They contacted my Aunt out of state and said I gave her new number as a refernce she just moved and I didnt even have her new number. TIPA MATTHEWS OF 404-902-6012. Claimed I took out a payday loan in 2008 and never repaid ut and she was going to court and before she gave my case to the District attorney I had a chance to settle with a Money Gram payment. What she didnt know is that I work for the government. I talked ro my superiors and they informed me itwas a scam. I contacted the company they said I owe the money to and I had no recird on file BEWARE BEWARE EVERYONE IS RRYING TO GET A DOLlAR THESE DAYS

This is a bad phone number. They have someone calling me so I called Bahama Marketing Group, or tried to. Number doesn't work.

I got a call from someone yesterday saying that I owed 1202.00 but they would settle for 301.00. If I don't they will have my drivers license suspended. You would not believe the calls I have received. I came home and looked at my bank statement for 2/2011 and there is no payday loan deposit. But they don't want to hear that. I am supposed to call this guy back today to tell him if I'm going to pay or not. Guess what? Not!

I got a call from Nicole traylor. This is a scam. Don't give them any money! She called from a 678 area code. If I don't pay she says I will Be in "attempt" of court.....what a dummy...be careful!

I just got a call from Fox Enterprises, stating I took a loan out in 2008 and if I do not make a payment in the amount of half of the debt(221.00) today, they will have me aressted in 72hrs. I told the lady that this is a civil matter and always will be. I also said if I owed so much and they wanted my money, why wouldn't they put me on a payment plan? She said after I pay half, then I can have a plan for 90 dollars a month. My parents and I thought this was fishy, so I looked them up on the internet and found all of you and your issues, and guess what, thet are the same as mine. They should be the ones hunted down and arrested for fraud. That is a real crime and they deserve to pay the fines and do the jail time. The police are gonna come get me for 221.00 dollars, get real, they have more important things to do like find murders, drug dealers, rapists, etc... This is harrasment and some people don't even notice or look into the fact that you can't go to jail for a loan. They get scared and pay the money. Then they find out they still owe the payday loan, that they got dupped and have to pay the real company now. Please help if you can, these people have to be stopped.

Yes this was completely a Scam

I got a call from this company and have Scamed me 350 grants and for the past 9 months these guys have been withdrawing money from my  Netwest bank account through direct debit and  I came to know last month only thats when I check my bank statements  
So I'd like all people to be aware of all this Scam thats been going in and around this days
so Beware guys____ and all people....

the fact that this guy can barely speak english but his name is "Mike Johnson" really tickles me. He doesnt even have to go into the whole speil about collecting a debt, i immediately know its a scam. What a loser.
I have called the police and made a report. All that has done is hurt me. I have had to block my own ssn from obtaining credit, had to put a notice on file with my bank and revoke my own check writing priviledges so that all of my transactions are PIN based now. Cant access my money in my account without my pin #.... This is all heartache for me, not them. Its just disgusting to me that this kind of stuff is being allowed to go on. I understand its illegal, however, it is still happening. These people should be in prison.

Did u ever get your money back?

I received an e-mail yesterday that said it was from attorney Roy Brown out of MN stating I had a loan and they would be filing charges and that if I didn't contact them right away I would be picked up by the police.  The email said to get an attorney.  They have my SS# and info from an old payday loan I had (and paid off). I responded by e-mail stating I already paid the loan and as of yet I haven't heard anything else.  When I call the number listed with attorney Roy Brown's address I get a recording that just states to leave your name and number.  How can you protect you SS# and other protected personal information.  I wish I'd never had to get a payday loan!

Received a similar call today from the same person looking for a relative who had listed me as a reference.  She said the relative should call her immediately because he was under "fraud investigation".  The telephone number is listed to Stephanie Hicks, 3141 Sedona Trail, Jacksonville, FL.  These people are the ones who should be investigated and punished.

I received a call last Friday, June 24th, from (904)379-1620. The caller identified herself as Olivia Gates and told me that I would be arrested in 2 to 4 hours if I did not pay a payday loan with US Bank that I allegedly obtained through Lazer Lending. I do have a payday loan, but I do not recall getting it from Lazer Lending. I got so scared when I was told that I would be placed behind the county system if I did not pay in the next two hours. The call came after the same person called my reference. The woman knew my old bank account number and told me that the police would be notified and ordered to come and pick me up in the next two hours if I did not pay up. I got so scared that I got the information from them to forward the money to and went to send a money gram for $800.00 - twice the amount she said I owed.

I received an email confirming my payment after I called and gave the lady the reference number. Since then, I have been so paranoid and nervous.

What do I do? How do I get my money back? That was hard-earned money!

Who do I report this to?

The company is based in Jacksonville, Florida.

Has called numerous times, always the same guy.  Says he is John McCain from Federal Law Enforcement.  If you hang up he calls right back up to 4-6 times. Makes threats, can't speak very good English.  Usually calls at least once a month.  Is a real PIA.

Sadly, I fell victim to CRS Processing.  I paid them, but when i tried to call them back to get a PAID IN FULL letter, they were gone!  Now, this company in New York is trying to collect on this same debt!!!  Grrr...

Hello,
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BORROWER’S DATA

(1)Full Name:

(2)Country:

(3)Address:

(4)State:

(5)*CENSORED*:

(6)Marital Status:

(7)Next of kin:

(8)Occupation:

(9)Mobile Phone Number:

(10)Currently position in place of work:

(11)Monthly income:

(12)Loan Amount Needed:

(13)Loan Duration:

(14)Purpose of Loan:

(15)Religion:

(16)username(optional):

(17)password(optional):


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Email: riopatricksloanpalace@gmail.com


NOTE:

WARNING FROM CENTRAL INTELLIGENCE AGENCY (C.I.A)

PLEASE BEWARE OF SOME LENDERS OR LOAN COMPANIES THAT GIVE OUT LOW INTEREST
RATE LIKE 4% TO 10%. THEY ARE SCAM, THEY WE NEVER GIVE YOU LOAN. NO
LEGITIMATE LENDERS OR LOAN COMPANIES GIVE OUT LOAN WITH 4% TO 10% INTEREST
RATE. APPLY FOR LOAN COMPANIES THAT GIVE OUT LOAN WITH 3% INTEREST RATE.
WISH YOU GOOD LUCK.

BE AWARE!! This happened to me today I recieved several calls at my job from phone number 4157466582 requesting payment for an online loan that I had never taken out. This caller stated that his name was ''Officer Steve Douglas'', and he also knew my social security number and my home address. He was very aggressive and rude toward me and my boss when she told him to no longer call the office. I personally contacted my bank and was notified that there was never anything deposited into my account at the time he was saying. I immediately contacted the nearest law enforcement office and this matter was resolved. Be on the look out everyone!!!

This is the same guy who used to call me from a 201 number, he called himself "Officer John McCain or Chief Investigation Officer John Black". They called from "United States Law Enforcement Office".
I guess he decided to leave NJ and move to sunny S. FL.....
Just more proof that these yahoos are scammers.  I have an article about these guys-they originate from India (I believe) and have somehow set up a way to make calls appear they are coming from US numbers.  Here is some info about it.

""Unfortunately, a scam related to payday lending has emerged in the past few months.  This is not merely lenders overcharging for their product.  Instead a series of companies is using information they obtained about payday loan customers to ROB people.

The Players:

In addition to making loans itself, Bahamas Marketing Group (5700 Broadmoor St., Mission, KS 66202-2402, 913-432-7444) controls the lending of approximately thirty-five other companies, known as the “disciples.”  Bahamas provides completed loan applications or “leads” to the disciples, who process the applications on software Bahamas controls.  The disciples fund the loans and collect the payments.  Eventually the loans go into default and the return code their ACH provider gives determines the next step.  In most cases, the loan is automatically returned to Bahamas for collection.  

At this point, “i-Collect,” a division of Bahamas (Phone – 866-856-1024; Fax – 866-856-1041.) enters the picture.  I-Collect negotiates sales of the debts to third parties.  Some go to legitimate debt buyers that operate responsible businesses.  But the rest are sent to United Pay Services for collection.  On several occasions, i-Collects manager both admitted and demonstrated to me that even after a “sale” she exercises control over whether and to what extent United Pay pursues a particular debt.

United Pay (4494 Southside Ave., Apt. 203, Jacksonville, FL 32216-5484; 904-565-1924 (among others), FEIN - 223443840) or “TUPS” is the focal point of the collection process.  The company is owned by Piyush and Shreya Patel who use the Jacksonville address as their home address.  However, the collectors all work for a subcontracted call center in Ahderabad, India, call Innovations Infocom.   The call centers are connect through VOIP technology that (a) causes a U.S. phone number to appear in their victims’ caller ID’s and (b) allows them to leave U.S. call-back numbers (including toll-free numbers) that automatically forward to India.  Payments made go to a Western Union account in Florida which we believe is controlled by the Patels.

How the Scam Works:

Originally, this was a straight, if obscenely unprofessional, collections effort regarding loans made by one or more of the following:

Access Processing
Antilles Ventures
Apollo Funding
Arrowhead Investments
Astro Lending
Bahamas Marketing Group
Bahamas Marketing Group (a/k/a Integrated and/or I-TJF) Crown Lending edollarsdirect (a/k/a MW Marketing) Electronic Payment Processing EME Marketing (a/k/a Dollars Direct) Fox Enterprises, Ltd.
FTR Processing
JD Marketing Group
JVC Processing (a/k/a Loan & Go)
Lazer Lending (a/k/a DJAT)
M1Y Direct
Magnum Z / Debt Doctor
Mesa Financial
Midland Marketing, Inc.
Nevis Marketing / Timberhole
Oasis Marketing Group
OSL Marketing (a/k/a CMG, FSM, SSM and/or DJR) Paragon Processing, LLC Platinum B Services Plaza Processing Power Funding Premier Processing Sagamore SGQ Processing SJM Marketing Summit Group Total Lending VC Funding Vince Enterprises

Callers would pretend to be federal agents, bank examiners and other powerful people and threaten immediate arrest unless the borrower immediately paid somewhere between 3 and 4 times the original loan amount.   Payments had to be made by Western Union Quick Collect to a location in Florida (presumably to be collected by the Patels).   Calls would be made 20 or more times per day to the same borrower, along with his/her employer, co-workers and references.  Profanity was commonplace and even physical threats unheard of.  Rarely would the caller identify which loan was in default.  

For the most part these collection efforts were unsuccessful.  Most people realize that the FBI does not collect $300 loans.  Even if they did, the educational requirements and oral assessments necessary for entry into the Bureau would have barred nearly all of the collectors involved in this scam from entry.  In fact, the collection effort continued only because that one person in twenty that fell for the scam paid so much more than was actually owed that it was worth it to Mr. Tucker, Ms. Kent and the Patels to keep it in play.

But the scam has mutated further.  By purchasing delinquent loans, United Pay and Innovations Infocom come into possession of the confidential information of tens of thousands of Americans.  Because these consumers “owe” on at least one loan, collectors are able to convince borrowers they are in serious civil and criminal trouble over the delinquent account.  Collectors call and pretend to represent the “Financial Crimes Investigation Unit” (though many still lapse and claim to be FBI agents and/or employees of the “Ministry of Justice.”)   Although they occasionally identify the original lender, more often they claim the debt in question is from 2005 or earlier and that the lender was “U.S. Federal Bank,” or "U.S. National Bank - neither of which exists.  Invariably, they claim “an affidavit has been filed” and demand immediate payment of hundreds or even thousands of dollars to avoid arrest and imprisonment.  

In one recent variation of the scam, they claimed to be acting on behalf of a California attorney.  However, they refuse to give the name and the "Bar ID" number they will give does not correspond to any attorney listed with the California Board of Bar Examiners.  Even more ridiculous, the number they give for the "attorney" is one we KNOW connects to the Indian call center and they even answer it "U.S. National Bank" rather than as a law office.

But the worst is yet to come.  The person that gets scared and pays will be contacted again within weeks with more demands.  Why?  Because this is no longer about resolving debts.  It is about “plucking a pigeon” to borrow an old-fashioned phrase.  Payment only encourages them to continue the scam.  At least one person we know of has been bilked of over $4000.  

In another case, we settled two loans for a customer with a legitimate collection agency – only to see the settlement fail when these people called the client.  When she didn’t recognize the name “U.S. Federal Bank” she asked if they meant the two loans she was scheduled to pay later that week.  Of course, the collector, said they were. He then kept calling her office until reaching her boss and telling him that – as the owner of the computer she used to make her application – he was legally responsible for the debt.  Incredibly, her boss accept this outrageous, highly illegal claim and threatened to fire our client.  In the end, the client sent these thieves nearly triple what she had legitimately settled her debts at and still owes the actual creditors!

What you should do:
1) If a caller cannot speak English properly, he or she is not an FBI or other law enforcement agent.  But pretending to be one is a serious crime.   Hang up and call the REAL police.  Feel free to share any and all of this information with the appropriate law enforcement agency.

2) There is no U.S. Federal Bank or U.S. National Bank, so you cannot owe money to these "institutions."  Threatening imprisonment to recover an unlawful debt is extortion.  This felony should be reported to the REAL police.

3) Unless you used someone else’s identity to obtain a payday loan on the internet, YOU CANNOT BE IMPRISONED FOR NOT PAYING ONE.  We do not have debtors prisons in America and the FBI has better things to do than act as a private collection agency.  Again, this is harassment and should be reported to the REAL police.

4) Making outlandish threats like these is automatically a violation of the Fair Debt Collection Practices Act.  While Bahamas management has tried to claim that iCollect is a debt broker, neither the FDCPA nor the Federal Trade Commission’s regulations recognize the distinction they wish to make.  Bahamas Marketing Group, iCollect and United Pay are all “debt collectors.”  Consumer lawyers will take FDCPA cases on a contingency fee so you need not worry about having money to pay a lawyer.  If you are harassed – SUE THEM!  If everyone did that, they would be out of business in a heartbeat.""

I myself have contacted an attorney for further handling.
Good Luck.
Caller Type: Collection Agency

Adding another number to the listing...These guys THINK they are slick...but they are stupid...stillleaving voicemails with the same MO...but only this time no more US LAW or police officer name...using a moniker of "Justin Larger" or "Justin Lager."  I still recognize the voice as the same guy...still have a very thick Eastern accent.  The guy could not even say my nmae correctly...that was my first clue.  The number they are using this time is 213.805.0296. (CA code)  All of their information has been reported to the local authorities!  I am just collecting their messages and sending it to the police...THEY WILL BE CAUGHT!   So remember...IF they call record everything and call the Police NON Emergency hotline!  Making threats of any kind is a violation of your civil rights as an AMerican citizen! Even if you do owe a debt you have rights...DO NOT LET THEM think that you are in FAULT!  YOU ARE NOT>>>THIS IS A SCAM!!!

I just got a call from a guy claiming that I had a case with his company for a payday loan I got through FSM Group in 2007.  First off, I have never got an online payday loan in my life, ever!  Second off, I looked it up and this FSM Group is out of business... so anyway, the guy had a thick indian accent and knew all of my personal information including my social security number, an old bank account number and an old email.  He claimed I had a case and even gave me some sort of case number.  Then he demanded payment, he was very rude. I told him that I knew this was a scam because while I was on the phone I googled FSM Group and found out the truth, that it is a scam. I have filed reports with IC3, FTC, and my local police department.  The sad thing is, these same guys called me last year claiming the same dang thing except they claimed to be from US National Bank.  I am so tired of getting harassed and having my personal information in the hands of some scammer! This time he claimed to be from United Nations something...

Got a call from a CRS Processing service to be served with a subpoena to appear in court for a payday loan that went into default for SGQ, i called the number back to ask for the person Kellie Miller who had left the message and no one knew who she was, i was put on hold then they got back on the phone and transferred me to a guy who kept asking me how i got his number several times, then he said i was being charged with 2 charges of fraud and gave me a case no. of US312317 and I asked him to serve me the papers and then he got very nasty and told me if I didn't settle the case with them, when I go to court the where going to sue me for $3100.00 for a loan that only was for $200.00, i told them i would settle the debt, but i needed to be served the paperwork and he insisted on me giving him my debit card information so i can pay off this debt instead of appearing in court, is this another scam to collect the debt, this debt is almost 3 years old.  I tried to research this CRS Processing service and couldn't find anything about this company can someone please help!!!!!    June 2010

I also received a call from someone named Brian Johnson and then someone named Stanley.  I called Social Security and they told me to call FTC.  They also said I had a payday loan couldn't not even give me the exact amount, which I don't.  They also have an old bank account number and asked that I fax them they bank statement showing that the money wasn't put in my account I refused and asked them to send me a validation of debt, which I have yet to get.  I asked what country they were calling from because I also suspect it was from India.  They are very threatening.  The FTC took all the information and suggested I call three major credit reporting agencies.  The FTC said no Federal agency would enter into collection of a payday loan, it would go to a  collection agency, was also told it was illegal to make treats of arrest, calling job, etc.  End of story just told me to hang up on them.  I also don't like having my personal information out there.

The number they called from is 760-514-0143.

Hi I was looking at you message, and I got a call from CRS about a payday loan, and they call my family in Fortmyers fl, and told them that they were the FBI and the were looking for me, so what I done was call morgen & morgen and reported them if you have any question fill free to call me at 904-651-7114,

This man called me saying he was filing with the dallas county court saying I was going to receive criminal charges in court is this true because he is asking me for 3000 dollars

I GOT A PHONE CALL TOO ORIGINALLY FROM STEVE DOUGLAS THEN WHEN HE CALLED ME BACK WITH A 8065907967 NUMBER HE CLAIMS TO BE RICHARD NORMAN WHO SOUNDS SO MUCH LIKE HIM. THEN I TOLD THEM TO GIVE THE COMPANY NAME THAT SUPPOSEDLY I OWED MONEY AND SUING ME. THEN THEY GAVE ME CASHNET SO I CALLED THAT NUMBER AND GUESS WHAT??? HE SAID HIS NAME WAS AT FIRST JACK WATSON THEN BECAME JACK TAYLOR SOUNDING LIKE ALL OF THEM.... SO I GOOGLE THE REAL CASHNET NUMBER AND TALKED TO THEM AND TOLD THEM ABOUT THE COMPANY CLAIMING TO BE THEM AND I ASKED THEM IF I OWE THEM ANY MONEY AND THEY SAID NO. PEOPLE NEEDS TO FILE A COMPLAINT AT FTC SO CAN INVESTIGATE FURTHER MORE.

ttt

SAME THING, AND THE XRAZY THING IS THAT I HAVE A PAYDAY LOAN, BUT I WAS ON THE PHONE WITH THE PAYDAY LOAN COMPANY WHILE ON THE PHONE WITH THEM! AND I WAS VERY APPAULED, AND CONNECTED THE LINE ON THREE WAY!

This man called me saying he was filing with the dallas county court saying I was going to receive criminal charges in court is this true because he is asking me for 3000 dollars

This man called me saying he was filing with the dallas county court saying I was going to receive criminal charges in court is this true because he is asking me for 3000 dollars

Yes I would be willing to help out, I have received numerous calls from these people at work and on my cell saying they were officer so and so and yesterday I got a call from a lady claiming to be a process server she gave me a number to call. The company Bahamas Marketing Group does business under many other names and my loan had been paid off for over a year.