no message

Spanish automated message trying to scam people out of money - these people are using different numbers (also using 210-892-1816).

Spanish automated message.

I just got a call from this number, too. My wife got the call a few days ago. What's up with those folks? Someone needs to take their phone calling priveleges away from them. It's just weird.

Got a call from them in Spanish.  Called them back got an English recording stating they are a travel related business.  It states that they will delete your number from the data base but I don't trust them.

I received a call from this number a few minutes ago. It was an automated Spanish speaking lady's voice with a lot of static in the background. I hung up the phone.

According to my Spanish work colleague, the lady says that I am the winner of a large sum of money and to press 1 for more information or to collect the money.

How annoying.
I'll just stop answering.

They call and text me, but do not speak English.  How can I get them do not call?

BS

they suck

I've got a call from this number but I live near the city of Montreal in Québec. What the hell??? A call from Nevada to Quebec should cost about two or three dollars a minute. They should do a lot of money with that.

These are a list of the same solicitation phone numbers called to my phone UNWANTEDLY over the past few months:                       I pay per call BTW
775 562 0196
9193043635
3363677125
9193043635
3028758634
5403504194
3092862082
7025209177
8158873006
8472323321
7818919348
9084630020
6147611584
2192532323
2026103068
6089350835
18002197425
4029820438
8174443052
7044561307
6104566027
7755620196

Receieved a call:  Spanish recording.  Caught the one word "dinero".

It appears this is a True Telemarketer and needs to be stopped.  Report the number as a complaint at FTC.gov, donotcall.gov and notify online Attorneys, that advertise doing lawsuits for FDCPA violations even though this doesn't appear to qualify as such.  This may be a new case they'd be interested in trying to prosecute.  

Debt Collectors – Collection Agency's do NOT fall under Do NOT Call registry, as they are not telemarketers.  However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us.  They are counting on that.  

- Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that.   This includes Attorney's in state's other than your state of residence.  The only Attorney's that can sue you, have to be licensed in your resident state.

A word of caution:  Some Law Firms do have Firms in other states, and Lawyers licensed in other states, so you have to do a little research before sending a Cease & Desist (Do Not Call & Go Away letter) to make sure they aren't in your resident state or you're likely to get sued by these #%#&*@!#%&@$^*.  

Once a debt collector makes contact with you, they also have to contact you within 5 days after the first phone call, letter etc., and give you validation/proof or judgment of the debt.  You are not required to ask for it.   They never do this!!!!

This law is known as the Fair Debt Collector Practices Act.  You can get it at FTC.gov; as well as other Consumer Protection Laws.

Most collection agencies, purchase your delinquent debt for pennies on the dollar.  Guess what? It is no longer your debt!!!  You don't have any agreement/contract with the debt collector or collection agency.  Your only agreement/contract was with the original creditor.

Do NOT agree to any payment arrangements, or you'll be creating an agreement/contract, where upon initial contact by the Debt Collector, one didn't exist.  The collection agencies are counting on you not knowing this little bit of information.  

The best advice I can give you is, do NOT talk to these idiots - they will leave you in a frustrated heap on the floor.  They lie, and will tell you whatever they need, in order to get you to commit to paying them.

The lies are illegal, but they honestly don't care, they're probably on commission for how much they collect from you and others like you.  

If you do answer the phone, do NOT give out your employer, social security #, DL #, Credit Card and/or Bank information, or any personal information.  Tell them to send you a written statement & you'll respond. Then hang up.  When you get that statement, google, Fair Debt Collection Practices Act and you'll probably find a letter you can send them   Or:  send the letter I’ve enclosed that I use.  Sign and mail that letter Certified Mail, so you have a signature and confirmation of delivery!!!

Collection Agency
address
city, state zip


Date:

RE
Account #  
Amount in Dispute: $  
 Account #  

Dear  :

I am in receipt of your demand for payment.  However, this Notice is to confirm that I do not wish to be contacted again by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c).  Failure to comply with said Notice shall result in a complaint filed and submitted to, the Federal Trade Commission, and possible legal remedies in an appropriate United States District Court.

Your representatives have been trying to contact me,   I am requesting again that you cease and desist from contacting me.  Please remove the phone numbers XXX-XXX-XXXX .  The calls constitute harassment at this point, which is causing a major disruption in both my business and personal life as well as being an invasion of my privacy, which I will not tolerate.

If you continue to contact me, I will file a complaint with the Attorney General.  The Telephone Consumer Protection Act of 1991, which branched from United States Code Title 47 sect 227, implemented a do-not-call list from solicitors, which mandates a solicitor to abate phone calls to customers who have requested in writing to cease all phone communication.  Please comply with federal law or a complaint will be filed.

In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right to dispute the alleged debt asserted herein, but at this time I am under no obligation to respond.  

Sincerely,



Your Name
Address
City, state Zip



Certified Mail#:  


In the Law of Novation: if a debt is purchased by another, for that to be a legal owed obligation, a new contract / agreement has to be written and signed by all parties.  Google Law of Novation and read up!!!

No I am not an attorney, just a well knowledged, educated consumer.  I have spent the past 2 years studying various Federal Consumer Protection Laws.  

I wasn't just satisfied knowing I could send a letter to a Collection Agency/Debt Collector and they had to go away.  I read that in the Fair Debt Collector practices Act law;  I needed to know why, what law tells me the reason why I can.

Everything I have typed, I have learned basically on my own through reading, studying, printing out and binding the laws and underlining/highlighting them.  Not to mention the knowledge I have gained on my own fighting two lawsuits without an Attorney.

I was sued by a Collection Agency, and waiting for a Court date. The Collection Agency Attorney, sent us a letter willing to dismiss with prejudice our lawsuit, if I dismiss our Cross/Counter Claim for Fair Debt Collector Practices Act violations.  Oh, I forgot to mention, we do not have an Attorney representing us; and I have not had any legal experience, in the past whatsoever.

I have read / printed & bound, my State's Rules of Civil Procedure and Rules of Civil Procedure - Evidence.  I catch Attorneys on violations of State Rules of Civil Procedure all the time.  And our Judge's let them get away with it.

And for those of you who say pay up and quit being a deadbeat; it appears that you have never had your life turned upside down, because a good job, not high paying by any means, but a supposed secure job, got your hours cut by 3/4.  

And then a couple years later, as you are just recovering, you lose that job.  And when you are in your 50's, a new job is not so easy to come by.  And when that happens, then what?  

Or what about a major illness, guess you've never had that either - too bad.  Maybe if you did, you'd understand why and how people end up getting in financial straights. Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc.

What if the money isn't there to pay these debts to begin with?  We've been barely able to pay a mortgage, let alone credit cards etc. It's easy to tell someone else what to do.  I hope someday, something throws your secure little world off its axis, and you find yourself in the very situation as some of us here. Maybe then you'd learn it isn't such a cut/dry situation.

Oh, we've struggled.  And the job last hasn't exactly been replaced.  We're still behind in our Mortgage and trying to catch up, as with our other legal obligations.  I can't work because of various health conditions, or I would, including a part time job at least.  My husband started his own company with the tools of the trade, and now contracts for copier, computer, IT technical jobs as he has a computer science degree, and has years of experience in the others, especially the wide format copier / printers / computers.

People, please read the Fair Debt Collector Practices Act; if a Debt Collector violates any one harrassment or other law in there; Federal Laws says you can sue them for $1,000.00 per violation.  Do it, and then THEY can pay off YOUR obligations!!!  

Again I am not an Attorney - but have learned these by my own experiences.  There are Attorneys you could talk to, and I would, if any violations of the laws have occured in your circumstances.  I am posting this strictly to help others maybe have a piece of mind, if they are up all night worrying about financial problems, and sick to their stomach in worry as I have been, and still are in some ways. I am again just a well informed, knowledgable consumer, who has spent hours studying the laws, because I had no where else to turn for help.  If anything I have written, causes you questions, please seek the advice of an Attorney.

Certain situations such as Mortgages and Car Payment loans usually do not apply here; so you may need to seek the advice of a Lawyer for your individual situation.

© rcmeek copyright 2009 All rights reserved

I just got this call i dont get it i'm on the dont call list.  It was Spainish.

In spanish - not a clue..

Got a call from this number on my cell phone.  No message was left, just had a blank 3 second voice mail.

I just got a call on my cell from this number: 775-562-0196 stating that my number was the lucky one, and that I had to press one to receive them.  I didn't do it, of course...! But, what the heck with these calls?

Got this call from this phone # Today, not happy about it, I will find out why

I received a call from this number yesterday on my cell.  I did not answer; they didn't leave a message.

got a call from this number and received no message.

Basta, por favor

I got called by this number and i didnt answer and no voicemail was left. A few seconds later it called my friend whom I was having breakfast with. What the HELL??? I called it back and it said it waas some travel call and will call back in a few minutes.

This number is reaching Viacom MTV Networks in New York and it is a scam number!
Please block it!

This spanish speaking lady called my phone w/ an automated system recording and if l ever get the chance to talk to this lovely lady again l will tell her l already have a restraining order on her and if she calls again she will have no choice but to buy me lunch at my favorite taco shop. Good day to all. = )

same as above, a recording in Spanish saying I won something to lure you into pressing #, scam!

I just got this call i dont get it i'm on the dont call list .grr

Got the same call but they changed number. All the same number but it now ends in 7! 775-562-0197  Sneaky buggers. I had already blocked the other #. Now I will block this one and see what happens.

Just got a call from this number at 10:00 P.M.  Was very hard to understand as it was full of static and the lady had a Spanish accent asking for husband who has been deceased over 16 years. ( Phone is listed in his name)

I did not answer