785-228-3636
KS, US
 | Ryan 2014-05-15 00:02:11 Debt Collector |
I cant think of any debt I have outstanding...never leave msg but always leaves voicemail with silence. Is this actually legit?
| Slim 2014-05-14 16:30:04 Unknown |
This is a long summary, but you need to read it carefully if you think you are being threatened by a debt collector.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money. ["Written" means snailmailed ... not emailed or texted]
* Debt collectors may NOT
- repeatedly use the phone to annoy someone.
- falsely claim that they are attorneys or government representatives
- falsely claim that you have committed a crime
- falsely represent that they operate or work for a credit reporting company
- say you will be arrested if you don?t pay your debt
- say they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so
- communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.
- say that legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action
- use a false company name
- take or threaten to take your property unless it can be done legally;
The debt collector may not garnish your wages unless there is a court order to do so.
+ Many Federal benefits (including Social Security Benefits) are exempt from garnishment
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000,
Report any problems you have with a debt collector to your state Attorney General?s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.
Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money. ["Written" means snailmailed ... not emailed or texted]
* Debt collectors may NOT
- repeatedly use the phone to annoy someone.
- falsely claim that they are attorneys or government representatives
- falsely claim that you have committed a crime
- falsely represent that they operate or work for a credit reporting company
- say you will be arrested if you don?t pay your debt
- say they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so
- communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.
- say that legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action
- use a false company name
- take or threaten to take your property unless it can be done legally;
The debt collector may not garnish your wages unless there is a court order to do so.
+ Many Federal benefits (including Social Security Benefits) are exempt from garnishment
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000,
Report any problems you have with a debt collector to your state Attorney General?s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.
Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection
| Denise 2014-05-14 16:23:37 Debt Collector |
Tried to pay these people for a debt. They had given one amount but when I called back to pay they tried to double the amount. Also they would not give a receipt number or confirmation of payment.
| Roger 2011-06-06 20:57:07 Unknown |
no messages
| JFK 2010-11-27 18:15:09 Debt Collector |
Got a call this mornign from these people. They left a message to call back at 800-219-0102. They did not say who they are or who they are looking for. Googled the 800 number and it is a debt collection company out of Topeka, KS.
| KK 2010-02-13 21:51:03 Debt Collector |
This number belongs to the "Collection Bureau of Kansas", a Topeka, Kansas debt collection agency.
| Denise 2010-02-12 04:13:28 Unknown |
Call today but no message left. Tried calling back, busy signal. 8-/
© WHOSCALL.IN 2011-2024 - Privacy