http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
Templates of Letters:
http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
To report extortion scam operations, file reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..
The number is 786-220-4886 say is form Anderson law
This number and 786-220-3387 has been calling saying they are from anderson law from and that I have a law suit against me. They have my ss # and has been harrassing me for 3 weeks now; he states his name is chrisn hill.
The same thing happened to me. Chrisn Hill is his name and something should be done about this!
I HAVE BEEN GETTING THE SAME CALLS, AND MESSAGES, ABOUT GETTING A LOAN OF 300 DOLLERS AND RECEIVING IT FROM CASH ADVANCE AMERICA, SAYING I HAVE TO PAY 7,000 DOLLERS OR IM GOING TO JAIL AND THINGS LIKE THAT, FIRST I DONT ANSWER CALLS I DONT KNOW THEN SOMETHING SAID ANSWER THE CALL AND IT WAS A RUDE MAN CLAMING HIS NAME IS ANDREW JOHNSON AND A OFFICER AT ANDREW LAW FIRM...WOW ARE KIDDING ME. WEN I SAID I WILL CALL THE POLICE MY SELF HE HUNG UP... BUT KEEP CALLING FRM DIFFERENT NUMBERS..
I keep getting calls from this # and from 786-220-3387 calling my work phone threatening me cussed me out saying if I do not call them back they will send authorities to my work place and my home I must call then back ASAP. Please how do we get them to stop? This one guy uses then name of Robert Black and I had one named Jonathan White also.
I recieved a call from 786-220-3387 saying that they are from Anderson Law firm that my ssn# is under investigation for an unpaid pay day loan from last year but when i satrted asking questions they got moreagrresive and said i would be sued for 7,000 dls and sent to prison for 6 mo. I panicked and said i would take care of tyhe situation what amount was it taht i owed, they said 510.00 dls. So when i was asking how to send the money they were asking for a green dot meney refill pack!!! RED FLAGS WEN UP IMMEDIATLEY!! I told them i would call back at 5 p.m. to give the number for the money pack. I started to look up their info and as i read and find out i am not the only one. Thank God i satrted to investigate so i call back asking for their liscense # to practice law and they said why do i need it and i told them to give to my attorney cause as far as i know i dont have any debts from payday loans. He got all upset saying he would see me in court and i said i will be there with my attorney and that this was a huge scam. And i told him these calls are being recorded and he went off on me calling me a f#%^ing B#$ch and a s**t and hung up!!!
This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.
ABC News released an investigative report on this scam in June. The FTC has indicted one of its ringleaders for criminal fraud:
I got the same thing yesterday, same gey, same law firm having i got a loan from cash advance america and i owe 510 dollars .
Yes someone called me from Anderson Law same number as you stated and stated I owed them money from a cash advance and that I need to send him 325.00 to stop from going to court . When I told him I don't owe you nothing I became a B#$%66 and everything else under the sun. I will be sued for $7000.00 dollars . I called him back and said what company are you from then he hung up - a guy from India
i received a call frm some indian dude frm my job! he called my job and said he was from anderson law firm.he had a diff # tho it was 786 600 1009
INDIAN MAN CALLED ME THIS MORNING SAYING MY SS IS UNDER VESTIGATION SOMEONE GOT A CASH ADVANCE LOAN BACK IN MAY I DIDNT HAVE A ACCOUNT BACK THEN HE WAS A TALKING CRAZY IM GOING TO BE ARRESTED THE POLICE WILL BE AT MY JOB I CAUGHT HIM A LIE HE SAID AT FIRST HE WAS CALLING FROM THE ANDERSON LAW FIRM IN CENTER CITY PHILA SO I SAID WHY YOUR ON MY PHONE SAY 786-245-5199 THATS WHEN HE SAY HE IS CALLING FROM MIAMI FL I TOLD HIS A** THAT I WAS GOING TO REPORT HIS A** TO THE POLICE HOW ABOUT THAT
i have received numourous phone calls that i was going to be arrested tomorrow morning, for applying for a cash advance ., they will settle out of court if i pay 200.00..my ss# was being investisgated with the FBI for fraud and my email account is being monitored..after the call i decide to look up said company on internet , and this is what i found similar stories to..mine and to think i have made arrangements to pay monies back that i didnt receive and they will give my money back in 72hrs from the resolution of my case they gave me a case number and everything..being as though i am already a sickly woman..i almost had a heart attack! please do something about these people. Thank God I didnt give them my account information
Same old s***, they have been calling for a year, These Indian accent guys call me all the time, but I do not answer, he said his name was Ronald Jackson, or whatever name this week from Anderson law firm Phone # 786-245-5199, I have call the FCC,FTC and BBB, that wont stop them, I wish they had the balls to come face to face with me, I have had it with these C@** S###**s, I have 20 or 30 other # as well that call all the time.
I got nine call2s in a row. 2 weeks ago I had Indian call and said He wasw working for the Attorney general of course is name is Brad King. He gave me 2 hours to find a wallmart to wire him I asked that I wanted to go to my Bank. He said fine I did not want to cooperate and we would let Attorrney I said I was I just neened more time. I went straight to the bank and found out it was a scam. Brad call when 3 hours were up. I told the jig was up I told him whwere I was and the police and the FTC
He called back 55 times. I used a friends phone a same voice different name and my phone stopped for a a few sec. He answered as jame thomas and I proceeded to call him 155 times
Jack robertson for a law firm stating i owe them money and i am going to be hunted by federal marshalls. He has a very strong indian accent and has the nerve to say have a blessed day
I keep getting calls from this # saying the same thing my SS# is being investigated and once I tell them to stop calling I know this is a scam, they start yelling at me. I have got these phone calls at work as well. Does anyone know how to stop these calls without changing my #. I have called the police but they said there is nothing they can do about it... I have even called my phone company and they cant trace or block there #.
i received a call from someone from the Anderson law firm, saying that my social security number is under investigation. This person left a message on my cell and called my employer 3 times!!!. I just started this job and cant affort to lose it. this is ridiculous i called him back wanting more information but he wouldnt give me any and when i threatend to get my lawyer he hung up. i called back and the number was disconnected.
yes i read your message. It just happened to me too. I got a call a lot of times from an Anderson Law Firm stating i got a lawsuit from a cash advance as well. They left me a voice mail screaming that im in trouble and that if i dont answer actions will be taken against me. I spoke to a police officer about this issue and stated for me not to answer. First of all, a real attorney wont leave you voicemails harrasing people and second they will respect you. This person might be from Africa or an Indian guy that are extorting people for money.
had a guy call me said his name was Jack Daniels from 407-598-0539 I told him he was a scammer he got mad cussed me and hung up!
This call came from 786-322-8815. It is the same people from the number above. Accented guy saying he was Eugene Baker calling from Anderson Law Firm and that my ss# was being investigated and if I didn't call them back I would be fired from my job.
SCAM SCAM SCAM!!!! DONT ANSWER
I just got this call to. What im going to do is call him over and over and over till he blocks me.. I got the time.
my call (2) was from Anderson Law firm and that if I did not contact them to resolve a debt in 48 hours that I would be sued and arrested. My ssn is being investigated and that they needed to verify my address. Uhh, hello if I'm being investigated then you already have my info and I would have received a certified letter in the mail with a subpeona or something to that effect. Yeah, I'm sure they are counting on us to fall for this crap but it obviously has worked in the past or it would not continue and I sincerely feel for those folks. As for me I had an emergency and I did do "some" payday loans because I had a large sum of money to come up with. I'm a single mom with an 18 year old in college and an elderly father I take care of. Pardon me for being poor and then these losers are trying to take advantage of people down on their luck. I hope they get caught. I am going to report as much info as I can to cyber crimes in my local area because you the 786 number is a bouncing phone signal that you can never trace.
Call the FBI, the Department of Homeland Security and your State Police. When they call back, tell them that you are aware they are running an extortion ring, have notified the authorities and hang up.
Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:
I have been receiving phone calls from this group since late April / early May of 2010. There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.
As others have stated, the callers are difficult to understand. Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up. It would be funny if it wasn't for the fact that they had:
a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.
I have personally filed reports with the following agencies, often with limited (if any) success:
my state's Attorney General's office
Generally the local police won't be able to help much. The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace. Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters. Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.
My state's Attorney General's office couldn't offer much assistance either. I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info. It was more or less the same information I obtained from the FTC. They each advised me not to give the individuals over the phone any account information or to authorize payment. That's just common sense, though.
I never got anything from the FBI, either. There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole. I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on". I seemed to get some activity from the Secret Service. I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also) He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.
In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me. (Calls at work have ceased for some reason) That in turn resulted in my "references" getting phone calls from the crooks. Here is a word of caution for women that have been getting these calls - don't say anything and just hang up. The callers are quite abusive towards women callers. Why? Possibly the culture. If they are Indian / Pakistani, women are second class citizens there. You will be treated like garbage. This happened to a family member when she was trying her best to be extremely nice over the phone.
The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine. I keep the Google Voice number open because, well, I can't delete it yet. So, about every day, 4-5 times a day for the last week, I get voice messages from them. It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up. Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.
At this point it's a stalemate with these people.
1) While they have the lion's share of information on us, they can't really do anything with this information.
Why? Think about it.
If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable. That's why they won't do anything with your information, contrary to threats they make. The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed. As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation. The bank, along with law enforcement, would track down the fraudsters and apprehend them. The fraudsters do not want to incur the wrath of a bank, just extort money out of you. Remember that.
Your authorization would absolve the bank from any and all liability, leaving you holding the bag. Never give them authorization for anything - for all you know the call is recorded.
2) We have no information on them.
Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!) You would think someone would have slipped up by now. Sadly, they haven't. We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims. I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used. 800notes.com is great, but no two calls are exactly the same. It would be nice to have a site dedicated to the scam and how it works.
So that's where I am with these calls. I have suffered no monetary loss, though I have been harassed both at home and at work. They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them. My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things. So, it is what it is. I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.
Whenever I'm bored I spoof my number using Google Voice and return the calls. I've called them the poster children for birth control, etc. Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice. I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs. That usually gets a decent response.
Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up) They can threaten all they want but my credit is frozen and my bank information has changed. I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls. I just call and harass them now when I find a few extra seconds. What's the worst they can do to me? Charge me with harassment?
Nope, then they would have to identify themselves.
Oh, and don't bother contacting Cashnet USA about the calls. Their "fraud" department could honestly care less. Their "investigation" is merely a means of buerocratic CYA. I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.
There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers. The other chance is they have access to Teletrack, and pulled all of our information off of there.
For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan. The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:
United Legal Processing Division
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)
You will be threatened with arrest, a costly trial and possibly worse. In no shape, way or form can you be arrested for non-payment on a consumer debt. Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.
Who are they?
In the past when pressed by law enforcement for an address, the callers have provided the following information:
David Morgan and Associates
Morgan & Associates
1155 Northwest 85th Street
Wintergarden, Florida 33150
(Address is likely invalid)
The collector's MO matches a once legit collections agency called Ellis Crosby & Associates. Here are some links on them:
They have been previously fined over $1.3 million for various violations. They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.
The last time this group went by any "official" name was back in 2008:
Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone: 800-928-3536 / (904) 928-3536
(Address is likely invalid)
There are NUMEROUS consumer alerts out against this group of individuals:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.
"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit. The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.
Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives. Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."
Do not supply the callers with any additional information. Inform them you have reported them to law enforcement and hang up. If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond. Look up the local Secret Service branch's information in your area and get in contact with an agent there.
If you ever applied for a cash advance online, your information is out there.
Possible sources for the breach of your privacy are:
* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you. The service is able to tell cash advance lenders if you have existing loans with other companies, for example. Many state laws prohibit borrowers from having more than two cash advances out at the same time.
* The scammers created their own fake payday loan application site. People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.
* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.
How to protect yourself:
* Inform your employer. You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously. Advise the callers that they are no longer allowed to call you at work. If they continue to call, document the date and time of the calls you received. Save voice mails left if at all possible.
* Change your number(s). For some this may not be an option, for others a one-time number change can be done free of charge.
Be advised - any references you listed on your payday loan application will be contacted. Let those people know that this is a scam, and they can disregard.
* Use Google Voice. Google Voice is a great replacement voice mail system for just about any phone number you use. Messages can be transcribed and voice mail recordings can be saved as mp3 files.
Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers. Make sure when you call you identify yourself so they can start up their script. At any point after they have your information pulled up just hang up. They will then start religiously calling your Google Voice number. At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again. (And laugh at the fact these people are basically talking to a brick wall several times a day)
The scammers change their numbers frequently. Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online. With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement. Below is just a sampling of the 30+ numbers that have been used in recent memory.
It's not a simple yes or no answer. Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.
So, why haven't they?
Why do you think you are being called so much? Perhaps it is because they like the sound of your voice? No, they have to have your authorization to take any form of payment from you, period. The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past. Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.
Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough. A real attorney would take the callers to task and write them off as two-bit con artists. The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe. Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt. See what they say. A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that. That authorization is the only thing these callers are doing by the book, and for good reason. If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution. In about 7-10 business days, you would get the funds returned to your account. Then the scammers would be up against a bank and their team of lawyers and investigators.
If you haven't paid the callers a dime, don't. If you planned on paying them to shut them up, just don't. Remember - you are not being contacted by a legally licensed, ethically owned and operated collector. Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.
PS--The FBI sent out a Press Release on this scam just last week:
Extortion Scam Related to Delinquent Payday Loans
December 07, 2010 FBI National Press Office
? filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.
If you receive these calls, do not follow the caller?s instructions. Rather, you should:
Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:
Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements
I actually recieved a text message from this number, saying he is Chris Hill from the Anderson Law Firm, texting that they have recieved a legal application against me & at this point in time my social securit is under investigation. The issue at hand is very sensitive & it is very urgent for me to contact me at the above number & that is the direct line to my division & to not to disreguard this message. So called back from a landline & got this mail box is full. Right now I am involved in a Fraud case from a Loan Co in which I have lost money so I am very leary now of anything like this!
they left a message jonathan white from
anderson law firm
i got a call today 10/28/11 at my job from john white about a legal matter wanted to know if i have my lawyers number. i just hung up.