This number called me at 10:45 PM??  What the hell??

  These people call almost everyday.and when i say hello no answers.i am very ill.retired senior.and would appreciate not being bother ea morn at 8:00 am before i can take my meds,ect.

ISRAEL B GARCIA JR looking for my child support payments!!!

This number keeps calling my cell phone and even called my parents phone number

We received a call from this number at 8:50 AM on Saturday. No one said anything when we answered the phone. This call came 13 minutes after we received a similar call from (855) 290-3162 which was the same thing. No one responded when we answered the phone. We've had our two phone numbers (which ring on the same line) for less than six months, and we've been plagued with calls (regular phone numbers as well as toll-free numbers) for people who apparently formerly had these numbers, as well as these non-responsive calls. These are evidently bill collectors.

Scam call claiming to be Verizon Wireless offering me $381. Discount...

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
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If its a scam, then here is where you file reports:

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Bay Area Collections, trying to scam me. I don't owe anything. They call regularly, never leave a message, and I can't reach them, as the line hangs up after 'please hold'.

Keep calling harassing my in laws about getting my number. They are elderly and just had heart surgery.

They call every day twice, but never leave a message.
I have no Idea why they calling ,because we have no dept.

I am on the no call list and also have a system enabled that, that tells them that this number will not take a call from them, but they still call every day.

This number calls every day. Never leaves a message.  I have answered a few times, but as soon as I say hello it hangs up.  When I call them, I get  a recording saying "please hold" but after a few seconds it hangs up again.

I'm receiving calls from this 800 number.  I'm on the no-call list, yet they still keep calling.  The msg they leave is not for me.....

I have continually been receiving calls from this Collection group for over 6 months trying to reach a Sherman Morgan.  Several times I've confirmed I know no such person and to remove my telephone number; which has previously been promised to do/but evidently not done.  To return the call to the # given of 800-213-6455 takes you to a recorded Sweepstakes Winner company.  I've state I'm on the "NO CALLS" listing and that my next step is to contact them.  Doesn't seem to scare this agency in the least.  TAKING FURTHER ACTION TODAY!

800-213-6459 call my number everyday and then the call disconnects. no voicemail or anything.

I get a call every evening from 800-213-6459.....no one says anything.

apparently this collection company thinks all mexican-americans are related or know each other,,lol,

received a hang-up from them. recently made dispute at all 3 credit bureaus about bogus entries on there. my guess they were the one and are trying one last time to steal from me before being forced to remove it from my report or at least get me on record saying something so they could stretch it out for another 7 years or whatever. they're crooks, no two ways about it.
if your state is like MO with a No Call List, report them to your state. they'll get fined if you're on a list and they call. if this is you, do it now before you forget.

Robot called! Scam

stop harassment!

Been getting a phone calls from Bay City collection Agency...1800-213-6459.  every month for over a year. I have called back and tell them that DELIA JONES doesn't live and has never lived here and please removed my number. No they don't they keep calling. When I move later this year this landline phone will not be going with me---HA HA HA. then you will you call???

We too have been receiving numerous calls from this number. Have just ignored them to date but becoming a nuisance.

advised the callers that the person they are trying to collect a debt on no longer has this number, I've had this number since May, 2012

They call freiend of mine, asking for me on the recoreding to the house and ask for me or someone to call back. I just want tem to stop calling or I will take legal action, if they are in the USA.

I called them on a phone they could not trace. I asked why they are calling my number. They asked if some one by the name of ________  ________  was there and i told him no one at that number lived there.
He said he would remove the number from the database and apoligized for any inconvienence.

Received ROBO-CALLED/DIALED voice mail message from these idiots... BLOCKING NBR#.

Why would anyone with with a BRAIN ever give personal info over a phone to callers you don't know? That's just stupid and you can't fix STUPID!!! If they are legite then they can contact you by mail.

Getting repeated called from this number for different unknown individuals.  One was a robo call and one was a live person. Told him wrong #, never heard of the person and stop calling.

A person keeps calling me from this number 800-213-6459 Steve Garcia #39 . but does not state what company his calling from. His very rude and harassing me everyday.He started to threaten me and my family by throwing thing in my past. making Racial comment to my family. they cant speak English and making fun of them.
I was 9 month pregnant and he called me on a Saturday stating I was also making fail document and I was so upset and went into labor early. I had the baby on Sunday.
I have a the voice mails that he left me. I will not stop reporting him and the company.until they stop.
I don't want to change my number but want them to stop calling me. the only thing he is stating he want me to pay him 6000.00. i believe this is a scam.

These "solicitors"  call my cell phone every day around the same time.  They have been calling on and off for several months.  I never answer.  Last year I received another 800 number and they threatened to have the sheriff come to my home and arrest me, but if I paid them a "reduced amount" and give them my credit or debit card, they would not have me arrested.  The man was very rude and trying to be intimidating.  I tracked down the area from where the calls were originating and they were coming from a repair shop somewhere in Southern California.  But many times these calls are from outsourced areas such as Pakistan, etc. Much cheaper to pay these yahoos than pay the yahoos here.  BEWARE, these guys are bottom feeders.  They even go on line and pretend to be "responsible citizens" and tell YOU to be "responsible"and pay YOUR debts.  PLEASE DO NOT LISTEN to these punks.  They will try any means to get you to give up your information, including your Social Security #.

I get these calls all the time. Bay area credit & other 800 numbers... Not sure how they got my number since it is a magic jack... needless to say, I owe no debt & personally, I never answer any 800 number calls to begin with. when one comes in on my magic jack, I click on ignore.... I always check the 800 number with google to find complaints like these just so I know it is not an 800 number I needed to answer if any like geico ins etc.... otherwise they get no response... I only answer numbers I know & others can leave a voice mail....