We have also had them call us with the same line. We called the BBB. The number is a non listed landline in Jenson Beach, Florida. The only ACS in Jenson Beach is a computer business. They are rude. We asked them to provide us with proof which they refuse to do and hang up.

Thanks Viju, you have probably helped many people to understand what's going on. I hope you also post your response on the ("complaints board"),( scam.org)  (scamraiders.com) (scamchecker.com) and other scam sites so that people will be aware of them. I'm sure people will probably email you for more details and thank for you help!  I too got a call from (772-934-8008) today threatening to take me to court for $300.00 for a payday loan for medical expenses that I know nothing about and they also called my friends & supervisor trying to convince them that I use their names as co-signers and that they have to pay if I don't.  This is awful and I'm going to the authorities about it!

Hey...... these people calling from INDIA, CHINA and other countries. where hundred of call centers are running for getting money by fraud from USA and UK citizens... ITS ALL SCAM...

How it runs..........(for debt collection)

It starts when people tries to get loan online, they fill all their personal detail on that sites and problem starts from this point. all your information is sold to collection agencies (call centers) at $4 to $6 / Person, whether you got that loan or not.

SO what actually they (Call Centers) do...

1. They have all of your information includes: your name, social security number, address, employment detail, 2 references and a detail of amount.( which you didn't get)

2. For dialing purpose call center gets USA or UK numbers. they calls through various softwares (like: ICALL). And have various phone numbers.

3.They hire college students or some people and prepare them to communicate with you. (training classes for getting a bit of American accent) and gives them fake names (American).

4. They makes a write up for leaving message to threaten you. like:-

"This message is intended for Mr. john (your name).  john the very second you receive this msg i need you or your retained attorney to call me back. the issue at hand is extremely time sensitive. my name is ..........., and i am calling from financial accountability association, my call back no. is 123456789, i am repeating this for you john 123456789, john don't disregard this msg and call me on my number back as soon as possible. if i don't get any call from you or from your attorney........ wish you good luck, bye"

5. If you pick up phones ...they will threaten you by saying... that federal govt or federal legislation  is going to pressing lawsuit against you and your social security number. and try to make you remember that you took a pay day loan and never paid it back... so it is very easy to threaten you by saying that "such company falling lawsuit against you for your unpaid loan".
( you don't know for which loan he/she talking about and try to remember your last 2- 3 loans (which you actually got and never paid)).  At this time you stuck in the situation.

(according to my perception you never know "how many loan you took in last 1 or 2 year"- sorry-- joking)

6. They will tell that you are charged against these allegations:-  1. Theft by deception 2. collateral cheque fraud

7. They will tell u that they have sent various mails to inform you but u never replied and that was the only way to communicate you.

8.They will ask u to write a Apologizing letter that “your intention was not bad and you never wanted to run away with that money & you want to fix that issue by paying ..... amount.”


how to avoid them...

1. By telling that you have an attorney (Both criminal and bankruptcy). give any number by saying "call to my attorney"... they won't call.
2. By telling that u know : Its ALL SCAM .......... they will hung up.
3. By telling that its not my social security number....... they will never call.
4.By asking for the date of loan taken (online)........ they can't help you in this matter (by which u can come to know about scam)

Don't be afraid.........They won't sue........

If this detail is helpful for you please copy paste this into other pages... don't be selfish.... and save other people from being fool.


My English is not so good.
I am an Indian........ all Indians are not same... you can send me mail for more detail:- jasusviju@gmail.com

IF YOU REALLY TOOK LOAN AND WANT TO PAY IT BACK THEN PLEASE VERIFY ALL DETAIL BEFORE PAYING ANYONE.........

Thanks and help people

You can also file a claim against them with your (State Attorneys General), FCC, Consumer Protection, and 1C3...I'm in the process of filing claims against theses scammers with all three companies!...The same thing happen to me, I don't know how they got my personal info. but they are calling and harassing me saying I owe them $300.00 for a medical loan..LOL. which is a lie, I've been fully insured and covered with the same company for years. They did'nt stop there, they're calling my friends & family telling them that I used their name to co-sign for the loan and they threaten them to pay it or they would take them to court...they caused me to lose 3 friends "oh yes, they are very professional highly trained good scammers and3 of my so-call friends "Believes" them...LOL. ...I told them it was a Scam because they can never produce any proof they always come up with "bogus "reference numbers'. they also use different fake names such as: Richard Wilson/ Shawn Martin/ Jimmy Carter/Larry Boone/ Shawn Davis the list go on and on. They have a heavy middle-eastern/indian accent and very persuasive. Be Ware of anyone calling you from (772-934-8008)

If this is causing probs with friends or work, i would talk to a lawyer about slander/libel

I am going through the same thing...File a claim against them through the FCC....my only other problem is the personal references they some how found ( Believe's Them) and is not speaking to me...I tried to tell them that anytime there is loan involved there are legal documents of transactions, signatures, addresses, and paper work given to all parties invovled in which these people (772-934-8008) can not provide and the only thing they can give you is a  Made Up "Reference Number" which means nothing!!!!!!!!! I did'nt think my friends were that "STUPID"... o boy,  they are taking them for all their worth and using me and my personal information to get it!...  Be Careful, they may also cause you to lose your friends to!!!!!  Good Luck!

Log on to FCC and file a claim against this scam!!!

File a report with the FCC....These scammers needs to be STOPED!!!!!

I got the same call stating that I owe them $300.00..I don't know how they got my personal information but I am going to file a report with the FCC...if enough people expose these scammers and file reports on them maybe they will stop!!!...PS. These Scammers also uses different names.

I have received several calls over the last few months from "ACS" claiming that i owed them $300.00 from a personal loan taken out over a year ago.  I explained to them that 1) i was a victim of identity theft and was not doing anything until i saw any paperwork and 2) that until the identity theft issue was cleared up there was going to be no money exchanging hands as i did not take any loan out.

I was advised by them of my "personal references" which are friends of mine.  he then threatened me with the paperwork being sent to the company's "attorney" and a lawsuit would be filed against me and then i will owe $3,000.00 instead of $300.00.

Several different people called, today was David Payne, who mind you hung up me, his number is 772-934-8008.  he also told me that he had my account numbers to the bank and my social security number.

Another person who called was "Lawson" the number that came in on my cell phone was 524-97-347.  not even a correct number, but then again the numbers that were showing up today were 050-782.

Another person who kept calling was a Richard Wilson phone number 813-388-4157.  This is getting absolutely ridiculous.

I am tired of the threats, the fact that they will not give any information and the fact that no numbers are ever the same, and they have very thick accents as if from another country.

Is there help out there for this nonsense.

I received the same call from (772-934-8008) saying I owe them $300.00  and they did not stop there, they had the nerve to call my personal references and threaten them if they if they did not pay my bill....where does these people come from????..can they get away with this SCAM?????

I got a phone from this number.they said i owe money from 2 yrs ago on loan from internet
i asked them to provide proof they said it was paperless
they called 5 times called my neighbor
told her they were taking her to court
I also called back and he hung up on me
called me an idiot told me he wishes i would die

Just recieved a VERY threantening call about some legal action with my name.  I called to get more information and the man was screaming at me. He hung up. I called back and he used a different name, when I confronted him and asked for a supervisor he stated " NO my supervisor is not allowed to talk to someone like YOU!!" Very scary!! who are these people and how do they get away with these kinds of threatening calls? HELP

Received a call this morning on my home phone which is a non-pub, I suspect that my former employer gave this number to them. Claiming I had taken out a loan in July 09 in which I didn't and told them to prove it. I can tell you right now that this company is a fraud and all they want is your money. Don't let them pull the wool over your head, make them prove it and also file a complaint.

This company also has several locations around the US, I'm going to purchase a recorder to record the phone conversation and also going to bust this group up. They are fraud, fraud and fraud. So if you get a call from a person (Larry Boone) with an accent, fake all the way. Don't let them scare you.

This person is Joe thompson, I have ask this person on several occassion to give me information

This person is Joe thompson, I have ask this person on several occassion to give me information. They have

I have received several phone calls from a Darren Martin.  He said that there was an extremely urgrent legal matter involving me.  He said that he would be able to help if I call back soon.  I called and asked for him.  Someone picked up the phone and said that this is .... and there was a pause on the other end and then he said his name was Darren Martin.  I asked him where he was located.  He gave me 28 Madison Street, Sebastian, FL  63163.  I asked him if there was a suite number or floor number and he said no.  Then I asked him if he could give me the names of the officers or owners of the company.  He was very confused.  He said there were no owners of the company because they were related to a federal government company.  I then asked him for his ID, and he told me ACS 7861K.  I asked him why he was calling me.  He said that I took out a loan in August 2009 for $300.  I asked for the name of the entity they were working for and he told me Advance Cash.  I asked him for other information about this loan.  He could not provide any information.  I politely told him that they had tried this scam on me last year.  The address they were using was about four years old.  I explained to him that I would appreciate it if they would stop calling my office and leaving this obviously bogus messages.  He said hold on so that I could talk to a supervisor.  Earlier in the call he told me that he was a manager.  There has got to be someone that we can report them to so that they would be shut down.  But, I guess they move their operation as soon as there are enough complaints.

This same number(772-934-8008) Shaun Martin and Richard Wilson has been calling harrassing me saying that I owe them $300.00 for a loan which I know nothing about. When I ask them to send me the details & transactions they both said the same thing (it's paperless) they could not provide proof but yet the continue to harrass my friends with threats saying that they are now responsible for the $300.00 if I don't pay it!!!....something has to be done about this...Fast!!!!...They Are A SCAM!!!!!!!!!!

I received a similar cal today and my sister also got one because I had her name on the application of an old 2 year old online loan.  How do these B......get our numbers from paid up loans?  This is the second time this has happened to me this year.  How can we stop them?  Is there any other way to report this?  I am not going to give them the satisfaction of calling back as I have his message on my answering machine of my cell phone.

Atta Girl Barbara....someone needs to stand up to these fraud scammers...I'm going to also buy a tape recorder and tape the conversation and with enough people taking a stand we can bust up many fraud scammers!!!!....so what's everybody waiting for...Let's Go!!!

ACS calls my office and cell phone repeatedly.  They have threatened me and I've tried to work with them.  Finally I've told them several times to not call my office any longer.  So then they started calling my cell after 8pm and even at 8am on Saturday.  They are truly scum scammers.  They disrespect my privacy.  They play illegal games by threatening folk who dont know their legal rights.  On an average day they call me about 20 times from 772.934.8008 and 000.000.0000 and 111.111.1111 and who knows how many other numbers.  I've never experienced any collection practices that were so abusive.

Hey...... these people calling from INDIA, CHINA and other countries. where hundred of call centers are running for getting money by fraud from USA and UK citizens... ITS ALL SCAM...

How it runs..........(for debt collection)

It starts when people tries to get loan online, they fill all their personal detail on that sites and problem starts from this point. all your information is sold to collection agencies (call centers) at $4 to $6 / Person, whether you got that loan or not.

SO what actually they (Call Centers) do...

1. They have all of your information includes: your name, social security number, address, employment detail, 2 references and a detail of amount.( which you didn't get)

2. For dialing purpose call center gets USA or UK numbers. they calls through various softwares (like: ICALL). And have various phone numbers.

3.They hire college students or some people and prepare them to communicate with you. (training classes for getting a bit of American accent) and gives them fake names (American).

4. They makes a write up for leaving message to threaten you. like:-

"This message is intended for Mr. john (your name).  john the very second you receive this msg i need you or your retained attorney to call me back. the issue at hand is extremely time sensitive. my name is ..........., and i am calling from financial accountability association, my call back no. is 123456789, i am repeating this for you john 123456789, john don't disregard this msg and call me on my number back as soon as possible. if i don't get any call from you or from your attorney........ wish you good luck, bye"

5. If you pick up phones ...they will threaten you by saying... that federal govt or federal legislation  is going to pressing lawsuit against you and your social security number. and try to make you remember that you took a pay day loan and never paid it back... so it is very easy to threaten you by saying that "such company falling lawsuit against you for your unpaid loan".
( you don't know for which loan he/she talking about and try to remember your last 2- 3 loans (which you actually got and never paid)).  At this time you stuck in the situation.

(according to my perception you never know "how many loan you took in last 1 or 2 year"- sorry-- joking)

6. They will tell that you are charged against these allegations:-  1. Theft by deception 2. collateral cheque fraud

7. They will tell u that they have sent various mails to inform you but u never replied and that was the only way to communicate you.

8.They will ask u to write a Apologizing letter that ?your intention was not bad and you never wanted to run away with that money & you want to fix that issue by paying ..... amount.?


how to avoid them...

1. By telling that you have an attorney (Both criminal and bankruptcy). give any number by saying "call to my attorney"... they won't call.
2. By telling that u know : Its ALL SCAM .......... they will hung up.
3. By telling that its not my social security number....... they will never call.
4.By asking for the date of loan taken (online)........ they can't help you in this matter (by which u can come to know about scam)

Don't be afraid.........They won't sue........

If this detail is helpful for you please copy paste this into other pages... don't be selfish.... and save other people from being fool.


My English is not so good.
I am an Indian........ all Indians are not same... you can send me mail for more detail:- jasusviju@gmail.com

IF YOU REALLY TOOK LOAN AND WANT TO PAY IT BACK THEN PLEASE VERIFY ALL DETAIL BEFORE PAYING ANYONE.........

Thanks and help people

The same thing happen to me...do what I did..(File A Claim Against Them) with your State Attorneys General. I also filed with FCC & 1C3 and I should be hearing from them soon!!!...PS. If enough people file claimes against these "Scammers" maybe it will put a Stop to their Scams!!!!!!!!!!!!!    Warning! Be Careful who you use as a reference because in my case these scammers convinced one of my surpose to be personal references in believing that I gave their name as a co-signer to pay for a bill which was a lie and they want to take me to court, but in the end they will see that these scammers made a d__fool out of them!!!

Good Luck!

I received 5 hang up calls and finally they left a msg. Saying I need to call them back. I did take out a loan and I did not pay it back. They were suppose to take out a certain amount each month but they tried to take out all of it at one time. So I called them and the next month the same thing. So i changed banks and told them to bite me. Now I get a call that says I either pay it back or they will file with the criminal disctrict attorney under fraud. Whats funny is Tarrant County criminal district attorney's office said they do not take these cases. She told me they will never take these cases because these companies go for the poor ppl knowing they can't pay it back. She said its loan sharking and they refuse the cases. I told her what the guy told me. She said to tell him I talked to the attorney's office and that they will not take the case. They should have done what they were suppose to do then they might have gotten paid back. My loan was for just $100.

I have received 4 of five calls from the 1-050-782 number.  They said they were from ACS and that I had a loan out that was never paid back.  They stated that a lawsuit was filed against me and that I need to take immediate action.  I did not have any loan out nor did I receive any information on this.  I told them that I need to receive some sort of documentation supporting all this and they hung up.  An hour later someone else called and I let it go to voice mail.  They left a very nasty message.  I am going to file a complaint with the FCC.

I have filed a complaint with the FFC - if enough are filed maybe we can stop this go to https://esupport.fcc.gov/form1088 you can file it online....... They called my office 11 times in one day

I received a call from them a couple months ago claiming they were going to file an "affidavit" for a loan I supposedly took out over the summer.  I informed them I never took out a loan and they insisted that they were about to file suit and that I should get my documents together.  I told the guy that I know what I'm supposed to do because I work for an attorney and he hung up on me.  Since I work for an attorney and I'm a notary, I know that an "affidavit" is nothing more than a piece of paper with words on it that the signer swears is true.  Yes, it could be used in court as evidence, but if you can prove to the contrary, they can be liable for perjury.  And as far as them claiming they are going to "file an affidavit", the correct term would be "file a complaint".  They don't even know what they're talking about!!
I received another call about ten minutes ago from a "Jimmy Carter" (with extremely heavy Indian accent and very broken English).  He started making the same claims that were made before.  I told him to stop calling me or I would file charges and hung up on him.  He called back three times and I kept hitting the ignore button.  He finally left a voicemail stating that I've been ignoring their phanton messages that were never left and that this is my last chance to call them back.  The number kept showing up on my phone as 1-050-782, but he left a call back number of 772-934-8008.  When I googled the number, this post showed up along with many other links to other consumers complaining.  If they've been doing this to so many people, how have they not been caught and stopped yet?

This number is for ACS.  These are scum scammers.  Yesterday I returned one of their phone calls.  They had left four or five urgent and nasty calls.  I called them to gather information.  They told me that I had taken a loan from Advance Cash or Cash Advance in August 2009.  I told him that was not true.  I also told them that they had tried this same scam last year about this time, but they used a date of June 2008.  I asked them what address they have for me.  I told him that I had not lived there for four or more years.  I was able to get an address (which is probably bogus) 28 Madison Street, Sebastian, FL  63163.  The zip is not a good zip.  When I returned their call yesterday I asked for him.  When I was transferred to him he said, "Hello this is ..... Darren Martin".  There was a pause and I could hear his chair moving like he was looking for who he was that day.  I explained to him that I knew this is a scam and politely asked him not to call me again.

Later in the day, these scum scammers called again.  Unfortunately, this message went into the wrong voicemail.  The woman that received it said that the message was nasty sounding and it almost included a death threat.  She was so worried for me that she copied down the number and deleted the message.  This time the call was from 1-314-678-0985.  I guess they use a local number so that if anyone is screening their calls they would pick up.

I called them back at the 772 number.  A Nick answered the phone.  I didn't say who I was.  I guess they have called ID too.  All I said was that I wanted to send them a check and where do I mail it to.  He said very rudely that they didn't want my check and to never call them again and hung up.  

I guess they don't like being bothered too.  If they pay for every incoming call, maybe a course of action would be to flood them with calls.  They obviously have to pay a phone bill.

Claims I owe a debt but refused to send documentation proving that.