763-231-8160
MN, US
Bancard Guy
Bancard Guy
2011-06-06 20:56:39
Unknown
Kimberly,

While I do not know much about this company. The industry is exactly that a full commission opportunity.
I am in the same type of industry and while our compensation program is better the premise is the same.
Who mails checks anymore? You get in what you put out in this world. So if you want someone to babysit you, pay a salary and expenses you are better off making a lot less money and taking a job as a file clerk. I am not defending this company by any means, but we need people like you that do not have the desire for success so please take the mundane jobs. If the world didnt have "employees" being wealthy wouldnt mean as much now would it.
VINAY
VINAY
2011-06-06 20:56:39
Unknown
VIN
vinay
vinay
2011-06-06 20:56:39
Unknown
vinay
Bill
Bill
2011-06-06 20:56:39
Unknown
FFUSA , I was wondering why such a big financial company doesnt have an 800 ( toll free ) number to return their calls or to listen to their pitch.

Made me wonder
Kimberly
Kimberly
2011-06-06 20:56:39
Unknown
received an email from the Melinda Hanson, same letter, blah, blah, blah.  Only I called for the conference, like an idiot, listened to their 28 minute babbling about residuals, then they opened it up for live questioning.  After that, you get a phone call from Kristin or Val, asking if you had a chance to fill out all of the necessary documents and when you're going to fax it.  I let her know that I was going to check out their reviews online prior to sending anything.  Then, looking over the documents I notice that they want me to fill out a 1099, giving them my ss#, then they ask for direct deposit info...uh, yeah-no, don't think so.  I'm sorry but you can pay me at least a salary that could cover my expenses such gas, mileage, daycare, and my time!  I could see it being more legit if they offered salary plus commission.
deborah
deborah
2011-06-06 20:56:39
Unknown
I got a call from Julie at 763-231-9661. She has "seen" my resume and has a unique opportunity for me with either full or part time work. I need to go to IPSCARD.COM/123 for full detail and to schedule an interview. I had never heard of them before so looked them up on the internet. I think this is a scam and did not go any further.
joe
joe
2011-06-06 20:56:39
Unknown
Same as above. I was lucky! I received both the phone message and email. I investigated this company and while it is true commission sales are not for everyone you need to perform reaserch on the company(s) you work for or will work for as well as understand employment contracts and enforceabilities in your state. Of course there is very little info in regard the SEC and large agency's investigating companies as these. This is J P Morgan Chase and Wells Fargo. Their lobbyist's are paid well as are benefits to the Senate.

The structure is a pyramid. Few will make it up the ladder. This is the reason for major recruiting all the time. Nothing wrong with either. Not having worked for them I can not confirm the commission structure nor payment after you have left. Most companies, unless you have an iron clad employment stating you will be paid commission after you leave, won't pay. This is nothing new. In these times of financial stress a number of employer's look for loop holes, ways to save a buck, leverage assets, etc. to survive. You need to be informed to survive as a consumer, employee or unemployed person.

Do you remember a Senator for NY named Bill Bradley? He played basketball for the NY Nicks and was a highly moral and intellgent person. He retired not because he wanted to but because if he wanted bills passed through congress, he would have to play the game and at times vote for issues he did not believe or that were not in the best interests of the public he served.

Well my long winded point is absolutely nothing is for free or close to free. A price will be paid. Most of these companies prey on us for their own wealth and not for benefit of the consumer or employee. Capitalism is good. (Greed is not good Gorden Geco). Capitalism should promote fair benefits to both sides. It's best to be informed and question a gift horse,, all the time!!!!!! I will also pass on this company and good luck to you in your employment search.
Christine Woodard
Christine Woodard
2011-06-06 20:56:39
Unknown
I also got a call and put in the website given which has brought me to this web site.  I got the call like the one for March 13, 2008 from Julie.
Melissa
Melissa
2011-06-06 20:56:39
Unknown
I was left a computer message at my home today with the same information about IPScard.com/123 but the phone number I have is 763-231-9661.
Jack
Jack
2011-06-06 20:56:38
Unknown
I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money hungry, self indulged, corporate IDIOT!!!
DD
DD
2011-06-06 20:56:38
Unknown
Called and long pause so I hang up
ggschools
ggschools
2011-06-06 20:56:38
Unknown
Got a call from IPScard.com/123 telling me they saw my resume on line asked if was interested in parttime or fulltime employment and to go to web site.
Betty
Betty
2011-06-06 20:56:38
Unknown
My call came from 763-231-9661 as did Mr. Amazed's.  However I did visit their website and signed up for a conference call just out of curiousity.  Then I checked the Rip Off report so it ought to be very interesting how they present themselves!
Mr. Amazed
Mr. Amazed
2011-06-06 20:56:38
Unknown
I recieved a call containing the same information stated here. However. My call came from:
763-231-9661
So heads up. This is another possibly used number.
Matt
Matt
2011-06-06 20:56:38
Unknown
I also got an email from Melinda Hanson of Medina, MN.  I live in MN.  I looked them up on BBB site, they are not accredited by the BBB.  I would not trust them and will not sign up for a conference call.  I also do not like their website.
Rainbow
Rainbow
2011-06-06 20:56:38
Unknown
I am sooo glad that I came across this.  I will not give out any info.
Brad
Brad
2011-06-06 20:56:38
Unknown
i have gotten the same email and then the lady called as Julie and told me the sme story like the all above.
Jack
Jack
2011-06-06 20:56:38
Unknown
I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money hungry, self indulged, corporate IDIOT!!!
Jack
Jack
2011-06-06 20:56:38
Unknown
I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money hungry, self indulged, corporate IDIOT!!!
Jack
Jack
2011-06-06 20:56:38
Unknown
I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money hungry, self indulged, corporate IDIOT!!!
Jack
Jack
2011-06-06 20:56:38
Unknown
I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money hungry, self indulged, corporate IDIOT!!!
Jack
Jack
2011-06-06 20:56:38
Unknown
I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money hungry, self indulged, corporate IDIOT!!!
Jack
Jack
2011-06-06 20:56:38
Unknown
I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money hungry, self indulged, corporate IDIOT!!!
Jack
Jack
2011-06-06 20:56:38
Unknown
I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money hungry, self indulged, corporate IDIOT!!!
Virginia Lawton
Virginia Lawton
2011-06-06 20:56:38
Unknown
Also received a call (recorded message) Monday June 1, 2008 stating was a call from IPSCARD.COM/123 etc....  

I am glad I just saw this because I was going to call.   They would have gotten my resume off careerbuilders.com because that is the internet I have.

This is why I am hesitant to apply for online jobs.  

The Lord is watching them.
Maria
Maria
2011-06-06 20:56:38
Unknown
I also received a call from this number telling me that they had part time and full time positions.  Check us out on the internet at IPScard.com/123. Call back and you can talk to someone about a position with their company.  I didn't call back.
al
al
2011-06-06 20:56:38
Unknown
I recieved the very same call; and all mentioned above applies. Its a sad world we live in.... Be informed the number they called me from is 763-231-8150
RipOffReport.Com
RipOffReport.Com
2011-06-06 20:56:38
Unknown
First Financial USA (FFUSA) is a merchant services provider. They provide the financial services as well as the hardware for businesses who take credit cards. FFUSA looks at resumes posted online from monster.com or careerbuilders.com, etc. and contacts jobseekers by e-mail. FFUSA looks for people who know nothing about this industry.They promise that if you find merchants willing to use their credit card services that a sales agent will be paid a bonus plus ongoing residual income, 20% of the profit, for as long as the merchant uses FFUSA's service. They really emphasize the residual income as bonuses are both small and if the business is new or never took credit cards before then you don't get any bonus at all.

The scam here is that FFUSA will only provide residuals for 6 months or so then they stop, despite their promises. Additionally, they never explain how the residuals are calculated, they just say 'trust us.' The vice-president of the company, Chuck Fowler, bragged to me about how he makes $250,000 yearly. No wonder. FFUSA gets a lot of people to make a few sales, pays them a pittance for a bonus, then they keep all the residuals after a few months. At least twice a week FFUSA has telephone recruiting sessions where people are promised all this money with ongoing income from the sale. They constantly recruit new agents because the old agents figure out they aren't making much money. People like Fowler get rich off the residuals the sales agents were promised but no longer get paid for. What I discovered was they charge merchants $800 - $1600 for terminals that can be purchased retail for $200 - $400. The standard industry residual split is 50/50 not the 80/20 FFUSA provides before they cut you off entirely.
Virginia Lawton
Virginia Lawton
2011-06-06 20:56:38
Unknown
I just also received an email from "Workfromhomeheaven.com"   Is this something to worry about?   I have not called the number given to call.   1 888-418-5529.
J.R. Stewart
J.R. Stewart
2011-06-06 20:56:38
Unknown
here is the pitch (and foul):
Your resume came to our attention recently. Your background appears to match other highly successful members of our team who are motivated to build a career and significant wealth for themselves and their families over the next 4-5 years.

FFUSA is an 12 year old financial services firm specializing in payment processing services for retail and medical merchants. Currently FFUSA serves thousands of merchants with over 100 sales professionals nationwide.

You owe it to yourself to take a few minutes exploring the FFUSA site to find out more about this unique career opportunity. We are looking for a limited number of sales professionals to add to our growing team.

Click here and you will be directed to a website that gives you more detail about the position and an opportunity to schedule a time to ask questions.

We look forward to hearing from you!

Melinda Hanson
FFUSA Human Resources Representative
805 Meander Ct
Medina, MN 55340
1-415-640-1691 1-876-883-7450 1-323-347-7663
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