This company is a scam, they are also related to number 877-420-1764, they go by EOC CCA or EOSTCA. When asked what the meaning of the acronym he didnt know. For someone to work for a company and have no idea what a the acronym stands for spells SCAM.
This is EOS CCA, a Norwell MA based third party purchaser of debt--they buy debt and then put the screws to the debtor--keeping what they can get. aka, vulture firms.
They are among the more aggressive with a reputation for staying *just* barely on the right side of the Fair Debt Collection Practices Act.
They can be reached via US mail at: 700 Longwater Drive, Norwell, MA 02061 -you can file a written request that they contact you only via US mail.
You can keep him....I have one in my family also...luckily it is an x-brother now :)
I just got my first call today looking for him....from Carrie Smith.
finally left a message with a phone number.
I was literally almost done typing a comment when I answered the phone and it was the same outfit. Perhaps because they didn't get an answering machine the computerized voice asked if I was "Manuel Cuocyx". For a period of a few months we got ATT cell phone bills for this guy in our mail. I'm assuming he (if it's even a he, and that's a real name) is an illegal alien who simply picked an address and signed up for cellphone service for which he didn't pay.
The guy answering the phone identified the company as "CCA" and said it was an "accounts management company" but wouldn't provide more information. I'll consider that they're some sort of clearing house that does other work, but I assume they're strictly a collection agency. As such, I'm sure that they regularly deal with deadbeats, so I'll be charitable about the uninformative messages they leave. After all, if you're a deadbeat who's trying to avoid paying your bills you're not eager to call them back, are you?
If you're not a deadbeat, perhaps they've got your number by mistake, or perhaps there's a legitimate bill that you don't know about. I was told that they'll remove my number from the file. If I get future calls I'll repost.
The number 800-203-1552 called and left me a message telling me there was an important business matter they needed to discuss with me. They urged me to return their call as they have tried several times in the past to reach me - they've never called!
I have not returned the call.
They've called my house several times. Finally got it out of them that it's CCA, which is a collection agency. They hung up on me twice and had me on hold for 10 min. Going to try tracing "CCA" thru web so maybe I can file a complaint with someone who cares. HA!
Just googled the 800 # and got this: CCA Collection Agency Red Bluff, Ca. 96080. Through a list of California collection agency directories I got CCA in Red Bluff, Ca. ph. # 530-527-9955. Hope this helps someone...
harrassing rude woman 9:53 AM on 7/7/09
leave automated messages daily
I started getting calls From this Number About Fixing Credit after Looking into Purchasing a Forclosed Home. It would appear that the list was sold to this company. When I Told them to stop Calling me The first time they hung up Yet continued to call When I finally Told them That Under NYS Law they Must Stop Calling me And remove my number from their List Or Could Face Harrassment Charges (after about a dozen times Of telling them to leave me alone) The Guy on the phone Immediately Started talkin trash Sayin things Like we Wouldnt be calling if u werent broke we got bigger Lawyers WTF are u gonna do about it? I am Currently Tracting down a Number to call this company And Speak to A supervisor of some sort and seriously Mulling Pressing Charges
They are a collection agency for ATT--with the following business listing:
EOS CCA 700 LONGWATER DRIVE, NORWELL, MA 02061 with an additional phone
listed as: 1-781-681-4300
This is their usual mode of operation: AT&T sets you up with a payment plan for
your past due account telling you they will accept (3) payments of an equal amount then reestablish your service...when you make the 3rd payment (on time) they then inform you your payment is late by less than 12 HOURS, and therefore your accounts will be turned over for collections for all the disconnect fees of $175.00 per line plus $36.00 per line for reconnections, after the disconnect fees have been paid...its corporate america ripping off the little guy AGAIN....GOOD SCAM AT&T......
these people were fishing for info on my daughter...the person I talked to was a total a$$ and hung up when I told him she did not live here. This company no longer answers calls to this # from me. I told them I did not want calls from them any more....somehow they keep calling me? Eocca is a fraud no number you call is in service once they know you are onto them..... SCAM SCAM SCAM.they are in Cal somewhere??? good luck trying to reach a live person to vent on. EOCCA spells SCAM
I too got calls from them and they say are you Barry High, if not then call back and ask us to remove ur number from the list. But they keep calling and say it will take 48 hours to remove ur number. And they refuse to even give details as to why they are calling, they say if you are not Barry High we cannot speak to you.
They left a message on my voice mail for "Craig Emanual" - Definaltey not me! They did leave a number to call back to be removed from thier list - I called it just now and the man that answered was very polite and said he would take care of removing my number. I hope he actually does!
We received multiple calls from this number. It's not as weird on my end as some of the other posters here. The voice mail message left is "Hello. This is Cary Smith and this is an important call. I am attempting to locate <name>. If you can assist me by providing location information for <name>, please call us at 800-203-1552. Thank you."
The reason this is not quite as weird as others here is that the name of the individual they are looking for is my husband's ex-wife whom he divorced in the mid 90's. My guess is that they are definitely a collection agency. That woman has never paid her bills. We get calls all the time from collection agencies looking for her. This is nothing new.
I get calls from them every week looking for someone who apparently had my number before I did. They say this is an attempt to collect a debt. They never tell who their client is that they are trying to collect from. This is about the 6th collection companmy that has contacted me about this person. I am tired of getting calls for this person. Obviously their data base is out-of-date and they need to delete my phone number from this person they are trying to collect from. I can't imagine it can be too serious because if it was for big money like credit cards they usually have live people who will call everyday. I had that problem before filing for Chapter 7 bankruptcy.
sister of a douch bag
it is for sure a collections agency. they called for my douch bag of a brother. but since he owes money to so many people i have no idea who it could be. school loan.... cell bill... maybe even credit cards... lucky me my brother is a winner!! anyone want a lazy 32 year old jobless selfish loser for a brother. hey he will even screw over his own mother after she helped him go to school (but he didnt get a degree because he failed out)
EOS CCA, Inc.
700 Longwater Drive
Norwell, Massachusetts, 02061
Junk debt collector, no license or bond found anywhere we checked. They changed their name...why?
Aliases Other Locations
Collection Company of America
Rochester, NY Denver, CO Dallas, TX Tinley Park, IL
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!
THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS
NEVER ASSUME THEY HAVE A VALID DEBT OR LEGAL RIGHT TO COLLECT.
HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU
Debt collectors MUST FOLLOW your STATE laws regarding licensing. Check your Secretary of State for licensing requirements for ANY collection agency that contacts you
READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE
You can also post your questions here http://www.collectorsexposed.com/forum/ NEW URL!
These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx
Dealing with Debt Collectors
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.
How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.
Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.
Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.
For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
File complaints with
Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org
If you or they are located in NY ? use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
There?s no doubt about it: you are responsible for your debts. If you fall behind in paying your creditors ? or if you dispute the legitimacy of a debt ? a debt collector may contact you.
?Time-barred? debts are debts so old they are beyond the point at which a creditor or debt collector may sue you to collect. State law varies as to when a creditor or debt collector may no longer sue to collect: in most states, the statute of limitations period on debts is between 3 and 10 years; in some states, the period is longer. Check with your State Attorney General?s Office to determine when a debt is considered time-barred in your state. You can find contact information for your State Attorney General at www.naag.org.
Federal law imposes limitations on how debt collectors can collect debts, including time-barred debts. Under the Fair Debt Collection Practices Act (FDCPA), a ?debt collector? generally is any person or organization that regularly collects debts owed to others. The term includes lawyers who collect debts for others on a regular basis, but it does not include creditors collecting their own debts.
The FDCPA prohibits debt collectors from engaging in any unfair, deceptive, or abusive practices while collecting debts. It does not erase any legitimate debt that you owe. To learn more about your rights under the FDCPA, click on www.ftc.gov/bcp/conline/pubs/credit/fdc.htm.
Collecting Time-Barred Debts
Most courts that have addressed the issue have ruled that the FDCPA does not prohibit debt collectors from trying to collect time-barred debts, as long as they do not sue or threaten to sue you for the debt. If a debt collector sues you to collect a time-barred debt, you can have the suit dismissed by letting the court or judge know the debt is, indeed, time-barred.
Whether a time-barred debt ? or any debt for that matter ? can appear on your credit report depends on how long the debt has been delinquent: debts that have been delinquent more than seven years cannot appear on your credit report, with certain exceptions. In addition, a debt collector may not try to collect a debt that has been discharged in bankruptcy, no matter when it was incurred. To learn more about credit reporting, click on www.ftc.gov/bcp/conline/pubs/credit/fcra.htm.
Contact with Collectors
Can a debt collector continue to contact you about a time-barred debt you don?t think you owe? According to the law, if you send the debt collector a letter stating that you do not owe some or all of the money within 30 days after you receive written notice of a debt, the collector must stop trying to collect until you?ve been given written verification of the debt, like a copy of the bill for the amount you supposedly owe. The collector can renew collection activities once you?ve gotten proof of the debt.
You can stop debt collectors from contacting you about any debt, regardless of whether you owe it, by writing a letter telling them to stop contacting you. Once the collector gets your letter, it may not contact you again ? except to say there will be no further contact or to let you know that the collector or creditor intends to take some specific action. Sending a letter doesn?t absolve you of the debt if you actually owe it; the debt collector or creditor still could sue you for the debt.
Future Collection Efforts
The best way to protect yourself from future collection on any disputed or partially settled debt is to get a form or letter from the creditor or collector that releases you from further obligation. To make sure the release is valid, you may want to consult an attorney. If you believe that a debt collector violated the law, you have the right to sue in a state or federal court within a year from the date the law was violated. If you win, you may recover money for the damages you suffered, plus an additional amount up to $1,000. You also may recover court costs and attorney?s fees. You also may want to report any problems you have with a debt collector to your State Attorney General and to the Federal Trade Commission.
The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a new video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
this place calls and calls but everyday and I hear things about At&T but I pay my bill and how can they sent them to a Collection agent when you pay your bill ?? I have never talked to anyone they always call first thing in the morning or later at night.
I have an account with At&t and I pay my bill every month I dont understand this at all why would At&t sent my bill there hmmmm
I received a viocemail on my home phone which only about 5 people have that number....the voicemail was a male automated voice saying, "Hi I am Carrie Smith or Terri Smith(can't tell) and I a trying to locate <a person from my past> and if you know the location to call 800-203-1552" then it repeats itself. Weird thing is I have not seen or heard from this person in about 3-4 years. There is no their friends or family or anyone for that matter would know my home number. Not to mention I only had this number for a few months.
These tools call me almost daily but I have blocked them with my voip services so my phone never rings! Sweet nirvana! .. now listen up people here is how we beat these sacks of puss. Someone find out the state, city or town they operate out of and once you do kindly open a call with the local police department reporting this company as harassing you. Im sure they have harassed enough of us! If enough people call and report this companies harassing behavior then maybe something can be done once and for all Remember to be nice and professional when calling the police department. I repeat be polite and professional.
I did this after one of those nelson survey 1-800 marketers scan companies started to call my number and once I opened a ticket online with the local police department I got a call almost immediately from that police department and what do you know those calls stopped really quick.
also you are fraund . call fcc on your a**.
call fcc on your a** live scam
Recorded message from 800-203-1552
Listing belongs to: EOC CCA 700 Longwater Drive, Norwell, MA 02061
direct listing is: 781-681-4300
Collection agent for AT&T scaming customers who have paid off their past
due accts/then AT&T refuses to re-establish service/and charges them for disconnect fees, and reconnect fees at the rate of $175.00 per line for the disconnect and $36.00 per line for reconnect, if your dumb enough to pay for these fees and fines.....ITS AN AT&T SCAM...THANKS CORPORATE AMERICA
This is a collection agency. They called me looking for someone that lived in my house before I purchased it, over a year ago. I guess they search the address and my phone number popped up.
I get these annoying calls from 800-368-5417. It says "Are you Mike Klip? If not, hang up." It then pauses and proceeds to give its message, even to the answering machine. Problem is, everyone here can hear the answering machine even when I;m out. So it;s a definite violation of my privacy. The calls are definitely meant to harass. If they have a valid reason for calling to collect a debt or whatever, they could send a letter or an email or have a live person call. But they;d rather have this really annoying voice call, and PRETEND that it's so confidential, etc., etc. Which makes everyone around listen and wonder: Hmm, I wonder what he;s done wrong!
In fact, I owe nobody anything. I have an excellent credit record. But of I could get my hands on these people .....
I think everyone who receives calls from them should call their 800 numbers and leave obnoxious messages fro them, several times!! Run up their 800 call costs. Annoy them and harass them, just like they do to countless others!
Automated call looking for some weird name. Said if it's not that person, to call 800-203-1552 to be removed from their list. I called the number and a man answered right away. I said I got a call for someone else and I wanted to be removed. He asked the name again and I said it wasn't me. He said he'd remove me. Was very pleasant to talk to. Hopefully it's not a lie/scam and he will really take me off
This is a credit agency for ATT billing. I have a current account with them, and have since 1998, and they are telling me that att sent me to collections for a past due amount on my current contract????? The company is EOS LCA. They were very nice, and helpful in trying to resolve my issue.