They called numerous times with different phone numbers, but this number was one of them. The voice sounded the same even they left different names of Mike Walls, Tom Brain and Bob Thompson.

called our business. recorded msg. that there's it's important to call back.  when called back, it just rings and rings.......  what a PITA.

I called 800-261-3162 and spoke to a women.  I informed her that I was interested in cleaning up my credit report but before I did that I would need her to identify what company she was with.  She said she was calling from National Enterprise a collection agency.  The women was very nice.  I gave her my phone number and we found out they were looking for someone who didn't live here.

Mike wallace keeps calling me and says its an important business matter.I have no unpaid debts and im ready to hunt these people down and strangle everyone of them.

Calls from Mike Walls with a very important business matter every morning this week.

I called it back and a lady answered.  She said she was from NES.  She was calling for some guy I had never heard of.   I told her I wasn't him and didn't know him.  She said she would take the number out of the system for me.

I hope the calls stop now.

same phone # is left on my answering machine.  Steven Lawson is 'his' name and it's an important business matter.

when i call them back, i'll be sure to *67 them!

anyone else here get a call from the same Steven Lawson?

These creepy people call all of the time for some reason.  They keep bugging me and I think it is for a loan that was charged off years ago.  

Are these people using illegal tactics?

I am sick of them calling me constantly and not telling me why they are calling.

They are wrong!

Steven Lawson calls daily, saying I have an importen msg for you call 800-231-3162.  He never says who he is calling for. If I'm not mistaken the need to ID themself and who they are calling.  Not this random crap he does.  Stop calling here

Same thing here.  Good ol' Steven Lawson nearly everyday for over a month!

yep steven lawson never id's company calling for or who trying to reach and caller id is unknown name and number

I thought he said Stephen Watson. To my recollection, this is what he said:
"Hello, this is Stephen Watson calling with an important business proposition for you. Call me back at 1-800-261-3162..."

they just leave message 'important business matter to discuss

more info on NES

National Enterprise Systems, Inc.
29125 Solon Rd.
Solon, OH 44139 (Cleveland)



800-260-5834

440-542-1360

800-973-0600
800-261-3509
800-491-0016

800-882-9325

800-261-3182

800-925-6141

Fax: 440-542-1380

&    440-542-1381
 


Web Address: www.nes1.com
Email: erpollak@nes1.com

Head Debt Collectors:
Ernest R. Pollak, CEO
Scott Pollak, President
Christopher M. Pollak, Vice President




--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below



This organization generates a lot of complaints like this typical email:
?I am writing you concerning a company called National Enterprise Systems, Inc. They ended up calling me up at work and harassing me, I specifically asked them not to contact me there. Not even two minutes later they called my workplace again and asked to speak to my manager. I contacted the local authorities as they stated when they called my residence that they were ?Federal Agents" and "I was in big trouble with the law". I thought that they were not allowed to call your place of employment if you asked them not to. Yesterday they contacted my place of employment once again. I am fed up with being harassed.?

A quick check on Pacer shows 108 lawsuits naming National Enterprise System, Inc. dating to 2002. The majority of complaints we receive are for harassment, contacting family, friends, calling employers, the usual standard violation of slimy collection organizations such as NES.

According to records we found on a search engine, NES Head Debt Collector Ernest R. Pollak and wife Ellen reside in Salon, OH and are easily accessible to consumers wishing to voice their complaints on the apparent illegal treatment he is allowing his debt collectors to practice.


I suggest anyone who thinks they have been treated unjustly or in a disgusting manner violating the law to contact Ernie the debt collector at:


National Enterprise Systems, Inc.
Ernest R. Pollak, President
29125 Solon Rd     Solon, OH 44139-3442
Phone: (440) 542-1360 x166    Toll Free: (800) 973-0600
Fax: (440) 542-1380   E-mail: erpollak@nes1.com

If that fails to resolve your issue, whether it be harassing calls to your employer, family, etc, or his collectors posing as ?federal agents? as described above, we suggest you do the following:



1) Record all calls from NES collectors.
2) Contact us for referral to a local consumer law professional.
3) Contact us for referral to law enforcement for possible charges.
4) If that does not work and the harassment continues, we may pass along the home address for Ernie and Ellen in the hopes they may want to discuss your situation from their home, in the evening.



CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.

Don't forget the TX Attorney General -
The State AG's are actually the ones who have the power to SHUT THEM DOWN!  They may not even be licensed or bonded in TX - so that means THEY CANNOT COLLECT at all from TX residents if they are not..  

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

Hey all,
WARNING!! THIS IS A Scam. I was constantly called, finally I got ahold of the co., "National Credit", they told me they would settle my outstanding balance on my Chase credit car; that I could pay $2k for a $5k owed and the card would be cleared.

They were very swift; knew a lot of info that convinced me they were for real..

... BUT when I kept getting invoices from Chase I called Chase; they confirmed a "Nat. Credit" does no work for them.

THEN I called Nat. Credit FIVE times one morning.

Every single time I would go thru the same Q&A from them, my name, phone number, etc... and once I told them about the $2k I paid them.. "click," the phone goes dead... at THEIR end.

THIS IS A SCAM. I wish I knew what to do, they are still in biz!

People, do NOT send them or give them any personal information. A Debt Validation form sounds like it would have to have stuff like your phone number, your address, name, and maybe even bank, account numbers, mother's maiden name (or other "random" security questions that everyone uses). They may also want you to set up a "user account" on their website. When you do that, you will probably use the same user id that you use everywhere else. You might also use the same password that you do everywhere else. With that information, they can STEAL YOUR IDENTITY, take out loans in your name, log onto your banks website, buy things with your good credit (Bad credit? No credit? No problem!).
With just the basics (name, home phone number, address) they can sign you up for a $12.95 per month "service" billed through your local phone company.

I also just received this call, but since i have read this, i am sure not to answer.

Three calls from this number, "about an important business matter." When I called back, "Steven Lawson" said it was about an old debt by a family member that had been erased via bankruptcy filing years ago. I suspect he's trolling old public records and attempting to scam people into believe they still need to pay old debts. I will continue to ignore this jerk.

We got one of these messages today. We are also on the do not call registry. I promptly filed a complaint with the FTC, which I encourage everyone else to do, as well.

If prior posters are correct and this is a collection agency, we have been called by one other regarding some friend who is in deep dept and they somehow found us, so that seems plausible in this situation.  However, to me it seems like pure fraud/phone phishing.

They have been calling/harassing my mother-in-law who does not speak English.  When I called their number I got what sound like a collection agency that goes phishing for private info such as SSNs, addresses, etc.  When I tried to explain to them that my mother-in-law does not have any credit cards and doesn't speak English, they refused to talk to me on the grounds I "had no authority" to speak for her.  They refused to consider the possibility of identity theft and insisted my m-in-law was responsible for a credit card she never applied for.  When I asked them if they had her signature on a contract they hung up.
 
I'm going to call the BBB and/or police and see what info they might have on these bozologists.

only says he hasimportant business to discuss with you and calls 1,2,3, times a day.

I called the number back and some man answered saying that he didn't know what I was talking about and that he didn't appreciate me calling him so angry. I'll make sure to call the number back every time they call me so that he can be as annoyed as I am with these unwanted calls! There was nothing on the caller ID. My answering machine picked up the call and repeted the message 3 times.

We have also been getting these calls from Steve Lawson for a few weeks.  I have no idea why, although since we got this phone # we have gotten collections calls for some guy we don't know from time to time.

I called the number and was connected to the voicemailbox of a Steve Gann.  I left a message stating they were to stop calling my phone number, that we were on the no-call list, and if they believed they had a legitimate reason to contact me they could call in person and ask for a specific party.  

I then tried to connect to the "operator", and instead was connected to another voicemailbox.  Only, this time the entire voicemail greeting was in another language, sounded arabic?  and it didn't mention any name or business.  Sounded like a personal VM greeting.  I did not leave another message.

If I get anymore calls I will follow up with the FTC for violations regarding the No-Call Registry AND Fair Debt collection acts, since this is apparently some kind of collection agency.

Yes i get the same call from Steven lawson and it is a recorded message and they call about 5-6 times a day and leave at least 2 messages a day.  Then they some how also got my cell phone it is really annoying.  If  u find anything out about this email me at nicolette21582@yahoo.com

Do not have any past due bills that require a collection agency to call me.  

Went to their web site at nes1.com and sent them an e-mail telling them that this number is listed in the National Do Not Call registery and they have been reported to same.  Also if they do not stop this abuse would seek legal action against them.

They also have an e-mail address of web-info@nes1.com

ask if we knew a person

i have questions

Get a hold of Khron & Moss, they are awesome and really helpful.

I have been receiving the same calls for the last week or so.  He leaves up to 5 messages a day.  I do not call back because there is no reason I should be getting this call.  Be aware that there have been phone scams when you call them back, you're on hold forever, and they charge you a fortune.  Anyway, I just registered with the DNCL and we'll see.  I, too, think this is harrassment and it should be stopped by someone.