First Bank of Delaware was closed down fo Money Landering and illegal 3rd party loans

How do you report a company?

Greetings:
That company can be found in Facebook as that same name. The people there are not calling you from Florida but from the Dominican Republic, instead. They have another Call Center in India.
The GM in charge's name is Ken and they're in New York.
It's not a fraud company, but instead they buy all accounts from banks and others and they try to collect them for their benefit.
They have been doing business for years.
I know because I was a missionary in DR for 4 years and I had to get a job at once in my trip there and I worked for them for about 2 weeks. They're not collecting and the next time that I passed by the area they either closed the call center or moved somewhere else, but it seems like if they closed.

THIS IS TRUE THIS IS KEN WINDFIELD.

Awesome and thanks, now I'm after another company that I think Kramer Baines sold my account to called HJ Collections ph# 954-773-7563 Going after them to.

Hi Lone stranger and Dexter!

Just letting you know I'm still calling them too! They sent me a letter with a $60 money order in it that said "You no longer have an account with us"

WHAT, ain't going let it go!!

Dexter,

If the world had more folks like you in it, it would be a much better place.

Thanks for rising above the BS.

L.S.

NickyBonds more power to you.

Read my numerous previous posts providing his details.
Just remember I'm the ni**er that posted it.

To be fair though he does justify his actions as "Getting back at the man" which is code for "Getting back at whitey"

The reality and the biggest reason I devote so much time and resources going after these scum-bags that come in all colors, is cause they target mostly minorities and familys that have gone through previous financial difficulty.

People who are desperate to rebuild their Credit scores or clear up their finances, yes even white folks.

Remember follow the code and always verify anything you read on these sites.

Lol i love this guy he is such a dbag i call his number like 15 times a day just to talk s*** about how much of a scum bag ni**er trash f8ck bag that had nooooo f****ng life and his scummy a** can eat my s***!!!!... its a good time i tell him how much of a joke he is and that im less then 60 miles away from him in which he now doesnt answer my calls... BUT  i have given his number to all my friends so now like 40 of my friends and there friends prank the number its super fun guys you should try!!!!!!!


SCUMBAG JUST NO YOUR A DUMB F***!!!

Go online Tori and report them to the State's Attorney Generals Office of the State you live in, then to New York, Georgia and Florida State's Attorney Generals Office, Federal Trade Commission, Better Business Bureau and the FBI. You don't have to fill the forms out completely as some questions may not apply to you. I did and it is starting to work! Do it, don't take their harrassment any longer!!

I also just found out they have now on twitter etc.
$$$ Kramer Baines and Associates payday loans! Can you believe it!
http://moneynow888.com/kramer-baines-and associated-payday-loans

Amazing!

Opps, no have not talked to Anna. Am trying now!

Hi Dexter,

Sorry I have been out of communications with everyone. Interesting about 2 sets of father and son! Hmm, I think I came across the American Acceptance in someone elses complaint. I should have documented it so I'll go back and look for it. Got a second letter from the North Carolina Justice Department indicating they sent a second letter to KB and had still not received a reply. That is tellin' Hope all is well! I continue to fight and harass them:)

I too am receiving these calls. I don't answer but someone leaves a message and only part of it is recorded on my voice mail. It's pay only 10%of your bal and it oil be final. I get no information as to what  they are even talking about. The man says call thus number right away to settle this account. I intend to report this as I know it is a scam.

We got a cell # for Mr. Michael Nelms

404-964-5578

I called him a few times to convince him to stop scamming people , he got cocky.

I'f he's still in the buisness of scamming people we'll have to start calling him at home.

Marsha,
Here's the information I promised you.

AMERICAN ACCEPTANCE INC.  
Uses/used these numbers
(678) 710-2023
(678) 710-8089
(866) 963-4904
(877) 290-9011 (No longer In Use)

The people whom are making the calls are:

Mrs. Garret  (real name may be Melissa he's worked with her before)
Jim Kelly    
Victor King  (real name is James Nelms III)

Their legal Business Addresses are :

AMERICAN ACCEPTANCE INC.
P.O. BOX 1244
BUFFALO NY, 14215 (This PO box may have been closed , I'll have to drive down and confirm this)

AMERICAN ACCEPTANCE INC.
2608 BAILEY AVE.
BUFFALO, NEW YORK, 14215 (He rented the space to the right of the Pharmacy)

His Residential addresses are :

35 ROOSEVELT AVE
BUFFALO NY, 14215
(716) 835-5409

137 ELLER AVE        
BUFFALO, NY  14211
(716) 835-5409

Before opening American Acceptance James Nelms III was co-owner of Empire State Recovery Agency AKA ESR Agency.

Registered to :

RONALD BRANTLEY SR
RONALD BRANTLEY JR
JACQUELINE BRANTLEY
2495 MAIN ST
STE 556
BUFFALO, NEW YORK, 14214  


ESR Agency was sued multiple times for illegally collecting false debts and the corporation dissolved  on Jan 25th 2012.
With the money he scammed out of hard working people , Ronald Brantley Jr. opened a Bar called Blush Nightclub & Lounge , located at 1389 Delware Ave, Buffalo, NY .
His father, Ronald Brantley Sr., got a real job as an alcohol and substance abuse counselor.
Jacqueline Brantley is either pouring drinks at her Jr's bar or contemplating where she went wrong in life.

Back to James A Nelms the III , He's an ex-convict who doesn't care how or from whom he gets his money. He has children from at least 2 different women, one of which took his name James Nelms , I (guess that would make him the 4th). That James Nelms may be living in North Carolina , he's also in the ?collections? business like his Big-Daddy. This crap runs in the blood cause James A Nelms III 's little brother  Michael Nelms also has his own collections company based out of  his home in Atlanta Georgia called :

TRISTATE FINANCIAL
ENTERPRISES, LLC
4378 RAINER DRIVE
Atlanta GA 30349
Fulton County

This explains why he's calling from a Georgia phone #. I guess scamming pays off big time. You should Google that address, he goda real perty house.

I suggest you verify the information that I've provided you with and then call them up and pull a Rumpelstiltskin on them.

1 last similarity.

They all have ties in one way or another to FreeMason groups.

I know it sounds like a Nicholas Cage movie, but fortunately we have FreeMason friends on WOW , so connecting the dots got easier.

Interesting you should mention American Acceptance.

I've been dealing tracking them since 2007.

There are amazing similarities with Kramer and Baines

They were all born in Buffalo.

It involves 2 sets of Father/Son Scammers

Amazingly the sons share the same names of the dad, just like with kramer and Baines.

They all profess to be good Christians one of them even claims to be God's favorite.

The Father/Son's have contrasting alter egos like with Ken Winfield and Ken Winfield Jr.

Kenneth Sr is a pastor and Kenneth Winfield is a sinner :)

The former partner of the guy that runs American Acceptance , owns a Bar while his Father is a Drug and alcohol abuse counselor.

I'll post details here soon, Im just curious how it is you came accros their names.
Have you been talking to Anna ?

If so ask her which character she'd like to be from the Big Bang Theory ?

Hi Dexter,

Sorry I was out for a family member who passed away. Okay, I can't wait to hear what happens when you are done. I'll lay low until you tell me otherwise, but remember, I'm deriving great pleasure out of this and if the "high road" doesn't work, well, I'll take the low road:):)

Hi everyone,
Sorry I have not been around, had a death in the family but I'm back to battle Kramer Baines and Associates!!!!
Also, anyone heard of American Acceptance? 800-and 866-963-4904 and 678-710-2053 and 678-710-2023??

I have been getting this call from this person all times of the day and night for YEARS stating i owe a loan they have my adress and name and can't provide what company that I have or had these Loans with they don't know the amount and usually its a stupid...

Just received a call from them.  Like everyone else hard to understand sounded like he had marbles in his mouth.  Asked for me to call back at 8664022804.  "A business matter"

Marsha,

None of these characters are actual attorneys.

They are "entrepreneur" wanna-be?s

If you ever bought a get rich quick program , one of the ways to earn income is the buying and selling of Debt. All you need is a business license a bank account a a phone. Debt holders first try to collect debt internally , until they have a good year in which case they sell the debt at a discount and report the full amount as a loss. That debt eventually gets turned into a commodity and gets sold or traded and ends up with a company that jobs it out to brokers, by the time it gets to these bottom feeders the debt gets so colluded its difficult to prove ownership, and some of the original data is lost, inaccurate or intentionally altered.

The independent collection agency buy legitimate debt for pennies on the dollar , and when that stops paying off they use the data in these files to scam people.

Our friend Ken has his hand in all the get rich schemes :
Debt collection
Credit Repair
Buying property in depressed communities then signing it up for Section 8
Soliciting for Non-for-profits
Software piracy (That's why he started Simple Software Inc.)
Oh and he even tried the Pyramid Poncy schemes

Yeah i think he has a hard time living up to a certain male family members success , the poor basterd.

I respect your decision to take the high road , but I must admit I have something great planned for our friend Kenneth Douglas Winfield and his partners. I'm almost giddy with anticipation. There will be a website devoted to it , along with pictures and video. This will be so Epic that it might even get its own domain name.

So please don't do anything to scare him or his crew away in the next 30 days , otherwise we'll have to scrub the plan and go after each one of them individually.

I'll post details in the 800notes general forum once we're done with them.

Interesting...Heavy Action Recovery......so they do and have re-invented themselves several times.
I notified the City of Buffalo, NY Law Enforcement Branch of the city government. I remained anonymous and said I didn't have 100% proof but listed various civil and criminal violations that they might be interested in. My question is, how can I find out if anyone with them is a real attorney? I'd like to get more on that and possibly sue to dis-bar them> what do you think?

Hi Dexter,

I'm actually deriving great pleasure and satisfaction out of this. I am starting the legal route but not to say that my "dark side" has not tapped into this. I'll try one way and do as much damage to them both civil and criminal, and if it doesn't work, wellll.........:)
Perhaps I have an evil twin!!!!

Great Job Marsha !!

Anna Is right you are tenacious.

Ken and his Caribian partner have been through the legal system a few times before.
If you are going the Legal route have your lawyer look up
Simply software Inc. , Heavy Action Recovery, and Buffalo's Finest Construction Inc, all were owned or partially owned by this group of scammers.

They should suponea Money Gram for collections they made for Old charged off debt  ,debt that they did not have legal claim to.

He's bought and sold databases of legal debt to and from brokers that had no legal rights to collect.

He also pirates software and sells it on e-bay.

Not to mention the questionable pornography located on his Buisness computers.

I'd say you have a lot to work with.

Those of us whom choose a darker path tend to find it more rewarding , when we take the law into our own hands , for Vengenace, for Justice, but mostly for Entertainment.

Hooray for myself, Anna O Nonomous, Hacker and Dexter Morgan. The address of PO Box 63, Grand Island, NY has been shut down!! I've been sending certified/registered/requires a signature (which comes back as "K. Winfield" and they were rejected this week as a closed, no forwarding address!!!

Also, I filled up the voice mail of the phone number ending in 1000:):):)

Ah, progress...

I think I'm an idiot, I'm trying to figure out how scambusters work?

Wow! Very interesting...A father/son duo! I'll keep the info you gave me and keep you posted on what is next!!
Have a good one!

Hi Dexter Morgan,

Thanks for the information. I will try to follow the "code". I think I have found an attorney who I hope can take care of these people. I have to talk to them first and see what they can do or find another attorney. You were most helpful!!!

Thanks,

Marsha

Some of us Vigilantes follow a code.

Only post the names or addresses of people or companies , when you are 100% sure they are scammers.

This requires some effort from you.

For helpful hints and hours of entertainment goto www.thescambaiter.com