kept getting calls from 757-990-8972 and they never left messages. I finally decided to look it up online because I never thought much about it. I know I have no outstanding debt. I tried to call the number back and only got a fast busy. The number in which to reach them is 866-212-7408. I called them .. they asked for my phone number and looked up the account. They stated they are looking for a Ramon .. I explained this is my personal cell phone and I owe them nothing .. to remove my number immediately. She said it would be done within 24 hours!

I get this numer a lot, but the caller always hangs up before I can answer.  No messages are left on my voice mail.

unknown, unwanted call..

This number has called me over 30 times in the past few days but does not speak if I answer and will not answer the phone if I call them back.  This is absolute harassment!!!  I need to find a way to report them.

Please stop calling will not answer when I answer.

Another technique to dealing with these people is answer the phone and after about 5 - 10 seconds hang up.  It cost them money to make these phone calls.  I have used this with other annoying people and they will stop.  It doesn't give them a chance to talk but it does go through.  I used to get calls from Portfolio Recovery about a 15 year old debt.  I tried all the fair debt collection act stuff and that didnt seem to work.  So I answered and hung up after about 10 seconds.  The phone calls stopped after about 2 weeks of this.  LOL  I guess we have to do whatever we have to do.
     Also, Never agree to pay anything to any debt collector if you are past your statue of limitations.  There is something in the law that says if you even mention that you will pay back the debt the debt can become valid again.  Check you state laws to be sure.

I went to Western Dental for a FREE consultation for Invisilign.
I decided I could not afford it at the time.
I never received a single tray or any other services from them and they have this debt collector calling me day and night trying to charge me for Invisilign!!! Can you beleive that! This should be illegal.

i have a disputed debt with western dental who treated me like crap and did no work but charged me $60 now this piece of trash is calling me saying the original ill is $200+ and they willl settlle for $165. they are very rude and abusive verbally. i hung up on them when they started to pretend they were cops and interrogating me trying to catch me in a supposed lie. my statement was i dispute the debt and i don't have money to pay it anyways, he raised his voice saying that was a contradiction and which was it. i think this ducebag has been watching too many cop dramas. i'm going to answer the phone just to mess with them now haahahhaaa.

RPM - Receivables Performance Management, a debt collector based in Lynwood Washington

It is RPM - Receivables Performance Management, a debt collector based in Lynwood Washington. They are a nasty bunch, bottom feeder debt collector. The call shows up in the caller ID as if it is a call from Temperancevi, Virginia ... but that is for deceptive purposes only. Like several other debt collectors they are using a VOIP telephone system in which they can obtain different telephone numbers from different areas of the country to make their telephone calls appear as if it is a different party/person. Don't be afraid to answer the phone, talk to them and let them know that the telephone call is going to be recorded to maintain compliance with the Fair Debt Collection Practices Act (FDCPA) and also for TCPA (Telephone Consumer's Protection Act). Document everything that they say - especially any kind of threats about sending you to jail, taking legal action against you, or contacting your employer, family members and/or friends. When the telephone conversation is finishing, tell them to not contact you per telephone call again. If you owe money on a debt, tell them to send you the information per letter. If they do not send you the information per letter after five working days after the initial contact (telephone call), they no longer have the right to try to collect the alleged debt.

I am not a lawyer, this is not legal advise ... but this is a standard recommended method that is recommended to stop debt collector's abuse.

no message left because I turned my answering machine off.  I can't use the blocking feature on this number.

Just got off the phone with ATT who said that these guys have been harassing us for a very long time. We owe no one. I want to sue for harassment. Anyone want to join in on a class action sute?????
I have had enought of these guys. I tell them to stop but they get even worse. Now they call us several times a week. Day or night and weekends. Just e-mail me at

joe_san@sbcglobal.net

Get these calls two to three times a day . how do i stop them i don,t owe anyone anything and my number is on the national do not call list.

No message get this number showing up on my caller id two to three times a day, i don,t owe anyone anything.

This is RPM a collection agency. They change their number often in order to catch you slipping. If your in Debt. Beware.

I am being harassed by RPM collection agency. they keep calling me from different phone numbers and I don't answer. I look up the numbers on the internet and see that it is them calling. I do not owe T-mobile anything, but received a letter from RPM saying that I owe on an account that I never opened. They don't leave a V-mail stating what they want. I do not answer calls from people I do not know. If it is important enough, they can leave a message.

Got a call from this number...did not leave a message. however , had music playing in the receiver. i recognized the scary intro as the music intro very begining of the original Nightmare On Elm St.... very odd i thought. the party hung up on me after i started to laugh at the music.... Thanks for the info on cc law!!! very helpful!

theyve been callin for a week or so, never leave a vm.  doesnt bother me at all because its simple....if i dont recognize the number i don't answer it.  my mama always told me, if its that important, they'll leave a message. :-)

Thank you very much. I stated exactly what you said and he immediately hung up. Prior to me stating the verbage below, he was very rude and threatening. Thanks again.

"Their loss I guess though, if they dont want to take $50 a month to freeze the late fees and such that is fine by me" A collection Agency is adding interest and late fees to the debt? How, your chances of taking legal action against them have increased significantly. It is ILLEGAL for a debt collector to add interest and late charges to a debt on top of the amount of the debt by the original creditor. More than likely the DC has committed several violations; each FDCPA is subject to a $1,000.00 penalty that is awarded to you if you can prove the violations committed. There is a very good chance that with the assistance of a lawyer that handels Collection Abuse cases you could end up settling the entire debt in exchange for the compensation that you are entitled to receive + your attorney's fee(s).

I am not an attorney, this is not legal advise. consult with an attorney for legal advise on this matter.

BTW, the settlement offer that they are offering to you is very poor, it is only about 34% of the debt. Taking into consideration the length of time that the debt has gone uncollected, they should consider themselves lucky if you accept to offer to them $1,500.00 That's right, only $1,500.00 ... no typo here. More than likely the DC bought the debt for $.10 for the dollar value. In other words, $1,000.00 for a $10,000.00 debt. If the debt has reached and gone beyond the time frame of the SOL, the DC has on his hands a worthless debt. More than likely they are going to try to continue collecting it and intimidate you ... that will make them much more vulnerable to a civil action (law suit) from you for FDCPA violations. Good luck!

Last but not least, I am not an attorney, this is not legal advise, your best option is going to be to consult with an attorney regarding the specifics of your case. Visit the site recommended, become familiar with the protection that is available under the law for you, and consult with an attorney to finalize your decision.

It is critical that you research and become familiar with the Fair Debt Collection Practices Act (FDCPA), it is law to protect consumers against abusive collections. Also, become familiar with what is known as the Statue of Limitations for the state in which you live. The SL is the amount of time that a collection agency or a creditor has to collect certain types of debts. BTW, if you have not a payment on that account, more than likely the Original Creditor (OC) has written off the debt and the debt was purchased by a collection agency or a Junk Debt Buyer (JDB).

If you have not made a payment on that $10,000.00 on that CC debt, chances are that you are very close of reaching what is called Statue of Limitations, which means that a debt is good for a certain amount of time. If the collector can not collect a penny on that bill after a certain amount of time (4 to 6 years). The debt becomes non-collectible. Do NOT make a payment, not even a $.01 on that account, or you will loose all of the time (4+ years) that you have earned under the SOL for that debt.

You need to go to www.debtorboards.com and get advise from the people that use that site. They are very experienced and knowledegable. It is CRITICAL for you to become familiar with the FDCPA, Statue of Limitations for your state and debt type, and GO to WWW.debtorboarrds.com ... ASAP!

Thank you so much for this.  I needed to know what acts protected me and what to say to them.  I will be using this on a few different agencies who dont want to work with me to pay off my debts.  If I have a CC that I owe $10,000 on and I havent paid anything in 4 years, do you really think that offering me a deal of $6600 one time payment will help me out?!?!  Their loss I guess though, if they dont want to take $50 a month to freeze the late fees and such that is fine by me......sorry this jumped from a thanks to a rant

This phone number has been calling me 2-3 times a day. Never leaves a message.  Reverse look-up states it's a cell phone in VA. hmmm, so I blocked my number and called it back. Guy said RPM, this is Bryson?

As soon as I picked up the phone asid hello and just heard my echo and the person hung up

This 757-990-8975 number has been calling me for about 2 weeks straight now. I would like to know who it is as no name shows up on my cell phone, and no messages are left

This number has called four times today leaving no message. No name is shown on the caller ID. I do not owe any debts so I can't imagine it being a collector. I looked it up on the computer and found that it is coming from a cell phone in VA. It is beginning to feel like harassment!

No message. Did not answer. Caller ID said TEMPERANCEVI VA 9:10 AM 04/19/2011

No message and I don't answer when it comes up on my caller ID. Caller ID indicates is from
RECIEABLESPREF. I assumes its a collection agency. I owe no one.