they call here often always looking for someone that has never lived here.  I know who they are looking for and exactly where they can find him but if they think they will get that information from me before I receive a real fat check they got another thing coming.  If I'm gonna do they're effing job they are gonna pay me for it and I don't come cheap.

Said they were Gateway and recording the message.  Asked for personal information... yeah, sure!  Anyone calling me on an 800 number does not warrant ANY answers.  Doofuses!

What these people who we are caling dont understand is that when we say your being sued, you will be sued, in the fdcpa, which us collectors are very framiliar with, its our bible, its states it is illegal to say your being sued unless the client fully intends to sue you. YOU ARE BEING SUED
congrats you pay your bills, i pay my bills now lets get every one else to pay there bills and ill go work customer service
not all collectors are a** holes only the ones u hang up on, or swear at, were people too and dont appreciate it were just doing our jobs, so we can pay our bills so people like us dont call

You people who claim to be debt collectors are just making yourselves look worse by that ignorant spamming type of typing.

I have a good job, I pay my bills and NO I didn't go out on Black Friday to spend.  I guess I'm below average too because I don't have 7 credit cards either.  I hope by paying off my debts to put nasty folks like you in the poor house.  You say it will never happen to you, but wait, your day will come when you get a phone call and you won't like it much.

Collectors need to lose the attitude about collecting.  You don't have as much power as you think you do.  Scare tactics don't work.

Stop spamming up this board.

Get a REAL job.

i had a lady who was quite rude calling from that company, she offered me a 50% to settle, but i couldnt afford it....  8mths later my paycheck is being guarnished for full balance....   wish i would have taken the offer  :(

These ppl are calling our house twice a day looking for my husbands ex-wife. I've already spoken to 2 different callers and both promised that we would be removed from their contact list but this never happens... My husband and his ex have been divorced for over 12 years. How can I get them to quit harrassing us...Shes remarried look up her new marriage certificate and move on to bothering some one else. And If it is a Bank of America account..My husband and myself are current account holders both banking and VISA. Talk about others being LAZY..maybe if you did better research before calling anyone with the same last names ppl wouldn't have to have these forums.

They have called my daughter and who knows how they got her number. They have called her up to 6 times a day asking for me but not asking how to get ahold of me.  Are they really who they say they are?

This co. or should I say tele marketer have bought a list from the internet and are trying to create a big hoax so do not give them any money if they were laget then bank of america whuld have given them the proper tools to conduct busmess according to U.S. laws but they have not they have a littel info and are trying bleed what money they can talk you out of, even if you are a friend or family. Once again do not send money thease guys are out of Canada there country is in worse shape than ours is in
Get them to send you information by mailto get mailing address and such you will see thay are not laget and maybe it will turn them away once they learn that the mail is also about he same for there country than it is for ours you can then turn the info recieved into the U.S.
attruneys office or postal inspector for Canada and the U.S.
Reply

THOSE JERKS WERE VERY PERSISTANT AND CONSTANTLY TELLING ME THEY WERE GOING TO SUE ME AND MY WIFE.... FOR ONE CREDIT CARD!!!  6MTHS LATER FIND OUT I HAD A JUDGEMENT AND NOW BOA...IS GUARNISHING MY DAMN PAYCHECK...  WITH THE ECONOMY THESE DAYS YOU THINK THEYD HAVE A HEART...
COLLECTCOURT IS RETAINED BY BANK OF AMERICA...TO APPRENTLY NEGOTIATE OUT OF WORK...  SHOULD HAVE CLAIMED BANKRUPCY...OR CALL THEM TO SETTLE FOR 50%

Called saying my sister Sherri owed the money you could barely understand what they were saying and I hung up on them. I am reporting them to our local authorities.

I have spoken to the morons at this number multiple times and explained to them...in english, very slowly so they can understand the words...that after a long illness and being out of work for a year because of that illness that we are filing bankruptcy and gave them..again..our attorneys name and number and still, we get calls.

Sure, I would love to pay my debts but cancer doesnt seem to co-operate in the work enviornment so its kind of hard to work right now.

Threatening me and yelling at me is not going to make money magically appear. So stop calling.

These idiots just called us. I guess they are legit, just not very smart. In our case, they were looking for someone with both a different name AND a different address!!!

It's bad enough that they can get away with some of the tactics they use on people who do owe money for one reason or another, but at least they should check their info first and not harass those of us who do pay our bills!

I have a major problem with any legitimate company that won't leave a message explaining why they are calling.

They identified me by name, and said they had a very important business matter to discuss.
In order to proceed, they needed to verify some additional information.  
They asked if I was born in 1925 - I told them I was not.
They asked me if my middle initial was P - I told them it was not.
At that point, she thanked me for my time and concluded the call.
Sounds like their most recent new hire class has a bit more decorum than some of the people the other posters have dealt with in the past couple of years.

I keep getting calls from this number about a Bank of America account.  They have my name and phone number, but I don't have an account with Bank of America.  They won't recognize this and keep calling me.  I just ignore the calls now.

Dont settle with these people. I settled and got a call a month later that it really wasn't settled. Mr Min is a crook if you get a call from Mr Min at 800-565-6142
x 7557 get everything in writing first!

first of all, a collector job is a real job. you have a job to pay your bills, and collectors have their collection job to pay theirs. if it wasn't for those people not paying their bills, us collectors wouldn't have a job like this. so, i guess we gotta say thank you detors...for making a job opportunity for us.

secondly, please dont generalize all collectors are a**holes. some of us really try to help debtors to get out of collections with our best abilities. but since most debtors had bad experience with another collectors before, debtors probably already has a mind-set that all collectors are bad. so i guess we should apologize for any misunderstandings.

last but not least, if we called you and we have a wrong #. tell us to delete your # instead of hanging up or ignoring the call. keep in mind that there might be serveral other agency trying to contact the same debtor we're looking for. so dont assume it's the same company that's keep calling you. common sense. the debtor probably has 5 other creditors.

TO DEBTORS
we know you went through financial hardships, or else you wouldn't be in collections. if you dont have a job, at least make a good faith payment (the minimum: $20, $50 a month, ask your realatives, friends) to show the bank that you haven't forgot this OWEING debt, the money that you BORROWED from the bank (aka, not your money) so there is absoloutely no room for you to dectate your own terms. the collectors will try to work around you, if you co-operate with us too. however, if you have a job and still unwilllng to make a good faith payment...that's a differnt story. i'd give a applause to collectors being "rude" to you. it's a bill..just like all the others bills you have, that you pay for. it's never going to go away unless you do something about it. i suggest for anyone that's in debt to get up and do something about your bills instead of dwelling over your life and the things that happened in the past. stop pitying yourself and get back on your feet, set your life back on track. it's not end of the world...nothing is impossible. be more optimistic and positives WILL happen. i believe it, many people believes in it and you should too. therefore, no matter what situation you're in, there will always be a solution. (i do know how it feels to be in hardships. so please dont assume that i dont know how it feels like to be in your shoes)
oh and also, when you have time read this book called Napoleon Hill Law of Success.
note: your intention is all that matters.

Good Luck to all and keep your heads up.
- A collector.

They are Collectcorp out of Alabama.Collection company for Bank of America Credit cards or FIA card services. Numbers they also use 800-678-3052 and 800-562-6420.

They left a message on my machine asking for (mumbled) first name and my last name and to please call back concerning case # XXXXXXX.  I called back. they would not i.d. them selves and were generally rude.
When I state that I was not Michele (the name they mumbled) she asked for my phone number which I stupidly recited to her.

True American Grit? With a much less patriotically biased eye, anyone can see that the very basis of American history is rooted in greed, theft, exploitation, and manipulation.

America should stop being so American.

"Durr, I gone done spent $11,300 on groceries. There be why my Visa gone done be so high."

11K on food? Do I hear grounds for support on a national obesity crisis?

It's just too bad that not everyone is responsible enough to deal with overborrowing, and would rather come up with excuses and reasons to avoid their responsibilities.  Over-borrowing is one of the main reasons our country is in such turmoil right now.  This company had never asked me to provide them with any card information or anything like that, I paid my bill with the bank off through these people, I won't lie some of them were very rude, but there were a few people I spoke with that really did help me.  I am glad I paid up, it took me 6 months but now I don't have to deal with the B.S. of daily calls, and luckily my credit wasn't ruined.

No, Collectcorp doesn't do everything by FTC and FDCPA policy.  I had an account transferred to these guys and I've documented six grossly obvious FDCPA and three more that I'm consulting with a lawyer about. They're an extremely unethical company -- Google some of their court cases and see how many times consumers have taken them to court over these violations.  They've lost the vast majority of these suits.

I'm sure there's some collectors that are law-abding and ethical.  But if you're being harassed, you have rights.

I work for CollectCorp. We do everything by FTC and FDCPA policy. We have to thouroughly research US policy and law due to our being in Canada.

Pay your debts.

They call repeatedly all week. It is a recorded message. It leaves an 866 # as the call back number. The voice is very intimadating that leaves the message. I refuse to call them back without knowing who I'm calling and for what reason. The message never says who it is they are trying to reach. I wish a real person would call so I could get info to report them the the fair debt collection agency and file a law suit. Law suits are about the only thing these rude people understand.

Who are they and are they from B of A?  Can they be prosecuted?

Received a call from 800-243-7167 which I didn't answer as I have been receiving several calls 3-5 times a day.  Made the mistake of answering the first time and was accused of being a particular person and lying.  I refused to give any info as they would not provide any information regarding who they were, company name, address etc.  They wanted my social security number which I refused to give and also told me that they had gotten my name from a federal government skip trace agency. The person also screamed that I would talk with them and they would call me every damn day.  I hung up and called AT&T and requested call tracing so they could obtain the name and address in order for me to send a cease and desist letter.  In the meantime  I have resorted to occassionally picking up the call and blasting as hard as I can with a field whistle into the phone.  Imagine the agony to their ear.

Seriously, people.  Please learn to use spellcheck and the english language properly.

they called me at work twice i asked them not two and the women was extremely rude saying she had no choice. said she called my house but nobody has called me house. really rude and unprofessional woman.

Had several calls over a 2-3 week span with "out of area" on caller ID.  Today, 7/22/08 they left a message.  My voice mail identified the number only as 416.  The message was to call the 800 243-7167 number because they need to contact an "associate" of this "residence".  The male gave a name that I had never heard of in my life.  He wanted me to call back, gave an extension number and a case number.  I did not call  back, and will not call back.

They keep calling me say they are from CCI want to speak to a specific member of my family. I ask for the bday of the party and they say they do not have to give it to me and they start yelling at me. I tell them send a registered letter to me since if this an official matter they must have my address to send it to.  They say they have and I know that's a lie.  They continue to yell at me until I tell them I will report them to the police and have the call traced and they say go ahead and continue to yell. My cat stepped on auto redial and the phone them started auto dialing they immediately hung up without another word but they have started caling again.  Who are these people anyway