I'm in Florida and so is this company.  I understand it's a 1500.00 fine in this state for every call a collection agency makes to your cell?

i too have been receiving calls throughout the day on my cell number. I don't answer calls that I don't recognize and figure if they really wanted to speak with me they would leave a message. This company or caller does not provide any callback info. I would like to stop receiving the calls but I guess I can live with it by just ignoring them.

I am receiving calls on my cell phone from this number.  I hear noise in the background on voicemail and then hang up.

got a call on my cell phone, no message left, returned the call, it is 1st National Collections,  They where trying to collect a debt from me that I knew nothing about from 1996.. Go figure 14 years later..This sort of stuff gives us bill paying people a bad reputation

This number has been calling me for about a month now. I actually did receive a letter from them during this time. As stated by others in this posting, the company is 1st National Collections. They are trying to collect on a car loan that was paid off in 1999 or earlier. This item is not on my credit report yet they claim I owe them over $15,000! Good luck with that...

Called an hung up 3 times.  When I called back it was a collection agency "trying to collect on my student loans for 1964"  I never had any such loans--total idiots!!!!!!!!!!

This is a collection company and I know that they do work for CarMax and other large companies.  Bottom line the phone calls mean nothing, do not talk to them and simply ignore them. If they are calling your cell, have their number blocked with a call blocking program (if you have a smartphone). The MAIN issue is that if you honestly dispute the debt I understand (and this is in no way a legal opinion) that the Fair Debt Collection Practices Act, U.S.C. Section 809(b) (Federal law, your state may have a similar one) provides: "If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector."   It seems that once in receipt of a proper letter mentioning the act (form letters are online) collection must cease.  NEVER ignore a written demand. Also be aware than in this economy OLD debts are being purchased (ones where statute of limitations has been exceeded) by companies that sue the alleged debtor, knowing many will not respond based on the statute of limitations having run. IT IS MY UNDERSTANDING THAT STATUTES OF LIMITATIONS are AFFIRMATIVE DEFENSES and DO not bar someone from suing on an old debt; meaning they are NOT SELF EXECUTING, and a judge will not dismiss and will allow for a default if a person does not show up in court and actually raise the affirmative defense. If a suit is anticipated ask for as much info as possible:
Example:
This notice constitutes written notice that I hereby dispute the debt alleged and demand verification thereof. The requests and demands herein are pursuant to The Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. 1692. This validation request constitutes constructive notice wherein, notice to the agent is notice to the principle and notice to the principle is notice to the agent.
1. The complete legal name and address of the original creditor and documentation that they are registered to conduct business in the State.
2. A certified copy of the complete instrument upon which the alleged debt is founded as well as a detailed breakdown of the nature of the debt alleged owed...
3. Certified copies of all any and all assignments of the alleged debt.  Please certify any other original documents in your possession that provide proof that you are a “holder in due course” and you have beneficial interest in the claim purported herein.
4. A payment history for the life of the alleged dept, per the provisions of Florida Consumer Protection Laws, FDCPA 1692 – Validation of Debts, including an explanation of how the amount of the alleged debt was calculated, including what it may be founded on.
5. Any other current or any original contracts, agreements and/or other original documents, with the bona fide signatures of both parties (Defendants and an authorized representative of Original “creditor”, including proof of their authority), of the alleged and disputed debt in accordance with FDCPA - Unfair Practices (15 USC 1692(f)), Federal Rules of Evidence - Rule 1002 and Rule 1003 and other applicable Federal and State Laws and Regulations; and state the location(s) of any and all alleged records relative to this matter.
6. The complete legal name and address of the current owner(s) of the obligation and documentation that they have complied with all applicable State and Federal laws.
7. The original “creditor”, in the creation of this alleged account lent its own assets (money) by indicating which account this “money” was secured from to provide the funding for this alleged loan. Please provide the date of purported funding of this account, its date of origination and a certified copy of the form of payment made to the Seller in the above related account for verification purposes.
8. To further verify this disputed debt, please also provide the date(s) this alleged debt was assigned (and/or sold) and amount of consideration and all terms and conditions. In connection with this request, further provide:
      • The basis of this assignment or purchase amount and provide documents of any and all assignments (or purchases) of the alleged debt cited above and the assignment (or purchase) process undertaken.
     • State if this Debt has been written off by any entity for accounting and or IRS taxation purposes.
     • State the IRS tax year that this debt may have been written off, and state the value of the said write off.
9. Documentation detailing all assignees, holders and debt collectors of this alleged debt including former firm(s) engaged to collect this alleged debt and transaction dates and any filings in accordance with FCRA § 623, responsibilities of furnishers of information to consumer reporting agencies [15 U.S.C. § 1681(s)(2)] and FCRA § 611 and procedure in case of disputed accuracy [15 U.S.C. § 1681(i)(a)(5)]. Please provide certified documentation of the alleged debt detailing the transactions and accounting and how the alleged debt amounts were calculated.
10. Documentation as to which credit bureaus, including but not limited to Experian, Equifax, TransUnion, this alleged debt has been reported.
11. The agreement with your client that grants you the authority to collect on this alleged debt and documentation that nullifies any previous agreements.
12. Has any claim of loss been made under any and all insurance policy affording coverage to any creditor regarding this alleged debt? If so, please provide the amount of the claim and final outcome of claim. Additionally, provide a certified copy of any and all insurance policies that were/are available to any creditor related to the alleged debt.
13. If the alleged and disputed debt was assigned (or sold) as part of a portfolio, copies of all offerings, counteroffers, and sales documentation and agreements and documentation identifying third party interests, delineating all associated transactions and accounting including tax treatment (such as “write-offs” or “charge-offs).
I personally would also remind them that all collection efforts of any type must CEASE until all info is provided.

Please see my post below regarding the difference between calls and writings.  If thirty days has past for a dispute letter, if it were me I would be sure to show up in court and raise a statute of limitations defense as no one will for you and unless you RAISE IT IN COURT, a statute of limitations will not bar suit on an old debt, if you fail to show a default could be entered (likely), and then they can sue to enforce THE NEW JUDGEMENT, which will have reset the statute of limitations to day one so to speak; the new judgement will likely be much higher (given interest, etc.) and not subject to your old statute of limitations affirmative defense.  Good luck.  Note: This is strictly a personal opinion and I would consult an attorney, especially one in your state, for a legal one.

This number calls 3-4 times aday and sometimes leaves a message, and sometimes not, then they call from different numbers , same message, but I am not sure what the facts are and why they call.

keep getting calls they don't leave any msg..only hang ups..

Calls are from First National Collection
Believe they are using a masked number showing they are a local number

also getting calls, hang ups and no voicemail

I have been receiving calls for several months for these bottom feeders. They almost never leave a message & when they do it is only the last 4 digits of their phone number.  I did receive a letter prior to the calls and it stated that I owe a bank loan for a car from 1998! Are they serious? This alleged loan from which I have a letter from the bank stating that the loan was satisfied;is not even on my credit report, was never for the amount they are claiming I owe THEM!! Talk about scum..... lets jack up a 12 year old loan to double the amount and scare people into beleiving they never paid and that they owe it now or else.

Just an little FYI, this First National has another # 714-495-4807, and with this # the "agents" actually leave their name (assume it is fake) and a number to call them back along with a file # to give them when returning the call.

No Mr. Conspiracy theorist, it's not the FBI..it's just a collection agency. If it's not you their looking for just call them and they'll remove the number.

unknown caller

unknown

Constant harassing call numbers:  786-735-8992, 786-523-0351, 954-239-7639,954-239-7954, 954-416-3950, 954-412-9892, 954-744-8162, 954-369-4311, 954-889-6242.  These seem to be collection agencies.  The nasty part of this is that I don't owe anyone anything.  This being, these may be scam artists.  Beware.

I looked up the area code and it also showed all other possible ones that may related to this agency.......239, 305, 321, 352, 386, 402, 407, 561, 727, 754, 772, 786, 813, 850, 863, 904, 941, and 954....which shows all three that r calling u....786,239, and 954.

I am so sick & tired!!!! they are trying to reach a person who is not me and they don't cesae calling!! LEAVE ME ALONG, STOP CALLING ME.

Just got a call from them on my cell and called them back on another line...someone answered with "First National Collection Agency".

I never give my cell# out unless it's family or friends, so this First National would never have a way of calling me if it was legit...

They had called twice.  The first call I did not answer and they left a blank voice message.
I answered the second call later on that day and it was an automated message saying press 2 if you are not this person or press 1 if you are.  I pressed 2 (even though I am that person) and it disconnected me.  Stupid collection agency!

Got a phone call from this number. No message left.

Getting about 3-4 calls a day on my cell phone and they never leave a message only background noise heard and they hang up

Receiving this call on my cell phone 1-2 times per day...Leaves no message
Anyone know who this is??

This number is used by undercover FBI agents

calls and leave a hangup voicemail

i've been getting a call from this number lately. i dont pick up because i dont recognize it, but they called 3 times today, and 2 times earlier this week.  no message ever

i have been receiving calls from this number and wish they would leave me a message. during the times they call i am working and cannot get to the phone. i am thinking it's a creditor because i am going through some financial difficulties at this time. if you whomever you are - please leave a message and i will call back after 5PM.

This number keeps calling me and hang up when I answer when I dont answer they leave a blank voicemail .