As Carrie said, I have received several menacing E-mail mails from this Joseph Martin, for a loan I have NEVER received, but, according to him, I must pay immediately, otherwise they initiate a legal action in Court against me.I intend to inform the FBI because I see nobody I contacted could do anything and more and more property are terrified and victimised by these scamers.!!!

I also get emails from a Joseph Martin saying that if I don't pay $850 they will be taking me to court for non payment of a loan from payday loans.  I did not get a loan from them.  However, these scum bags did get my personal information like ss $ and driver license number.

I got calls from Joseph Martin for a payday loan I never received and then he started emailing my work email this is his email address he used : Joseph Martin <tasc.incorporationa@gmail.com>

It was a Debt Collector.

It is a scam.  They will tell you that you are delinquent on a payday or online loan and threaten to have you arrested.  Some states' A.G. offices have issued notices about the scam.

I received a call from the same Indian-accented people at my home and work. They left a message, and I couldn't understand it. I called back the number that I obtained from them this morning when they called- 424-294-5962. They told me I took out a payday loan from InstaCash and never paid it back after several attempts to reach me via mail and email. I never heard of this company. They must have obtained all my personal information on-line when I took out a payday loan several months ago with another company. They kept hanging up on me because I was angry that I couldn't understand what they were telling me due to their strong accents.The one representative told me that I had to appear in court on Thursday in California for this case. I live in Florida and this is illegal to subpoena someone to court in another state. Then the woman (and they were giving American names for themselves) told me that 5 security people will come to my place of work and drag me to court. This must be a scam. The address that Jack Dawson (Titanic movie character) (the man who spoke with me first, whom I couldn't understand) told me the address to their company Legislation of Unsecured Loans was:
1365 Chulo Vista Dr., Irwine, CA 92602

LOL!!!!!!!!!!!!!!!!!!! GOT THE CALL AGAIN TODAY. THIS TIME I PRETENDED I COULDT SPEAK ENGLISH. I USED FEW SPANISH WORDS I KNEW. HE KEPT ASKING FOR ME BY NAME, BUT YOU COULD HEAR THE CONFUSION IN HIS VOICE. AND IF HES REALLY CALLING FROM A LAW FIRM, ANYONE ELSE OUT THERE,  ASK FOR THE NAME OF THE ATTORNEY THEY ARE WORKING FOR AND THE ATTORNIES BAR #. THE MORE EDUCATED QUESTIONS TO THESE IDIOTS, THE BETTER TO THROW THEM OFF THEIR LITTLE SCRIPTS THEY READ OFF OF. THEY ARE NOT REAL DEBT COLLECTORS, THEY ARE SCAMMERS TRYING TO SCARE PEOPLE. THERE ARE SO MANY LAWS THAT PROFESSIONAL DEBT COLLECTORS HAVE TO FOLLOW UNDER THE FDCPA AND I KNOW MAJORITY OF PROFESSIONALS DO NOT WORK LIKE THIS. THE TATICS THEY USE ARENT NORMAL DEBT COLLECTIONS PRACTICING ACTS.

I got a voice mail at work and my cell, same story as everyone else. I called the # back 760-514-0147 and played w/the guy big time. He claims they are a law firm, going to arrest me? I said really... for what? He kept telling me was going to arrest me, Im in trouble so on... I was just egging him on and he was getting mad. He kept wanting  my number he called me at and I refused. He started to get sexual and I gave it right back to him. Lets just say, I was having fun w/him. I also asked him for the case # for my arrest since he claimed was going to arrest me. I really think I was throwing him off asking him questions a sound minded person would ask when his call makes no sense. He told me he was transfering my call to the police station and put me on hold. Some guy came on the phone I played w/his head too. Just ask them questions about what they are doing, and why and it totally throws them off. Just play games with them and have fun!!!! What he didnt know, I am a professional debt collector of 18 years  and knew what questions to ask because what he was feeding me was a bunch of crap!! LOL!

On March 23, 2010, I have just received a call from this number 760-514-0147 and the guy left me a threatened message stating that I owe some money and that they will have me investigated.  Also, I need to make sure that I contact my lawyer and good luck.  Do you know who this company is because I'm concern and this man also has a strong indian accent and its hard to tell what exactly he's saying.

I received a call from Joe Martin, telling me that I owed them $883.38. Joe informed me that if I didn't give them my information that after I was arrested, the cost would be over $4,000.00, plus go to prison for federal bank theft charges.  He talks really fast, with a heavy Indian accent, and it is very difficult to understand them.  They wanted me to send them via fax my driver's license number, debit card number and the dates that they would withdraw my money.  I wasn't allowed to ask any questions, when I did try I had to literally yell into the telephone to get them to stop talking.  They then informed me that I was going to be arrested.  Somehow they had my sister's name and a friend's name, and that they were going to be arrested.  They then asked me if I had any kids, they wanted to know their ages and if they were able to take care of themselves, since I would be in prison.  I told them that was none of their business.  He then proceeded to remind me that the police would be here in ten minutes to arrest me.  I called my county police and state police, and told them what had happened.  They asked me if I gave them any information, I told them no and they said that was the smart thing to do.  Please be careful and do not give out your private information over the telephone to anyone, unless you have called them first, and then still be careful.  Please let your elders know about this scam.

I have been getting calls from this number 760-544-1591, same deal as above, I get on the phone with a man with a distint indian accent, and when I start asking for information, he states that I should already have it, that I should wait - 3-4 WEEKS (LIE) to get the supena via mail (LIE).  When I ask for very specific information, he puts me on hold, transfers me to Eric Matthews - and he comes on the phone, asking me if I would like to know why he is calling, and I say yes, I ask specific details, When, Where, Name, Date and address, and he laughs and hangs up the phone.

I am going to be contacting the police in the area, and notifing my attorney of these calls.

714-006-6000 is what shows up on called ID.

The voice mail that they leave is hardly understandable as the accent is so heavy.

I am sure this is a major scam and wish I knew how to get them to stop calling me!!

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

I received a call from a Joe Martin on March 17, 2010 who said he was an attorney with InstaCash Legal Services and that I owed him money from a payday loan which I knew was not true.  He had all kinds of personal information and was very rude.  I asked him the name of the company and he said he represents over 800 companies and that I could not ask him any questions.  I kept trying to get information out of him and he said he was based out of Riverside CA (LlE) and that he went to Davenport Law School in California (LIE).  He then told me that his investigators would come after my family, my husbands employer and me and that I would have to go to court.  He said I could send him a notarized fax authorizing "Joe Martin With Insta Cash Legal Services" to debit my bank account with all of my information.  I thought this was odd and so I said I would have to call him right back.  I then called the Riverside CA police dept. to see if there was a scam.  The address he gave me was a fake.  I then called "Joe Martin--by the way he has an extreme Indian accent" and asked why he gave me a fake address to which he replied "My address is F**k You B***h"  I said do not talk to me like that and he said "I could come to his correct address and Suck his D**K".  I then hung up on him and called the police.  The police thought he would leave me alone since I knew this was a scam however he called back 3 hours later to see why I had not faxed him the notarized letter.  I stated that I was not going to and that I had contacted the police.  He then told me the investigators were on their way and I would be going to court.  I reported this ring of thieves to theFTC, IC3, my local police, the police in Riverside CA, California City CA, the attorney general in my state and California which is where the calls were showing.  The following numbers were used to scare me--760-514-0147, 714-006-6000, 714-514-0146, I was told to fax to 760-283-2301.  I was given "Attorney Names" of Joe Martin and Alexander Davenport.  Scary stuff and something needs to be done to stop these pathetic excuses for human beings!!

I received the same phone call at my place of business from Joe Martin and Adam Smith threatening to send police officers to my job to arrest me if I don't pay this money they say I owe right away.  They also say the name of their client is Instacash and they are their lawyers.

I recieved he same exact call claiming I owe them an absurd amount of money and they were asking for my social security number and all kinds of personal details. Also Joe Martin and Bruce Martin claiming to come to my place of employement and they left life threatening voicemails. DO NOT GIVE ANY INFO. They also said their client is instacash and claimed they're Instacash's lawyer.

Just received a phone call from this number stating that I owed a company over $1200 for a loan that I never took. They claimed to be an attorney named Joe Martin but the caller had a distinct Indian accent. They threatened to send "investigators" to my place of employment to arrest me if I didn't pay them immediately. Sounds like a major scam.